3001 W 10th Street 415, Panama City, FL 32401 (MLS# 783257)

3001 W 10th Street 415, Panama City, FL 32401

$429,500

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Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,252 Status: Under Contract – Taking Backups

Current Price: $429,500 List Date: 1/06/2026 Last Modified: 5/08/2026

Overview

Description

Under contract – seller will consider back-up offers. Wake up to sweeping bay views in this beautifully updated 2-bedroom, 2-bath condominium at Harbour Village, perfectly positioned on St. Andrew Bay in the heart of historic St. Andrews. Offering 1,252 square feet of thoughtfully designed living space, this fourth-floor residence combines timeless character with modern upgrades, abundant storage, and an unbeatable location. The open-concept floor plan flows seamlessly from the kitchen into the living area, ideal for everyday living and entertaining. The kitchen has been tastefully refreshed with new appliances, newly painted cabinetry, granite countertops, tile backsplash, a new sink, and an instant hot water tap. Original warm hardwood floors add charm throughout, while recent interior paint provides a clean, move-in-ready feel. The living room is filled with natural light and stunning water views, featuring large windows with automatic blinds and direct access to the spacious balc … (Read more) Under contract – seller will consider back-up offers. Wake up to sweeping bay views in this beautifully updated 2-bedroom, 2-bath condominium at Harbour Village, perfectly positioned on St. Andrew Bay in the heart of historic St. Andrews. Offering 1,252 square feet of thoughtfully designed living space, this fourth-floor residence combines timeless character with modern upgrades, abundant storage, and an unbeatable location. The open-concept floor plan flows seamlessly from the kitchen into the living area, ideal for everyday living and entertaining. The kitchen has been tastefully refreshed with new appliances, newly painted cabinetry, granite countertops, tile backsplash, a new sink, and an instant hot water tap. Original warm hardwood floors add charm throughout, while recent interior paint provides a clean, move-in-ready feel. The living room is filled with natural light and stunning water views, featuring large windows with automatic blinds and direct access to the spacious balcony. Enjoy bay breezes year-round from the resurfaced balcony, complete with a retractable screen. The primary suite is a true retreat with beautiful bay views, built-in shelving and cabinetry, and a well-appointed bath featuring a large walk-in shower, updated double vanity with raised counters, a water closet, a walk-in closet, and an additional oversized storage closet. The second bedroom and bath provide comfortable accommodations for guests or a home office. Additional upgrades include a new washer and dryer, plus a dehumidifier integrated into the HVAC system for added comfort. This unit includes two parking spaces, with elevator access from the garage conveniently located near the residence. The fourth-floor elevation offers lovely views overlooking the park above the parking garage. Harbour Village is a gated community that does not allow short-term rentals, fostering a quiet, established atmosphere. Amenities include a large community room, a bayfront pool, and a fitness center. Located within walking distance to the St. Andrews Marina, waterfront parks, local shops, restaurants, and a weekend farmers market, this home places you in the center of one of Panama City’s most vibrant and revitalized areas. Just a short drive away are the world-famous white-sand beaches, beachside venues, and downtown Panama City. Come experience bayfront living and become part of this welcoming, well-established community at Harbour Village.

Listing Details MLS# 783257

Contract Info

List Price/SqFt: 343.05

Location

Area: 02 – Bay County – Central
Street #: 3001
Street Direction: W
Street Name: 10th
Street Suffix: Street
Unit #: 415
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Harbour Village At Historic St Andrews
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 29571-300-054
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: South on Beck Ave. from Hwy. 98 (15th St.), condo is at the end of Beck Ave.
Legal Description: HARBOUR VILLAGE AT HISTORIC ST. ANDREWS UNIT 415 ORB 2411 P 23 TYPE A ORB 4353 P 1985 2BR/2BA . 1405 SQFT TOTAL

General Property Info

Sub-Type: Condominium
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1252
SqFt Source: Builders Plans
Full Baths: 2
Total Baths: 2
# of Stories in Building: 8
Year Built: 2006
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Covered Spaces: 2
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-05-08

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2641.51
HOA Frequency: Quarterly
HOA Annual Amount: 10566.04
New Buyer Fee: No
Last Taxes: 3237
Last Tax Year: 2024
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Under contract – seller will consider back-up offers. Wake up to sweeping bay views in this beautifully updated 2-bedroom, 2-bath condominium at Harbour Village, perfectly positioned on St. Andrew Bay in the heart of historic St. Andrews. Offering 1,252 square feet of thoughtfully designed living space, this fourth-floor residence combines timeless character with modern upgrades, abundant storage, and an unbeatable location. The open-concept floor plan flows seamlessly from the kitchen into the living area, ideal for everyday living and entertaining. The kitchen has been tastefully refreshed with new appliances, newly painted cabinetry, granite countertops, tile backsplash, a new sink, and an instant hot water tap. Original warm hardwood floors add charm throughout, while recent interior paint provides a clean, move-in-ready feel. The living room is filled with natural light and stunning water views, featuring large windows with automatic blinds and direct access to the spacious balcony. Enjoy bay breezes year-round from the resurfaced balcony, complete with a retractable screen. The primary suite is a true retreat with beautiful bay views, built-in shelving and cabinetry, and a well-appointed bath featuring a large walk-in shower, updated double vanity with raised counters, a water closet, a walk-in closet, and an additional oversized storage closet. The second bedroom and bath provide comfortable accommodations for guests or a home office. Additional upgrades include a new washer and dryer, plus a dehumidifier integrated into the HVAC system for added comfort. This unit includes two parking spaces, with elevator access from the garage conveniently located near the residence. The fourth-floor elevation offers lovely views overlooking the park above the parking garage. Harbour Village is a gated community that does not allow short-term rentals, fostering a quiet, established atmosphere. Amenities include a large community room, a bayfront pool, and a fitness center. Located within walking distance to the St. Andrews Marina, waterfront parks, local shops, restaurants, and a weekend farmers market, this home places you in the center of one of Panama City's most vibrant and revitalized areas. Just a short drive away are the world-famous white-sand beaches, beachside venues, and downtown Panama City. Come experience bayfront living and become part of this welcoming, well-established community at Harbour Village.

More Information

Balcony

First: Yes

Dining Room

First: Yes

Pool Features

Fenced: Yes
Heated – Electric: Yes
Inground: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Dryer: Yes
Instant Hot Water: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes
Lighting – Recessed: Yes
Pantry: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Siding – Stucco: Yes

Exterior

Balcony: Yes

Waterfront Feature

Dock: Yes

Other Structures

Cabana: Yes

Association Fees Include

Conference Center: Yes
Dock: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Management: Yes
Pavilion/Gazebo: Yes
Pool: Yes
Repairs/Maintenance: Yes
Trash Disposal: Yes
TV Cable: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Waterfront: Yes

Lot Access

City Street: Yes
Gated Access: Yes

Parking Features

Electric Gate: Yes
Gated: Yes

Mstr Bath / Mstr Bdrm

MBath Sauna/Steam: Yes
MBath Separate Shwr: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes
MBed Waterfront: Yes

Present Zoning

City: Yes
Resid Multi-Family: Yes

Association Amenities

Community Room: Yes
Conference Center: Yes
Dock: Yes
Dumpster: Yes
Exercise Room: Yes
Gated Community: Yes
Marina: Yes
Pavilion/Gazebo: Yes
Pool: Yes
Security-24 hour: Yes
Waterfront: Yes
Recreation Facilities: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bay: Yes

Waterfront Type

Bay/Harbor: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Security Features

Fire Sprinkler System: Yes
Gated Community: Yes
Key Card Entry: Yes
Secured Garage/Parking: Yes
Security Gate: Yes
Security Lights: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Dryer; Instant Hot Water; Oven – Electric; Refrigerator; Washer; Washer/Dryer Stacked; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Balcony Association Fees Include: TV Cable; Dock; Exercise Room; Gated Community; Ground Keeping; Repairs/Maintenance; Management; Conference Center; Pavilion/Gazebo; Pool; Trash Disposal Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Waterfront Lot Access: City Street; Gated Access Balcony: First Dining Room: First Pool Features: Fenced; Heated – Electric; Inground Security Features: Fire Sprinkler System; Gated Community; Key Card Entry; Secured Garage/Parking; Security Gate; Security Lights; Smoke Detector(s) Parking Features: Electric Gate; Gated Other Structures: Cabana Association Amenities: Community Room; Dock; Dumpster; Exercise Room; Gated Community; Marina; Conference Center; Pavilion/Gazebo; Pool; Recreation Facilities; Security-24 hour; Waterfront Rooms: Balcony; Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom Utilities: Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bay/Harbor Waterfront Feature: Dock Waterview: Bay Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	14 x 11	14.00	11.00
Kitchen	First	10 x 10	10.00	10.00
Master Bedroom	First	14 x 13	14.00	13.00
Bedroom	First	13 x 11	13.00	11.00
Dining Room	First	12 x 8	12.00	8.00
Balcony	First	13 x 11	13.00	11.00

Listing Office: ERA Neubauer Real Estate, Inc

Last Updated: May – 08 – 2026

Information deemed reliable but not guaranteed.