3021 Osprey Circle, Panama City, FL 32405

New Listing
$599,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,741 Lot Size (sq. ft.): 8,276 Status: Active
Current Price: $599,000 List Date: 10/06/2026 Last Modified: 10/06/2026

Overview

Description

Welcome to 3021 Osprey Circle, a beautifully maintained home located in one of Lynn Haven's premier subdivisions–an upscale, quiet community where homes rarely become available. Ideally situated in a prime Lynn Haven location, this property offers the combination of neighborhood quality, privacy, thoughtful upgrades, and resort-style outdoor living that is increasingly difficult to find. Built in 2015, the home features a number of updates and improvements designed for both comfort and convenience. The HVAC system was replaced in 2020, the roof was replaced following Hurricane Michael, and the living room and primary bedroom have been freshly painted. A tankless water heater provides efficient on-demand hot water, while a gas fireplace adds warmth and character to the living space. The heart of the outdoor experience is the saltwater swimming pool, installed in 2019 by Panama Pool and Spa. The pool features an in-floor cleaning system, wireless pool equipment, and an outdoor sho …

Listing Details MLS# 796318

Contract Info

List Price/SqFt
218.53

Location

Area
02 – Bay County – Central
Street #
3021
Street Name
Osprey
Street Suffix
Circle
State
FL
Zip Code
32405
County
Bay
Sub Area
0204 – Bay – Central NW
Subdivision
Osprey Cove
Community/Resort
None
Waterfront
No
Parcel ID
11822-975-011
Elementary School
Lynn Haven
Middle School
Mowat
High School
Mosley
Directions
From Baldwin Rd, head north on Harrison Ave. At the fork, stay left. Take the first right (Osprey Circle.) Go straight into subdivision and around the circle, home will be on the right.
Legal Description
OSPREY COVE LOT 11 ORB 3628 P 1096

General Property Info

Sub-Type
Detached Single Family
Design
Traditional
Apx SqFt(Htd/Cooled)
2741
SqFt Source
Prop App Site
Full Baths
3
Total Baths
3
# of Stories in Building
Yes
Accessory Dwelling Unit
No
Year Built
2015
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Driveway Spaces
4
Lot Dimensions
37.0 ft x 139.0 ft
Acreage
0.19
Lot Size (SqFt)
8276
Pool
Yes
Pool Type
Private

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
330
HOA Frequency
Annually
HOA Annual Amount
330
New Buyer Fee
No
Last Taxes
4880.36
Last Tax Year
2025
Brokerage Interest
No Interest
Township
Panama City, FL

Remarks & Misc

Remarks
Welcome to 3021 Osprey Circle, a beautifully maintained home located in one of Lynn Haven's premier subdivisions–an upscale, quiet community where homes rarely become available. Ideally situated in a prime Lynn Haven location, this property offers the combination of neighborhood quality, privacy, thoughtful upgrades, and resort-style outdoor living that is increasingly difficult to find. Built in 2015, the home features a number of updates and improvements designed for both comfort and convenience. The HVAC system was replaced in 2020, the roof was replaced following Hurricane Michael, and the living room and primary bedroom have been freshly painted. A tankless water heater provides efficient on-demand hot water, while a gas fireplace adds warmth and character to the living space. The heart of the outdoor experience is the saltwater swimming pool, installed in 2019 by Panama Pool and Spa. The pool features an in-floor cleaning system, wireless pool equipment, and an outdoor shower–creating a private backyard retreat ideal for relaxing or entertaining. A permanent wireless exterior lighting system by Invisilights adds another level of ambiance and usability after dark. Additional exterior improvements include a French drain system and sump pump designed to assist with drainage, as well as an irrigation/sprinkler system. The garage is equipped with a 30-amp electrical hookup suitable for a camper. A security system conveys with the home, and the washer and dryer are included as well. The property also features a distinctive custom front door crafted with local woodwork by a local artist, adding a one-of-a-kind touch to the home's entrance. Served by Lynn Haven utilities and located in a highly desirable area, 3021 Osprey Circle offers an exceptional opportunity to own a well-appointed home in a sought-after neighborhood where properties seldom come available.

Pool Features

Inground
Yes
Saltwater
Yes

More Information

Sun Room

First
Yes

Appliances

Oven – Electric
Yes
Refrigerator
Yes
Water Heater – Tankless
Yes

Construction/Siding

Brick
Yes
Roof – Composite Shngl
Yes

Exterior

Fenced Back Yard
Yes
Shower
Yes
Sprinkler System
Yes

Other Structures

Pergola
Yes

Association Fees Include

Ground Keeping
Yes
Management
Yes

Furnished

Unfurnished
Yes

Interior

Ceiling – Tray
Yes

Lot Features

Sidewalk
Yes

Lot Access

City Street
Yes
Paved Road
Yes

Present Zoning

City
Yes
Resid Single Family
Yes

Rooms

Bedroom
Yes
Primary Bedroom
Yes
Sun Room
Yes

Utilities

Electricity – Connected
Yes
Public Water – Connected
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Electric
Yes

Heating

Central
Yes
Fireplace(s)
Yes

Primary Bdrm/Primary Bath

MBath Walk-In Closet
Yes

Security Features

Security Lights
Yes
Security System Owned
Yes

Property Features

Appliances: Oven – Electric; Refrigerator; Water Heater – Tankless Primary Bedroom: First Bedroom: First Cooling: Electric Heating: Central; Fireplace(s) Exterior: Fenced Back Yard; Shower; Sprinkler System Association Fees Include: Ground Keeping; Management Furnished: Unfurnished Interior: Ceiling – Tray Lot Features: Sidewalk Lot Access: City Street; Paved Road Pool Features: Inground; Saltwater Security Features: Security Lights; Security System Owned Sun Room: First Other Structures: Pergola Rooms: Bedroom; Primary Bedroom; Sun Room Utilities: Electricity – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width
Bedroom First 11.2 x 15 11.20 15.00
Bedroom First 13.3 x 12.6 13.30 12.60
Sun Room First 16.2 x 11 16.20 11.00
Primary Bedroom First 16 x 17.9 16.00 17.90
Listing Office: Think Real Estate
Last Updated: October – 06 – 2026
Information deemed reliable but not guaranteed.