3109 E Heartleaf Avenue, Panama City, FL 32405

New Listing
$470,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,848 Lot Size (sq. ft.): 5,227 Status: Active
Current Price: $470,000 List Date: 7/30/2026 Last Modified: 7/30/2026

Overview

Description

Welcome to the Anna Maria Floor Plan in the SweetBay offering a spacious open layout, natural light with coastal inspired feel. It is a great floor plan for everyday living and entertaining where the living and dining and kitchen flow seamlessly. With three bedrooms, two baths, the split-bedroom floor plan provides privacy, with a generous primary suite tucked away for relaxation. Enjoy outdoor living with a charming, covered porch and a covered lanai overlooking a fully fenced in backyard. SweetBay offers a walkable community with two community pools, sports court, playground, access to the bay for kayaking and paddle boarding, and multiple green spaces/park. Town Center has a Publix, Starbucks and additional shopping and restaurants Schedule your showing today! Please confirm measurement if deemed important.

Listing Details MLS# 793318

Contract Info

List Price/SqFt
254.33

Location

Area
02 – Bay County – Central
Street #
3109
Street Direction
E
Street Name
Heartleaf
Street Suffix
Avenue
State
FL
Zip Code
32405
County
Bay
Sub Area
0204 – Bay – Central NW
Subdivision
Sweetbay
Community/Resort
None
Waterfront
No
Parcel ID
11731-100-006
Elementary School
Northside
Middle School
Jinks
High School
Bay
Directions
Take Highway 390 to Lisenby Avenue right on Kestrel. Right on Heartleaf Avenue East. House on right.
Legal Description
SWEETBAY PHASE 1A-1 LOT 6 ORB 4694 P 2063

General Property Info

Sub-Type
Detached Single Family
Design
Craftsman Style
Apx SqFt(Htd/Cooled)
1848
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
Accessory Dwelling Unit
No
Year Built
2016
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Lot Dimensions
50.0 ft x 109.0 ft
Acreage
0.12
Lot Size (SqFt)
5227
Pool
No

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
441
HOA Frequency
Quarterly
HOA Annual Amount
1764
New Buyer Fee
Yes
New Buyer Fee Amt
150
New Buyer Fee Paid
$
Last Taxes
5546.36
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
Welcome to the Anna Maria Floor Plan in the SweetBay offering a spacious open layout, natural light with coastal inspired feel. It is a great floor plan for everyday living and entertaining where the living and dining and kitchen flow seamlessly. With three bedrooms, two baths, the split-bedroom floor plan provides privacy, with a generous primary suite tucked away for relaxation. Enjoy outdoor living with a charming, covered porch and a covered lanai overlooking a fully fenced in backyard. SweetBay offers a walkable community with two community pools, sports court, playground, access to the bay for kayaking and paddle boarding, and multiple green spaces/park. Town Center has a Publix, Starbucks and additional shopping and restaurants Schedule your showing today! Please confirm measurement if deemed important.

Dining Room

First
Yes

More Information

Appliances

Dishwasher
Yes
Disposal
Yes
Microwave
Yes
Range – Gas
Yes
Water Heater – Gas
Yes

Interior Features

Floor – Tile
Yes
Kitchen Island
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Roof – Composite Shngl
Yes
Siding – Hardie Board
Yes
Trim – Wood
Yes

Exterior

Fenced Privacy
Yes
Patio Covered
Yes
Sprinkler System
Yes

Association Fees Include

Accounting
Yes
BBQ Pit/Grill
Yes
Ground Keeping
Yes
Playground
Yes
Pool
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Interior

Floor – Carpet
Yes

Living Room

First
Yes

Lot Access

City Street
Yes
Paved Road
Yes

Parking Features

Garage Attached
Yes

Present Zoning

Resid Single Family
Yes

Association Amenities

Basketball Court
Yes
BBQ Pit/Grill
Yes
Pavilion/Gazebo
Yes
Playground
Yes
Pool
Yes

Rooms

Dining Room
Yes
Living Room
Yes
Primary Bedroom
Yes

Showing

ShowingTime
Yes

Utilities

Electricity – Connected
Yes
Natural Gas – Connected
Yes
Internet – Broadband Available
Yes
Public Water – Connected
Yes
Underground Utilities
Yes

Sale Type

As Is
Yes

Primary Bedroom

First
Yes

Cooling

Central Air
Yes

Heating

Central
Yes
Electric
Yes

Primary Bdrm/Primary Bath

MBath Double Vanity
Yes
MBath Shower Only
Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Gas; Water Heater – Gas Primary Bedroom: First Cooling: Central Air Heating: Central; Electric Exterior: Fenced Privacy; Patio Covered; Sprinkler System Association Fees Include: Accounting; BBQ Pit/Grill; Ground Keeping; Playground; Pool Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet Living Room: First Lot Access: City Street; Paved Road Dining Room: First Parking Features: Garage Attached Association Amenities: Basketball Court; BBQ Pit/Grill; Pavilion/Gazebo; Playground; Pool Rooms: Dining Room; Living Room; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Internet – Broadband Available; Natural Gas – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width
Living Room First 27 x 15 27.00 15.00
Dining Room First 12 x 12 12.00 12.00
Primary Bedroom First 15 x 13 15.00 13.00
Listing Office: SweetBay Realty
Last Updated: July – 30 – 2026
Information deemed reliable but not guaranteed.