3001 W 10th Street 610, Panama City, FL 32401 (MLS# 793004)

3001 W 10th Street 610, Panama City, FL 32401

New Listing

$929,000

ENJOY SUNSETS WITH OVER 300 SQ FT of BALCONY SPACE

AMAZING LIGHT FILLED OPEN LIVING SPACE WITH GAS FIREPLACE

SOUTH FACING BALCONY, PERFECT FOR BOAT WATCHING

WEST FACING SIDE OF BALCONY FOR THE DAILY SUNSET SHOW

DINING ROOM OFFERS SPACE FOR ALL YOUR SPECIAL PIECES

KITCHEN IS HIGHLIGHTED BY TRAY CEILINGS ABD RECESSED LIGHTING

BEAUTIFUL WHITE CUSTOM CABINETRY and UPGRADED QUARTZ COUNTERS

DINING ROOMS CREATES A WARM AND INVITING FOCAL POINT

WELL LOCATED POWDER ROOM OFF FOYER AND MAIN LIVING AREA

TRAY CEILINGS AND CROWN MOULDING ADD CHARMING DETAIL

SEPARATE DOUBLE VANITIES IN PRIMARY BATH

THE COMMUNITY ROOM IS THE PERFECT SPOT FOR HOSTING LARGER GATHERINGS

ENJOY PLANNED EVENTS WITH YOUR NEIGHBORS

VIBRANT ST ANDREWS MARINA IS THE CENTER OF THE ST ANDREWS COMMUNITY

ENJOY YOUR ACCESS TO THE SANDY BEACHFRONT

LOADS OF DEDICATED SHORELINE FOR YOUR ENJOYMENT

HARD TO FIND WRAP AROUND BALCONY FOR TRUE INDOOR OUTDOOR LIVING

PARKING GARAGE OFFERING PLENTY OF COVERED PARKING AND ELEVATOR ACCESS TO UNIT

INCLUDED STORAGE UNIT LOCATED IN PARKING GARAGE

Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 2,321 Status: Active

Current Price: $929,000 List Date: 7/22/2026 Last Modified: 7/22/2026

Overview

Description

Spectacular Waterfront Luxury in Historic St. Andrews! Rarely available and highly coveted, this expansive corner-unit residence at Harbour Village delivers over 2,300 sq. ft. of sophisticated interior living space, perfectly paired with a massive 300+ sq. ft. covered, wrap-around balcony showcasing breathtaking, unobstructed Western and Southerly views of St. Andrew Bay.Step inside to experience true ''Old Florida Charm'' blended seamlessly with modern elegance. The soaring 10-foot ceilings and refined crown molding create an airy, grand ambiance throughout the open-concept floor plan, where floor-to-ceiling glass ensures the sparkling bay views remain your permanent backdrop. The heart of the home is a fully updated chef's kitchen, meticulously redesigned with new custom cabinetry, elegant quartz countertops, seamless under-counter lighting, and a premium suite of stainless-steel appliances. Perfect for entertaining, the kitchen flows effortlessly into the spacious living and dining … (Read more) Spectacular Waterfront Luxury in Historic St. Andrews! Rarely available and highly coveted, this expansive corner-unit residence at Harbour Village delivers over 2,300 sq. ft. of sophisticated interior living space, perfectly paired with a massive 300+ sq. ft. covered, wrap-around balcony showcasing breathtaking, unobstructed Western and Southerly views of St. Andrew Bay.Step inside to experience true ”Old Florida Charm” blended seamlessly with modern elegance. The soaring 10-foot ceilings and refined crown molding create an airy, grand ambiance throughout the open-concept floor plan, where floor-to-ceiling glass ensures the sparkling bay views remain your permanent backdrop. The heart of the home is a fully updated chef’s kitchen, meticulously redesigned with new custom cabinetry, elegant quartz countertops, seamless under-counter lighting, and a premium suite of stainless-steel appliances. Perfect for entertaining, the kitchen flows effortlessly into the spacious living and dining areas, all oriented to capture the daily boat parade and unforgettable Emerald Coast sunsets.Wake up to paradise in the private primary retreat, featuring two entire walls of windows that flood the room with natural light and frame dramatic, panoramic water views. This serene sanctuary offers direct, private access to the wrap-around balcony, a spacious en-suite bathroom with a large walk-in shower and double vanity, and a well-appointed walk-in closet complete with custom built-in shelving and loads of storage space. Harbour Village offers an unmatched luxury lifestyle with resort-style amenities. Enjoy the convenience of a secure parking garage with elevator access directly up to your floor. The resort grounds feature a gated private marina with boat slips, a heated bay-front pool and sun deck, a convenient gym, a welcoming community room, and a unique, beautifully landscaped 1-acre rooftop park featuring a grilling gazebo and outdoor fireplace. Nestled in a golf-cart-friendly district between Oaks by the Bay Park and the active St. Andrews Marina, you are just steps from the vibrant boutiques, live music, and fun dining along Beck Avenue. 24-hour gated security completes this waterfront paradise. Schedule your private viewing today!

Listing Details MLS# 793004

Contract Info

List Price/SqFt: 400.26

Location

Area: 02 – Bay County – Central
Street #: 3001
Street Direction: W
Street Name: 10th
Street Suffix: Street
Unit #: 610
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Harbour Village At Historic St Andrews
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 29571-300-087
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: From the intersection of Hwy 98 and Beck Avenue, continue South on Beck Avenue. At 10th St turn right and Harbour Village will be on your left.
Legal Description: HARBOUR VILLAGE AT HISTORIC ST. ANDREWS UNIT 610 ORB 2411 P 23 ORB 2850 P 1597 TYPE D . 3BR/3.5BA . 2669 SQFT TOTAL . STORAGE S17

General Property Info

Sub-Type: Condominium
Floor Number: 6
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 2321
SqFt Source: Builders Plans
Full Baths: 3
Half Baths: Yes
Total Baths: 4
# of Stories in Building: 8
# of Units in Bldg: 116
Accessory Dwelling Unit: No
Year Built: 2006
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 0 x 0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 4700
HOA Frequency: Quarterly
HOA Annual Amount: 18800
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: Familial Interest – Listing Broker/Licensee related to owner.
Township: Panama City
Condo Doc: Yes

Remarks & Misc

Remarks: Spectacular Waterfront Luxury in Historic St. Andrews! Rarely available and highly coveted, this expansive corner-unit residence at Harbour Village delivers over 2,300 sq. ft. of sophisticated interior living space, perfectly paired with a massive 300+ sq. ft. covered, wrap-around balcony showcasing breathtaking, unobstructed Western and Southerly views of St. Andrew Bay.Step inside to experience true ''Old Florida Charm'' blended seamlessly with modern elegance. The soaring 10-foot ceilings and refined crown molding create an airy, grand ambiance throughout the open-concept floor plan, where floor-to-ceiling glass ensures the sparkling bay views remain your permanent backdrop. The heart of the home is a fully updated chef's kitchen, meticulously redesigned with new custom cabinetry, elegant quartz countertops, seamless under-counter lighting, and a premium suite of stainless-steel appliances. Perfect for entertaining, the kitchen flows effortlessly into the spacious living and dining areas, all oriented to capture the daily boat parade and unforgettable Emerald Coast sunsets.Wake up to paradise in the private primary retreat, featuring two entire walls of windows that flood the room with natural light and frame dramatic, panoramic water views. This serene sanctuary offers direct, private access to the wrap-around balcony, a spacious en-suite bathroom with a large walk-in shower and double vanity, and a well-appointed walk-in closet complete with custom built-in shelving and loads of storage space. Harbour Village offers an unmatched luxury lifestyle with resort-style amenities. Enjoy the convenience of a secure parking garage with elevator access directly up to your floor. The resort grounds feature a gated private marina with boat slips, a heated bay-front pool and sun deck, a convenient gym, a welcoming community room, and a unique, beautifully landscaped 1-acre rooftop park featuring a grilling gazebo and outdoor fireplace. Nestled in a golf-cart-friendly district between Oaks by the Bay Park and the active St. Andrews Marina, you are just steps from the vibrant boutiques, live music, and fun dining along Beck Avenue. 24-hour gated security completes this waterfront paradise. Schedule your private viewing today!

Dining Room

First: Yes

More Information

Foyer

First: Yes

Pool Features

Inground: Yes
Saltwater: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Oven – Convection: Yes
Range Hood: Yes
Refrigerator: Yes
Water Heater – Tankless: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Ceiling – Raised: Yes
Fireplace: Yes
Lighting – Recessed: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes
Porch Covered: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Dock: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Management: Yes
Master Association: Yes
Pavilion/Gazebo: Yes
Pest Control: Yes
Pool: Yes
Repairs/Maintenance: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Ceiling – Tray: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Access

Gated Access: Yes

Parking Features

Electric Gate: Yes
Parking Garage: Yes

Association Amenities

Beach: Yes
Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Separate Storage: Yes
Waterfront: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Foyer: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bay: Yes

Waterfront Type

Bay/Harbor: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Electric: Yes
Heat Pump: Yes

Heating

Electric: Yes
Heat Pump: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes
MBed Balcony: Yes
MBed First Floor: Yes
MBed Waterfront: Yes

Primary Bathroom

First: Yes

Security Features

Fire Sprinkler System: Yes
Security Fence: Yes
Security Gate: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Oven – Convection; Range Hood; Refrigerator; Water Heater – Tankless Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Electric; Heat Pump Heating: Electric; Heat Pump Exterior: Balcony; Porch Covered Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Community Room; Dock; Insurance; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Management; Master Association; Pavilion/Gazebo; Pest Control; Pool; Sewer; Trash Disposal Financing: Cash; Conventional; VA Furnished: Unfurnished Interior: Ceiling – Tray Kitchen: First Living Room: First Lot Access: Gated Access Primary Bathroom: First Dining Room: First Foyer: First Pool Features: Inground; Saltwater Security Features: Fire Sprinkler System; Security Fence; Security Gate; Smoke Detector(s) Parking Features: Electric Gate; Parking Garage Association Amenities: Beach; Community Room; Exercise Room; Gated Community; Pavilion/Gazebo; Picnic Area; Separate Storage; Waterfront Rooms: Bedroom; Dining Room; Foyer; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Utilities: TV Cable; Garbage; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bay/Harbor Waterfront Feature: Shore – Beach Waterview: Bay

Room Information

Room Name	Level	Dimensions	Length	Width
Foyer	First	7 x 10	7.00	10.00
Living Room	First	16 x 20	16.00	20.00
Dining Room	First	13 x 16	13.00	16.00
Kitchen	First	11 x 11	11.00	11.00
Primary Bedroom	First	14 x 19	14.00	19.00
Primary Bathroom	First	14 x 17	14.00	17.00
Bedroom	First	14 x 15	14.00	15.00
Bedroom	First	12 x 14	12.00	14.00

Listing Office: Anchor Realty Florida

Last Updated: July – 22 – 2026

Information deemed reliable but not guaranteed.