2904 Gallagher Drive, Panama City, FL 32405 (MLS# 788764)

2904 Gallagher Drive, Panama City, FL 32405

$275,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,214 Lot Size (sq. ft.): 9,975 Status: Active

Current Price: $275,000 List Date: 4/23/2026 Last Modified: 6/05/2026

Overview

Description

Well-maintained 3 bedroom, 2 bathroom single-family home in the heart of Panama City, Florida. This move-in ready property offers a spacious layout with an oversized living area featuring a fireplace, a two-car garage, and a large fenced backyard with a storage shed. The home comes equipped with paid-off solar panels for reduced energy costs and custom hurricane shutters for added storm protection — two high-demand features that provide long-term value and peace of mind. Major updates include a roof replaced in 2019 and a water heater approximately 3 to 4 years old. Conveniently located close to shopping, restaurants, and everyday amenities, with easy access to the beach approximately 15 minutes away. A solid, well-kept home with meaningful upgrades already in place — ready for its next owner.

Listing Details MLS# 788764

Contract Info

List Price/SqFt: 226.52

Location

Area: 02 – Bay County – Central
Street #: 2904
Street Name: Gallagher
Street Suffix: Drive
State: FL
Zip Code: 32405
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: No
Parcel ID: 28479-002-000
Elementary School: Northside
Middle School: Jinks
High School: Bay
Directions: 23rd * south on 390 * left on Gallagher * 2nd house on left
Legal Description: 36 3S 15W -7.2- 48A COM 209.94' N & 105.06' E OF INT. ELY R/W LI BECK AVE & NLY R.W BAY RR TH; NE 105.03' S94.45' SW 105.03' N 94.46' TO POB. AKA PCL 2 ORB 4724 P 1661

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 1214
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 1987
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Lot Dimensions: 105 x 95
Acreage: 0.23
Lot Size (SqFt): 9975
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: No
New Buyer Fee: No
Last Taxes: 4154
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Well-maintained 3 bedroom, 2 bathroom single-family home in the heart of Panama City, Florida. This move-in ready property offers a spacious layout with an oversized living area featuring a fireplace, a two-car garage, and a large fenced backyard with a storage shed. The home comes equipped with paid-off solar panels for reduced energy costs and custom hurricane shutters for added storm protection — two high-demand features that provide long-term value and peace of mind. Major updates include a roof replaced in 2019 and a water heater approximately 3 to 4 years old. Conveniently located close to shopping, restaurants, and everyday amenities, with easy access to the beach approximately 15 minutes away. A solid, well-kept home with meaningful upgrades already in place — ready for its next owner.

Dining Room

First: Yes

More Information

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Fireplace: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes
Siding – Wood: Yes

Exterior

Fenced Back Yard: Yes
Patio Open: Yes
Porch Covered: Yes

Other Structures

Shed(s): Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Cleared: Yes
Dead End: Yes
Interior Lot: Yes

Lot Access

Paved Road: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

Electricity – Connected: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes
Short Sale: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Fenced Back Yard; Patio Open; Porch Covered Financing: Cash; Conventional Furnished: Unfurnished Interior: Floor – Carpet Kitchen: First Living Room: First Lot Features: Cleared; Dead End; Interior Lot Lot Access: Paved Road Dining Room: First Other Structures: Shed(s) Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom Sale Type: As Is; Short Sale Utilities: Electricity – Connected; Phone – Available; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	22 x 19	22.00	19.00
Dining Room	First	13 x 11	13.00	11.00
Kitchen	First	9 x 9	9.00	9.00
Master Bedroom	First	13 x 12	13.00	12.00
Bedroom	First	12 x 12	12.00	12.00
Bedroom	First	12 x 12	12.00	12.00

Listing Office: Florida Sales Realty

Last Updated: June – 05 – 2026

Information deemed reliable but not guaranteed.