3112 W Highway 98, Panama City, FL 32401 (MLS# 796081)

3112 W Highway 98, Panama City, FL 32401

New Listing

$819,000

Property Type: Commercial Land Lot Size (sq. ft.): 72,745 Status: Active

Current Price: $819,000 List Date: 9/30/2026 Last Modified: 9/30/2026

Overview

Description

3112 W Hwy 98 is a ±1.67 acre commercial corner site in the St. Andrews area of Panama City. The property takes up most of its block, with ±173 feet on US Highway 98 and frontage on W 18th Street, Cincinnati Avenue and Bayview Avenue, giving a buyer several options for access and site layout. The property sits ±1 mile east of the Hathaway Bridge, near St. Andrew Bay, and is convenient to Port Panama City, Gulf Coast State College, FSU Panama City and Panama City Beach. Neighborhood General (NG) zoning supports walkable commercial, residential and mixed-use development, making the site a fit for a wide range of users. 42,000 FDOT AADT. A ±0.11 acre parcel across the street at 3106 W 18th Street is also available, on its own for $61,000 or with the main site for a package price of $869,000.

Listing Details MLS# 796081

Location, Tax & Legal

Street #: 3112
Street Direction: W
Street Name: Highway 98
State: FL
Zip Code: 32401
County: Bay
Area: 02 – Bay County – Central
Subdivision: No Named Subdivision
Parcel ID: 28920-000-000
Legal Description: 36 3S 15W E1/2 OF SW1/4 COM AT NE COR OF LOT 4 BLK 14 S ALONG E LINE OF BLK 14 270.1 TO NLY R/W OF HWY 98 NWLY 192.10' TO POB TH NELY 165.41' TO N LINE OF LOT 4 ELY 47.43' TO NE COR OF LOT 4 N 198' TO NE COR OF BLK 14 W 280' TO NW COR OF BLK 14 S 227.35' TO NLY R/W OF HWY 98 SELY 173.43' TO POB BLK 14 ORB 3609 P 2045
Sub Area: 0203 – Bay – Central SW
Community/Resort: None
Waterfront: No
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: From downtown Panama City: Head west on US Hwy 98. The site is on the right just past Bayview Ave, next to Howell Tackle.
HOA Fee: No

Contract Info

List Price/Acre: 490419.16
Sub-Type: Vacant Land
List Type: Exclusive Right of Sale
Named Exception: No

General Property Info

Site Dimensions: 175.0 ft x 270.0 ft
Acreage: 1.67
Lot Size (SqFt): 72745
Is Subject Leased: No

Remarks & Misc

Remarks: 3112 W Hwy 98 is a ±1.67 acre commercial corner site in the St. Andrews area of Panama City. The property takes up most of its block, with ±173 feet on US Highway 98 and frontage on W 18th Street, Cincinnati Avenue and Bayview Avenue, giving a buyer several options for access and site layout. The property sits ±1 mile east of the Hathaway Bridge, near St. Andrew Bay, and is convenient to Port Panama City, Gulf Coast State College, FSU Panama City and Panama City Beach. Neighborhood General (NG) zoning supports walkable commercial, residential and mixed-use development, making the site a fit for a wide range of users. 42,000 FDOT AADT. A ±0.11 acre parcel across the street at 3106 W 18th Street is also available, on its own for $61,000 or with the main site for a package price of $869,000.

Utilities

Water Connected: Yes

More Information

TransportationAccess

4 – Lane: Yes

Property Features

TransportationAccess: 4 – Lane Utilities: Water Connected

Listing Office: NAI TALCOR

Last Updated: September – 30 – 2026

Information deemed reliable but not guaranteed.