315 Summerwood Drive, Panama City Beach, FL 32413

New Listing
$448,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,597 Lot Size (sq. ft.): 15,682 Status: Active
Current Price: $448,000 List Date: 8/12/2026 Last Modified: 8/12/2026

Overview

Description

Assumable 5.75% VA loan~~~ Located on one of the largest lots in Summerwood. Located on the South side of Back Beach Road and just a short stroll to the beach, pier Park, Top Golf, Pirates Adventure and local hospitals.Stainless appliances 2026, Water heater/HVAC 2022, Well pump for lawn 2026, and Roof 2019. Luxury vinyl flooring thru out for easy clean up. Hot tub for relaxing, beautifully landscaped lawn.

Listing Details MLS# 793931

Contract Info

List Price/SqFt
280.53

Location

Area
03 – Bay County – Beach
Street #
315
Street Name
Summerwood
Street Suffix
Drive
State
FL
Zip Code
32413
County
Bay
Sub Area
0320 – Beach – Middle Central
Subdivision
Summerwood Phase II
Community/Resort
None
Waterfront
No
Parcel ID
33829-616-000
Elementary School
Hutchison Beach
Middle School
Surfside
High School
Arnold
Directions
From Hwy 79 & Back Beach head East, Right into Summerwood
Legal Description
SUMMERWOOD PH II LOT 35 ORB 4820 P 343

General Property Info

Sub-Type
Detached Single Family
Design
Ranch
Apx SqFt(Htd/Cooled)
1597
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
# of Stories in Building
Yes
Accessory Dwelling Unit
No
Year Built
1999
Immediate Occupancy
Yes
Pre-Const Flip
No
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Lot Dimensions
132.0 ft x 120.0 ft
Acreage
0.36
Lot Size (SqFt)
15682
Pool
No

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
177
HOA Frequency
Quarterly
HOA Annual Amount
708
Is Subject Leased
No
New Buyer Fee
Yes
New Buyer Fee Paid
$
Last Taxes
4497.02
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
Assumable 5.75% VA loan~~~ Located on one of the largest lots in Summerwood. Located on the South side of Back Beach Road and just a short stroll to the beach, pier Park, Top Golf, Pirates Adventure and local hospitals.Stainless appliances 2026, Water heater/HVAC 2022, Well pump for lawn 2026, and Roof 2019. Luxury vinyl flooring thru out for easy clean up. Hot tub for relaxing, beautifully landscaped lawn.

Breakfast Room

First
Yes

More Information

Dining Room

First
Yes

Pool Features

Spa/ Hot Tub
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Oven – Electric
Yes
Range – Electric
Yes
Refrigerator
Yes
Washer
Yes
Water Heater – Electric
Yes

Interior Features

Breakfast Bar
Yes
Fireplace
Yes
Floor – Laminate
Yes
Floor – Vinyl Plank
Yes
Lighting – Recessed
Yes
Pantry
Yes
Split Bedroom
Yes
Window – Treatment Some
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Wood/Frame
Yes
Roof – Dimensional Shg
Yes
Siding – Stucco
Yes
Trim – Vinyl
Yes

Exterior

Fenced Back Yard
Yes
Patio Covered
Yes
Patio Open
Yes

Association Fees Include

Accounting
Yes
Master Association
Yes
Pavilion/Gazebo
Yes
Pool
Yes

Financing

Assume w/int
Yes
Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Covenants & Rescrictions
Yes
Interior Lot
Yes
Near Beach Access
Yes
Subdivision – Recorded
Yes
Within 1/2 Mile to Water
Yes

Lot Access

City Street
Yes
Paved Road
Yes

Parking Features

Garage Attached
Yes

Present Zoning

Resid Single Family
Yes

Association Amenities

Pool
Yes

Rooms

Bedroom
Yes
Breakfast Room
Yes
Dining Room
Yes
Kitchen
Yes
Living Room
Yes

Utilities

Cable – Available
Yes
Garbage
Yes
Natural Gas – Available
Yes
Private Well
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Sale Type

As Is
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes

Primary Bdrm/Primary Bath

MBath Double Vanity
Yes
MBed First Floor
Yes
MBed Walk-in Closet
Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo
Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central Exterior: Fenced Back Yard; Patio Covered; Patio Open Association Fees Include: Accounting; Master Association; Pavilion/Gazebo; Pool Financing: Assume w/int; Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Interior Lot; Near Beach Access; Subdivision – Recorded; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Breakfast Room: First Dining Room: First Pool Features: Spa/ Hot Tub Parking Features: Garage Attached Association Amenities: Pool Rooms: Bedroom; Breakfast Room; Dining Room; Kitchen; Living Room Sale Type: As Is Utilities: Cable – Available; Garbage; Natural Gas – Available; Private Well; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width Remarks
Living Room First 17 x 12 17.00 12.00
Bedroom First 14 x 12 14.00 12.00 primary bedroom
Bedroom First 12 x 9 12.00 9.00
Bedroom First 11 x 9 11.00 9.00
Dining Room First 16 x 14 16.00 14.00
Breakfast Room First 11 x 9 11.00 9.00
Kitchen First 18 x 7 18.00 7.00
Listing Office: Berkshire Hathaway HomeServices Beach Properties of Florida
Last Updated: August – 12 – 2026
Information deemed reliable but not guaranteed.