3039 Headland Avenue, Panama City, FL 32405 (MLS# 788776)

3039 Headland Avenue, Panama City, FL 32405

$319,999

Unit A living room, viewed from dining room

The kitchen in Unit A, dishwasher and sink

The kitchen in Unit A, refrigerator and back door

The kitchen in Unit A, refrigerator and stove

The laundry room and water heater in Unit A

View of Unit B exterior from the driveway

View of the living room from front door in Unit B

View of the living room from front window in Unit B

View of the living room from the dining room in Unit B

View of the kitchen in Unit B, with back door.

View of the kitchen in Unit B, showing the stove and refrigerator.

View of the first bedroom in Unit B from the door.

View of the first bedroom in Unit B from in front of the window.

View of the second bedroom in Unit B from the door

The backyard as seen front he gate on side B

The backyard as seen from the rear corner on side B

The backyard as seen from the back corner on side A

Drone view showing the front from side B

Drone view showing the front from side A

Drone view of the backyard from the corner of side B

Wide shot from the drone, showing the neighborhood

Drone shot form directly overhead, showing the lot

Drone view of the backyard from a lower elevation, side B

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,728 Lot Size (sq. ft.): 12,632 Status: Active

Current Price: $319,999 List Date: 4/23/2026 Last Modified: 7/14/2026

Overview

Description

Put your money to work for you with this fully rented income producing duplex! This property is currently producing revenue, and has just had a fresh facelift! Improvements include brand new wood railings around the front porch, fresh paint, and new gates on the fence. The metal roof and HVAC are both only 5 years old. Both units are two bedrooms and one bathroom, with a living room and kitchen. The current renters are long term reliable tenants (if intending to switch to short term rental, please verify eligibility with Bay County), and the property has lots of features that make it especially appealing to renters with children. The duplex is located in a very safe neighborhood, just a couple blocks from Hiland Park Elementary School on a dead end road. The large backyard has plenty of room for kids to play, and is fully fenced and gated for peace of mind. Headland Avenue is very private, but also offers easy access to Baldwin Road and Highway 231. This means easy commutes for … (Read more)

Listing Details MLS# 788776

Contract Info

List Price/SqFt: 185.18

Location

Area: 02 – Bay County – Central
Street #: 3039
Street Name: Headland
Street Suffix: Avenue
State: FL
Zip Code: 32405
County: Bay
Sub Area: 0201 – Bay – Central NE
Subdivision: Highland City
Community/Resort: None
Waterfront: No
Parcel ID: 12019-005-000
Elementary School: Hiland Park
Middle School: Mowat
High School: Mosley
Directions: From Highland Park Baptist church, travel .2 miles North on Headland Ave. Destination is on the left.
Legal Description: HIGHLAND CITY LOTS 1 & 2 BLK 7 ORB 3568 P 922

General Property Info

Sub-Type: Duplex Multi-Units
Design: Duplex
Apx SqFt(Htd/Cooled): 1728
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
# of Units in Bldg: 2
Year Built: 1978
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 100×122
Acreage: 0.29
Lot Size (SqFt): 12632
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
Is Subject Leased: Yes
Rent/Mo: 1400
Lease Expiration Dt: 2026-08-01
New Buyer Fee: No
Last Taxes: 1596
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Put your money to work for you with this fully rented income producing duplex! This property is currently producing revenue, and has just had a fresh facelift! Improvements include brand new wood railings around the front porch, fresh paint, and new gates on the fence. The metal roof and HVAC are both only 5 years old. Both units are two bedrooms and one bathroom, with a living room and kitchen. The current renters are long term reliable tenants (if intending to switch to short term rental, please verify eligibility with Bay County), and the property has lots of features that make it especially appealing to renters with children. The duplex is located in a very safe neighborhood, just a couple blocks from Hiland Park Elementary School on a dead end road. The large backyard has plenty of room for kids to play, and is fully fenced and gated for peace of mind. Headland Avenue is very private, but also offers easy access to Baldwin Road and Highway 231. This means easy commutes for your renters to Bay County's largest employers, including medical facilities, shopping districts, and manufacturing. The public high school district is A. Crawford Mosley High School. This top ranked public high school is only 2 miles away. The duplex not only offers tenants easy access to public schools, but also highly regarded public charter schools. Bay Haven Charter Academy is only a mile away, and North Bay Haven Charter Academy is 3.5 miles away. Both schools have been designated ''Schools of Excellence'' by the Florida Department of Education. This property offers tenants privacy, comfort, opportunity, and security in a central location. It is the best of all worlds! Duplexes in locations this good, packed with this many family friendly features, are always in demand for reliable tenants!

Dining Room

First: Yes

More Information

Laundry

First: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Tile: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Metal: Yes
Siding – Stucco: Yes

Existing Leases

7 – 12 Months: Yes

Exterior

Fenced Back Yard: Yes
Porch Open: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Dead End: Yes

Lot Access

City Street: Yes

Parking Features

Driveway: Yes
Paved: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Electric: Yes

Heating

Electric: Yes

Security Features

Security Fence: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Dryer; Range – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Electric Heating: Electric Existing Leases: 7 – 12 Months Exterior: Fenced Back Yard; Porch Open Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Dead End Lot Access: City Street Dining Room: First Laundry: First Security Features: Security Fence; Smoke Detector(s) Parking Features: Driveway; Paved Rooms: Bedroom; Dining Room; Kitchen; Laundry; Living Room; Primary Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Phone – Available; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	16 x 12	16.00	12.00
Bedroom	First	12 x 9	12.00	9.00
Living Room	First	16 x 12	16.00	12.00
Dining Room	First	8 x 8	8.00	8.00
Kitchen	First	8 x 7	8.00	7.00
Laundry	First	6 x 5	6.00	5.00

Listing Office: Clubbs Real Estate Group LLC

Last Updated: July – 14 – 2026

Information deemed reliable but not guaranteed.