3209 Astor Avenue, Panama City, FL 32405 (MLS# 785861)

3209 Astor Avenue, Panama City, FL 32405

New Listing

$540,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,389 Lot Size (sq. ft.): 5,663 Status: Active

Current Price: $540,000 List Date: 6/04/2026 Last Modified: 6/07/2026

Overview

Description

Back on the market at no fault of the seller. **ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2.5-bath ''Captiva'' floor plan located in the highly sought-after SweetBay community of Panama City–offering the perfect blend of bayfront living, modern comfort, and unbeatable convenience. Designed with entertaining in mind, the first floor showcases a spacious open-concept layout seamlessly connecting the living, dining, and kitchen areas. The chef's kitchen features stainless steel appliances, a smart refrigerator, a gas stove, an oversized island, a butler's pantry and an expansive walk-in pantry–ideal for gatherings both large and small. A dedicated office/flex space with double doors on the first floor provides the perfect setting for working from home, a playroom, or a hobby space, along with a convenient half bath for guests. Upstairs, you'll find a versatile secondary living room/flex space, perfect for a media room, additional lounge area, or study space. Two gen … (Read more) Back on the market at no fault of the seller. **ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2.5-bath ”Captiva” floor plan located in the highly sought-after SweetBay community of Panama City–offering the perfect blend of bayfront living, modern comfort, and unbeatable convenience. Designed with entertaining in mind, the first floor showcases a spacious open-concept layout seamlessly connecting the living, dining, and kitchen areas. The chef’s kitchen features stainless steel appliances, a smart refrigerator, a gas stove, an oversized island, a butler’s pantry and an expansive walk-in pantry–ideal for gatherings both large and small. A dedicated office/flex space with double doors on the first floor provides the perfect setting for working from home, a playroom, or a hobby space, along with a convenient half bath for guests. Upstairs, you’ll find a versatile secondary living room/flex space, perfect for a media room, additional lounge area, or study space. Two generously sized guest bedrooms, a full bathroom, and a laundry room complete the second level. The oversized primary suite is a private retreat featuring tray ceilings and a spa-like ensuite bath with double vanities, an oversized walk-in shower, a spacious walk-in closet, and a private water closet. Step outside to enjoy the screened porch overlooking a fenced backyard–perfect for relaxing evenings, pets, or outdoor entertaining. Additional highlights include newly installed Levelor window shades throughout, a paver patio, a detached 2-car garage, and an additional parking pad. Located just minutes from Tyndall Air Force Base, historic downtown Panama City, and the stunning beaches of the Emerald Coast, this home offers exceptional access to shopping, dining, and waterfront recreation. Residents of SweetBay enjoy resort-style amenities including bayfront access, miles of walking trails, parks, playgrounds, and the popular Academy University –bringing together community charm and coastal lifestyle in one extraordinary neighborhood. ASSUMABLE VA MORTGAGE BALANCE IS $383,574 through Mr. Cooper/Rocket Mortgage

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Listing Details MLS# 785861

Contract Info

List Price/SqFt: 226.04

Location

Area: 02 – Bay County – Central
Street #: 3209
Street Name: Astor
Street Suffix: Avenue
State: FL
Zip Code: 32405
County: Bay
Sub Area: 0204 – Bay – Central NW
Subdivision: Sweetbay
Community/Resort: None
Waterfront: No
Parcel ID: 11731-200-030
Elementary School: Northside
Middle School: Jinks
High School: Bay
Directions: North on 390 from 23rd Street. Left on Lisenby into Sweetbay. Left on Kestrel. Right on Astor. Home is on the left.
Legal Description: SWEETBAY PHASE 1B LOT 157 ORB 4390 P 818

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2389
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Year Built: 2019
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 47×118
Acreage: 0.13
Lot Size (SqFt): 5663
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 440
HOA Frequency: Quarterly
HOA Annual Amount: 1760
New Buyer Fee: Yes
New Buyer Fee Amt: 100
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Back on the market at no fault of the seller. **ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2.5-bath ''Captiva'' floor plan located in the highly sought-after SweetBay community of Panama City–offering the perfect blend of bayfront living, modern comfort, and unbeatable convenience. Designed with entertaining in mind, the first floor showcases a spacious open-concept layout seamlessly connecting the living, dining, and kitchen areas. The chef's kitchen features stainless steel appliances, a smart refrigerator, a gas stove, an oversized island, a butler's pantry and an expansive walk-in pantry–ideal for gatherings both large and small. A dedicated office/flex space with double doors on the first floor provides the perfect setting for working from home, a playroom, or a hobby space, along with a convenient half bath for guests. Upstairs, you'll find a versatile secondary living room/flex space, perfect for a media room, additional lounge area, or study space. Two generously sized guest bedrooms, a full bathroom, and a laundry room complete the second level. The oversized primary suite is a private retreat featuring tray ceilings and a spa-like ensuite bath with double vanities, an oversized walk-in shower, a spacious walk-in closet, and a private water closet. Step outside to enjoy the screened porch overlooking a fenced backyard–perfect for relaxing evenings, pets, or outdoor entertaining. Additional highlights include newly installed Levelor window shades throughout, a paver patio, a detached 2-car garage, and an additional parking pad. Located just minutes from Tyndall Air Force Base, historic downtown Panama City, and the stunning beaches of the Emerald Coast, this home offers exceptional access to shopping, dining, and waterfront recreation. Residents of SweetBay enjoy resort-style amenities including bayfront access, miles of walking trails, parks, playgrounds, and the popular Academy University –bringing together community charm and coastal lifestyle in one extraordinary neighborhood. ASSUMABLE VA MORTGAGE BALANCE IS $383,574 through Mr. Cooper/Rocket Mortgage

Dining Room

First: Yes

More Information

Family Room

First: Yes

Office

First: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Coffered: Yes
Ceiling – Raised: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes
Trim – Wood: Yes

Exterior

Double Pane Windows: Yes
Fenced Lot-All: Yes
Fenced Privacy: Yes
Patio Covered: Yes
Porch Covered: Yes

Association Fees Include

Accounting: Yes
Dock: Yes
Fishing: Yes
Ground Keeping: Yes
Management: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes
Other: Yes

Furnished

Unfurnished: Yes

Lot Features

Covenants & Rescrictions: Yes
Curb & Gutter: Yes
Interior Lot: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Sidewalk: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Alley Access: Yes
Driveway: Yes
Garage Detached: Yes
Garage Door Opener: Yes
Paved: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Walk-in Closet: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
BBQ Pit/Grill: Yes
Fishing: Yes
Pavilion/Gazebo: Yes
Pool: Yes
Waterfront: Yes
Other – See Remarks: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Master Bedroom: Yes
Office: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Fiber Optic: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes
Other – See Remarks: Yes

Sale Type

As Is: Yes

Master Bedroom

Second: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Security System: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: Second Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Double Pane Windows; Fenced Lot-All; Fenced Privacy; Patio Covered; Porch Covered Association Fees Include: Accounting; Dock; Fishing; Ground Keeping; Management; Picnic Area; Playground; Pool Financing: Cash; Conventional; FHA; VA; Other Furnished: Unfurnished Lot Features: Covenants & Rescrictions; Curb & Gutter; Interior Lot; Landscaped; Sidewalk; Subdivision – Recorded Lot Access: City Street; Paved Road Dining Room: First Family Room: First Office: First Security Features: Security System; Smoke Detector(s) Parking Features: Alley Access; Driveway; Garage Detached; Garage Door Opener; Paved Association Amenities: Basketball Court; BBQ Pit/Grill; Fishing; Pavilion/Gazebo; Pool; Waterfront; Other – See Remarks Rooms: Bedroom; Dining Room; Family Room; Master Bedroom; Office Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Fiber Optic; Public Sewer – Connected; Public Water – Connected; Underground Utilities; Other – See Remarks Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Family Room	First	16 x 16	16.00	16.00
Dining Room	First	16 x 8	16.00	8.00
Office	First	15 x 11	15.00	11.00
Master Bedroom	Second	19 x 15	19.00	15.00
Bedroom	Second	12 x 11	12.00	11.00
Bedroom	Second	12 x 11	12.00	11.00

Listing Office: Real Broker LLC

Last Updated: June – 07 – 2026

Information deemed reliable but not guaranteed.