3001 W 10th Street 203, Panama City, FL 32401 (MLS# 795529)

3001 W 10th Street 203, Panama City, FL 32401

New Listing

$880,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,997 Status: Active

Current Price: $880,000 List Date: 9/17/2026 Last Modified: 9/17/2026

Overview

Description

Harbour Village #203 — Waterfront Living in the Heart of Historic St. Andrews Some properties offer a water view. Harbour Village #203 offers a true waterfront lifestyle. Beautifully appointed and thoughtfully designed, this residence stands apart even within Harbour Village, combining an elegant interior with several valuable features that are difficult to replicate — particularly for the serious boater. The property includes boat accommodations capable of handling a vessel up to 20,000 pounds, with both water and electricity run directly to the boat slips. For fishing and days on the water, the setup gets even better: #203 includes two approximately 8' x 15' private storage units, both heated and cooled with climate control, plus convenient access to an ice machine and freezer space for fish storage. ***$100k value*** These aren't simply extras — they're features that make waterfront living considerably easier. The residence itself is just as impressive. The inter … (Read more) Harbour Village #203 — Waterfront Living in the Heart of Historic St. Andrews Some properties offer a water view. Harbour Village #203 offers a true waterfront lifestyle. Beautifully appointed and thoughtfully designed, this residence stands apart even within Harbour Village, combining an elegant interior with several valuable features that are difficult to replicate — particularly for the serious boater. The property includes boat accommodations capable of handling a vessel up to 20,000 pounds, with both water and electricity run directly to the boat slips. For fishing and days on the water, the setup gets even better: #203 includes two approximately 8′ x 15′ private storage units, both heated and cooled with climate control, plus convenient access to an ice machine and freezer space for fish storage. ***$100k value*** These aren’t simply extras — they’re features that make waterfront living considerably easier. The residence itself is just as impressive. The interior is beautifully decorated with a warm, refined coastal feel that complements the setting without feeling overly themed. The floor plan offers three bedrooms and three bathrooms, with an important distinction from some other residences in the building: each bedroom has direct access to a bathroom, rather than the third bath being accessible only from the hallway. Natural light and access to the outdoors are another standout. Sliding glass doors are located in both the living room and bedroom, creating two connections to the waterfront surroundings where many units offer only one. The unit also features double entry doors, another upgrade from the single-door configuration found in many residences, making the entrance feel substantially more open and impressive. And then there is the location. Harbour Village sits directly in Historic St. Andrews, one of Panama City’s most distinctive waterfront neighborhoods. St. Andrews grew from its roots in fishing, boating and maritime commerce into the walkable bayside community it is today. Beck Avenue and the surrounding streets are lined with locally owned restaurants, shops and gathering places, while the marina, parks, waterfront and community events keep the neighborhood connected to the bay. This is a place where you can leave the car parked, walk out your door for dinner or drinks, stroll along the waterfront, visit the Saturday market at Oaks by the Bay, or get on your boat and head out onto St. Andrews Bay. The City describes St. Andrews Marina as a gateway to the bay and Gulf of Mexico, and that connection to boating remains a defining part of the neighborhood. Harbour Village #203 isn’t simply a beautifully finished condominium overlooking the water. It’s a residence designed around actually living on it. With substantial boat capacity, two climate-controlled storage units, water and power at the slips, an enhanced three-bedroom/three-bath layout, dual sliding-glass-door access and a prime position in Historic St. Andrews, #203 offers a combination that’s exceptionally difficult to duplicate.

Listing Details MLS# 795529

Contract Info

List Price/SqFt: 440.66

Location

Area: 02 – Bay County – Central
Street #: 3001
Street Direction: W
Street Name: 10th
Street Suffix: Street
Unit #: 203
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: Harbour Village At Historic St Andrews
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 29571-300-006
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: From Highway 98 East, turn right onto Beck Ave. Take Beck Ave to the end then turn right on W 10th St. Building is on left through gate
Legal Description: HARBOUR VILLAGE AT HISTORIC ST. ANDREWS UNIT 203 ORB 4506 P 1759 TYPE C . 3BR/3BA . 2251 SQFT TOTAL

General Property Info

Sub-Type: Condominium
Floor Number: 2
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1997
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
Accessory Dwelling Unit: No
Year Built: 2006
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1250
HOA Frequency: Monthly
HOA Annual Amount: 15000
New Buyer Fee: No
Last Taxes: 8937.71
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Harbour Village #203 — Waterfront Living in the Heart of Historic St. Andrews Some properties offer a water view. Harbour Village #203 offers a true waterfront lifestyle. Beautifully appointed and thoughtfully designed, this residence stands apart even within Harbour Village, combining an elegant interior with several valuable features that are difficult to replicate — particularly for the serious boater. The property includes boat accommodations capable of handling a vessel up to 20,000 pounds, with both water and electricity run directly to the boat slips. For fishing and days on the water, the setup gets even better: #203 includes two approximately 8' x 15' private storage units, both heated and cooled with climate control, plus convenient access to an ice machine and freezer space for fish storage. ***$100k value*** These aren't simply extras — they're features that make waterfront living considerably easier. The residence itself is just as impressive. The interior is beautifully decorated with a warm, refined coastal feel that complements the setting without feeling overly themed. The floor plan offers three bedrooms and three bathrooms, with an important distinction from some other residences in the building: each bedroom has direct access to a bathroom, rather than the third bath being accessible only from the hallway. Natural light and access to the outdoors are another standout. Sliding glass doors are located in both the living room and bedroom, creating two connections to the waterfront surroundings where many units offer only one. The unit also features double entry doors, another upgrade from the single-door configuration found in many residences, making the entrance feel substantially more open and impressive. And then there is the location. Harbour Village sits directly in Historic St. Andrews, one of Panama City's most distinctive waterfront neighborhoods. St. Andrews grew from its roots in fishing, boating and maritime commerce into the walkable bayside community it is today. Beck Avenue and the surrounding streets are lined with locally owned restaurants, shops and gathering places, while the marina, parks, waterfront and community events keep the neighborhood connected to the bay. This is a place where you can leave the car parked, walk out your door for dinner or drinks, stroll along the waterfront, visit the Saturday market at Oaks by the Bay, or get on your boat and head out onto St. Andrews Bay. The City describes St. Andrews Marina as a gateway to the bay and Gulf of Mexico, and that connection to boating remains a defining part of the neighborhood. Harbour Village #203 isn't simply a beautifully finished condominium overlooking the water. It's a residence designed around actually living on it. With substantial boat capacity, two climate-controlled storage units, water and power at the slips, an enhanced three-bedroom/three-bath layout, dual sliding-glass-door access and a prime position in Historic St. Andrews, #203 offers a combination that's exceptionally difficult to duplicate.

Pool Features

Inground: Yes

More Information

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Floor – Vinyl Plank: Yes

Construction/Siding

Concrete: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes

Waterfront Feature

Boat Slip: Yes
Boatlift: Yes
Dock: Yes
Shore – Beach: Yes

Other Structures

Pool House: Yes

Association Fees Include

Accounting: Yes
Beach: Yes
Boat Slip Usage: Yes
Community Room: Yes
Exercise Room: Yes
Internet-WiFi: Yes
Pool: Yes
TV Cable: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Unfurnished: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Boat: Yes
Community Structure: Yes

Association Amenities

Beach: Yes
Boardwalk: Yes
Business Center: Yes
Community Room: Yes
Dock: Yes
Exercise Room: Yes
Gated Community: Yes
Picnic Area: Yes
Pool: Yes
Security-24 hour: Yes
Boat Slip: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bay: Yes

Accessibility Features

Accessible Approach with Ramp: Yes
Accessible Bedroom: Yes
Accessible Kitchen: Yes
Accessible Kitchen Appliances: Yes
Accessible Washer/Dryer: Yes

Sale Type

As Is: Yes

Waterfront Type

Bay/Harbor: Yes
Bayou w/ Gulf Access: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Electric: Yes

Security Features

Gated Community: Yes
Security Gate: Yes

Property Features

Accessibility Features: Accessible Approach with Ramp; Accessible Bedroom; Accessible Kitchen; Accessible Kitchen Appliances; Accessible Washer/Dryer Appliances: Cooktop – Electric; Dishwasher; Dryer; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Electric Exterior: Balcony Association Fees Include: Accounting; Beach; Boat Slip Usage; TV Cable; Community Room; Exercise Room; Internet-WiFi; Pool Financing: Cash; Conventional Furnished: Unfurnished Lot Access: City Street; Paved Road Pool Features: Inground Security Features: Gated Community; Security Gate Parking Features: Boat; Community Structure Other Structures: Pool House Association Amenities: Beach; Boardwalk; Boat Slip; Business Center; Community Room; Dock; Exercise Room; Gated Community; Picnic Area; Pool; Security-24 hour Rooms: Bedroom; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bay/Harbor; Bayou w/ Gulf Access Waterfront Feature: Boat Slip; Boatlift; Dock; Shore – Beach Waterview: Bay

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	16 x 14	16.00	14.00
Bedroom	First	14 x 11	14.00	11.00
Bedroom	First	12 x 10	12.00	10.00

Listing Office: Hitchcock Real Estate LLC

Last Updated: September – 17 – 2026

Information deemed reliable but not guaranteed.