3130 Magnolia Drive, Chipley, FL 32428

$829,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,870 Lot Size (sq. ft.): 156,555 Status: Active
Current Price: $829,000 List Date: 9/02/2025 Last Modified: 2/03/2026

Description

Experience lakeside living at its finest with this custom-built ICF (Insulated Concrete Form) home, perfectly positioned on four expansive waterfront lots on Dunford Lake in the Paradise Lakes community of Washington County, Florida. Offering 2 bedrooms, 2 baths, 1,840 square feet of living space and 3,030 square feet under roof, this home blends timeless craftsmanship with modern efficiency. Built with ICF construction, the home is designed for strength, energy savings, and peace of mind—keeping interiors quiet, comfortable, and hurricane-ready. Enjoy sweeping waterfront views from every room, enhanced by a full-length covered and screened back porch that stretches 10×50 across the entire home—perfect for relaxing or entertaining while overlooking the lake. The exterior showcases a charming Craftsman design with a river rock stone border, Hardie board-and-batten siding, Andersen A-series windows and doors cased in white oak, and a striking mahogany front door. A hurricane-rated Haas garage door, seamless gutters, and a full-length 10×50 screened porch overlooking the water make this home as practical as it is beautiful. Inside, the living room features a massive stone fireplace, oversized picture window, built-in bookcases, and access to the back porch. The gourmet kitchen is equipped with ZLINE appliances including a 7-burner gas cooktop, double ovens, custom cabinetry, a flush-mount hood, and an oversized 6×9 quartzite island ideal for entertaining. Both bathrooms are thoughtfully designed with curbless walk-in showers, double vanities, Kohler fixtures, and luxury finishes. The master suite offers serene waterfront views, porch access, and a spacious dressing counter, while the guest suite includes French doors to the back porch. Throughout the home, reclaimed oak flooring, 10-foot ceilings, 8-foot solid wood doors, cypress tongue-and-groove ceilings, and custom cabinetry add warmth and style. Additional highlights include a large laundry/mudroom with canning pantry and utility sink, a 60×120 soil-tested garden with fruit trees and berry bushes, and a fully permitted 24×36 insulated pole barn with power and dual roll-up doors. A 22KW Generac whole-house generator, 250-gallon propane tank, deep well with filtration and softener system, and RV parking with hookups ensure modern convenience and reliability. This rare Dunford Lake retreat combines strength, efficiency, and luxury in every detail—offering a lifestyle of comfort, security, and natural beauty within the Paradise Lakes community.

More Information MLS# 778451

Listing Info, Tax and Legal

HOA Fee: Yes HOA Amount: 400 HOA Frequency: Annually HOA Annual Amount: 400 New Buyer Fee: No Last Taxes: 2877 Last Tax Year: 2024 Brokerage Interest: No Interest

Contract Info

List Price/SqFt: 443.32 Status: Active List Date: 2025-09-02 List Price: $829,000 Current Price: $829,000

Location

Sub Area: 1003 – Washington SW Community/Resort: None Waterfront: Yes Gulf Access: No Directions: From Panama City take Hwy 77 North to Greenhead and turn left onto Hwy 279 (Moss Hill Rd.), travel approx. 3 miles to Paradise Lakes and turn left. You will need an agent with a gate code to get in. Go through the gate and turn left, follow Paradise Lakes Rd until you hit the dirt road and home will be down on the right. (Do not follow GPS, it will not give accurate directions.) Area: 10 – Washington County Street #: 3130 Street Name: Magnolia Street Suffix: Drive State: FL Zip Code: 32428 County: Washington Subdivision: Paradise Oaks Parcel ID: 00000000-00-3373-0115 Legal Description: 30 2 14 LOT 15 BLK A PARADISE OAKS, ORB 1184 P 150

General Property Info

Acreage: 3.59 Design: Craftsman Style Lot Size (SqFt): 156555 Apx SqFt(Htd/Cooled): 1870 Construction Status: Construction Complete SqFt Source: Prop App Site Lot Dimensions: 478.38 x 452.73 x 215.26 x 450 New Construction: No Garage Y/N: Yes Garage Spaces: 2 Pool: No Sub-Type: Detached Single Family Bedrooms: 2 Full Baths: 2 Total Baths: 2 Year Built: 2022

Remarks & Misc

Remarks: Experience lakeside living at its finest with this custom-built ICF (Insulated Concrete Form) home, perfectly positioned on four expansive waterfront lots on Dunford Lake in the Paradise Lakes community of Washington County, Florida. Offering 2 bedrooms, 2 baths, 1,840 square feet of living space and 3,030 square feet under roof, this home blends timeless craftsmanship with modern efficiency. Built with ICF construction, the home is designed for strength, energy savings, and peace of mind—keeping interiors quiet, comfortable, and hurricane-ready. Enjoy sweeping waterfront views from every room, enhanced by a full-length covered and screened back porch that stretches 10×50 across the entire home—perfect for relaxing or entertaining while overlooking the lake. The exterior showcases a charming Craftsman design with a river rock stone border, Hardie board-and-batten siding, Andersen A-series windows and doors cased in white oak, and a striking mahogany front door. A hurricane-rated Haas garage door, seamless gutters, and a full-length 10×50 screened porch overlooking the water make this home as practical as it is beautiful. Inside, the living room features a massive stone fireplace, oversized picture window, built-in bookcases, and access to the back porch. The gourmet kitchen is equipped with ZLINE appliances including a 7-burner gas cooktop, double ovens, custom cabinetry, a flush-mount hood, and an oversized 6×9 quartzite island ideal for entertaining. Both bathrooms are thoughtfully designed with curbless walk-in showers, double vanities, Kohler fixtures, and luxury finishes. The master suite offers serene waterfront views, porch access, and a spacious dressing counter, while the guest suite includes French doors to the back porch. Throughout the home, reclaimed oak flooring, 10-foot ceilings, 8-foot solid wood doors, cypress tongue-and-groove ceilings, and custom cabinetry add warmth and style. Additional highlights include a large laundry/mudroom with canning pantry and utility sink, a 60×120 soil-tested garden with fruit trees and berry bushes, and a fully permitted 24×36 insulated pole barn with power and dual roll-up doors. A 22KW Generac whole-house generator, 250-gallon propane tank, deep well with filtration and softener system, and RV parking with hookups ensure modern convenience and reliability. This rare Dunford Lake retreat combines strength, efficiency, and luxury in every detail—offering a lifestyle of comfort, security, and natural beauty within the Paradise Lakes community.

Appliances

Cooktop – Gas: 1 Dishwasher: 1 Microwave: 1 Oven – Double: 1 Range Hood: 1 Refrigerator: 1

Interior Features

Breakfast Bar: 1 Ceiling – Crwn Molding: 1 Ceiling – Raised: 1 Floor – Hardwood: 1 Lighting – Recessed: 1 Pantry: 1

Construction/Siding

Foundation – Slab on Grade: 1 Roof – Dimensional Shg: 1 Siding – Hardie Board: 1

Exterior

Porch Covered: 1 Porch Screened: 1

Farm Info

Lake/River/Canal: 1

Other Structures

Pole Barn: 1 RV/Boat Storage: 1

Association Fees Include

Boat Launch: 1 Fishing: 1

Financing

Cash: 1 Conventional: 1 FHA: 1 VA: 1

Furnished

Unfurnished: 1

Kitchen

First: 1

Living Room

First: 1

Lot Features

Covenants & Rescrictions: 1 Waterfront: 1

Lot Access

Gated Access: 1 Dirt/Clay Road: 1

Parking Features

Driveway: 1 Garage Attached: 1 RV Access/Parking: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Shower Only: 1 MBath Walk-In Closet: 1 MBed Waterfront: 1

Association Amenities

Boat Launch: 1 Fishing: 1 Gated Community: 1 Waterfront: 1

Rooms

Kitchen: 1 Living Room: 1 Master Bedroom: 1

Utilities

Generator: 1 Private Well: 1 Septic Tank: 1 Underground Utilities: 1

Waterview

Lake: 1

Sale Type

As Is: 1

Waterfront Type

Lakefront: 1

Master Bedroom

First: 1

Cooling

Central Air: 1

Heating

Central: 1 Fireplace – Gas: 1 Fireplace – Wood Burning: 1

Security Features

Gated Community: 1 Smoke Detector(s): 1

Property Features

Appliances: Cooktop – Gas; Dishwasher; Microwave; Oven – Double; Range Hood; Refrigerator Master Bedroom: First Cooling: Central Air Heating: Central; Fireplace – Gas; Fireplace – Wood Burning Exterior: Porch Covered; Porch Screened Farm Info: Lake/River/Canal Association Fees Include: Boat Launch; Fishing Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Waterfront Lot Access: Dirt/Clay Road; Gated Access Security Features: Gated Community; Smoke Detector(s) Parking Features: Driveway; Garage Attached; RV Access/Parking Other Structures: Pole Barn; RV/Boat Storage Association Amenities: Boat Launch; Fishing; Gated Community; Waterfront Rooms: Kitchen; Living Room; Master Bedroom Sale Type: As Is Utilities: Generator; Private Well; Septic Tank; Underground Utilities Waterfront Type: Lakefront Waterview: Lake

Room Information

Master Bedroom Level: First Dimensions: 15 x 13 Length: 15.00 Width: 13.00 Dimensions: 15 x 13 Living Room Level: First Dimensions: 24 x 20 Length: 24.00 Width: 20.00 Dimensions: 24 x 20 Kitchen Level: First Dimensions: 12 x 20 Length: 12.00 Width: 20.00 Dimensions: 12 x 20
Listing Office: Elite Realty
Last Updated: February – 03 – 2026
Information deemed reliable but not guaranteed.