3209 Swordfish Drive, Panama City Beach, FL 32408

$972,500
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,858 Lot Size (sq. ft.): 5,924 Status: Active
Current Price: $972,500 List Date: 12/01/2025 Last Modified: 2/10/2026

Description

Stunning coastal retreat in Bay Point! This spacious 4-bedroom, 3.5 bath home features 2 master suites, including a luxurious primary master with a walk-in shower, relaxing soaker tub, & a private balcony overlooking Grand Lagoon! Gorgeous hardwood floors run throughout & the main level offers a dedicated office/flex space perfect for work or study. Enjoy an extra-large garage with 2 double doors, providing ample room for vehicles, storage, or hobby space. Step outside to your private pool and spa, ideal for entertaining or unwinding after a day on the water. This property blends comfort, luxury, and unbeatable views-an exceptional opportunity in a highly desirable community. HOA fees $1,650 annually All measurements approximate. Please measure if important

More Information MLS# 782215

Listing Info, Tax and Legal

HOA Fee: Yes HOA Amount: 1650 HOA Frequency: Annually HOA Annual Amount: 1650 New Buyer Fee: Yes Last Taxes: 9182 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: Yes

Contract Info

List Price/SqFt: 340.27 Status: Active List Date: 2025-12-01 List Price: $972,500 Current Price: $972,500

Location

Sub Area: 0319 – Beach – East Community/Resort: Bay Point Homes/Lots Waterfront: No Elementary School: Patronis Middle School: Surfside High School: Arnold Directions: Thomas Drive to Magnolia and take a right into Bay Point. Second Marlin turn right. Take the 3rd left into Wahoo and immediate left onto Bonefish. Go over the bridge, and turn right on Wahoo and immediate left on Swordfish. Brick house at the end of cul-de-sac Area: 03 – Bay County – Beach Street #: 3209 Street Name: Swordfish Street Suffix: Drive State: FL Zip Code: 32408 County: Bay Subdivision: Bay Point Unit 1 Parcel ID: 31259-590-000 Legal Description: BONEFISH POINTE 69D3 LOT 10 ORB 4632 P 1710

General Property Info

Acreage: 0.14 Design: Craftsman Style Lot Size (SqFt): 5924 Apx SqFt(Htd/Cooled): 2858 Construction Status: Construction Complete SqFt Source: An Appraiser Half Baths: 1 # of Stories in Building: 2 Lot Dimensions: 143x160x195x30 New Construction: No Garage Y/N: Yes Garage Spaces: 2 Pool: Yes Pool Type: Private Sub-Type: Detached Single Family Bedrooms: 4 Full Baths: 3 Total Baths: 4 Year Built: 2004

Remarks & Misc

Remarks: Stunning coastal retreat in Bay Point! This spacious 4-bedroom, 3.5 bath home features 2 master suites, including a luxurious primary master with a walk-in shower, relaxing soaker tub, & a private balcony overlooking Grand Lagoon! Gorgeous hardwood floors run throughout & the main level offers a dedicated office/flex space perfect for work or study. Enjoy an extra-large garage with 2 double doors, providing ample room for vehicles, storage, or hobby space. Step outside to your private pool and spa, ideal for entertaining or unwinding after a day on the water. This property blends comfort, luxury, and unbeatable views-an exceptional opportunity in a highly desirable community. HOA fees $1,650 annually All measurements approximate. Please measure if important

Pool Features

Heated – Gas: 1 Inground: 1 Pool/Spa Combo: 1 Saltwater: 1 Spa/ Hot Tub: 1

Appliances

Dishwasher: 1 Disposal: 1 Range – Gas: 1 Range Hood: 1 Refrigerator: 1 Water Heater – Gas: 1

Interior Features

Floor – Hardwood: 1 Floor – Tile: 1

Construction/Siding

Brick: 1 Trim – Wood: 1

Exterior

Balcony: 1 Patio Covered: 1 Porch Covered: 1 Sprinkler System: 1

Waterfront Feature

Shore – Natural: 1

Association Fees Include

Gated Community: 1 Management: 1 Security: 1

Financing

Cash: 1 Conventional: 1 FHA: 1 VA: 1

Furnished

Negotiable: 1

Lot Features

Cul-De-Sac: 1

Lot Access

Paved Road: 1

Parking Features

Driveway: 1 Garage Attached: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Walk-In Closet: 1 MBed Sitting Area: 1

Present Zoning

Resid Single Family: 1

Rooms

Bedroom: 1 Master Bedroom: 1

Utilities

Cable – Available: 1 Electricity – Connected: 1 Natural Gas – Connected: 1 Internet – Broadband Available: 1 Public Sewer – Connected: 1 Public Water – Connected: 1

Waterview

Bay: 1 Lagoon: 1

Sale Type

As Is: 1

Master Bedroom

Second: 1

Bedroom

Second: 1

Cooling

Central Air: 1

Property Features

Appliances: Dishwasher; Disposal; Range – Gas; Range Hood; Refrigerator; Water Heater – Gas Master Bedroom: Second Bedroom: Second Cooling: Central Air Exterior: Balcony; Patio Covered; Porch Covered; Sprinkler System Association Fees Include: Gated Community; Management; Security Financing: Cash; Conventional; FHA; VA Furnished: Negotiable Lot Features: Cul-De-Sac Lot Access: Paved Road Pool Features: Heated – Gas; Inground; Pool/Spa Combo; Saltwater; Spa/ Hot Tub Parking Features: Driveway; Garage Attached Rooms: Bedroom; Master Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Internet – Broadband Available; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Feature: Shore – Natural Waterview: Bay; Lagoon Present Zoning: Resid Single Family

Room Information

Master Bedroom Level: Second Dimensions: 26 x 26 Length: 26.00 Width: 26.00 Dimensions: 26 x 26 Bedroom Level: Second Dimensions: 13 x 10 Length: 13.00 Width: 10.00 Dimensions: 13 x 10 Bedroom Level: Second Dimensions: 15 x 13 Length: 15.00 Width: 13.00 Dimensions: 15 x 13 Bedroom Level: Second Dimensions: 11 x 11 Length: 11.00 Width: 11.00 Dimensions: 11 x 11
Listing Office: EXIT Realty Anchor South
Last Updated: February – 10 – 2026
Information deemed reliable but not guaranteed.