307 Turtle Cove, Panama City Beach, FL 32413 (MLS# 796160)

307 Turtle Cove, Panama City Beach, FL 32413

New Listing

$649,900

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,172 Lot Size (sq. ft.): 3,920 Status: Active

Current Price: $649,900 List Date: 10/02/2026 Last Modified: 10/02/2026

Overview

Description

Welcome to Turtle Cove at Lake Powell on the west end of Panama City Beach! This spacious 3-bedroom, 3-bath home with a large bonus room offers views of Lake Powell, an oversized first-floor primary suite, LVP flooring, tile showers, shiplap accents, and granite countertops. Quality features include impact-resistant windows, solid-core interior doors, fiberglass exterior doors, Hardy siding and soffits, and an HVAC air-scrubber system. Outside, you’ll find an oversized driveway and storage shed. Turtle Cove offers a pool, hot tub, clubhouse, tennis/pickleball courts, fitness room, dock and more. Enjoy being just a short golf cart ride to the Gulf and close to restaurants, shopping, Pier Park, and Scenic 30A. A great location for enjoying the best of Panama City Beach!

Listing Details MLS# 796160

Contract Info

List Price/SqFt: 299.22

Location

Area: 03 – Bay County – Beach
Street #: 307
Street Name: Turtle
Street Suffix: Cove
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: Turtle Cove At Lake Powell
Community/Resort: None
Waterfront: No
Parcel ID: 36068-130-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From PCB Parkway turn onto Wild Heron. Take second left into Turtle Cove Subdivision. Take immediate right. At Stop Sign turn left. Home will be on left hand side.
Legal Description: TURTLE COVE AT LAKE POWELL LOT 30 ORB 4605 P 1569

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2172
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
# of Stories in Building: 2
Accessory Dwelling Unit: No
Year Built: 2021
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 41×92
Acreage: 0.09
Lot Size (SqFt): 3920
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 818
HOA Frequency: Quarterly
HOA Annual Amount: 3272
New Buyer Fee: Yes
New Buyer Fee Amt: 0.25
New Buyer Fee Paid: %
Last Taxes: 5523.99
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Welcome to Turtle Cove at Lake Powell on the west end of Panama City Beach! This spacious 3-bedroom, 3-bath home with a large bonus room offers views of Lake Powell, an oversized first-floor primary suite, LVP flooring, tile showers, shiplap accents, and granite countertops. Quality features include impact-resistant windows, solid-core interior doors, fiberglass exterior doors, Hardy siding and soffits, and an HVAC air-scrubber system. Outside, you'll find an oversized driveway and storage shed. Turtle Cove offers a pool, hot tub, clubhouse, tennis/pickleball courts, fitness room, dock and more. Enjoy being just a short golf cart ride to the Gulf and close to restaurants, shopping, Pier Park, and Scenic 30A. A great location for enjoying the best of Panama City Beach!

Bonus Room

First: Yes

More Information

Pool Features

Fenced: Yes
Inground: Yes
Pool House: Yes
Spa/ Hot Tub: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Gas: Yes
Range – Electric: Yes
Range – Gas: Yes
Range Hood: Yes
Refrigerator: Yes
Water Heater – Tankless: Yes

Interior Features

Ceiling – Crwn Molding: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Window – Treatment All: Yes

Construction/Siding

Roof – Composite Shngl: Yes
Trim – Hardie Board: Yes

Exterior

Hurricane Shutters: Yes
Patio Covered: Yes
Patio Open: Yes
Porch Open: Yes
Sprinkler System: Yes
Storm Doors: Yes
Storm Windows: Yes

Waterfront Feature

Dock: Yes

Farm Info

Lake/River/Canal: Yes

Other Structures

Shed(s): Yes

Association Fees Include

Accounting: Yes
Community Room: Yes
Dock: Yes
Exercise Room: Yes
Fishing: Yes
Management: Yes
Pool: Yes
Tennis: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes

Living Room

First: Yes

Lot Features

Close to Clubhouse: Yes
Covenants & Rescrictions: Yes
Near Beach Access: Yes
Near Public Boat Ramp: Yes
Sidewalk: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Additional Parking: Yes
Driveway: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
Community Room: Yes
Dock: Yes
Exercise Room: Yes
Fishing: Yes
Pool: Yes
Tennis: Yes
Waterfront: Yes
Whirlpool: Yes
Pickle Ball: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Internet – Fiber Optic: Yes
Phone – Available: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Gas; Range – Electric; Range – Gas; Range Hood; Refrigerator; Water Heater – Tankless Primary Bedroom: First Bedroom: Second Cooling: Ceiling Fan(s); Central Air Heating: Electric Exterior: Hurricane Shutters; Patio Covered; Patio Open; Porch Open; Sprinkler System; Storm Doors; Storm Windows Farm Info: Lake/River/Canal Association Fees Include: Accounting; Community Room; Dock; Fishing; Exercise Room; Management; Pool; Whirlpool; Tennis Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Bonus Room Living Room: First Lot Features: Close to Clubhouse; Covenants & Rescrictions; Near Beach Access; Near Public Boat Ramp; Sidewalk; Within 1/2 Mile to Water Lot Access: Paved Road Bonus Room: First Pool Features: Fenced; Inground; Pool House; Spa/ Hot Tub Parking Features: Additional Parking; Driveway Other Structures: Shed(s) Association Amenities: Basketball Court; Community Room; Dock; Fishing; Exercise Room; Pickle Ball; Pool; Sidewalks; Whirlpool; Tennis; Waterfront Rooms: Bedroom; Bonus Room; Living Room; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Internet – Fiber Optic; Phone – Available; Public Water – Connected; Underground Utilities Waterfront Feature: Dock Waterview: Lake Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	16.4 x 25.4	16.40	25.40
Primary Bedroom	First	18.1 x 20	18.10	20.00
Bonus Room	First	13.8 x 14.6	13.80	14.60
Bedroom	Second	12 x 12	12.00	12.00
Bedroom	Second	12 x 12	12.00	12.00

Listing Office: Emerald Coast Realty Group

Last Updated: October – 02 – 2026

Information deemed reliable but not guaranteed.