2723 Usery Road, Panama City, FL 32404 (MLS# 792865)

2723 Usery Road, Panama City, FL 32404

$289,000

Virtual Tour

https://youtu.be/HQxGY0nwHiA

1st Floor Bedroom Virtually Staged as Office

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,080 Lot Size (sq. ft.): 4,356 Status: Active

Current Price: $289,000 List Date: 8/06/2026 Last Modified: 9/10/2026

Overview

Description

Looking for a move-in-ready new construction home in Panama City with no HOA and the flexibility to use it as a primary residence, second home, vacation getaway, Airbnb, or income-producing rental? This spacious 4-bedroom, 3-bath townhome offers a rare combination of modern finishes, flexible living space, and investment potential–all just minutes from Tyndall Air Force Base and Panama City Beach. Step inside and immediately notice that this is not your typical townhome. The spacious open-concept floor plan offers generous living and dining areas with luxury vinyl plank flooring and plenty of room for everyday living, entertaining, or hosting guests. The modern kitchen is designed to impress with white shaker cabinetry, soft-close drawers, quartz countertops, stainless steel appliances, a large center island with additional seating and prep space, and an oversized walk-in pantry. One of the home's most desirable features is the FIRST-FLOOR BEDROOM with convenient access to a FULL B … (Read more) Looking for a move-in-ready new construction home in Panama City with no HOA and the flexibility to use it as a primary residence, second home, vacation getaway, Airbnb, or income-producing rental? This spacious 4-bedroom, 3-bath townhome offers a rare combination of modern finishes, flexible living space, and investment potential–all just minutes from Tyndall Air Force Base and Panama City Beach. Step inside and immediately notice that this is not your typical townhome. The spacious open-concept floor plan offers generous living and dining areas with luxury vinyl plank flooring and plenty of room for everyday living, entertaining, or hosting guests. The modern kitchen is designed to impress with white shaker cabinetry, soft-close drawers, quartz countertops, stainless steel appliances, a large center island with additional seating and prep space, and an oversized walk-in pantry. One of the home’s most desirable features is the FIRST-FLOOR BEDROOM with convenient access to a FULL BATHROOM–a hard-to-find feature that provides excellent flexibility for overnight guests, multi-generational living, a private home office, or anyone who prefers a bedroom on the main level. Upstairs, the split-bedroom floor plan provides additional privacy. The spacious primary suite features a large walk-in closet and private en-suite bathroom with dual vanities and quartz countertops. Two additional generously sized bedrooms, another full bathroom, and a conveniently located upstairs laundry room complete the second floor. Enjoy Florida living from the covered back porch overlooking the backyard, with space for grilling, relaxing, entertaining, or creating your own outdoor retreat. Built with durability, efficiency, and low-maintenance living in mind, the home features Hardie® Board siding, a Rheem® tankless water heater, a fully sodded yard, a one-year builder warranty, and a 10-year structural warranty. LOCATION MATTERS! Conveniently located just off Highway 231, this Panama City home provides quick access to grocery stores, shopping, restaurants, schools, medical facilities, and everyday conveniences. Tyndall Air Force Base is approximately 18 minutes away, while the sugar-white beaches of Panama City Beach are approximately 20 minutes away. With NO HOA and SHORT-TERM RENTALS ALLOWED, this property offers exceptional flexibility for homeowners and investors alike. Whether you’re searching for new construction near Tyndall AFB, a Panama City investment property, an Airbnb or vacation rental opportunity, a second home near Panama City Beach, or simply a beautiful move-in-ready home with plenty of space, this property deserves a closer look.

Listing Details MLS# 792865

Contract Info

List Price/SqFt: 138.94

Location

Area: 02 – Bay County – Central
Street #: 2723
Street Name: Usery
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0201 – Bay – Central NE
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: No
Parcel ID: 11923-010-000
Elementary School: Cedar Grove
Middle School: Merritt Brown
High School: Bay
Directions: Head North on US Hwy 231. Turn right onto Transmitter Rd. Turn left unto Game Farm Rd at the CEFCO gas station light.. Then turn right unto Usery Rd. Last unit on the left hand side of the street.
Legal Description: 25 3S 14W -5.1- MAP 97A ST A B DEV CO PLAT S 1/2 OF S 140' OF E 50' LOT 56 & S 140

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 2080
SqFt Source: Builders Plans
Full Baths: 3
Total Baths: 3
# of Stories in Building: 2
Accessory Dwelling Unit: No
Year Built: 2025
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: Yes
Garage Y/N: No
Driveway Spaces: 4
Lot Dimensions: 35.25 X 117
Acreage: 0.1
Lot Size (SqFt): 4356
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 538.89
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Looking for a move-in-ready new construction home in Panama City with no HOA and the flexibility to use it as a primary residence, second home, vacation getaway, Airbnb, or income-producing rental? This spacious 4-bedroom, 3-bath townhome offers a rare combination of modern finishes, flexible living space, and investment potential–all just minutes from Tyndall Air Force Base and Panama City Beach. Step inside and immediately notice that this is not your typical townhome. The spacious open-concept floor plan offers generous living and dining areas with luxury vinyl plank flooring and plenty of room for everyday living, entertaining, or hosting guests. The modern kitchen is designed to impress with white shaker cabinetry, soft-close drawers, quartz countertops, stainless steel appliances, a large center island with additional seating and prep space, and an oversized walk-in pantry. One of the home's most desirable features is the FIRST-FLOOR BEDROOM with convenient access to a FULL BATHROOM–a hard-to-find feature that provides excellent flexibility for overnight guests, multi-generational living, a private home office, or anyone who prefers a bedroom on the main level. Upstairs, the split-bedroom floor plan provides additional privacy. The spacious primary suite features a large walk-in closet and private en-suite bathroom with dual vanities and quartz countertops. Two additional generously sized bedrooms, another full bathroom, and a conveniently located upstairs laundry room complete the second floor. Enjoy Florida living from the covered back porch overlooking the backyard, with space for grilling, relaxing, entertaining, or creating your own outdoor retreat. Built with durability, efficiency, and low-maintenance living in mind, the home features Hardie® Board siding, a Rheem® tankless water heater, a fully sodded yard, a one-year builder warranty, and a 10-year structural warranty. LOCATION MATTERS! Conveniently located just off Highway 231, this Panama City home provides quick access to grocery stores, shopping, restaurants, schools, medical facilities, and everyday conveniences. Tyndall Air Force Base is approximately 18 minutes away, while the sugar-white beaches of Panama City Beach are approximately 20 minutes away. With NO HOA and SHORT-TERM RENTALS ALLOWED, this property offers exceptional flexibility for homeowners and investors alike. Whether you're searching for new construction near Tyndall AFB, a Panama City investment property, an Airbnb or vacation rental opportunity, a second home near Panama City Beach, or simply a beautiful move-in-ready home with plenty of space, this property deserves a closer look.

Appliances

Dishwasher: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes
Water Heater – Tankless: Yes

More Information

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Stairs: Yes

Construction/Siding

Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes
Trim – Vinyl: Yes

Exterior

Porch Covered: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Dead End: Yes
Landscaped: Yes
Survey Available: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Driveway: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Primary Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBed Walk-in Closet: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator; Water Heater – Electric; Water Heater – Tankless Primary Bedroom: Second Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Porch Covered Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Lot Features: Dead End; Landscaped; Survey Available Lot Access: City Street; Paved Road Security Features: Smoke Detector(s) Parking Features: Driveway Rooms: Bedroom; Primary Bedroom Utilities: Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	Second	15.8 x 13.7	15.80	13.70
Bedroom	Second	12.8 x 11.8	12.80	11.80
Bedroom	Second	12.8 x 11.4	12.80	11.40
Bedroom	First	13.4 x 13.7	13.40	13.70

Listing Office: Keller Williams Success Realty

Last Updated: September – 10 – 2026

Information deemed reliable but not guaranteed.