2725 Usery Road, Panama City, FL 32404 (MLS# 792861)

2725 Usery Road, Panama City, FL 32404

New Listing

$289,000

Virtual Tour

https://youtu.be/aPjTpoxESbE

1st Floor Bedroom Virtually Staged as Office

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,080 Lot Size (sq. ft.): 3,920 Status: Active

Current Price: $289,000 List Date: 7/19/2026 Last Modified: 7/19/2026

Overview

Description

Looking for a new construction home in Panama City, FL with no HOA and short-term rentals allowed? This beautifully designed townhome offers the perfect combination of modern style, low-maintenance living, and investment potential. Whether you're searching for a primary residence, vacation home, Airbnb, or long-term rental property, this home checks every box. Conveniently located just minutes from Highway 231, you'll enjoy quick access to shopping, grocery stores, restaurants, schools, medical facilities, and everyday conveniences. Tyndall Air Force Base is only 18 minutes away, while the white-sand beaches of Panama City Beach are approximately 20 minutes from your doorstep. Unlike many townhomes, this spacious floor plan lives like a single-family home with an open-concept layout designed for both entertaining and everyday living. Luxury vinyl plank flooring flows throughout the main living areas, creating a seamless, modern look with easy maintenance. The chef-inspired kitchen is t … (Read more) Looking for a new construction home in Panama City, FL with no HOA and short-term rentals allowed? This beautifully designed townhome offers the perfect combination of modern style, low-maintenance living, and investment potential. Whether you’re searching for a primary residence, vacation home, Airbnb, or long-term rental property, this home checks every box. Conveniently located just minutes from Highway 231, you’ll enjoy quick access to shopping, grocery stores, restaurants, schools, medical facilities, and everyday conveniences. Tyndall Air Force Base is only 18 minutes away, while the white-sand beaches of Panama City Beach are approximately 20 minutes from your doorstep. Unlike many townhomes, this spacious floor plan lives like a single-family home with an open-concept layout designed for both entertaining and everyday living. Luxury vinyl plank flooring flows throughout the main living areas, creating a seamless, modern look with easy maintenance. The chef-inspired kitchen is the heart of the home, featuring white shaker cabinetry with soft-close drawers, quartz countertops, stainless steel appliances, a large center island with bar seating, and a generous walk-in pantry–perfect for hosting family and friends. One of the home’s standout features is the rare first-floor bedroom with direct access to a full bathroom, making it ideal for guests, multi-generational living, or a private home office. The spacious living and dining areas flow effortlessly to the covered back porch, providing the perfect space for relaxing, grilling, or enjoying Florida evenings. Upstairs, the private split-bedroom layout offers exceptional comfort. The oversized primary suite measures approximately 13’7” x 15’8” and features a large walk-in closet and a beautifully appointed en-suite bathroom with dual vanities and quartz countertops. Two additional generously sized bedrooms, another full bathroom, and a conveniently located upstairs laundry room complete the second floor. Built for lasting quality and energy efficiency, this home includes Hardie® Board siding, a Rheem® tankless water heater, a fully sodded yard, a one-year builder warranty, and a 10-year structural warranty, providing peace of mind for years to come. With no HOA, short-term rentals permitted, premium finishes, and an unbeatable location near Tyndall Air Force Base, Panama City Beach, and Highway 231, this move-in-ready new construction home is an outstanding opportunity for homeowners and investors alike.

Listing Details MLS# 792861

Contract Info

List Price/SqFt: 138.94

Location

Area: 02 – Bay County – Central
Street #: 2725
Street Name: Usery
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0201 – Bay – Central NE
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: No
Parcel ID: 11923-010-000
Elementary School: Cedar Grove
Middle School: Merritt Brown
High School: Bay
Directions: Head North on US Hwy 231. Turn right onto Transmitter Rd. Turn left unto Game Farm Rd at the CEFCO gas station light.. Then turn right unto Usery Rd. Second to last unit on the left hand side of the street.
Legal Description: 25 3S 14W -5.1- MAP 97A ST A B DEV CO PLAT S 1/2 OF S 140' OF E 50' LOT 56 & S 140

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 2080
SqFt Source: Builders Plans
Full Baths: 3
Total Baths: 3
# of Stories in Building: 2
Year Built: 2025
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: Yes
Garage Y/N: No
Driveway Spaces: 4
Lot Dimensions: 35.25 X 117
Acreage: 0.09
Lot Size (SqFt): 3920
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 538.89
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Looking for a new construction home in Panama City, FL with no HOA and short-term rentals allowed? This beautifully designed townhome offers the perfect combination of modern style, low-maintenance living, and investment potential. Whether you're searching for a primary residence, vacation home, Airbnb, or long-term rental property, this home checks every box. Conveniently located just minutes from Highway 231, you'll enjoy quick access to shopping, grocery stores, restaurants, schools, medical facilities, and everyday conveniences. Tyndall Air Force Base is only 18 minutes away, while the white-sand beaches of Panama City Beach are approximately 20 minutes from your doorstep. Unlike many townhomes, this spacious floor plan lives like a single-family home with an open-concept layout designed for both entertaining and everyday living. Luxury vinyl plank flooring flows throughout the main living areas, creating a seamless, modern look with easy maintenance. The chef-inspired kitchen is the heart of the home, featuring white shaker cabinetry with soft-close drawers, quartz countertops, stainless steel appliances, a large center island with bar seating, and a generous walk-in pantry–perfect for hosting family and friends. One of the home's standout features is the rare first-floor bedroom with direct access to a full bathroom, making it ideal for guests, multi-generational living, or a private home office. The spacious living and dining areas flow effortlessly to the covered back porch, providing the perfect space for relaxing, grilling, or enjoying Florida evenings. Upstairs, the private split-bedroom layout offers exceptional comfort. The oversized primary suite measures approximately 13'7'' x 15'8'' and features a large walk-in closet and a beautifully appointed en-suite bathroom with dual vanities and quartz countertops. Two additional generously sized bedrooms, another full bathroom, and a conveniently located upstairs laundry room complete the second floor. Built for lasting quality and energy efficiency, this home includes Hardie® Board siding, a Rheem® tankless water heater, a fully sodded yard, a one-year builder warranty, and a 10-year structural warranty, providing peace of mind for years to come. With no HOA, short-term rentals permitted, premium finishes, and an unbeatable location near Tyndall Air Force Base, Panama City Beach, and Highway 231, this move-in-ready new construction home is an outstanding opportunity for homeowners and investors alike.

Appliances

Dishwasher: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes
Water Heater – Tankless: Yes

More Information

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Stairs: Yes

Construction/Siding

Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes
Trim – Vinyl: Yes

Exterior

Porch Covered: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Dead End: Yes
Landscaped: Yes
Survey Available: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Driveway: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Primary Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBed Walk-in Closet: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator; Water Heater – Electric; Water Heater – Tankless Primary Bedroom: Second Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Porch Covered Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Lot Features: Dead End; Landscaped; Survey Available Lot Access: City Street; Paved Road Security Features: Smoke Detector(s) Parking Features: Driveway Rooms: Bedroom; Primary Bedroom Utilities: Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	Second	15.8 x 13.7	15.80	13.70
Bedroom	Second	12.8 x 11.8	12.80	11.80
Bedroom	Second	12.8 x 11.4	12.80	11.40
Bedroom	First	13.4 x 13.7	13.40	13.70

Listing Office: Keller Williams Success Realty

Last Updated: July – 19 – 2026

Information deemed reliable but not guaranteed.