3001 W 10th Street 203, Panama City, FL 32401

$900,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,997 Status: Active
Current Price: $900,000 List Date: 1/21/2026 Last Modified: 1/25/2026

Description

Spectacular Views from this 3 Bed/3Bath Bayfront unit in Harbour Village! A one of a kind gated community in the heart of Historic St. Andrews. Condo boasts 11ft ceilings and breathtaking views of St. Andrews Bay, Shell Island, and the Intracoastal Waterway from the master suite, living area, dining room, and kitchen. The open layout features double front door, a gourmet kitchen with sleek stainless steel appliances, granite countertops, a spacious breakfast bar, and ample cabinetry, luxury vinyl plank (LVP) flooring, sliding glass doors from Living room & Master to the spacious Balcony. The Master Bathroom features a double vanity, a soaking garden tub, a tiled walk-in shower, and a generous walk-in closet. The second bedroom has a private bath. Elegant crown molding adorns the entire unit and modern lighting fixtures enhance the entire unit. Condo owner has 2 boat slips (1 with 16,000lb lift) and 2 climate controlled storage units, included in the sale. Harbour Village offers an array of premium amenities, including a heated waterfront pool with bay views, a state-of-the-art fitness center, a grand clubhouse, a private community park (dogs allowed) with a garden, a covered parking garage, an outdoor fireplace with a cozy seating area, a grilling gazebo with access to Oaks by the Bay Park. Just steps away, Historic St. Andrews beckons with its active marina (currently being upgraded), restaurants, scenic waterfront parks, and unique boutique shops. Seize this rare opportunity to own a slice of coastal elegance and modern sophistication in one of Bay County’s most coveted communities. Schedule your private tour today! All info taken from appraiser and sizes approx., Buyer to verify all info.

More Information MLS# 784000

Listing Info, Tax and Legal

HOA Fee: Yes HOA Amount: 1625 HOA Frequency: Monthly HOA Annual Amount: 19500 New Buyer Fee: No Last Taxes: 8938 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes Condo Doc: Yes

Contract Info

List Price/SqFt: 450.68 Status: Active List Date: 2026-01-18 List Price: $900,000 Current Price: $900,000

Location

Unit #: 203 Sub Area: 0203 – Bay – Central SW Community/Resort: None Waterfront: Yes Gulf Access: Yes Elementary School: Lucille Moore Middle School: Jinks High School: Bay Directions: HWY 98 South on Beck Avenue. Turn right onto 10th Street at Oaks by the Bay Park. Harbour Village is on left just before St Andrews Marina. Area: 02 – Bay County – Central Street #: 3001 Street Direction: W Street Name: 10th Street Suffix: Street State: FL Zip Code: 32401 County: Bay Subdivision: Harbour Village At Historic St Andrews Parcel ID: 29571-300-006 Legal Description: HARBOUR VILLAGE AT HISTORIC ST. ANDREWS UNIT 203 ORB 4506 P 1759 TYPE C . 3BR/3BA . 2251 SQFT TOTAL

General Property Info

Floor Number: 2 Design: Mid-Rise (4-7 floors) Apx SqFt(Htd/Cooled): 1997 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: Prop App Site Lot Dimensions: 0x0 New Construction: No Garage Y/N: Yes Garage Spaces: 2 Pool: Yes Pool Type: Community Sub-Type: Condominium Bedrooms: 3 Full Baths: 3 Total Baths: 3 Year Built: 2006

Remarks & Misc

Remarks: Spectacular Views from this 3 Bed/3Bath Bayfront unit in Harbour Village! A one of a kind gated community in the heart of Historic St. Andrews. Condo boasts 11ft ceilings and breathtaking views of St. Andrews Bay, Shell Island, and the Intracoastal Waterway from the master suite, living area, dining room, and kitchen. The open layout features double front door, a gourmet kitchen with sleek stainless steel appliances, granite countertops, a spacious breakfast bar, and ample cabinetry, luxury vinyl plank (LVP) flooring, sliding glass doors from Living room & Master to the spacious Balcony. The Master Bathroom features a double vanity, a soaking garden tub, a tiled walk-in shower, and a generous walk-in closet. The second bedroom has a private bath. Elegant crown molding adorns the entire unit and modern lighting fixtures enhance the entire unit. Condo owner has 2 boat slips (1 with 16,000lb lift) and 2 climate controlled storage units, included in the sale. Harbour Village offers an array of premium amenities, including a heated waterfront pool with bay views, a state-of-the-art fitness center, a grand clubhouse, a private community park (dogs allowed) with a garden, a covered parking garage, an outdoor fireplace with a cozy seating area, a grilling gazebo with access to Oaks by the Bay Park. Just steps away, Historic St. Andrews beckons with its active marina (currently being upgraded), restaurants, scenic waterfront parks, and unique boutique shops. Seize this rare opportunity to own a slice of coastal elegance and modern sophistication in one of Bay County’s most coveted communities. Schedule your private tour today! All info taken from appraiser and sizes approx., Buyer to verify all info.

Balcony

First: 1

Dining Room

First: 1

Pool Features

Fenced: 1 Heated – Electric: 1 Inground: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Oven – Electric: 1 Range – Electric: 1 Refrigerator: 1 Washer: 1 Water Heater – Electric: 1

Exterior

Balcony: 1

Waterfront Feature

Boat Slip: 1 Boatlift: 1 Dock: 1 Shore – Beach: 1 Shore – Natural: 1

Association Fees Include

Accounting: 1 Community Room: 1 Dock: 1 Dumpster: 1 Exercise Room: 1 Ground Keeping: 1 Insurance: 1 Legal: 1 Management: 1 Master Association: 1 Pest Control: 1 Pool: 1 Recreational Faclty: 1 Security: 1 Sewer: 1 Trash Disposal: 1 TV Cable: 1 Water: 1

Financing

Cash: 1 Conventional: 1 FHA: 1 VA: 1

Furnished

Unfurnished: 1

Kitchen

First: 1

Living Room

First: 1

Lot Features

Landscaped: 1 Waterfront: 1

Lot Access

City Street: 1 Gated Access: 1 Paved Road: 1

Parking Features

Boat: 1 Community Structure: 1 Parking Lot: 1 Paved: 1

Present Zoning

Resid Multi-Family: 1

Association Amenities

Business Center: 1 Community Room: 1 Dock: 1 Dumpster: 1 Elevators: 1 Exercise Room: 1 Gated Community: 1 Marina: 1 Pool: 1 Separate Storage: 1 Waterfront: 1 Dog Park: 1

Rooms

Balcony: 1 Bedroom: 1 Dining Room: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Utilities

TV Cable: 1 Electricity – Connected: 1 Garbage: 1 Public Sewer – Connected: 1 Public Water – Connected: 1

Waterview

Bay: 1

Sale Type

As Is: 1

Waterfront Type

Bay/Harbor: 1

Master Bedroom

First: 1

Bedroom

First: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1

Heating

Central: 1 Electric: 1

Security Features

Fire Alarm: 1 Gated Community: 1 Smoke Detector(s): 1

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; TV Cable; Community Room; Dock; Dumpster; Exercise Room; Insurance; Legal; Ground Keeping; Management; Master Association; Pest Control; Pool; Recreational Faclty; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Landscaped; Waterfront Lot Access: City Street; Gated Access; Paved Road Balcony: First Dining Room: First Pool Features: Fenced; Heated – Electric; Inground Security Features: Fire Alarm; Gated Community; Smoke Detector(s) Parking Features: Boat; Community Structure; Parking Lot; Paved Association Amenities: Business Center; Community Room; Dock; Dog Park; Dumpster; Elevators; Exercise Room; Gated Community; Marina; Pool; Separate Storage; Waterfront Rooms: Balcony; Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bay/Harbor Waterfront Feature: Boat Slip; Boatlift; Dock; Shore – Beach; Shore – Natural Waterview: Bay Present Zoning: Resid Multi-Family

Room Information

Living Room Level: First Dimensions: 20 x 14 Length: 20.00 Width: 14.00 Dimensions: 20 x 14 Dining Room Level: First Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Kitchen Level: First Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Master Bedroom Level: First Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Bedroom Level: First Dimensions: 14 x 11 Length: 14.00 Width: 11.00 Dimensions: 14 x 11 Bedroom Level: First Dimensions: 12 x 10 Length: 12.00 Width: 10.00 Dimensions: 12 x 10 Balcony Level: First Dimensions: 16 x 15 Length: 16.00 Width: 15.00 Dimensions: 16 x 15
Listing Office: Counts Real Estate Group
Last Updated: January – 25 – 2026
Information deemed reliable but not guaranteed.