309 Palatka Street, Panama City Beach, FL 32413 (MLS# 788147)

309 Palatka Street, Panama City Beach, FL 32413

$820,990

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,985 Lot Size (sq. ft.): 6,970 Status: Active

Current Price: $820,990 List Date: 4/09/2026 Last Modified: 4/24/2026

Overview

Description

Welcome to Salt Grass at Ward Creek, Panama City Beach's newest coastal community just 5 minutes from the sugar white sands and crystal clear waters of the Gulf. This stunning Olivia floorplan by Kolter Homes delivers exceptional design, impressive scale, and the craftsmanship buyers have come to expect from one of the area's premier builders. Offering nearly 3,000 sq ft of thoughtfully planned living space, the Olivia welcomes you with a dramatic 20 ft ceiling in the great room that creates an immediate sense of openness and architectural impact. The Primary Suite is conveniently located on the main level, with flexible plan options allowing for 3-6 bedrooms and the potential to expand the home to approximately 3,400 sq ft. Situated on an oversized 140 ft deep homesite, this property provides a rare level of backyard space–ideal for outdoor living, entertaining, or designing the custom pool and patio you've always envisioned. As the newest and largest floorplan offered in Salt Grass … (Read more)

Listing Details MLS# 788147

Contract Info

List Price/SqFt: 275.04

Location

Area: 03 – Bay County – Beach
Street #: 309
Street Name: Palatka
Street Suffix: Street
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: Salt Grass at Ward Creek
Community/Resort: None
Waterfront: No
Parcel ID: 32717-350-092
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98 (PCB Pkwy), head north 1.8 miles; Saltgrass on the left. Turn left after entering community; model homes on the right.
Legal Description: WARD CREEK PH 2B LOT 169

General Property Info

Sub-Type: Detached Single Family
Design: Other
Apx SqFt(Htd/Cooled): 2985
SqFt Source: Builders Plans
Full Baths: 3
Half Baths: Yes
Total Baths: 4
# of Stories in Building: Yes
Year Built: 2026
Immediate Occupancy: No
Construction Status: To Be Built
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 50×140
Acreage: 0.16
Lot Size (SqFt): 6970
Pool: No

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 187
HOA Frequency: Monthly
HOA Annual Amount: 2244
New Buyer Fee: Yes
New Buyer Fee Amt: 560
New Buyer Fee Paid: $
Last Taxes: 0
Last Tax Year: 2026
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Welcome to Salt Grass at Ward Creek, Panama City Beach's newest coastal community just 5 minutes from the sugar white sands and crystal clear waters of the Gulf. This stunning Olivia floorplan by Kolter Homes delivers exceptional design, impressive scale, and the craftsmanship buyers have come to expect from one of the area's premier builders. Offering nearly 3,000 sq ft of thoughtfully planned living space, the Olivia welcomes you with a dramatic 20 ft ceiling in the great room that creates an immediate sense of openness and architectural impact. The Primary Suite is conveniently located on the main level, with flexible plan options allowing for 3-6 bedrooms and the potential to expand the home to approximately 3,400 sq ft. Situated on an oversized 140 ft deep homesite, this property provides a rare level of backyard space–ideal for outdoor living, entertaining, or designing the custom pool and patio you've always envisioned. As the newest and largest floorplan offered in Salt Grass at Ward Creek, the Olivia combines modern coastal style with proven livability and standout features. STOCK PHOTOS, PRICES SUBJECT TO CHANGE. Photos of a decorated model home are for reference only. Actual home will differ.

Den

First: Yes

More Information

Great Room

First: Yes

Loft

Second: Yes

Other

First: Yes

Appliances

Cooktop – Gas: Yes
Dishwasher: Yes
Disposal: Yes

Interior Features

Breakfast Bar: Yes
Floor – Vinyl: Yes
Pantry: Yes

Construction/Siding

Block: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes

Exterior

Patio Covered: Yes

Association Fees Include

Recreational Faclty: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Ceiling – Tray: Yes

Kitchen

First: Yes

Lot Features

Interior Lot: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBed Walk-in Closet: Yes
See Remarks: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Pool: Yes
Pickle Ball: Yes
Other – See Remarks: Yes

Rooms

Bedroom: Yes
Den: Yes
Great Room: Yes
Kitchen: Yes
Loft: Yes
Master Bedroom: Yes
Other: Yes

Showing

ShowingTime: Yes

Utilities

Cable – Available: Yes
Natural Gas – Available: Yes
Sewer Available: Yes
Public Water – Available: Yes
Underground Utilities: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal Master Bedroom: First Bedroom: First; Second Cooling: Central Air Heating: Central Exterior: Patio Covered Association Fees Include: Recreational Faclty Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Ceiling – Tray Kitchen: First Lot Features: Interior Lot Den: First Great Room: First Loft: Second Other: First Security Features: Smoke Detector(s) Association Amenities: Pickle Ball; Pool; Other – See Remarks Rooms: Bedroom; Den; Great Room; Kitchen; Loft; Master Bedroom; Other Showing: ShowingTime Utilities: Cable – Available; Natural Gas – Available; Sewer Available; Public Water – Available; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Great Room	First	24.1 x 18.2	24.10	18.20	Tray Ceiling
Kitchen	First	19.2 x 10.1	19.20	10.10	Gourmet Kitchen, Upgraded White cabinets with soft close drawers, Quartz 3cm Countertops
Master Bedroom	First	14.4 x 17.4	14.40	17.40	Walk-in Closet
Bedroom	First	13 x 10.7	13.00	10.70
Bedroom	First	13 x 14.2	13.00	14.20
Bedroom	Second	11.1 x 10.8	11.10	10.80	Walk-in Closet
Bedroom	Second	13 x 14	13.00	14.00
Loft	Second	19.2 x 13.5	19.20	13.50
Den	First	13 x 10.8	13.00	10.80
Other	First	24.8 x 12	24.80	12.00	COVERED LANAI

Listing Office: Maltbie Realty Group

Last Updated: April – 24 – 2026

Information deemed reliable but not guaranteed.