300 Breakwater Boulevard, Panama City Beach, FL 32413

$1,295,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,065 Lot Size (sq. ft.): 7,405 Status: Active
Current Price: $1,295,000 List Date: 5/22/2026 Last Modified: 5/25/2026

Overview

Description

The most upgraded home to ever hit the market in Breakwater at Ward Creek. This 4-bedroom, 3.5-bath, 3,065 sq ft residence on a preserve-backing homesite has been finished years ahead of the standing inventory, with a level of detail that shows better than the model homes. Step into a two-story foyer with 20-foot ceilings, custom beam work, added window and door casing throughout, and a glass-enclosed wine cellar built under the stairs as an architectural feature. The kitchen carries KitchenAid appliances, a Thor cooktop, a custom wood vent hood with a top-tier exhaust system, marble counters that replaced all original quartz throughout the home, cabinet toppers, glass bar cabinetry, slide-out drawer systems, and full under- and in-cabinet lighting. The pantry was rebuilt into the largest available in a Toll Brothers floor plan, with custom shelving, marble counter, and a second LG refrigerator. Solid wood cabinetry was added in the mudroom, laundry, and primary bath, with new

Listing Details MLS# 790256

Contract Info

List Price/SqFt
422.51

Location

Area
03 – Bay County – Beach
Street #
300
Street Name
Breakwater
Street Suffix
Boulevard
State
FL
Zip Code
32413
County
Bay
Sub Area
0322 – Beach – North West
Subdivision
Breakwater at Ward Creek
Community/Resort
None
Waterfront
No
Parcel ID
32717-250-034
Elementary School
West Bay
Middle School
Surfside
High School
Arnold
Directions
From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater Community will be on your left.
Legal Description
BREAKWATER AT WARD CREEK PH 1 LOT 17

General Property Info

Sub-Type
Detached Single Family
Design
Beach House
Apx SqFt(Htd/Cooled)
3065
SqFt Source
Builders Plans
Full Baths
3
Half Baths
Yes
Total Baths
4
Year Built
2025
Immediate Occupancy
Yes
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
3
Lot Dimensions
60'x120'
Acreage
0.17
Lot Size (SqFt)
7405
Pool
Yes
Pool Type
Private

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
210
HOA Frequency
Monthly
HOA Annual Amount
2520
New Buyer Fee
Yes
Last Taxes
1355
Last Tax Year
2025
Brokerage Interest
No Interest

Remarks & Misc

Remarks
The most upgraded home to ever hit the market in Breakwater at Ward Creek. This 4-bedroom, 3.5-bath, 3,065 sq ft residence on a preserve-backing homesite has been finished years ahead of the standing inventory, with a level of detail that shows better than the model homes. Step into a two-story foyer with 20-foot ceilings, custom beam work, added window and door casing throughout, and a glass-enclosed wine cellar built under the stairs as an architectural feature. The kitchen carries KitchenAid appliances, a Thor cooktop, a custom wood vent hood with a top-tier exhaust system, marble counters that replaced all original quartz throughout the home, cabinet toppers, glass bar cabinetry, slide-out drawer systems, and full under- and in-cabinet lighting. The pantry was rebuilt into the largest available in a Toll Brothers floor plan, with custom shelving, marble counter, and a second LG refrigerator. Solid wood cabinetry was added in the mudroom, laundry, and primary bath, with new tile backsplashes, a shiplap accent wall, and gold fixtures and hardware carried through the home. Every closet is a custom build-out with drawers and shelving and dedicated lighting. The primary suite includes wireless motorized shades and a new dual shower with high-end tile and a custom waterfall design. Behind the home, a full front-and-back makeover delivers a saltwater pool and spa, fire pit with fire bowls, outdoor TV, landscape lighting, all backing to HOA preserve so the view stays yours. A four-zone security camera system, whole-home WiFi coverage, custom tongue-and-groove porch ceilings, a fresh top-to-bottom interior repaint, and a three-car tandem garage with significant storage complete the home. This is not a project. It is move-in-ready luxury with nothing left to decide. Furniture negotiable. Breakwater at Ward Creek is a gated community in one of Panama City Beach's strongest growth corridors. Its brand-new clubhouse just opened, with a fitness center, indoor and outdoor living spaces, a zero-entry pool with sun shelf and lap lane, cabana seating, a playground, tennis and pickleball courts, and a large outdoor green space. Nearby, the West Bay Town Center is bringing a new Publix and shopping, a new FSU Health hospital is underway, and a new Intracoastal marina is planned.

Bonus Room

Second
Yes

More Information

Covered Porch

First
Yes

Dining Room

First
Yes

Garage

First
Yes

Great Room

First
Yes

Pool Features

Heated – Gas
Yes
Saltwater
Yes

Appliances

Cooktop – Gas
Yes
Dishwasher
Yes
Disposal
Yes
Oven – Gas
Yes
Range – Gas
Yes
Range Hood
Yes
Refrigerator
Yes
Washer
Yes
Water Heater – Tankless
Yes

Interior Features

Breakfast Bar
Yes
Ceiling – Beamed
Yes
Floor – Vinyl Plank
Yes
Kitchen Island
Yes
Pantry
Yes
Security System
Yes
Split Bedroom
Yes
Window – Treatment All
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Roof – Composite Shngl
Yes
Siding – Hardie Board
Yes

Exterior

Deck Covered
Yes
Fenced Privacy
Yes
Fire Pit
Yes
Summer Kitchen
Yes
Patio Open
Yes

Association Fees Include

Community Room
Yes
Exercise Room
Yes
Gated Community
Yes
Master Association
Yes
Playground
Yes
Pool
Yes
Recreational Faclty
Yes
Tennis
Yes

Furnished

Negotiable
Yes

Interior

Bonus Room
Yes

Lot Access

Paved Road
Yes

Parking Features

Garage Attached
Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity
Yes
MBath Shower Only
Yes
MBed Walk-in Closet
Yes

Present Zoning

Resid Single Family
Yes

Rooms

Bonus Room
Yes
Covered Porch
Yes
Dining Room
Yes
Garage
Yes
Great Room
Yes
Master Bedroom
Yes

Utilities

Electricity – Connected
Yes
Natural Gas – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Master Bedroom

Second
Yes

Security Features

Gated Community
Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal; Oven – Gas; Range – Gas; Range Hood; Refrigerator; Washer; Water Heater – Tankless Master Bedroom: Second Exterior: Deck Covered; Fenced Privacy; Fire Pit; Summer Kitchen; Patio Open Association Fees Include: Community Room; Exercise Room; Gated Community; Master Association; Playground; Pool; Recreational Faclty; Tennis Furnished: Negotiable Interior: Bonus Room Lot Access: Paved Road Bonus Room: Second Covered Porch: First Dining Room: First Great Room: First Garage: First Pool Features: Heated – Gas; Saltwater Security Features: Gated Community Parking Features: Garage Attached Rooms: Bonus Room; Covered Porch; Dining Room; Garage; Great Room; Master Bedroom Utilities: Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width
Master Bedroom Second 17.25 x 15 17.25 15.00
Dining Room First 17.5 x 11.58 17.50 11.58
Bonus Room Second 16.42 x 11.75 16.42 11.75
Covered Porch First 36.25 x 10 36.25 10.00
Garage First 41.17 x 36.67 41.17 36.67
Great Room First 16 x 16 16.00 16.00
Listing Office: Christies International Real Estate Emerald Coast
Last Updated: May – 25 – 2026
Information deemed reliable but not guaranteed.