3130 Magnolia Drive, Chipley, FL 32428
$829,000
Property Type:
Residential
Bedrooms:
2
Baths:
2
Square Footage:
1,870
Lot Size (sq. ft.):
156,555
Status:
Active
Current Price:
$829,000
List Date:
9/02/2025
Last Modified:
2/03/2026
Description
Experience lakeside living at its finest with this custom-built ICF (Insulated Concrete Form) home, perfectly positioned on four expansive waterfront lots on Dunford Lake in the Paradise Lakes community of Washington County, Florida. Offering 2 bedrooms, 2 baths, 1,840 square feet of living space and 3,030 square feet under roof, this home blends timeless craftsmanship with modern efficiency. Built with ICF construction, the home is designed for strength, energy savings, and peace of mind—keeping interiors quiet, comfortable, and hurricane-ready.
Enjoy sweeping waterfront views from every room, enhanced by a full-length covered and screened back porch that stretches 10×50 across the entire home—perfect for relaxing or entertaining while overlooking the lake. The exterior showcases a charming Craftsman design with a river rock stone border, Hardie board-and-batten siding, Andersen A-series windows and doors cased in white oak, and a striking mahogany front door. A hurricane-rated Haas garage door, seamless gutters, and a full-length 10×50 screened porch overlooking the water make this home as practical as it is beautiful. Inside, the living room features a massive stone fireplace, oversized picture window, built-in bookcases, and access to the back porch. The gourmet kitchen is equipped with ZLINE appliances including a 7-burner gas cooktop, double ovens, custom cabinetry, a flush-mount hood, and an oversized 6×9 quartzite island ideal for entertaining.
Both bathrooms are thoughtfully designed with curbless walk-in showers, double vanities, Kohler fixtures, and luxury finishes. The master suite offers serene waterfront views, porch access, and a spacious dressing counter, while the guest suite includes French doors to the back porch. Throughout the home, reclaimed oak flooring, 10-foot ceilings, 8-foot solid wood doors, cypress tongue-and-groove ceilings, and custom cabinetry add warmth and style.
Additional highlights include a large laundry/mudroom with canning pantry and utility sink, a 60×120 soil-tested garden with fruit trees and berry bushes, and a fully permitted 24×36 insulated pole barn with power and dual roll-up doors. A 22KW Generac whole-house generator, 250-gallon propane tank, deep well with filtration and softener system, and RV parking with hookups ensure modern convenience and reliability.
This rare Dunford Lake retreat combines strength, efficiency, and luxury in every detail—offering a lifestyle of comfort, security, and natural beauty within the Paradise Lakes community.
More Information MLS# 778451
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 400
HOA Frequency: Annually
HOA Annual Amount: 400
New Buyer Fee: No
Last Taxes: 2877
Last Tax Year: 2024
Brokerage Interest: No Interest
Contract Info
List Price/SqFt: 443.32
Status: Active
List Date: 2025-09-02
List Price: $829,000
Current Price: $829,000
Location
Sub Area: 1003 – Washington SW
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Directions: From Panama City take Hwy 77 North to Greenhead and turn left onto Hwy 279 (Moss Hill Rd.), travel approx. 3 miles to Paradise Lakes and turn left. You will need an agent with a gate code to get in. Go through the gate and turn left, follow Paradise Lakes Rd until you hit the dirt road and home will be down on the right. (Do not follow GPS, it will not give accurate directions.)
Area: 10 – Washington County
Street #: 3130
Street Name: Magnolia
Street Suffix: Drive
State: FL
Zip Code: 32428
County: Washington
Subdivision: Paradise Oaks
Parcel ID: 00000000-00-3373-0115
Legal Description: 30 2 14 LOT 15 BLK A PARADISE OAKS, ORB 1184 P 150
General Property Info
Acreage: 3.59
Design: Craftsman Style
Lot Size (SqFt): 156555
Apx SqFt(Htd/Cooled): 1870
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 478.38 x 452.73 x 215.26 x 450
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2022
Remarks & Misc
Remarks: Experience lakeside living at its finest with this custom-built ICF (Insulated Concrete Form) home, perfectly positioned on four expansive waterfront lots on Dunford Lake in the Paradise Lakes community of Washington County, Florida. Offering 2 bedrooms, 2 baths, 1,840 square feet of living space and 3,030 square feet under roof, this home blends timeless craftsmanship with modern efficiency. Built with ICF construction, the home is designed for strength, energy savings, and peace of mind—keeping interiors quiet, comfortable, and hurricane-ready.
Enjoy sweeping waterfront views from every room, enhanced by a full-length covered and screened back porch that stretches 10×50 across the entire home—perfect for relaxing or entertaining while overlooking the lake. The exterior showcases a charming Craftsman design with a river rock stone border, Hardie board-and-batten siding, Andersen A-series windows and doors cased in white oak, and a striking mahogany front door. A hurricane-rated Haas garage door, seamless gutters, and a full-length 10×50 screened porch overlooking the water make this home as practical as it is beautiful. Inside, the living room features a massive stone fireplace, oversized picture window, built-in bookcases, and access to the back porch. The gourmet kitchen is equipped with ZLINE appliances including a 7-burner gas cooktop, double ovens, custom cabinetry, a flush-mount hood, and an oversized 6×9 quartzite island ideal for entertaining.
Both bathrooms are thoughtfully designed with curbless walk-in showers, double vanities, Kohler fixtures, and luxury finishes. The master suite offers serene waterfront views, porch access, and a spacious dressing counter, while the guest suite includes French doors to the back porch. Throughout the home, reclaimed oak flooring, 10-foot ceilings, 8-foot solid wood doors, cypress tongue-and-groove ceilings, and custom cabinetry add warmth and style.
Additional highlights include a large laundry/mudroom with canning pantry and utility sink, a 60×120 soil-tested garden with fruit trees and berry bushes, and a fully permitted 24×36 insulated pole barn with power and dual roll-up doors. A 22KW Generac whole-house generator, 250-gallon propane tank, deep well with filtration and softener system, and RV parking with hookups ensure modern convenience and reliability.
This rare Dunford Lake retreat combines strength, efficiency, and luxury in every detail—offering a lifestyle of comfort, security, and natural beauty within the Paradise Lakes community.
Appliances
Cooktop – Gas: 1
Dishwasher: 1
Microwave: 1
Oven – Double: 1
Range Hood: 1
Refrigerator: 1
Interior Features
Breakfast Bar: 1
Ceiling – Crwn Molding: 1
Ceiling – Raised: 1
Floor – Hardwood: 1
Lighting – Recessed: 1
Pantry: 1
Construction/Siding
Foundation – Slab on Grade: 1
Roof – Dimensional Shg: 1
Siding – Hardie Board: 1
Exterior
Porch Covered: 1
Porch Screened: 1
Farm Info
Lake/River/Canal: 1
Other Structures
Pole Barn: 1
RV/Boat Storage: 1
Association Fees Include
Boat Launch: 1
Fishing: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Covenants & Rescrictions: 1
Waterfront: 1
Lot Access
Gated Access: 1
Dirt/Clay Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
RV Access/Parking: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Walk-In Closet: 1
MBed Waterfront: 1
Association Amenities
Boat Launch: 1
Fishing: 1
Gated Community: 1
Waterfront: 1
Rooms
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Utilities
Generator: 1
Private Well: 1
Septic Tank: 1
Underground Utilities: 1
Waterview
Lake: 1
Sale Type
As Is: 1
Waterfront Type
Lakefront: 1
Master Bedroom
First: 1
Cooling
Central Air: 1
Heating
Central: 1
Fireplace – Gas: 1
Fireplace – Wood Burning: 1
Security Features
Gated Community: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop – Gas; Dishwasher; Microwave; Oven – Double; Range Hood; Refrigerator
Master Bedroom: First
Cooling: Central Air
Heating: Central; Fireplace – Gas; Fireplace – Wood Burning
Exterior: Porch Covered; Porch Screened
Farm Info: Lake/River/Canal
Association Fees Include: Boat Launch; Fishing
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Features: Covenants & Rescrictions; Waterfront
Lot Access: Dirt/Clay Road; Gated Access
Security Features: Gated Community; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; RV Access/Parking
Other Structures: Pole Barn; RV/Boat Storage
Association Amenities: Boat Launch; Fishing; Gated Community; Waterfront
Rooms: Kitchen; Living Room; Master Bedroom
Sale Type: As Is
Utilities: Generator; Private Well; Septic Tank; Underground Utilities
Waterfront Type: Lakefront
Waterview: Lake
Room Information
Master Bedroom
Level: First
Dimensions: 15 x 13
Length: 15.00
Width: 13.00
Dimensions: 15 x 13
Living Room
Level: First
Dimensions: 24 x 20
Length: 24.00
Width: 20.00
Dimensions: 24 x 20
Kitchen
Level: First
Dimensions: 12 x 20
Length: 12.00
Width: 20.00
Dimensions: 12 x 20
Listing Office:
Elite Realty
Last Updated: February – 03 – 2026
Information deemed reliable but not guaranteed.