316 Cherry Street 36, Panama City, FL 32401 (MLS# 780840)

316 Cherry Street 36, Panama City, FL 32401

$249,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 860 Status: Active

Current Price: $249,000 List Date: 10/25/2025 Last Modified: 5/31/2026

Overview

Description

Welcome to Bay Club Condos, a hidden gem located on the scenic shores of historic St. Andrews Bay. This very well-maintained 2-bedroom, 2-bath corner unit offers a rare combination of comfort, convenience, and coastal charm. Inside, you'll find new luxury vinyl plank flooring throughout, a new AC unit, and recent upgrades including a new disposal, hot water heater, washer, and dryer ensuring truly trouble-free ownership. The inviting open floor plan is perfect for relaxing or entertaining while enjoying the natural light that floods this bright and airy corner unit. Located in the highly sought-after Bunkers Cove area, Bay Club Condos offers the best of the relaxed coastal lifestyle all just minutes from shopping, local coffee shops, dining, entertainment, and recreation. Enjoy peaceful bayfront walks, take in beautiful water views, or unwind by the community pool, beach area, or private dock. If you've been dreaming of low-maintenance waterfront living in a quiet, picturesque communit … (Read more)

Listing Details MLS# 780840

Contract Info

List Price/SqFt: 289.53

Location

Area: 02 – Bay County – Central
Street #: 316
Street Name: Cherry
Street Suffix: Street
Unit #: 36
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Bay Club Condo Ph 2
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 25679-117-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: South on Highway 77 (Cove Blvd) to Right on Cherry Street – Travel 1/4 mile to Bay Club Condo.
Legal Description: BAY CLUB CONDO PHASE II UNIT 36 ORB 614 P 684 2BR 2B 860 H&C ORB 4711 P 420

General Property Info

Sub-Type: Condominium
Floor Number: 3
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 860
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: 3
Year Built: 1982
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Assigned Spaces: Yes
Lot Dimensions: 0 x 0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 529
HOA Frequency: Monthly
HOA Annual Amount: 6348
New Buyer Fee: No
Last Taxes: 516
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Section: 16
Township: 4S
Range: 14W
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Bay Club Condos, a hidden gem located on the scenic shores of historic St. Andrews Bay. This very well-maintained 2-bedroom, 2-bath corner unit offers a rare combination of comfort, convenience, and coastal charm. Inside, you'll find new luxury vinyl plank flooring throughout, a new AC unit, and recent upgrades including a new disposal, hot water heater, washer, and dryer ensuring truly trouble-free ownership. The inviting open floor plan is perfect for relaxing or entertaining while enjoying the natural light that floods this bright and airy corner unit. Located in the highly sought-after Bunkers Cove area, Bay Club Condos offers the best of the relaxed coastal lifestyle all just minutes from shopping, local coffee shops, dining, entertainment, and recreation. Enjoy peaceful bayfront walks, take in beautiful water views, or unwind by the community pool, beach area, or private dock. If you've been dreaming of low-maintenance waterfront living in a quiet, picturesque community, look no further this is the one.

Balcony

First: Yes

More Information

Pool Features

Fenced: Yes
Gunite Concrete: Yes
Inground: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Elevator: Yes
Floor – Vinyl Plank: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes

Exterior

Balcony: Yes

Waterfront Feature

Dock: Yes
Shore – Beach: Yes

Association Fees Include

Accounting: Yes
Beach: Yes
Dumpster: Yes
Ground Keeping: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Repairs/Maintenance: Yes
Sewer: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Negotiable: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Sidewalk: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Assigned: Yes

Mstr Bath / Mstr Bdrm

MBed Walk-in Closet: Yes
MBath Shower/Tub Combo: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

Beach: Yes
Dock: Yes
Dumpster: Yes
Elevators: Yes
Pool: Yes
Waterfront: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bay: Yes

Sale Type

As Is: Yes

Waterfront Type

Bay/Harbor: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; Beach; Dumpster; Ground Keeping; Repairs/Maintenance; Management; Pest Control; Pool; Sewer; Water Financing: Cash; Conventional Furnished: Negotiable Kitchen: First Living Room: First Lot Features: Sidewalk Lot Access: City Street; Paved Road Balcony: First Pool Features: Fenced; Gunite Concrete; Inground Parking Features: Additional Parking; Assigned Association Amenities: Beach; Dock; Dumpster; Elevators; Pool; Waterfront Rooms: Balcony; Bedroom; Kitchen; Living Room; Master Bedroom Sale Type: As Is Utilities: Garbage; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bay/Harbor Waterfront Feature: Dock; Shore – Beach Waterview: Bay Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	24 x 11	24.00	11.00	Includes dining area.
Kitchen	First	9 x 7	9.00	7.00
Master Bedroom	First	15 x 11	15.00	11.00
Bedroom	First	12 x 10	12.00	10.00
Balcony	First	10 x 5	10.00	5.00

Listing Office: Anchor Realty Florida

Last Updated: May – 31 – 2026

Information deemed reliable but not guaranteed.