320 Ember Lane Lot 304, Panama City Beach, FL 32413 (MLS# 782457)

320 Ember Lane Lot 304, Panama City Beach, FL 32413

$976,000

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,243 Lot Size (sq. ft.): 11,326 Status: Active

Current Price: $976,000 List Date: 7/17/2026 Last Modified: 7/27/2026

Overview

Description

Welcome to this exceptional new construction Toll Brothers home, perfectly situated on a limited premium cul-de-sac homesite and available for quick move-in. Offering over 3,200 square feet of thoughtfully designed living space, this stunning residence features 5 spacious bedrooms, 3.5 bathrooms, and soaring ceilings that create an open, light-filled atmosphere throughout. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spa … (Read more) Welcome to this exceptional new construction Toll Brothers home, perfectly situated on a limited premium cul-de-sac homesite and available for quick move-in. Offering over 3,200 square feet of thoughtfully designed living space, this stunning residence features 5 spacious bedrooms, 3.5 bathrooms, and soaring ceilings that create an open, light-filled atmosphere throughout. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you’re greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it’s a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft offer endless possibilities for your lifestyle, whether it’s a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your screen-in covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. Situated on one of the largest homesites in the neighborhood with over 11,300 sq ft giving lots of space between the homes in back and plenty of room for personalized backyard oasis. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don’t miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Claim your everyday escape and live where others vacation. Lets start your new home journey today!

Listing Details MLS# 782457

Contract Info

List Price/SqFt: 300.96

Location

Area: 03 – Bay County – Beach
Street #: 320
Street Name: Ember
Street Suffix: Lane
Unit #: Lot 304
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: Breakwater at Ward Creek
Community/Resort: None
Waterfront: No
Parcel ID: 32717-250-136
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left. Sales Office is located at 232 Breakwater Blvd 4th building on the right next to parking lot.
Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 304

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 3243
SqFt Source: Builders Plans
Full Baths: 3
Half Baths: Yes
Total Baths: 4
Year Built: 2026
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 3
Lot Dimensions: 60'x120'
Acreage: 0.26
Lot Size (SqFt): 11326
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 200
HOA Frequency: Monthly
HOA Annual Amount: 2400
Senior Community: No
New Buyer Fee: Yes
New Buyer Fee Amt: 600
New Buyer Fee Paid: $
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Welcome to this exceptional new construction Toll Brothers home, perfectly situated on a limited premium cul-de-sac homesite and available for quick move-in. Offering over 3,200 square feet of thoughtfully designed living space, this stunning residence features 5 spacious bedrooms, 3.5 bathrooms, and soaring ceilings that create an open, light-filled atmosphere throughout. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your screen-in covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. Situated on one of the largest homesites in the neighborhood with over 11,300 sq ft giving lots of space between the homes in back and plenty of room for personalized backyard oasis. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Claim your everyday escape and live where others vacation. Lets start your new home journey today!

Great Room

First: Yes

More Information

Loft

Second: Yes

Office

First: Yes

Appliances

Cooktop – Gas: Yes
Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Water Heater – Tankless: Yes

Interior Features

Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Siding – Hardie Board: Yes

Exterior

Patio Covered: Yes
Patio Enclosed: Yes
Sprinkler System: Yes

Association Fees Include

Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Tennis: Yes
Trash Disposal: Yes

Financing

Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes

Kitchen

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Cul-De-Sac: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Sidewalk: Yes
Survey Available: Yes
Wooded: Yes

Lot Access

Paved Road: Yes

Parking Features

Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Tennis: Yes
Pickle Ball: Yes
Sidewalks: Yes

Rooms

Great Room: Yes
Kitchen: Yes
Loft: Yes
Primary Bedroom: Yes
Office: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Natural Gas – Connected: Yes
Internet – Broadband Available: Yes
Internet – Fiber Optic: Yes
Phone – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Primary Bedroom

First: Yes

Cooling

Electric: Yes

Heating

Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Security Features

Gated Community: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Microwave; Oven – Electric; Water Heater – Tankless Primary Bedroom: First Cooling: Electric Heating: Electric Exterior: Patio Covered; Patio Enclosed; Sprinkler System Association Fees Include: Community Room; Exercise Room; Gated Community; Picnic Area; Playground; Pool; Tennis; Trash Disposal Financing: Conventional; FHA; VA Furnished: Unfurnished Interior: Bonus Room Kitchen: First Lot Features: Covenants & Rescrictions; Cul-De-Sac; Landscaped; Sidewalk; Subdivision – Recorded; Survey Available; Wooded Lot Access: Paved Road Great Room: First Loft: Second Office: First Security Features: Gated Community; Smoke Detector(s) Parking Features: Garage Attached Association Amenities: Community Room; Exercise Room; Gated Community; Pickle Ball; Picnic Area; Playground; Pool; Sidewalks; Tennis Rooms: Great Room; Kitchen; Loft; Primary Bedroom; Office Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Internet – Fiber Optic; Natural Gas – Connected; Phone – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	16.17 x 15	16.17	15.00
Office	First	14.67 x 11.25	14.67	11.25
Great Room	First	19 x 16.5	19.00	16.50
Loft	Second	20.75 x 16.42	20.75	16.42
Kitchen	First	21.33 x 14	21.33	14.00

Listing Office: Jacksonville TBI Realty LLC

Last Updated: July – 27 – 2026

Information deemed reliable but not guaranteed.