318-A Memory Lane, Panama City Beach, FL 32413 (MLS# 790858)

318-A Memory Lane, Panama City Beach, FL 32413

New Listing

$850,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,515 Lot Size (sq. ft.): 5,445 Status: Active

Current Price: $850,000 List Date: 6/05/2026 Last Modified: 6/05/2026

Overview

Description

Located on the highly desirable west end of Panama City Beach, this charming coastal cottage offers the ideal blend of relaxed beach living, investment potential, and everyday comfort. Sold fully furnished and rental ready, the 3-bedroom, 2-bath home spans approximately 1,515 square feet and is tucked away on a quiet dead-end street less than one-third mile from the sugar white sands and emerald waters of the Gulf. Whether you are searching for a second home, vacation rental, or full-time residence, this property checks all the boxes. Designed with an open-concept layout, the home features a spacious living and kitchen area accented by coffered ceilings, crown molding, and an abundance of natural light. The kitchen is finished with white cabinetry, stainless steel appliances, marble countertops, and a large island ideal for gathering after a day at the beach. The primary suite offers a peaceful retreat with an en-suite bath and walk-in closet, while luxury vinyl flooring, 9-foot cei … (Read more)

Listing Details MLS# 790858

Contract Info

List Price/SqFt: 561.06

Location

Area: 03 – Bay County – Beach
Street #: 318-A
Street Name: Memory
Street Suffix: Lane
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0324 – Beach – West Central
Subdivision: Southfield Sec 1
Community/Resort: None
Waterfront: No
Parcel ID: 36459-737-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Highway 98, turn South Kelly St, take 1st right on Sun Lane, take left on Southfields Rd, take 1st right onto Memory Lane. House is on the right.
Legal Description: SOUTHFIELD SECTION 1 N1/2 LOT 5 BLK B ORB 4442 P 1874

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 1515
SqFt Source: Builders Plans
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 2020
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 3
Lot Dimensions: 40×137
Acreage: 0.12
Lot Size (SqFt): 5445
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 4487
Last Tax Year: 2025
Brokerage Interest: Owner Outside Licensee – Owner is a licensed real estate broker or salesperson.
As Is: No

Remarks & Misc

Remarks: Located on the highly desirable west end of Panama City Beach, this charming coastal cottage offers the ideal blend of relaxed beach living, investment potential, and everyday comfort. Sold fully furnished and rental ready, the 3-bedroom, 2-bath home spans approximately 1,515 square feet and is tucked away on a quiet dead-end street less than one-third mile from the sugar white sands and emerald waters of the Gulf. Whether you are searching for a second home, vacation rental, or full-time residence, this property checks all the boxes. Designed with an open-concept layout, the home features a spacious living and kitchen area accented by coffered ceilings, crown molding, and an abundance of natural light. The kitchen is finished with white cabinetry, stainless steel appliances, marble countertops, and a large island ideal for gathering after a day at the beach. The primary suite offers a peaceful retreat with an en-suite bath and walk-in closet, while luxury vinyl flooring, 9-foot ceilings, and quartz countertops throughout add to the home's coastal appeal. Step outside to your own private backyard oasis featuring a heated pool installed in 2022, gazebo, and vinyl privacy fencing designed for both relaxation and entertaining. Additional highlights include a tankless water heater, city sewer, hurricane shutters, gutters, irrigation system, and a two-car garage. With no HOA, a golf cart-friendly setting, and a location just minutes from Pier Park, Scenic Highway 30A, dining, shopping, and the airport, this beautifully maintained home offers exceptional flexibility and value on the Emerald Coast. Buyer to verify all information and dimensions.

Garage

First: Yes

More Information

Pool Features

Heated – Gas: Yes
Inground: Yes
Saltwater: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes
Water Heater – Gas: Yes
Water Heater – Tankless: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Coffered: Yes
Ceiling – Crwn Molding: Yes
Floor – Laminate: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Window – Treatment All: Yes

Construction/Siding

Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes

Exterior

Fenced Back Yard: Yes
Fenced Privacy: Yes
Patio Open: Yes
Porch Covered: Yes
Sprinkler System: Yes

Other Structures

Pergola: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Dead End: Yes
Interior Lot: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes
MBath Shower/Tub Combo: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Garage: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

TV Cable: Yes
Natural Gas – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Heat Pump: Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric; Water Heater – Gas; Water Heater – Tankless Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Heat Pump Exterior: Fenced Back Yard; Fenced Privacy; Patio Open; Porch Covered; Sprinkler System Financing: Cash; Conventional Furnished: Furnished Kitchen: First Living Room: First Lot Features: Dead End; Interior Lot; Within 1/2 Mile to Water Lot Access: City Street Garage: First Pool Features: Heated – Gas; Inground; Saltwater Parking Features: Driveway; Garage Attached Other Structures: Pergola Rooms: Bedroom; Garage; Kitchen; Living Room; Master Bedroom Utilities: TV Cable; Internet – Broadband Available; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	20 x 17.1	20.00	17.10
Kitchen	First	12 x 17.1	12.00	17.10	Kitchen / Dining
Master Bedroom	First	13.4 x 13.6	13.40	13.60
Bedroom	First	15.4 x 13.6	15.40	13.60	Bedroom 2
Bedroom	First	12.11 x 11.4	12.11	11.40	Bedroom 3
Garage	First	21.4 x 21.8	21.40	21.80

Listing Office: Scenic Sotheby's International Realty

Last Updated: June – 05 – 2026

Information deemed reliable but not guaranteed.