302 Basin Bayou Drive, Panama City Beach, FL 32407

$585,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,071 Lot Size (sq. ft.): 7,200 Status: Active
Current Price: $585,000 List Date: 2/21/2026 Last Modified: 6/29/2026

Overview

Description

Welcome to Breakfast Point in beautiful Panama City Beach! This highly desirable, family-friendly community is celebrated for its central location, Craftsman-style homes, inviting sidewalks, streetlights, and underground utilities. Enjoy the convenience of being within walking distance to the top-rated Breakfast Point Academy, and just minutes from the Beach, Pier Park, premier shopping, dining, and the Naval Station, with an easy commute to Tyndall Air Force Base. Step inside this stunning home featuring 4 bedrooms in a spacious split floor plan and 3 full bathrooms. The well appointed kitchen is equipped with a large island and breakfast bar, sleek Bosch stainless steel appliances–including a five-burner gas range–and flows seamlessly into the open-concept living and dining areas, perfect for entertaining or family gatherings. Additional features include a laundry room, a two-car attached garage, and a covered patio ideal for relaxing outdoors. You'll love the paid-in-full solar

Listing Details MLS# 785610

Contract Info

List Price/SqFt
282.47

Location

Area
03 – Bay County – Beach
Street #
302
Street Name
Basin Bayou
Street Suffix
Drive
State
FL
Zip Code
32407
County
Bay
Sub Area
0321 – Beach – North Central
Subdivision
Breakfast Point
Community/Resort
None
Waterfront
No
Parcel ID
34030-250-800
Elementary School
Breakfast Point
Middle School
Breakfast Point
High School
Arnold
Directions
Highway 98/Back Beach Road Traveling West to Breakfast Point. Turn Right on S. Glades Trail (New Light) Turn Left on Basin Bayou Drive, property is on the right.
Legal Description
BREAKFAST POINT PH 3B LOT 373 ORB 4151 P 1116

General Property Info

Sub-Type
Detached Single Family
Design
Craftsman Style
Apx SqFt(Htd/Cooled)
2071
SqFt Source
Builders Plans
Full Baths
3
Total Baths
3
# of Stories in Building
Yes
# of Units in Bldg
Yes
Year Built
2019
Immediate Occupancy
Yes
Pre-Const Flip
No
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Driveway Spaces
4
Lot Dimensions
60 x 120
Acreage
0.17
Lot Size (SqFt)
7200
Pool
No
Association Fee/Month
66

Listing Info, Tax and Legal

Homestead
Yes
HOA Fee
Yes
HOA Amount
198
HOA Frequency
Quarterly
HOA Annual Amount
792
Senior Community
No
Is Subject Leased
No
New Buyer Fee
Yes
New Buyer Fee Amt
0.5
New Buyer Fee Paid
%
Last Taxes
3821
Last Tax Year
2025
Lot
373
Brokerage Interest
No Interest
As Is
Yes
Section
25
Township
3S
Range
16W

Remarks & Misc

Remarks
Welcome to Breakfast Point in beautiful Panama City Beach! This highly desirable, family-friendly community is celebrated for its central location, Craftsman-style homes, inviting sidewalks, streetlights, and underground utilities. Enjoy the convenience of being within walking distance to the top-rated Breakfast Point Academy, and just minutes from the Beach, Pier Park, premier shopping, dining, and the Naval Station, with an easy commute to Tyndall Air Force Base. Step inside this stunning home featuring 4 bedrooms in a spacious split floor plan and 3 full bathrooms. The well appointed kitchen is equipped with a large island and breakfast bar, sleek Bosch stainless steel appliances–including a five-burner gas range–and flows seamlessly into the open-concept living and dining areas, perfect for entertaining or family gatherings. Additional features include a laundry room, a two-car attached garage, and a covered patio ideal for relaxing outdoors. You'll love the paid-in-full solar panels, keeping your average electric bill around $50 per month! The large, fenced backyard backs up to an association easement, providing extra privacy and space to enjoy. Another incredible bonus: this property offers a fully assumable VA loan with a balance of approximately $300,000 at a 3.25% interest rate–a rare opportunity in today's market. Don't miss your chance to own this exceptional home! The original owners are relocating within the neighborhood to accommodate their growing family–making this gem available for you.

Covered Porch

First
Yes

More Information

Deck/Patio

First
Yes

Dining Room

First
Yes

Garage

First
Yes

Laundry

First
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Microwave
Yes
Oven – Gas
Yes
Range – Gas
Yes
Refrigerator
Yes
Water Heater – Gas
Yes

Interior Features

Breakfast Bar
Yes
Floor – Tile
Yes
Floor – Vinyl Plank
Yes
Kitchen Island
Yes
Pantry
Yes
Split Bedroom
Yes
Window – Treatment All
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Wood/Frame
Yes
Roof – Composite Shngl
Yes
Siding – Hardie Board
Yes
Siding – Stone
Yes
Trim – Vinyl
Yes

Exterior

Fenced Back Yard
Yes
Fenced Privacy
Yes
Patio Covered
Yes
Sprinkler System
Yes

Association Fees Include

Accounting
Yes
Ground Keeping
Yes
Trash Disposal
Yes

Financing

Assume w/int
Yes
Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Interior

Ceiling – Tray
Yes
Floor – Carpet
Yes
Insulated Doors
Yes
Smart Thermostat
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Cleared
Yes
Curb & Gutter
Yes
Interior Lot
Yes
Landscaped
Yes
Subdivision – Recorded
Yes
Sidewalk
Yes
Survey Available
Yes

Lot Access

County Road
Yes
Paved Road
Yes

Parking Features

Driveway
Yes
Garage Attached
Yes
Garage Door Opener
Yes

Present Zoning

Resid Single Family
Yes

Association Amenities

Playground
Yes
Sidewalks
Yes

Rooms

Bedroom
Yes
Covered Porch
Yes
Deck/Patio
Yes
Dining Room
Yes
Full Bathroom
Yes
Garage
Yes
Kitchen
Yes
Laundry
Yes
Living Room
Yes

Utilities

TV Cable
Yes
Electricity – Connected
Yes
Garbage
Yes
Natural Gas – Connected
Yes
Internet – Broadband Available
Yes
Phone – Available
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes
Solar
Yes
Underground Utilities
Yes

Sale Type

As Is
Yes

Full Bathroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes
Heat Pump
Yes

Heating

Central
Yes
Electric
Yes

Primary Bdrm/Primary Bath

MBath Double Vanity
Yes
MBath Shower Only
Yes
MBath Walk-In Closet
Yes
MBed First Floor
Yes

Security Features

Carbon Monoxide Detector
Yes
Smoke Detector(s)
Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Gas; Range – Gas; Refrigerator; Water Heater – Gas Full Bathroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump Heating: Central; Electric Exterior: Fenced Back Yard; Fenced Privacy; Patio Covered; Sprinkler System Association Fees Include: Accounting; Ground Keeping; Trash Disposal Financing: Assume w/int; Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Ceiling – Tray; Floor – Carpet; Insulated Doors; Smart Thermostat Kitchen: First Living Room: First Lot Features: Cleared; Curb & Gutter; Interior Lot; Landscaped; Sidewalk; Subdivision – Recorded; Survey Available Lot Access: County Road; Paved Road Covered Porch: First Dining Room: First Garage: First Laundry: First Security Features: Carbon Monoxide Detector; Smoke Detector(s) Parking Features: Driveway; Garage Attached; Garage Door Opener Association Amenities: Playground; Sidewalks Rooms: Bedroom; Covered Porch; Deck/Patio; Dining Room; Full Bathroom; Garage; Kitchen; Laundry; Living Room Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Connected; Phone – Available; Public Sewer – Connected; Public Water – Connected; Solar; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width Remarks
Living Room First 21 x 16 21.00 16.00
Dining Room First 13 x 11 13.00 11.00
Kitchen First 21 x 16 21.00 16.00
Bedroom First 16 x 12 16.00 12.00 Main Bedroom/Split Floor Plan
Bedroom First 14 x 12 14.00 12.00
Bedroom First 12 x 12 12.00 12.00
Bedroom First 12 x 11 12.00 11.00
Laundry First 9 x 7 9.00 7.00
Full Bathroom First 12 x 11 12.00 11.00 Main Bath
Full Bathroom First 11 x 8 11.00 8.00
Full Bathroom First 8 x 6 8.00 6.00
Garage First 22 x 21 22.00 21.00
Covered Porch First
Deck/Patio First
Listing Office: Coastal Real Estate Group, Inc
Last Updated: June – 29 – 2026
Information deemed reliable but not guaranteed.