316 Cherry Street 33, Panama City, FL 32401
$237,000
Property Type:
Residential
Bedrooms:
2
Baths:
2
Square Footage:
860
Status:
Active
Current Price:
$237,000
List Date:
3/28/2026
Last Modified:
5/08/2026
Listing Details MLS# 787549
Contract Info
- List Price/SqFt
- 275.58
Location
- Area
- 02 – Bay County – Central
- Street #
- 316
- Street Name
- Cherry
- Street Suffix
- Street
- Unit #
- 33
- State
- FL
- Zip Code
- 32401
- County
- Bay
- Sub Area
- 0203 – Bay – Central SW
- Subdivision
- Bay Club Condo Ph 2
- Community/Resort
- None
- Waterfront
- Yes
- Gulf Access
- No
- Parcel ID
- 25679-114-000
- Elementary School
- Cherry Street
- Middle School
- Jinks
- High School
- Bay
- Directions
- From US-98 (15th St) turn south onto Cherry St and continue for approximately 1 mile. The property will be on your right at 316 Cherry St.
- Legal Description
- BAY CLUB CONDO PHASE II APT 33 2BR 2B 860 H&C ORB 997 P 19 ORB 4415 P 599 .
General Property Info
- Sub-Type
- Condominium
- Floor Number
- 2
- Design
- Low-Rise (1-3 floors)
- Apx SqFt(Htd/Cooled)
- 860
- SqFt Source
- Prop App Site
- Full Baths
- 2
- Total Baths
- 2
- Year Built
- 1982
- Immediate Occupancy
- Yes
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- No
- Lot Dimensions
- 0x0
- Pool
- Yes
- Pool Type
- Community
Listing Info, Tax and Legal
- HOA Fee
- Yes
- HOA Amount
- 529
- HOA Frequency
- Monthly
- HOA Annual Amount
- 6348
- New Buyer Fee
- No
- Last Taxes
- 2166
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- As Is
- Yes
- Condo Doc
- Yes
Remarks & Misc
- Remarks
- WATERFRONT LIVING IN ST. ANDREWS | BAY CLUB CONDO. Welcome to Bay Club at St. Andrews, where life moves a little slower and the views never get old. This 2-bedroom, 2-bath waterfront condo offers about 860 square feet of easy, low-maintenance living right along beautiful St. Andrews Bay. Step inside to a comfortable, open living and dining space that feels bright and inviting, perfect for unwinding after a long day or hosting friends and family. Whether you're enjoying your morning coffee or relaxing in the evening, you'll love being just steps from the water. Bay Club is known for its peaceful setting, shaded by mature oak trees and surrounded by coastal charm. Residents enjoy a bayfront community with a pool and outdoor areas ideal for soaking up the Florida sunshine, fishing, or simply taking in those incredible sunset views. Located in the heart of St. Andrews, you're only minutes from downtown Panama City, local restaurants, shops, and waterfront parks. It's a great spot whether you're looking for a full-time home or a weekend getaway. If you've been searching for an affordable waterfront condo in Panama City with charm, location, and lifestyle, this is one you don't want to miss. Schedule your showing today!
Pool Features
- Fenced
- Yes
- Gunite Concrete
- Yes
- Inground
- Yes
More Information
Appliances
- Dishwasher
- Yes
- Disposal
- Yes
- Microwave
- Yes
- Oven – Electric
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Washer/Dryer Stacked
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Floor – Laminate
- Yes
- Floor – Tile
- Yes
- Window – Treatment All
- Yes
Construction/Siding
- Foundation – Slab on Grade
- Yes
Exterior
- Balcony
- Yes
Waterfront Feature
- Dock
- Yes
- Shore – Beach
- Yes
Association Fees Include
- Accounting
- Yes
- Beach
- Yes
- Dumpster
- Yes
- Ground Keeping
- Yes
- Management
- Yes
- Pest Control
- Yes
- Pool
- Yes
- Repairs/Maintenance
- Yes
- Sewer
- Yes
- Water
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
Furnished
- Unfurnished
- Yes
Lot Access
- City Street
- Yes
- Paved Road
- Yes
Parking Features
- Additional Parking
- Yes
- Assigned
- Yes
Mstr Bath / Mstr Bdrm
- MBed Walk-in Closet
- Yes
- MBath Shower/Tub Combo
- Yes
Association Amenities
- Beach
- Yes
- Dock
- Yes
- Dumpster
- Yes
- Elevators
- Yes
- Pool
- Yes
- Waterfront
- Yes
Rooms
- Bedroom
- Yes
- Master Bedroom
- Yes
Utilities
- Garbage
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Waterview
- Bay
- Yes
Sale Type
- As Is
- Yes
Waterfront Type
- Bay/Harbor
- Yes
Master Bedroom
- First
- Yes
Bedroom
- First
- Yes
Cooling
- Central Air
- Yes
- Electric
- Yes
Heating
- Central
- Yes
- Electric
- Yes
Property Features
Appliances:
Dishwasher; Disposal; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric
Master Bedroom:
First
Bedroom:
First
Cooling:
Central Air; Electric
Heating:
Central; Electric
Exterior:
Balcony
Association Fees Include:
Accounting; Beach; Dumpster; Ground Keeping; Repairs/Maintenance; Management; Pest Control; Pool; Sewer; Water
Financing:
Cash; Conventional
Furnished:
Unfurnished
Lot Access:
City Street; Paved Road
Pool Features:
Fenced; Gunite Concrete; Inground
Parking Features:
Additional Parking; Assigned
Association Amenities:
Beach; Dock; Dumpster; Elevators; Pool; Waterfront
Rooms:
Bedroom; Master Bedroom
Sale Type:
As Is
Utilities:
Garbage; Public Sewer – Connected; Public Water – Connected
Waterfront Type:
Bay/Harbor
Waterfront Feature:
Dock; Shore – Beach
Waterview:
Bay
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Master Bedroom | First | 10 x 14 | 10.00 | 14.00 |
| Bedroom | First | 14 x 10 | 14.00 | 10.00 |
Listing Office:
Top Producers Real Estate Group
Last Updated: May – 08 – 2026
Information deemed reliable but not guaranteed.