302 Basin Bayou Drive, Panama City Beach, FL 32407
$585,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
2,071
Lot Size (sq. ft.):
7,200
Status:
Active
Current Price:
$585,000
List Date:
2/21/2026
Last Modified:
6/29/2026
Overview
Description
…
(Read more)
Welcome to Breakfast Point in beautiful Panama City Beach! This highly desirable, family-friendly community is celebrated for its central location, Craftsman-style homes, inviting sidewalks, streetlights, and underground utilities. Enjoy the convenience of being within walking distance to the top-rated Breakfast Point Academy, and just minutes from the Beach, Pier Park, premier shopping, dining, and the Naval Station, with an easy commute to Tyndall Air Force Base. Step inside this stunning home featuring 4 bedrooms in a spacious split floor plan and 3 full bathrooms. The well appointed kitchen is equipped with a large island and breakfast bar, sleek Bosch stainless steel appliances–including a five-burner gas range–and flows seamlessly into the open-concept living and dining areas, perfect for entertaining or family gatherings. Additional features include a laundry room, a two-car attached garage, and a covered patio ideal for relaxing outdoors. You’ll love the paid-in-full solar panels, keeping your average electric bill around $50 per month! The large, fenced backyard backs up to an association easement, providing extra privacy and space to enjoy. Another incredible bonus: this property offers a fully assumable VA loan with a balance of approximately $300,000 at a 3.25% interest rate–a rare opportunity in today’s market. Don’t miss your chance to own this exceptional home! The original owners are relocating within the neighborhood to accommodate their growing family–making this gem available for you.
Listing Details MLS# 785610
Contract Info
- List Price/SqFt
- 282.47
Location
- Area
- 03 – Bay County – Beach
- Street #
- 302
- Street Name
- Basin Bayou
- Street Suffix
- Drive
- State
- FL
- Zip Code
- 32407
- County
- Bay
- Sub Area
- 0321 – Beach – North Central
- Subdivision
- Breakfast Point
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 34030-250-800
- Elementary School
- Breakfast Point
- Middle School
- Breakfast Point
- High School
- Arnold
- Directions
- Highway 98/Back Beach Road Traveling West to Breakfast Point. Turn Right on S. Glades Trail (New Light) Turn Left on Basin Bayou Drive, property is on the right.
- Legal Description
- BREAKFAST POINT PH 3B LOT 373 ORB 4151 P 1116
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Craftsman Style
- Apx SqFt(Htd/Cooled)
- 2071
- SqFt Source
- Builders Plans
- Full Baths
- 3
- Total Baths
- 3
- # of Stories in Building
- Yes
- # of Units in Bldg
- Yes
- Year Built
- 2019
- Immediate Occupancy
- Yes
- Pre-Const Flip
- No
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- 2
- Driveway Spaces
- 4
- Lot Dimensions
- 60 x 120
- Acreage
- 0.17
- Lot Size (SqFt)
- 7200
- Pool
- No
- Association Fee/Month
- 66
Listing Info, Tax and Legal
- Homestead
- Yes
- HOA Fee
- Yes
- HOA Amount
- 198
- HOA Frequency
- Quarterly
- HOA Annual Amount
- 792
- Senior Community
- No
- Is Subject Leased
- No
- New Buyer Fee
- Yes
- New Buyer Fee Amt
- 0.5
- New Buyer Fee Paid
- %
- Last Taxes
- 3821
- Last Tax Year
- 2025
- Lot
- 373
- Brokerage Interest
- No Interest
- As Is
- Yes
- Section
- 25
- Township
- 3S
- Range
- 16W
Remarks & Misc
- Remarks
- Welcome to Breakfast Point in beautiful Panama City Beach! This highly desirable, family-friendly community is celebrated for its central location, Craftsman-style homes, inviting sidewalks, streetlights, and underground utilities. Enjoy the convenience of being within walking distance to the top-rated Breakfast Point Academy, and just minutes from the Beach, Pier Park, premier shopping, dining, and the Naval Station, with an easy commute to Tyndall Air Force Base. Step inside this stunning home featuring 4 bedrooms in a spacious split floor plan and 3 full bathrooms. The well appointed kitchen is equipped with a large island and breakfast bar, sleek Bosch stainless steel appliances–including a five-burner gas range–and flows seamlessly into the open-concept living and dining areas, perfect for entertaining or family gatherings. Additional features include a laundry room, a two-car attached garage, and a covered patio ideal for relaxing outdoors. You'll love the paid-in-full solar panels, keeping your average electric bill around $50 per month! The large, fenced backyard backs up to an association easement, providing extra privacy and space to enjoy. Another incredible bonus: this property offers a fully assumable VA loan with a balance of approximately $300,000 at a 3.25% interest rate–a rare opportunity in today's market. Don't miss your chance to own this exceptional home! The original owners are relocating within the neighborhood to accommodate their growing family–making this gem available for you.
Covered Porch
- First
- Yes
More Information
Deck/Patio
- First
- Yes
Dining Room
- First
- Yes
Garage
- First
- Yes
Laundry
- First
- Yes
Appliances
- Dishwasher
- Yes
- Disposal
- Yes
- Microwave
- Yes
- Oven – Gas
- Yes
- Range – Gas
- Yes
- Refrigerator
- Yes
- Water Heater – Gas
- Yes
Interior Features
- Breakfast Bar
- Yes
- Floor – Tile
- Yes
- Floor – Vinyl Plank
- Yes
- Kitchen Island
- Yes
- Pantry
- Yes
- Split Bedroom
- Yes
- Window – Treatment All
- Yes
Construction/Siding
- Foundation – Slab on Grade
- Yes
- Wood/Frame
- Yes
- Roof – Composite Shngl
- Yes
- Siding – Hardie Board
- Yes
- Siding – Stone
- Yes
- Trim – Vinyl
- Yes
Exterior
- Fenced Back Yard
- Yes
- Fenced Privacy
- Yes
- Patio Covered
- Yes
- Sprinkler System
- Yes
Association Fees Include
- Accounting
- Yes
- Ground Keeping
- Yes
- Trash Disposal
- Yes
Financing
- Assume w/int
- Yes
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Furnished
- Unfurnished
- Yes
Interior
- Ceiling – Tray
- Yes
- Floor – Carpet
- Yes
- Insulated Doors
- Yes
- Smart Thermostat
- Yes
Kitchen
- First
- Yes
Living Room
- First
- Yes
Lot Features
- Cleared
- Yes
- Curb & Gutter
- Yes
- Interior Lot
- Yes
- Landscaped
- Yes
- Subdivision – Recorded
- Yes
- Sidewalk
- Yes
- Survey Available
- Yes
Lot Access
- County Road
- Yes
- Paved Road
- Yes
Parking Features
- Driveway
- Yes
- Garage Attached
- Yes
- Garage Door Opener
- Yes
Present Zoning
- Resid Single Family
- Yes
Association Amenities
- Playground
- Yes
- Sidewalks
- Yes
Rooms
- Bedroom
- Yes
- Covered Porch
- Yes
- Deck/Patio
- Yes
- Dining Room
- Yes
- Full Bathroom
- Yes
- Garage
- Yes
- Kitchen
- Yes
- Laundry
- Yes
- Living Room
- Yes
Utilities
- TV Cable
- Yes
- Electricity – Connected
- Yes
- Garbage
- Yes
- Natural Gas – Connected
- Yes
- Internet – Broadband Available
- Yes
- Phone – Available
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
- Solar
- Yes
- Underground Utilities
- Yes
Sale Type
- As Is
- Yes
Full Bathroom
- First
- Yes
Bedroom
- First
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
- Heat Pump
- Yes
Heating
- Central
- Yes
- Electric
- Yes
Primary Bdrm/Primary Bath
- MBath Double Vanity
- Yes
- MBath Shower Only
- Yes
- MBath Walk-In Closet
- Yes
- MBed First Floor
- Yes
Security Features
- Carbon Monoxide Detector
- Yes
- Smoke Detector(s)
- Yes
Property Features
Appliances:
Dishwasher; Disposal; Microwave; Oven – Gas; Range – Gas; Refrigerator; Water Heater – Gas
Full Bathroom:
First
Bedroom:
First
Cooling:
Ceiling Fan(s); Central Air; Electric; Heat Pump
Heating:
Central; Electric
Exterior:
Fenced Back Yard; Fenced Privacy; Patio Covered; Sprinkler System
Association Fees Include:
Accounting; Ground Keeping; Trash Disposal
Financing:
Assume w/int; Cash; Conventional; FHA; VA
Furnished:
Unfurnished
Interior:
Ceiling – Tray; Floor – Carpet; Insulated Doors; Smart Thermostat
Kitchen:
First
Living Room:
First
Lot Features:
Cleared; Curb & Gutter; Interior Lot; Landscaped; Sidewalk; Subdivision – Recorded; Survey Available
Lot Access:
County Road; Paved Road
Covered Porch:
First
Dining Room:
First
Garage:
First
Laundry:
First
Security Features:
Carbon Monoxide Detector; Smoke Detector(s)
Parking Features:
Driveway; Garage Attached; Garage Door Opener
Association Amenities:
Playground; Sidewalks
Rooms:
Bedroom; Covered Porch; Deck/Patio; Dining Room; Full Bathroom; Garage; Kitchen; Laundry; Living Room
Sale Type:
As Is
Utilities:
TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Connected; Phone – Available; Public Sewer – Connected; Public Water – Connected; Solar; Underground Utilities
Present Zoning:
Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|---|
| Living Room | First | 21 x 16 | 21.00 | 16.00 | |
| Dining Room | First | 13 x 11 | 13.00 | 11.00 | |
| Kitchen | First | 21 x 16 | 21.00 | 16.00 | |
| Bedroom | First | 16 x 12 | 16.00 | 12.00 | Main Bedroom/Split Floor Plan |
| Bedroom | First | 14 x 12 | 14.00 | 12.00 | |
| Bedroom | First | 12 x 12 | 12.00 | 12.00 | |
| Bedroom | First | 12 x 11 | 12.00 | 11.00 | |
| Laundry | First | 9 x 7 | 9.00 | 7.00 | |
| Full Bathroom | First | 12 x 11 | 12.00 | 11.00 | Main Bath |
| Full Bathroom | First | 11 x 8 | 11.00 | 8.00 | |
| Full Bathroom | First | 8 x 6 | 8.00 | 6.00 | |
| Garage | First | 22 x 21 | 22.00 | 21.00 | |
| Covered Porch | First | ||||
| Deck/Patio | First |
Listing Office:
Coastal Real Estate Group, Inc
Last Updated: June – 29 – 2026
Information deemed reliable but not guaranteed.