3001 W 10th Street 202, Panama City, FL 32401

$475,000
Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,496 Status: Active
Current Price: $475,000 List Date: 11/13/2025 Last Modified: 2/26/2026

Description

Harbour Village at Historic St. Andrews is an upscale bayfront condominium community, offering luxurious waterfront living in the heart of the vibrant Historic St. Andrews neighborhood. Completed in 2006, this eight-story, 116-unit mid-rise building overlooks the tranquil waters of St. Andrews Bay, blending modern elegance with the area’s rich nautical heritage—once a 19th-century fishing village now alive with marinas, eclectic shops along Beck Avenue, and farm-to-table dining just steps away. Gated for security and designed for community connection, Harbour Village appeals to discerning buyers seeking a serene yet social retreat, with no short-term rentals to preserve its residential tranquility. Residents enjoy resort-style amenities that elevate everyday coastal life: a sparkling swimming pool for laps or lounging, a state-of-the-art fitness center, a versatile community room for gatherings and planned social events, an inviting outdoor fireplace for evening chats, and direct access to a private marina with deeded boat slips—ideal for effortless cruises to Shell Island or red drum fishing in the bay. Unit 202 features a West-facing private balcony framing stunning sunset views over the water. Access the balcony from either the Living Room or the Master Suite. The unit boasts many thoughtful upgrades and custom decor, fostering a sense of timeless sophistication that must be seen in person to appreciate. Nestled between St. Andrews Marina and the lush Oaks by the Bay Park (with its boardwalks, ancient live oaks, and holiday light displays), the community is a short stroll to local gems: Alice’s on Bayview daily specials, Uncle Ernie’s Bayfront Grill for fresh grouper, FINNS for island-style tacos, or the Saturday farmers’ market bursting with artisan goods. Quick drives via U.S. 98 lead to Panama City Beach’s sugar-white sands or downtown’s cultural spots, while Bay District Schools, including nearby Lucille Moore Elementary with its chorus and running clubs, serve families seeking strong elementary options. Harbour Village is a hidden bayside haven where history, harbor breezes, and heartfelt community converge—schedule your private tour today to experience it firsthand.

More Information MLS# 781590

Listing Info, Tax and Legal

HOA Fee: Yes HOA Amount: 3016.22 HOA Frequency: Quarterly HOA Annual Amount: 12064.88 New Buyer Fee: No Last Taxes: 2296 Last Tax Year: 2025 Brokerage Interest: Familial Interest – Listing Broker/Licensee related to owner. Condo Doc: Yes

Contract Info

List Price/SqFt: 317.51 Status: Active List Date: 2025-11-13 List Price: $475,000 Current Price: $475,000

Location

Unit #: 202 Sub Area: 0203 – Bay – Central SW Community/Resort: None Waterfront: Yes Gulf Access: Yes Elementary School: Lucille Moore Middle School: Jinks High School: Bay Directions: 18th Street (Hwy 98), South on Beck Ave., Rt. on W 10th St., Lt. into the Harbour Village Complex Area: 02 – Bay County – Central Street #: 3001 Street Direction: W Street Name: 10th Street Suffix: Street State: FL Zip Code: 32401 County: Bay Subdivision: Harbour Village At Historic St Andrews Parcel ID: 29571-300-005 Legal Description: HARBOUR VILLAGE AT HISTORIC ST. ANDREWS UNIT 202 ORB 2411 P 23 TYPE B ORB 4537 P 79 2BR/2.5BA . 1635 SQFT TOTAL

General Property Info

Floor Number: 2 Design: High-Rise (8+ floors) Apx SqFt(Htd/Cooled): 1496 Construction Status: Construction Complete SqFt Source: Prop App Site Half Baths: 1 Lot Dimensions: no land conveys New Construction: No Garage Y/N: Yes Garage Spaces: 2 Pool: Yes Pool Type: Community Sub-Type: Condominium Bedrooms: 2 Full Baths: 2 Total Baths: 3 Year Built: 2006

Remarks & Misc

Remarks: Harbour Village at Historic St. Andrews is an upscale bayfront condominium community, offering luxurious waterfront living in the heart of the vibrant Historic St. Andrews neighborhood. Completed in 2006, this eight-story, 116-unit mid-rise building overlooks the tranquil waters of St. Andrews Bay, blending modern elegance with the area’s rich nautical heritage—once a 19th-century fishing village now alive with marinas, eclectic shops along Beck Avenue, and farm-to-table dining just steps away. Gated for security and designed for community connection, Harbour Village appeals to discerning buyers seeking a serene yet social retreat, with no short-term rentals to preserve its residential tranquility. Residents enjoy resort-style amenities that elevate everyday coastal life: a sparkling swimming pool for laps or lounging, a state-of-the-art fitness center, a versatile community room for gatherings and planned social events, an inviting outdoor fireplace for evening chats, and direct access to a private marina with deeded boat slips—ideal for effortless cruises to Shell Island or red drum fishing in the bay. Unit 202 features a West-facing private balcony framing stunning sunset views over the water. Access the balcony from either the Living Room or the Master Suite. The unit boasts many thoughtful upgrades and custom decor, fostering a sense of timeless sophistication that must be seen in person to appreciate. Nestled between St. Andrews Marina and the lush Oaks by the Bay Park (with its boardwalks, ancient live oaks, and holiday light displays), the community is a short stroll to local gems: Alice’s on Bayview daily specials, Uncle Ernie’s Bayfront Grill for fresh grouper, FINNS for island-style tacos, or the Saturday farmers’ market bursting with artisan goods. Quick drives via U.S. 98 lead to Panama City Beach’s sugar-white sands or downtown’s cultural spots, while Bay District Schools, including nearby Lucille Moore Elementary with its chorus and running clubs, serve families seeking strong elementary options. Harbour Village is a hidden bayside haven where history, harbor breezes, and heartfelt community converge—schedule your private tour today to experience it firsthand.

Balcony

First: 1

Dining Room

First: 1

Foyer

First: 1

Laundry

First: 1

Master Bathroom

First: 1

Pool Features

Fenced: 1 Gunite Concrete: 1 Heated – Electric: 1 Inground: 1

Utility Room

First: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Range – Electric: 1 Refrigerator: 1 Warming Drawer: 1 Washer: 1 Water Heater – Electric: 1

Interior Features

Breakfast Bar: 1 Ceiling – Crwn Molding: 1 Ceiling – Raised: 1 Fireplace: 1 Floor – Tile: 1 Lighting – Recessed: 1 Split Bedroom: 1 Window – Treatment All: 1 Handicap Provisions: 1

Construction/Siding

Brick Veneer: 1 Foundation – On Piling: 1 Steel/Frame: 1 Wood/Frame: 1 Roof – Gutters: 1 Roof – Membrane: 1 Roof – Metal: 1 Siding – Hardie Board: 1 Siding – Stucco: 1 Trim – Wood: 1

Exterior

Balcony: 1 Double Pane Windows: 1

Waterfront Feature

Dock: 1 Bulkhead/Seawall: 1 Shore – Beach: 1 Shore – Natural: 1 Shore – Seawall: 1

Association Fees Include

BBQ Pit/Grill: 1 Community Room: 1 Conference Center: 1 Dumpster: 1 Exercise Room: 1 Gated Community: 1 Ground Keeping: 1 Internet-WiFi: 1 Management: 1 Marina: 1 Pavilion/Gazebo: 1 Pest Control: 1 Pool: 1 Repairs/Maintenance: 1 Sewer: 1 Trash Disposal: 1 TV Cable: 1 Water: 1

Financing

Cash: 1 Conventional: 1 VA: 1

Furnished

Unfurnished: 1

Kitchen

First: 1

Living Room

First: 1

Lot Features

Coastal Construction Control Line: 1 Covenants & Rescrictions: 1 Landscaped: 1 Near Public Boat Ramp: 1 Sidewalk: 1 Waterfront: 1 Within 1/2 Mile to Water: 1

Lot Access

City Street: 1 Gated Access: 1 Paved Road: 1 Private Road: 1

Parking Features

Community Structure: 1 Driveway: 1 Electric Gate: 1 Gated: 1 Paved: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Walk-In Closet: 1 MBed Balcony: 1 MBed First Floor: 1 MBed Sitting Area: 1 MBed Waterfront: 1

Present Zoning

Resid Single Family: 1

Association Amenities

BBQ Pit/Grill: 1 Beach: 1 Boardwalk: 1 Community Room: 1 Dock: 1 Dumpster: 1 Elevators: 1 Exercise Room: 1 Fishing: 1 Gated Community: 1 Marina: 1 Pavilion/Gazebo: 1 Pool: 1 Waterfront: 1 Sidewalks: 1

Rooms

Balcony: 1 Bedroom: 1 Dining Room: 1 Foyer: 1 Full Bathroom: 1 Half Bathroom: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1 Utility Room: 1

Utilities

TV Cable: 1 Electricity – Connected: 1 Internet – Broadband Available: 1 Phone – Connected: 1 Public Sewer – Connected: 1 Public Water – Connected: 1 Underground Utilities: 1

Waterview

Bay: 1

Sale Type

As Is: 1

Full Bathroom

First: 1

Half Bathroom

First: 1

Waterfront Type

Bay/Harbor: 1

Master Bedroom

First: 1

Bedroom

First: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1 Humidity Control: 1

Heating

Central: 1 Electric: 1 Fireplace – Electric: 1 Forced Air: 1 Humidity Control: 1 Separate Meters: 1

Security Features

Closed Circuit Camera(s): 1 Fire Alarm: 1 Fire Escape: 1 Fire Sprinkler System: 1 Gated Community: 1 Key Card Entry: 1 Secured Garage/Parking: 1 Security Lights: 1 Security System Owned: 1 Smoke Detector(s): 1

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Warming Drawer; Washer; Water Heater – Electric Full Bathroom: First Half Bathroom: First Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; Humidity Control Heating: Central; Electric; Fireplace – Electric; Forced Air; Humidity Control; Separate Meters Exterior: Balcony; Double Pane Windows Association Fees Include: BBQ Pit/Grill; TV Cable; Community Room; Dumpster; Exercise Room; Gated Community; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Management; Marina; Conference Center; Pavilion/Gazebo; Pest Control; Pool; Sewer; Trash Disposal; Water Financing: Cash; Conventional; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Coastal Construction Control Line; Covenants & Rescrictions; Landscaped; Near Public Boat Ramp; Sidewalk; Waterfront; Within 1/2 Mile to Water Lot Access: City Street; Gated Access; Paved Road; Private Road Balcony: First Master Bathroom: First Dining Room: First Foyer: First Laundry: First Pool Features: Fenced; Gunite Concrete; Heated – Electric; Inground Security Features: Closed Circuit Camera(s); Fire Alarm; Fire Escape; Fire Sprinkler System; Gated Community; Key Card Entry; Secured Garage/Parking; Security Lights; Security System Owned; Smoke Detector(s) Utility Room: First Parking Features: Community Structure; Driveway; Electric Gate; Gated; Paved Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Community Room; Dock; Dumpster; Elevators; Fishing; Exercise Room; Gated Community; Marina; Pavilion/Gazebo; Pool; Sidewalks; Waterfront Rooms: Balcony; Bedroom; Dining Room; Foyer; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Utility Room Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Phone – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Waterfront Type: Bay/Harbor Waterfront Feature: Bulkhead/Seawall; Dock; Bulkhead/Seawall; Shore – Beach; Shore – Natural; Shore – Seawall Waterview: Bay Present Zoning: Resid Single Family

Room Information

Foyer Level: First Dimensions: 7.5 x 7 Length: 7.50 Width: 7.00 Dimensions: 7.5 x 7 Remarks: Tile flooring & upgraded light fixutre Half Bathroom Level: First Dimensions: 5.67 x 7.08 Length: 5.67 Width: 7.08 Dimensions: 5.67 x 7.08 Remarks: Controlled dual flush commode Bedroom Level: First Dimensions: 13 x 10 Length: 13.00 Width: 10.00 Dimensions: 13 x 10 Remarks: Front of Floor Plan Full Bathroom Level: First Dimensions: 0 x 0 Length: 0.00 Width: 0.00 Dimensions: 0 x 0 Remarks: Bedroom En-suite with Tub/Shower Combo Utility Room Level: First Dimensions: 0 x 0 Length: 0.00 Width: 0.00 Dimensions: 0 x 0 Remarks: Utility Closest: HVAC, Water Heater, Storage Laundry Level: First Dimensions: 9.08 x 7.25 Length: 9.08 Width: 7.25 Dimensions: 9.08 x 7.25 Remarks: Utility Sink and Wall Cabinets Kitchen Level: First Dimensions: 10 x 10.5 Length: 10.00 Width: 10.50 Dimensions: 10 x 10.5 Remarks: View of the Dining Room, Living Room, and St. Andrews Bay Dining Room Level: First Dimensions: 13.5 x 11 Length: 13.50 Width: 11.00 Dimensions: 13.5 x 11 Remarks: Dining Fixture matches Breakfast Bar Pendant Lights Living Room Level: First Dimensions: 15.75 x 13.5 Length: 15.75 Width: 13.50 Dimensions: 15.75 x 13.5 Remarks: Balcony access, Shiplap Accent Wall with Electric Fireplace & Bay View Master Bedroom Level: First Dimensions: 13 x 15 Length: 13.00 Width: 15.00 Dimensions: 13 x 15 Remarks: Balcony access, and Bay View Master Bathroom Level: First Dimensions: 10.67 x 14.5 Length: 10.67 Width: 14.50 Dimensions: 10.67 x 14.5 Remarks: Garden Tub, Separate Shower, Water Closet, Double Vanity, and Walk-in Closet Balcony Level: First Dimensions: 11.9 x 10.58 Length: 11.90 Width: 10.58 Dimensions: 11.9 x 10.58 Remarks: Views of the Bay, Marina, Port Panama City, and NSA
Listing Office: Berkshire Hathaway HomeServices Beach Properties of Florida
Last Updated: February – 26 – 2026
Information deemed reliable but not guaranteed.