3001 W 10th Street 203, Panama City, FL 32401

$900,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,997 Status: Active
Current Price: $900,000 List Date: 1/21/2026 Last Modified: 1/25/2026

Overview

Description

Spectacular Views from this 3 Bed/3Bath Bayfront unit in Harbour Village! A one of a kind gated community in the heart of Historic St. Andrews. Condo boasts 11ft ceilings and breathtaking views of St. Andrews Bay, Shell Island, and the Intracoastal Waterway from the master suite, living area, dining room, and kitchen. The open layout features double front door, a gourmet kitchen with sleek stainless steel appliances, granite countertops, a spacious breakfast bar, and ample cabinetry, luxury vinyl plank (LVP) flooring, sliding glass doors from Living room & Master to the spacious Balcony. The Master Bathroom features a double vanity, a soaking garden tub, a tiled walk-in shower, and a generous walk-in closet. The second bedroom has a private bath. Elegant crown molding adorns the entire unit and modern lighting fixtures enhance the entire unit. Condo owner has 2 boat slips (1 with 16,000lb lift) and 2 climate controlled storage units, included in the sale. Harbour Village offers an arr

Listing Details MLS# 784000

Contract Info

List Price/SqFt
450.68

Location

Area
02 – Bay County – Central
Street #
3001
Street Direction
W
Street Name
10th
Street Suffix
Street
Unit #
203
State
FL
Zip Code
32401
County
Bay
Sub Area
0203 – Bay – Central SW
Subdivision
Harbour Village At Historic St Andrews
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
29571-300-006
Elementary School
Lucille Moore
Middle School
Jinks
High School
Bay
Directions
HWY 98 South on Beck Avenue. Turn right onto 10th Street at Oaks by the Bay Park. Harbour Village is on left just before St Andrews Marina.
Legal Description
HARBOUR VILLAGE AT HISTORIC ST. ANDREWS UNIT 203 ORB 4506 P 1759 TYPE C . 3BR/3BA . 2251 SQFT TOTAL

General Property Info

Sub-Type
Condominium
Floor Number
2
Design
Mid-Rise (4-7 floors)
Apx SqFt(Htd/Cooled)
1997
SqFt Source
Prop App Site
Full Baths
3
Total Baths
3
Year Built
2006
Immediate Occupancy
Yes
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Lot Dimensions
0x0
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
1625
HOA Frequency
Monthly
HOA Annual Amount
19500
New Buyer Fee
No
Last Taxes
8938
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes
Condo Doc
Yes

Remarks & Misc

Remarks
Spectacular Views from this 3 Bed/3Bath Bayfront unit in Harbour Village! A one of a kind gated community in the heart of Historic St. Andrews. Condo boasts 11ft ceilings and breathtaking views of St. Andrews Bay, Shell Island, and the Intracoastal Waterway from the master suite, living area, dining room, and kitchen. The open layout features double front door, a gourmet kitchen with sleek stainless steel appliances, granite countertops, a spacious breakfast bar, and ample cabinetry, luxury vinyl plank (LVP) flooring, sliding glass doors from Living room & Master to the spacious Balcony. The Master Bathroom features a double vanity, a soaking garden tub, a tiled walk-in shower, and a generous walk-in closet. The second bedroom has a private bath. Elegant crown molding adorns the entire unit and modern lighting fixtures enhance the entire unit. Condo owner has 2 boat slips (1 with 16,000lb lift) and 2 climate controlled storage units, included in the sale. Harbour Village offers an array of premium amenities, including a heated waterfront pool with bay views, a state-of-the-art fitness center, a grand clubhouse, a private community park (dogs allowed) with a garden, a covered parking garage, an outdoor fireplace with a cozy seating area, a grilling gazebo with access to Oaks by the Bay Park. Just steps away, Historic St. Andrews beckons with its active marina (currently being upgraded), restaurants, scenic waterfront parks, and unique boutique shops. Seize this rare opportunity to own a slice of coastal elegance and modern sophistication in one of Bay County's most coveted communities. Schedule your private tour today! All info taken from appraiser and sizes approx., Buyer to verify all info.

Balcony

First
Yes

More Information

Dining Room

First
Yes

Pool Features

Fenced
Yes
Heated – Electric
Yes
Inground
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Oven – Electric
Yes
Range – Electric
Yes
Refrigerator
Yes
Washer
Yes
Water Heater – Electric
Yes

Exterior

Balcony
Yes

Waterfront Feature

Boat Slip
Yes
Boatlift
Yes
Dock
Yes
Shore – Beach
Yes
Shore – Natural
Yes

Association Fees Include

Accounting
Yes
Community Room
Yes
Dock
Yes
Dumpster
Yes
Exercise Room
Yes
Ground Keeping
Yes
Insurance
Yes
Legal
Yes
Management
Yes
Master Association
Yes
Pest Control
Yes
Pool
Yes
Recreational Faclty
Yes
Security
Yes
Sewer
Yes
Trash Disposal
Yes
TV Cable
Yes
Water
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Landscaped
Yes
Waterfront
Yes

Lot Access

City Street
Yes
Gated Access
Yes
Paved Road
Yes

Parking Features

Boat
Yes
Community Structure
Yes
Parking Lot
Yes
Paved
Yes

Present Zoning

Resid Multi-Family
Yes

Association Amenities

Business Center
Yes
Community Room
Yes
Dock
Yes
Dumpster
Yes
Elevators
Yes
Exercise Room
Yes
Gated Community
Yes
Marina
Yes
Pool
Yes
Separate Storage
Yes
Waterfront
Yes
Dog Park
Yes

Rooms

Balcony
Yes
Bedroom
Yes
Dining Room
Yes
Kitchen
Yes
Living Room
Yes
Master Bedroom
Yes

Utilities

TV Cable
Yes
Electricity – Connected
Yes
Garbage
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterview

Bay
Yes

Sale Type

As Is
Yes

Waterfront Type

Bay/Harbor
Yes

Master Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes

Heating

Central
Yes
Electric
Yes

Security Features

Fire Alarm
Yes
Gated Community
Yes
Smoke Detector(s)
Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; TV Cable; Community Room; Dock; Dumpster; Exercise Room; Insurance; Legal; Ground Keeping; Management; Master Association; Pest Control; Pool; Recreational Faclty; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Landscaped; Waterfront Lot Access: City Street; Gated Access; Paved Road Balcony: First Dining Room: First Pool Features: Fenced; Heated – Electric; Inground Security Features: Fire Alarm; Gated Community; Smoke Detector(s) Parking Features: Boat; Community Structure; Parking Lot; Paved Association Amenities: Business Center; Community Room; Dock; Dog Park; Dumpster; Elevators; Exercise Room; Gated Community; Marina; Pool; Separate Storage; Waterfront Rooms: Balcony; Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bay/Harbor Waterfront Feature: Boat Slip; Boatlift; Dock; Shore – Beach; Shore – Natural Waterview: Bay Present Zoning: Resid Multi-Family

Room Information

Room Name Level Dimensions Length Width
Living Room First 20 x 14 20.00 14.00
Dining Room First 14 x 12 14.00 12.00
Kitchen First 14 x 12 14.00 12.00
Master Bedroom First 16 x 14 16.00 14.00
Bedroom First 14 x 11 14.00 11.00
Bedroom First 12 x 10 12.00 10.00
Balcony First 16 x 15 16.00 15.00
Listing Office: Counts Real Estate Group
Last Updated: January – 25 – 2026
Information deemed reliable but not guaranteed.