300 Prudence Lane, Panama City, FL 32408 (MLS# 793153)

300 Prudence Lane, Panama City, FL 32408

New Listing

$325,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,215 Lot Size (sq. ft.): 10,803 Status: Active

Current Price: $325,000 List Date: 7/26/2026 Last Modified: 7/26/2026

Overview

Description

Welcome home to this fully updated brick home situated on a large corner lot in the established neighborhood of North Lagoon Heights. Major systems were upgraded in 2023, including a new HVAC system, tankless water heater, garage door, and energy-efficient windows, providing long-term comfort, efficiency, and lower utility costs. In 2021, the interior was refreshed with fresh paint, LVP flooring throughout, updated bathrooms, and a modern kitchen complete with new appliances. Outside, enjoy the large covered deck, spacious fenced yard and 16×10 outbuilding, perfect for storage, a workshop, or extra flex space. This prime location provides easy access to shopping, dining, top-rated schools, the Naval Support Activity (NSA) Panama City, and the beautiful white-sand beaches of the Emerald Coast. Whether you’re looking for a primary residence, second home, or investment property, this turnkey home checks every box.

Listing Details MLS# 793153

Contract Info

List Price/SqFt: 267.49

Location

Area: 03 – Bay County – Beach
Street #: 300
Street Name: Prudence
Street Suffix: Lane
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: North Lagoon Heights
Community/Resort: None
Waterfront: No
Parcel ID: 30166-416-255
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Travel east on North Lagoon Drive from Laurie Avenue, turn left onto Razz Way, turn right onto Scooter Drive, turn left onto Prudence Lane. House is on the corner of Scooter Drive & Prudence Lane.
Legal Description: 5 4S 15W -1.355- BEG 742' N & 493' W OF SE COR SEC TH W 95' SLY 114' ELY 95' N 114' AKA LOT 51 N LAGOON HTS PH 11 UNREC ORB 4306 P 2371

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 1215
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 1985
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 95.0 ft x 114.0 ft
Acreage: 0.25
Lot Size (SqFt): 10803
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 255
HOA Frequency: Annually
HOA Annual Amount: 255
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Welcome home to this fully updated brick home situated on a large corner lot in the established neighborhood of North Lagoon Heights. Major systems were upgraded in 2023, including a new HVAC system, tankless water heater, garage door, and energy-efficient windows, providing long-term comfort, efficiency, and lower utility costs. In 2021, the interior was refreshed with fresh paint, LVP flooring throughout, updated bathrooms, and a modern kitchen complete with new appliances. Outside, enjoy the large covered deck, spacious fenced yard and 16×10 outbuilding, perfect for storage, a workshop, or extra flex space. This prime location provides easy access to shopping, dining, top-rated schools, the Naval Support Activity (NSA) Panama City, and the beautiful white-sand beaches of the Emerald Coast. Whether you're looking for a primary residence, second home, or investment property, this turnkey home checks every box.

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Tankless: Yes

More Information

Interior Features

Breakfast Bar: Yes
Floor – Vinyl Plank: Yes
Security System: Yes
Window – Treatment All: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes

Exterior

Deck Covered: Yes
Double Pane Windows: Yes
Fenced Privacy: Yes

Other Structures

Outbuilding: Yes

Association Fees Include

Management: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Other – See Remarks: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Smart Thermostat: Yes

Kitchen

First: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Natural Gas – Connected: Yes
Internet – Broadband Available: Yes
Public Water – Connected: Yes
Septic Tank: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Range – Electric; Refrigerator; Water Heater – Tankless Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Exterior: Deck Covered; Double Pane Windows; Fenced Privacy Association Fees Include: Management; Pavilion/Gazebo; Picnic Area; Other – See Remarks Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Smart Thermostat Kitchen: First Parking Features: Driveway; Garage Attached; Garage Door Opener Other Structures: Outbuilding Rooms: Bedroom; Kitchen; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Internet – Broadband Available; Natural Gas – Connected; Public Water – Connected; Septic Tank Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Primary Bedroom	First	12 x 10	12.00	10.00	Measurements approximate. Please verify if important.
Bedroom	First	10 x 10	10.00	10.00	Measurements approximate. Please verify if important.
Kitchen	First	10 x 8	10.00	8.00	Measurements approximate. Please verify if important.

Listing Office: Gulf Life Real Estate Inc

Last Updated: July – 26 – 2026

Information deemed reliable but not guaranteed.