3001 W 10th Street 202, Panama City, FL 32401
$475,000
Property Type:
Residential
Bedrooms:
2
Baths:
3
Square Footage:
1,496
Status:
Active
Current Price:
$475,000
List Date:
11/13/2025
Last Modified:
2/26/2026
Description
Harbour Village at Historic St. Andrews is an upscale bayfront condominium community, offering luxurious waterfront living in the heart of the vibrant Historic St. Andrews neighborhood.
Completed in 2006, this eight-story, 116-unit mid-rise building overlooks the tranquil waters of St. Andrews Bay, blending modern elegance with the area’s rich nautical heritage—once a 19th-century fishing village now alive with marinas, eclectic shops along Beck Avenue, and farm-to-table dining just steps away.
Gated for security and designed for community connection, Harbour Village appeals to discerning buyers seeking a serene yet social retreat, with no short-term rentals to preserve its residential tranquility.
Residents enjoy resort-style amenities that elevate everyday coastal life: a sparkling swimming pool for laps or lounging, a state-of-the-art fitness center, a versatile community room for gatherings and planned social events, an inviting outdoor fireplace for evening chats, and direct access to a private marina with deeded boat slips—ideal for effortless cruises to Shell Island or red drum fishing in the bay.
Unit 202 features a West-facing private balcony framing stunning sunset views over the water. Access the balcony from either the Living Room or the Master Suite. The unit boasts many thoughtful upgrades and custom decor, fostering a sense of timeless sophistication that must be seen in person to appreciate.
Nestled between St. Andrews Marina and the lush Oaks by the Bay Park (with its boardwalks, ancient live oaks, and holiday light displays), the community is a short stroll to local gems: Alice’s on Bayview daily specials, Uncle Ernie’s Bayfront Grill for fresh grouper, FINNS for island-style tacos, or the Saturday farmers’ market bursting with artisan goods.
Quick drives via U.S. 98 lead to Panama City Beach’s sugar-white sands or downtown’s cultural spots, while Bay District Schools, including nearby Lucille Moore Elementary with its chorus and running clubs, serve families seeking strong elementary options. Harbour Village is a hidden bayside haven where history, harbor breezes, and heartfelt community converge—schedule your private tour today to experience it firsthand.
More Information MLS# 781590
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 3016.22
HOA Frequency: Quarterly
HOA Annual Amount: 12064.88
New Buyer Fee: No
Last Taxes: 2296
Last Tax Year: 2025
Brokerage Interest: Familial Interest – Listing Broker/Licensee related to owner.
Condo Doc: Yes
Contract Info
List Price/SqFt: 317.51
Status: Active
List Date: 2025-11-13
List Price: $475,000
Current Price: $475,000
Location
Unit #: 202
Sub Area: 0203 – Bay – Central SW
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: 18th Street (Hwy 98), South on Beck Ave., Rt. on W 10th St., Lt. into the Harbour Village Complex
Area: 02 – Bay County – Central
Street #: 3001
Street Direction: W
Street Name: 10th
Street Suffix: Street
State: FL
Zip Code: 32401
County: Bay
Subdivision: Harbour Village At Historic St Andrews
Parcel ID: 29571-300-005
Legal Description: HARBOUR VILLAGE AT HISTORIC ST. ANDREWS UNIT 202 ORB 2411 P 23 TYPE B ORB 4537 P 79 2BR/2.5BA . 1635 SQFT TOTAL
General Property Info
Floor Number: 2
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1496
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: no land conveys
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 3
Year Built: 2006
Remarks & Misc
Remarks: Harbour Village at Historic St. Andrews is an upscale bayfront condominium community, offering luxurious waterfront living in the heart of the vibrant Historic St. Andrews neighborhood.
Completed in 2006, this eight-story, 116-unit mid-rise building overlooks the tranquil waters of St. Andrews Bay, blending modern elegance with the area’s rich nautical heritage—once a 19th-century fishing village now alive with marinas, eclectic shops along Beck Avenue, and farm-to-table dining just steps away.
Gated for security and designed for community connection, Harbour Village appeals to discerning buyers seeking a serene yet social retreat, with no short-term rentals to preserve its residential tranquility.
Residents enjoy resort-style amenities that elevate everyday coastal life: a sparkling swimming pool for laps or lounging, a state-of-the-art fitness center, a versatile community room for gatherings and planned social events, an inviting outdoor fireplace for evening chats, and direct access to a private marina with deeded boat slips—ideal for effortless cruises to Shell Island or red drum fishing in the bay.
Unit 202 features a West-facing private balcony framing stunning sunset views over the water. Access the balcony from either the Living Room or the Master Suite. The unit boasts many thoughtful upgrades and custom decor, fostering a sense of timeless sophistication that must be seen in person to appreciate.
Nestled between St. Andrews Marina and the lush Oaks by the Bay Park (with its boardwalks, ancient live oaks, and holiday light displays), the community is a short stroll to local gems: Alice’s on Bayview daily specials, Uncle Ernie’s Bayfront Grill for fresh grouper, FINNS for island-style tacos, or the Saturday farmers’ market bursting with artisan goods.
Quick drives via U.S. 98 lead to Panama City Beach’s sugar-white sands or downtown’s cultural spots, while Bay District Schools, including nearby Lucille Moore Elementary with its chorus and running clubs, serve families seeking strong elementary options. Harbour Village is a hidden bayside haven where history, harbor breezes, and heartfelt community converge—schedule your private tour today to experience it firsthand.
Balcony
First: 1
Dining Room
First: 1
Foyer
First: 1
Laundry
First: 1
Master Bathroom
First: 1
Pool Features
Fenced: 1
Gunite Concrete: 1
Heated – Electric: 1
Inground: 1
Utility Room
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range – Electric: 1
Refrigerator: 1
Warming Drawer: 1
Washer: 1
Water Heater – Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling – Crwn Molding: 1
Ceiling – Raised: 1
Fireplace: 1
Floor – Tile: 1
Lighting – Recessed: 1
Split Bedroom: 1
Window – Treatment All: 1
Handicap Provisions: 1
Construction/Siding
Brick Veneer: 1
Foundation – On Piling: 1
Steel/Frame: 1
Wood/Frame: 1
Roof – Gutters: 1
Roof – Membrane: 1
Roof – Metal: 1
Siding – Hardie Board: 1
Siding – Stucco: 1
Trim – Wood: 1
Exterior
Balcony: 1
Double Pane Windows: 1
Waterfront Feature
Dock: 1
Bulkhead/Seawall: 1
Shore – Beach: 1
Shore – Natural: 1
Shore – Seawall: 1
Association Fees Include
BBQ Pit/Grill: 1
Community Room: 1
Conference Center: 1
Dumpster: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Internet-WiFi: 1
Management: 1
Marina: 1
Pavilion/Gazebo: 1
Pest Control: 1
Pool: 1
Repairs/Maintenance: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Coastal Construction Control Line: 1
Covenants & Rescrictions: 1
Landscaped: 1
Near Public Boat Ramp: 1
Sidewalk: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Gated Access: 1
Paved Road: 1
Private Road: 1
Parking Features
Community Structure: 1
Driveway: 1
Electric Gate: 1
Gated: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed Balcony: 1
MBed First Floor: 1
MBed Sitting Area: 1
MBed Waterfront: 1
Present Zoning
Resid Single Family: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Boardwalk: 1
Community Room: 1
Dock: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Fishing: 1
Gated Community: 1
Marina: 1
Pavilion/Gazebo: 1
Pool: 1
Waterfront: 1
Sidewalks: 1
Rooms
Balcony: 1
Bedroom: 1
Dining Room: 1
Foyer: 1
Full Bathroom: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Utility Room: 1
Utilities
TV Cable: 1
Electricity – Connected: 1
Internet – Broadband Available: 1
Phone – Connected: 1
Public Sewer – Connected: 1
Public Water – Connected: 1
Underground Utilities: 1
Waterview
Bay: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Half Bathroom
First: 1
Waterfront Type
Bay/Harbor: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Humidity Control: 1
Heating
Central: 1
Electric: 1
Fireplace – Electric: 1
Forced Air: 1
Humidity Control: 1
Separate Meters: 1
Security Features
Closed Circuit Camera(s): 1
Fire Alarm: 1
Fire Escape: 1
Fire Sprinkler System: 1
Gated Community: 1
Key Card Entry: 1
Secured Garage/Parking: 1
Security Lights: 1
Security System Owned: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Warming Drawer; Washer; Water Heater – Electric
Full Bathroom: First
Half Bathroom: First
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric; Humidity Control
Heating: Central; Electric; Fireplace – Electric; Forced Air; Humidity Control; Separate Meters
Exterior: Balcony; Double Pane Windows
Association Fees Include: BBQ Pit/Grill; TV Cable; Community Room; Dumpster; Exercise Room; Gated Community; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Management; Marina; Conference Center; Pavilion/Gazebo; Pest Control; Pool; Sewer; Trash Disposal; Water
Financing: Cash; Conventional; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Features: Coastal Construction Control Line; Covenants & Rescrictions; Landscaped; Near Public Boat Ramp; Sidewalk; Waterfront; Within 1/2 Mile to Water
Lot Access: City Street; Gated Access; Paved Road; Private Road
Balcony: First
Master Bathroom: First
Dining Room: First
Foyer: First
Laundry: First
Pool Features: Fenced; Gunite Concrete; Heated – Electric; Inground
Security Features: Closed Circuit Camera(s); Fire Alarm; Fire Escape; Fire Sprinkler System; Gated Community; Key Card Entry; Secured Garage/Parking; Security Lights; Security System Owned; Smoke Detector(s)
Utility Room: First
Parking Features: Community Structure; Driveway; Electric Gate; Gated; Paved
Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Community Room; Dock; Dumpster; Elevators; Fishing; Exercise Room; Gated Community; Marina; Pavilion/Gazebo; Pool; Sidewalks; Waterfront
Rooms: Balcony; Bedroom; Dining Room; Foyer; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Utility Room
Sale Type: As Is
Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Phone – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities
Waterfront Type: Bay/Harbor
Waterfront Feature: Bulkhead/Seawall; Dock; Bulkhead/Seawall; Shore – Beach; Shore – Natural; Shore – Seawall
Waterview: Bay
Present Zoning: Resid Single Family
Room Information
Foyer
Level: First
Dimensions: 7.5 x 7
Length: 7.50
Width: 7.00
Dimensions: 7.5 x 7
Remarks: Tile flooring & upgraded light fixutre
Half Bathroom
Level: First
Dimensions: 5.67 x 7.08
Length: 5.67
Width: 7.08
Dimensions: 5.67 x 7.08
Remarks: Controlled dual flush commode
Bedroom
Level: First
Dimensions: 13 x 10
Length: 13.00
Width: 10.00
Dimensions: 13 x 10
Remarks: Front of Floor Plan
Full Bathroom
Level: First
Dimensions: 0 x 0
Length: 0.00
Width: 0.00
Dimensions: 0 x 0
Remarks: Bedroom En-suite with Tub/Shower Combo
Utility Room
Level: First
Dimensions: 0 x 0
Length: 0.00
Width: 0.00
Dimensions: 0 x 0
Remarks: Utility Closest: HVAC, Water Heater, Storage
Laundry
Level: First
Dimensions: 9.08 x 7.25
Length: 9.08
Width: 7.25
Dimensions: 9.08 x 7.25
Remarks: Utility Sink and Wall Cabinets
Kitchen
Level: First
Dimensions: 10 x 10.5
Length: 10.00
Width: 10.50
Dimensions: 10 x 10.5
Remarks: View of the Dining Room, Living Room, and St. Andrews Bay
Dining Room
Level: First
Dimensions: 13.5 x 11
Length: 13.50
Width: 11.00
Dimensions: 13.5 x 11
Remarks: Dining Fixture matches Breakfast Bar Pendant Lights
Living Room
Level: First
Dimensions: 15.75 x 13.5
Length: 15.75
Width: 13.50
Dimensions: 15.75 x 13.5
Remarks: Balcony access, Shiplap Accent Wall with Electric Fireplace & Bay View
Master Bedroom
Level: First
Dimensions: 13 x 15
Length: 13.00
Width: 15.00
Dimensions: 13 x 15
Remarks: Balcony access, and Bay View
Master Bathroom
Level: First
Dimensions: 10.67 x 14.5
Length: 10.67
Width: 14.50
Dimensions: 10.67 x 14.5
Remarks: Garden Tub, Separate Shower, Water Closet, Double Vanity, and Walk-in Closet
Balcony
Level: First
Dimensions: 11.9 x 10.58
Length: 11.90
Width: 10.58
Dimensions: 11.9 x 10.58
Remarks: Views of the Bay, Marina, Port Panama City, and NSA
Listing Office:
Berkshire Hathaway HomeServices Beach Properties of Florida
Last Updated: February – 26 – 2026
Information deemed reliable but not guaranteed.