2903 W 27th Street, Panama City, FL 32405 (MLS# 788116)

2903 W 27th Street, Panama City, FL 32405

$892,000

Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 2,694 Lot Size (sq. ft.): 23,370 Status: Active

Current Price: $892,000 List Date: 4/09/2026 Last Modified: 4/22/2026

Overview

Description

Waterfront home for sale! This beautiful 3 bedroom, 3.5 bath plus an office sits on over 110 feet of water frontage on a deep water canal with quick access to the bay. Even though this home is waterfront, with it's high elevation it is in the X flood zone so flood insurance is not required. This property features a large back yard with plenty of room for a new pool. Enjoy the new boat dock with electricity and water, perfect for pulling your boat in after a long day fishing and enjoying the island. This is a solid brick home located in the Kings Point area with wonderful, friendly neighbors. This home was completely remodeled in late 2022. Organization is easy with the large number of kitchen cabinets. The kitchen features CAFE appliances with double Kitchen Aid cabinet refrigerators-great for beverages. The laundry room is large with plenty of counter space. This is a rare opportunity to own a waterfront property with too many great features to list. Motivated Seller! Make an appo … (Read more)

Listing Details MLS# 788116

Contract Info

List Price/SqFt: 331.11

Location

Area: 02 – Bay County – Central
Street #: 2903
Street Direction: W
Street Name: 27th
Street Suffix: Street
State: FL
Zip Code: 32405
County: Bay
Sub Area: 0204 – Bay – Central NW
Subdivision: Island View Estates
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 26802-000-000
Elementary School: Northside
Middle School: Jinks
High School: Bay
Directions: From 23rd street turn North on Frankford Ave. Turn left on 27th Street.
Legal Description: ISLAND VIEW ESTATES 79A LOT 10 BLK 1 ORB 4548 P 513

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 2694
SqFt Source: Prop App Site
Full Baths: 3
Half Baths: Yes
Total Baths: 4
# of Stories in Building: Yes
Year Built: 1966
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 114 x 205
Acreage: 0.54
Lot Size (SqFt): 23370
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 4300
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Section: 25
Township: 3S
Range: 15W

Remarks & Misc

Remarks: Waterfront home for sale! This beautiful 3 bedroom, 3.5 bath plus an office sits on over 110 feet of water frontage on a deep water canal with quick access to the bay. Even though this home is waterfront, with it's high elevation it is in the X flood zone so flood insurance is not required. This property features a large back yard with plenty of room for a new pool. Enjoy the new boat dock with electricity and water, perfect for pulling your boat in after a long day fishing and enjoying the island. This is a solid brick home located in the Kings Point area with wonderful, friendly neighbors. This home was completely remodeled in late 2022. Organization is easy with the large number of kitchen cabinets. The kitchen features CAFE appliances with double Kitchen Aid cabinet refrigerators-great for beverages. The laundry room is large with plenty of counter space. This is a rare opportunity to own a waterfront property with too many great features to list. Motivated Seller! Make an appointment to see this property today.

Appliances

Bar Fridge: Yes
Cooktop – Electric: Yes
Dishwasher: Yes
Oven – Double: Yes
Refrigerator: Yes

More Information

Interior Features

Fireplace: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes

Construction/Siding

Brick: Yes
Roof – Metal: Yes
Trim – Wood: Yes

Exterior

Fenced Back Yard: Yes
Fenced Lot-All: Yes
Patio Covered: Yes

Waterfront Feature

Boatlift: Yes
Dock: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Waterfront: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBed Walk-in Closet: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Garage: Yes
Great Room: Yes
Half Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Master Bathroom: Yes
Master Bedroom: Yes
Office: Yes

Utilities

Private Well: Yes
Sewer Available: Yes
Public Water – Available: Yes
Septic Tank: Yes

Waterview

Canal: Yes

Sale Type

As Is: Yes

Waterfront Type

Canal w/ Gulf Access: Yes

Cooling

Central Air: Yes

Heating

Central: Yes
Fireplace – Wood Burning: Yes

Property Features

Appliances: Bar Fridge; Cooktop – Electric; Dishwasher; Oven – Double; Refrigerator Cooling: Central Air Heating: Central; Fireplace – Wood Burning Exterior: Fenced Back Yard; Fenced Lot-All; Patio Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Lot Features: Waterfront Lot Access: Paved Road Parking Features: Driveway; Garage Attached Rooms: Bedroom; Dining Room; Full Bathroom; Garage; Great Room; Half Bathroom; Kitchen; Laundry; Master Bathroom; Master Bedroom; Office Sale Type: As Is Utilities: Private Well; Sewer Available; Public Water – Available; Septic Tank Waterfront Type: Canal w/ Gulf Access Waterfront Feature: Boatlift; Dock Waterview: Canal Present Zoning: Resid Single Family

Room Information

Room Name	Dimensions	Length	Width
Great Room	21.5 x 15.5	21.50	15.50
Kitchen	15.5 x 15.5	15.50	15.50
Dining Room	11.5 x 9	11.50	9.00
Half Bathroom	6.75 x 4	6.75	4.00
Master Bedroom	15.25 x 14.25	15.25	14.25
Master Bathroom	14 x 6	14.00	6.00
Bedroom	16.75 x 11.25	16.75	11.25
Full Bathroom	8 x 14	8.00	14.00
Bedroom	16.75 x 11.25	16.75	11.25
Office	12.25 x 10.5	12.25	10.50
Laundry	11.25 x 6.75	11.25	6.75
Garage	28.5 x 22	28.50	22.00

Listing Office: Counts Real Estate Group Inc

Last Updated: April – 22 – 2026

Information deemed reliable but not guaranteed.