3001 W 10th Street 505, Panama City, FL 32401 (MLS# 787499)

3001 W 10th Street 505, Panama City, FL 32401

$419,900

Virtual Tour

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Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,252 Status: Active

Current Price: $419,900 List Date: 3/27/2026 Last Modified: 4/28/2026

Overview

Description

Welcome to waterfront living at its finest on beautiful St. Andrews Bay! This stunning 2-bedroom, 2-bathroom condo, located on the 5th floor, offers breathtaking panoramic views and a lifestyle of comfort, convenience, and tranquility. As you step inside, you're greeted by an open-concept living and dining area filled with natural light from large, picturesque windows that perfectly frame the sparkling bay. The spacious layout creates an inviting atmosphere ideal for both relaxing and entertaining. The kitchen is thoughtfully designed with stainless steel appliances, ample cabinetry, and plenty of workspace for all your cooking needs. Just beyond, step out onto the expansive private balcony–your personal retreat to enjoy morning coffee or evening sunsets overlooking the water. The primary suite is a true sanctuary, featuring stunning bay views, a generous layout, and an ensuite bathroom complete with a double vanity and a walk-in shower. The second bedroom offers flexibility and ca … (Read more)

Listing Details MLS# 787499

Contract Info

List Price/SqFt: 335.38

Location

Area: 02 – Bay County – Central
Street #: 3001
Street Direction: W
Street Name: 10th
Street Suffix: Street
Unit #: 505
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Harbour Village At Historic St Andrews
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 29571-300-063
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: Take Hwy 98 south onto Beck Avenue. Take a right onto 10th Street. The gated community is on the left just before St Andrews Marina.
Legal Description: HARBOUR VILLAGE AT HISTORIC ST. ANDREWS UNIT 505 ORB 2411 P 23 TYPE A ORB 4701 P 825 2BR/2BA . 1405 SQFT TOTAL . STORAGE S20

General Property Info

Sub-Type: Condominium
Floor Number: 5
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1252
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2006
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2499.6
HOA Frequency: Quarterly
HOA Annual Amount: 9998.4
Lease Expiration Dt: 2026-09-30
New Buyer Fee: No
Last Taxes: 4941
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to waterfront living at its finest on beautiful St. Andrews Bay! This stunning 2-bedroom, 2-bathroom condo, located on the 5th floor, offers breathtaking panoramic views and a lifestyle of comfort, convenience, and tranquility. As you step inside, you're greeted by an open-concept living and dining area filled with natural light from large, picturesque windows that perfectly frame the sparkling bay. The spacious layout creates an inviting atmosphere ideal for both relaxing and entertaining. The kitchen is thoughtfully designed with stainless steel appliances, ample cabinetry, and plenty of workspace for all your cooking needs. Just beyond, step out onto the expansive private balcony–your personal retreat to enjoy morning coffee or evening sunsets overlooking the water. The primary suite is a true sanctuary, featuring stunning bay views, a generous layout, and an ensuite bathroom complete with a double vanity and a walk-in shower. The second bedroom offers flexibility and can easily serve as a guest room, home office, or hobby space. An additional full bathroom and a dedicated laundry room add to the home's functionality. This gated community offers a host of desirable amenities, including secure covered parking, an in-ground pool, fitness center, community room, dock access, and BBQ grilling areas–perfect for enjoying the coastal lifestyle. With no short-term rentals allowed, residents benefit from a peaceful and well-maintained environment. Whether you're looking for a full-time residence or a serene second home, this waterfront condo delivers comfort, security, and unbeatable views in one exceptional package.

Dining Room

First: Yes

More Information

Pool Features

Inground: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Exterior

Porch Covered: Yes

Waterfront Feature

Shore – Beach: Yes

Other Structures

Cabana: Yes

Association Fees Include

Beach: Yes
Community Room: Yes
Conference Center: Yes
Dock: Yes
Exercise Room: Yes
Fishing: Yes
Gated Community: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Legal: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Repairs/Maintenance: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes
Termite Bond: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Access

City Street: Yes

Parking Features

Additional Parking: Yes
Community Structure: Yes
Electric Vehicle Charging Station(s): Yes
Gated: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes
MBed Waterfront: Yes

Present Zoning

City: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Dock: Yes
Gated Community: Yes
Pool: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

TV Cable: Yes
Garbage: Yes

Waterview

Bay: Yes

Waterfront Type

Bay/Harbor: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Fire Alarm: Yes
Fire Sprinkler System: Yes
Gated Community: Yes
Secured Garage/Parking: Yes
Security Fence: Yes
Security Gate: Yes
Security Service: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Porch Covered Association Fees Include: Beach; TV Cable; Community Room; Dock; Fishing; Exercise Room; Gated Community; Internet-WiFi; Legal; Ground Keeping; Repairs/Maintenance; Management; Conference Center; Pest Control; Pool; Termite Bond; Trash Disposal; Water Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Access: City Street Dining Room: First Pool Features: Inground Security Features: Fire Alarm; Fire Sprinkler System; Gated Community; Secured Garage/Parking; Security Fence; Security Gate; Security Service; Smoke Detector(s) Parking Features: Additional Parking; Community Structure; Electric Vehicle Charging Station(s); Gated Other Structures: Cabana Association Amenities: BBQ Pit/Grill; Beach; Community Room; Dock; Gated Community; Pool Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom Utilities: TV Cable; Garbage Waterfront Type: Bay/Harbor Waterfront Feature: Shore – Beach Waterview: Bay

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	14 x 12	14.00	12.00
Dining Room	First	12 x 9	12.00	9.00
Kitchen	First	10 x 10	10.00	10.00
Bedroom	First	13 x 11	13.00	11.00
Master Bedroom	First	14 x 13	14.00	13.00

Listing Office: Anchor Realty Florida

Last Updated: April – 28 – 2026

Information deemed reliable but not guaranteed.