3001 W 10th Street 202, Panama City, FL 32401 (MLS# 781590)

3001 W 10th Street 202, Panama City, FL 32401

$475,000

Refaced Cabinets, Granite Countertops, Tile Backsplash, and Stainless Steel Appliances

Fireplace, Shiplap Accent Wall, Crown Molding, Tile Flooring with a Wood Floor appearance, and a view of St. Andrews Bay

View of St. Andrews Bay from the Bed and Balcony Access

Luxurious En-suite with Tile Shower, Garden Tub, Double Vanity, Walk-in Closet and Travertine Tile Floor

Powered Sun Shade, Epoxy Floor, extra Electrical Outlets, and a great view of St. Andrews Bay and Port Panama City

Front of the floorplan Guest Bedroom Suite

Utility Sink and Wall Cabinets with Soft Close

Resurfaced Soft Close Cabinets and Drawers

Upgraded Pendant Lights & Vertical Shiplap Kickboard

Upgraded Light Fixture matching Breakfast Bar Pendant Lights

Remote Control 72" Ceiling Fan with Light

Remote Controlled Motorized Blinds with Back Shades

View of St. Andrews Bay from the Bed with access to Balcony

Remote Controlled Motorized Custom Drapes

Double Vanity with Soft Close Cabinets and Drawers

Floor to Ceiling Tile Shower with Seamless Glass Shower Enclosure

Excellent views of St. Andrews Marina, Port Panama City, and St. Andrews Bay

Overlooking Harbour Village Private Park and Oaks by the Bay Park

Harbour Villages Boat Slips. No Boat Slip conveys with this unit

Aerial view of the complex from Oaks by the Bay Park

Aerial view of the complexes Park which is atop the complexes Parking Structure

Aerial view of the complex from St. Andrews Bay

Aerial view of the complexes Bayside Boardwalk, Boat Dock, and adjacent St. Andrews Marina

Aerial view of the complex, Oaks by the Bay Park, and St. Andrews Marina

Aerial view of the complex from St. Andrews Harbour

Historic St. Andrews, with shopping, entertainment, and dining. Harbor Village is the tan structure, back-left of frame

Aerial view of Harbour Villages Boat Dock and Slips. No slip conveys with the unit

Popular Uncle Earnie's on Bayview Avenue

Intersection of 10th Street and Bay Avenue

Boat dock and slips. Unit does not convey with a slip

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,496 Status: Active

Current Price: $475,000 List Date: 11/13/2025 Last Modified: 4/16/2026

Overview

Description

Sunset Bayfront Retreat: Lovingly Maintained Condo in Gated Harbour Village at Historic St. Andrews. Motivated Seller! Discover peaceful, upscale waterfront living in Harbour Village, an elegant 2006-built, gated mid-rise community of just 116 units perched on the serene shores of St. Andrews Bay. Here, modern luxury meets the timeless nautical heritage of Historic St. Andrews–a charming 19th-century fishing village reborn with marinas, artisan shops on Beck Avenue, and beloved farm-to-table eateries, all steps from your door. No short-term rentals ensure a quiet, residential sanctuary year-round. Unit 202 captures the essence of bayside bliss: a prime west-facing private balcony accessible from both the living room and master suite, framing breathtaking sunset views over the water–perfect for evening unwinding, morning coffee with harbor breezes, or watching dolphins glide by. Thoughtful upgrades and custom decor throughout create a sophisticated, timeless feel that's warm and … (Read more) Sunset Bayfront Retreat: Lovingly Maintained Condo in Gated Harbour Village at Historic St. Andrews. Motivated Seller! Discover peaceful, upscale waterfront living in Harbour Village, an elegant 2006-built, gated mid-rise community of just 116 units perched on the serene shores of St. Andrews Bay. Here, modern luxury meets the timeless nautical heritage of Historic St. Andrews–a charming 19th-century fishing village reborn with marinas, artisan shops on Beck Avenue, and beloved farm-to-table eateries, all steps from your door. No short-term rentals ensure a quiet, residential sanctuary year-round. Unit 202 captures the essence of bayside bliss: a prime west-facing private balcony accessible from both the living room and master suite, framing breathtaking sunset views over the water–perfect for evening unwinding, morning coffee with harbor breezes, or watching dolphins glide by. Thoughtful upgrades and custom decor throughout create a sophisticated, timeless feel that’s warm and welcoming–details best experienced in person to truly appreciate the care poured into this home. Resort-style amenities elevate daily life: Heated waterfront pool with panoramic bay vistas for laps or relaxation, State-of-the-art fitness center, Versatile community room for social events and gatherings. Cozy outdoor fireplace for fireside chats under the stars Private marina with deeded boat slips (no slip available with this unit)–launch effortlessly for bay fishing, Shell Island outings, or Intracoastal adventures. Location is unbeatable: stroll to St. Andrews Marina, the shaded boardwalks and ancient oaks of Oaks by the Bay Park (magical during holiday lights), or local favorites like Alice’s on Bayview specials, Uncle Ernie’s fresh grouper, FINNS island tacos, and the vibrant Saturday farmers’ market. Quick access via U.S. 98 to Panama City Beach’s powdery sands, downtown culture, or top schools (including nearby Lucille Moore Elementary with its chorus and running clubs).This family-owned gem has been cherished and meticulously cared for–now ready for new owners to create their own memories in this hidden bayside haven where history, community, and harbor magic converge. Motivated for the right buyer to fall in love as we have. Schedule your private tour today–west-facing bay views like this are rare and won’t linger long. Come see why Harbour Village feels like coming home.

Listing Details MLS# 781590

Contract Info

List Price/SqFt: 317.51

Location

Area: 02 – Bay County – Central
Street #: 3001
Street Direction: W
Street Name: 10th
Street Suffix: Street
Unit #: 202
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Harbour Village At Historic St Andrews
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 29571-300-005
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: 18th Street (Hwy 98), South on Beck Ave., Rt. on W 10th St., Lt. into the Harbour Village Complex
Legal Description: HARBOUR VILLAGE AT HISTORIC ST. ANDREWS UNIT 202 ORB 2411 P 23 TYPE B ORB 4537 P 79 2BR/2.5BA . 1635 SQFT TOTAL

General Property Info

Sub-Type: Condominium
Floor Number: 2
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1496
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Year Built: 2006
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: no land conveys
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3016.22
HOA Frequency: Quarterly
HOA Annual Amount: 12064.88
New Buyer Fee: No
Last Taxes: 2296
Last Tax Year: 2025
Brokerage Interest: Familial Interest – Listing Broker/Licensee related to owner.
Condo Doc: Yes

Remarks & Misc

Remarks: Sunset Bayfront Retreat: Lovingly Maintained Condo in Gated Harbour Village at Historic St. Andrews. Motivated Seller! Discover peaceful, upscale waterfront living in Harbour Village, an elegant 2006-built, gated mid-rise community of just 116 units perched on the serene shores of St. Andrews Bay. Here, modern luxury meets the timeless nautical heritage of Historic St. Andrews–a charming 19th-century fishing village reborn with marinas, artisan shops on Beck Avenue, and beloved farm-to-table eateries, all steps from your door. No short-term rentals ensure a quiet, residential sanctuary year-round. Unit 202 captures the essence of bayside bliss: a prime west-facing private balcony accessible from both the living room and master suite, framing breathtaking sunset views over the water–perfect for evening unwinding, morning coffee with harbor breezes, or watching dolphins glide by. Thoughtful upgrades and custom decor throughout create a sophisticated, timeless feel that's warm and welcoming–details best experienced in person to truly appreciate the care poured into this home. Resort-style amenities elevate daily life: Heated waterfront pool with panoramic bay vistas for laps or relaxation, State-of-the-art fitness center, Versatile community room for social events and gatherings. Cozy outdoor fireplace for fireside chats under the stars Private marina with deeded boat slips (no slip available with this unit)–launch effortlessly for bay fishing, Shell Island outings, or Intracoastal adventures. Location is unbeatable: stroll to St. Andrews Marina, the shaded boardwalks and ancient oaks of Oaks by the Bay Park (magical during holiday lights), or local favorites like Alice's on Bayview specials, Uncle Ernie's fresh grouper, FINNS island tacos, and the vibrant Saturday farmers' market. Quick access via U.S. 98 to Panama City Beach's powdery sands, downtown culture, or top schools (including nearby Lucille Moore Elementary with its chorus and running clubs).This family-owned gem has been cherished and meticulously cared for–now ready for new owners to create their own memories in this hidden bayside haven where history, community, and harbor magic converge. Motivated for the right buyer to fall in love as we have. Schedule your private tour today–west-facing bay views like this are rare and won't linger long. Come see why Harbour Village feels like coming home.

Balcony

First: Yes

More Information

Dining Room

First: Yes

Foyer

First: Yes

Laundry

First: Yes

Master Bathroom

First: Yes

Pool Features

Fenced: Yes
Gunite Concrete: Yes
Heated – Electric: Yes
Inground: Yes

Utility Room

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Warming Drawer: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Ceiling – Raised: Yes
Fireplace: Yes
Floor – Tile: Yes
Lighting – Recessed: Yes
Split Bedroom: Yes
Window – Treatment All: Yes
Handicap Provisions: Yes

Construction/Siding

Brick Veneer: Yes
Foundation – On Piling: Yes
Steel/Frame: Yes
Wood/Frame: Yes
Roof – Gutters: Yes
Roof – Membrane: Yes
Roof – Metal: Yes
Siding – Hardie Board: Yes
Siding – Stucco: Yes
Trim – Wood: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes

Waterfront Feature

Dock: Yes
Bulkhead/Seawall: Yes
Shore – Beach: Yes
Shore – Natural: Yes
Shore – Seawall: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Community Room: Yes
Conference Center: Yes
Dumpster: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Management: Yes
Marina: Yes
Pavilion/Gazebo: Yes
Pest Control: Yes
Pool: Yes
Repairs/Maintenance: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Coastal Construction Control Line: Yes
Covenants & Rescrictions: Yes
Landscaped: Yes
Near Public Boat Ramp: Yes
Sidewalk: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Gated Access: Yes
Paved Road: Yes
Private Road: Yes

Parking Features

Community Structure: Yes
Driveway: Yes
Electric Gate: Yes
Gated: Yes
Paved: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes
MBed Balcony: Yes
MBed First Floor: Yes
MBed Sitting Area: Yes
MBed Waterfront: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Boardwalk: Yes
Community Room: Yes
Dock: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Fishing: Yes
Gated Community: Yes
Marina: Yes
Pavilion/Gazebo: Yes
Pool: Yes
Waterfront: Yes
Sidewalks: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Dining Room: Yes
Foyer: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes
Utility Room: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Internet – Broadband Available: Yes
Phone – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Waterview

Bay: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Half Bathroom

First: Yes

Waterfront Type

Bay/Harbor: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Humidity Control: Yes

Heating

Central: Yes
Electric: Yes
Fireplace – Electric: Yes
Forced Air: Yes
Humidity Control: Yes
Separate Meters: Yes

Security Features

Closed Circuit Camera(s): Yes
Fire Alarm: Yes
Fire Escape: Yes
Fire Sprinkler System: Yes
Gated Community: Yes
Key Card Entry: Yes
Secured Garage/Parking: Yes
Security Lights: Yes
Security System Owned: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Warming Drawer; Washer; Water Heater – Electric Full Bathroom: First Half Bathroom: First Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; Humidity Control Heating: Central; Electric; Fireplace – Electric; Forced Air; Humidity Control; Separate Meters Exterior: Balcony; Double Pane Windows Association Fees Include: BBQ Pit/Grill; TV Cable; Community Room; Dumpster; Exercise Room; Gated Community; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Management; Marina; Conference Center; Pavilion/Gazebo; Pest Control; Pool; Sewer; Trash Disposal; Water Financing: Cash; Conventional; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Coastal Construction Control Line; Covenants & Rescrictions; Landscaped; Near Public Boat Ramp; Sidewalk; Waterfront; Within 1/2 Mile to Water Lot Access: City Street; Gated Access; Paved Road; Private Road Balcony: First Master Bathroom: First Dining Room: First Foyer: First Laundry: First Pool Features: Fenced; Gunite Concrete; Heated – Electric; Inground Security Features: Closed Circuit Camera(s); Fire Alarm; Fire Escape; Fire Sprinkler System; Gated Community; Key Card Entry; Secured Garage/Parking; Security Lights; Security System Owned; Smoke Detector(s) Utility Room: First Parking Features: Community Structure; Driveway; Electric Gate; Gated; Paved Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Community Room; Dock; Dumpster; Elevators; Fishing; Exercise Room; Gated Community; Marina; Pavilion/Gazebo; Pool; Sidewalks; Waterfront Rooms: Balcony; Bedroom; Dining Room; Foyer; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Utility Room Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Phone – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Waterfront Type: Bay/Harbor Waterfront Feature: Bulkhead/Seawall; Dock; Bulkhead/Seawall; Shore – Beach; Shore – Natural; Shore – Seawall Waterview: Bay Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Foyer	First	7.5 x 7	7.50	7.00	Tile flooring & upgraded light fixutre
Half Bathroom	First	5.67 x 7.08	5.67	7.08	Controlled dual flush commode
Bedroom	First	13 x 10	13.00	10.00	Front of Floor Plan
Full Bathroom	First	0 x 0	0.00	0.00	Bedroom En-suite with Tub/Shower Combo
Utility Room	First	0 x 0	0.00	0.00	Utility Closest: HVAC, Water Heater, Storage
Laundry	First	9.08 x 7.25	9.08	7.25	Utility Sink and Wall Cabinets
Kitchen	First	10 x 10.5	10.00	10.50	View of the Dining Room, Living Room, and St. Andrews Bay
Dining Room	First	13.5 x 11	13.50	11.00	Dining Fixture matches Breakfast Bar Pendant Lights
Living Room	First	15.75 x 13.5	15.75	13.50	Balcony access, Shiplap Accent Wall with Electric Fireplace & Bay View
Master Bedroom	First	13 x 15	13.00	15.00	Balcony access, and Bay View
Master Bathroom	First	10.67 x 14.5	10.67	14.50	Garden Tub, Separate Shower, Water Closet, Double Vanity, and Walk-in Closet
Balcony	First	11.9 x 10.58	11.90	10.58	Views of the Bay, Marina, Port Panama City, and NSA

Listing Office: Berkshire Hathaway HomeServices Beach Properties of Florida

Last Updated: April – 16 – 2026

Information deemed reliable but not guaranteed.