3209 Swordfish Drive, Panama City Beach, FL 32408 (MLS# 782215)

3209 Swordfish Drive, Panama City Beach, FL 32408

$972,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,858 Lot Size (sq. ft.): 5,924 Status: Active

Current Price: $972,000 List Date: 4/03/2026 Last Modified: 4/03/2026

Overview

Description

Stunning coastal retreat in Bay Point! This spacious 4-bedroom, 3.5 bath home features 2 master suites, including a luxurious primary master with a walk-in shower, relaxing soaker tub, & a private balcony overlooking Grand Lagoon! Gorgeous hardwood floors run throughout & the main level offers a dedicated office/flex space perfect for work or study. Enjoy an extra-large garage with 2 double doors, providing ample room for vehicles, storage, or hobby space. Step outside to your private pool and spa, ideal for entertaining or unwinding after a day on the water. This property blends comfort, luxury, and unbeatable views-an exceptional opportunity in a highly desirable community. HOA fees $1,650 annually All measurements approximate. Please measure if important

Listing Details MLS# 782215

Contract Info

List Price/SqFt: 340.1

Location

Area: 03 – Bay County – Beach
Street #: 3209
Street Name: Swordfish
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Bay Point Unit 1
Community/Resort: Bay Point Homes/Lots
Waterfront: No
Parcel ID: 31259-590-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Thomas Drive to Magnolia and take a right into Bay Point. Second Marlin turn right. Take the 3rd left into Wahoo and immediate left onto Bonefish. Go over the bridge, and turn right on Wahoo and immediate left on Swordfish. Brick house at the end of cul-de-sac
Legal Description: BONEFISH POINTE 69D3 LOT 10 ORB 4632 P 1710

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2858
SqFt Source: An Appraiser
Full Baths: 3
Half Baths: Yes
Total Baths: 4
# of Stories in Building: 2
Year Built: 2004
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 143x160x195x30
Acreage: 0.14
Lot Size (SqFt): 5924
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1650
HOA Frequency: Annually
HOA Annual Amount: 1650
New Buyer Fee: Yes
Last Taxes: 9182
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Stunning coastal retreat in Bay Point! This spacious 4-bedroom, 3.5 bath home features 2 master suites, including a luxurious primary master with a walk-in shower, relaxing soaker tub, & a private balcony overlooking Grand Lagoon! Gorgeous hardwood floors run throughout & the main level offers a dedicated office/flex space perfect for work or study. Enjoy an extra-large garage with 2 double doors, providing ample room for vehicles, storage, or hobby space. Step outside to your private pool and spa, ideal for entertaining or unwinding after a day on the water. This property blends comfort, luxury, and unbeatable views-an exceptional opportunity in a highly desirable community. HOA fees $1,650 annually All measurements approximate. Please measure if important

Pool Features

Heated – Gas: Yes
Inground: Yes
Pool/Spa Combo: Yes
Saltwater: Yes
Spa/ Hot Tub: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Range – Gas: Yes
Range Hood: Yes
Refrigerator: Yes
Water Heater – Gas: Yes

Interior Features

Floor – Hardwood: Yes
Floor – Tile: Yes

Construction/Siding

Brick: Yes
Trim – Wood: Yes

Exterior

Balcony: Yes
Patio Covered: Yes
Porch Covered: Yes
Sprinkler System: Yes

Waterfront Feature

Shore – Natural: Yes

Association Fees Include

Gated Community: Yes
Management: Yes
Security: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Negotiable: Yes

Lot Features

Cul-De-Sac: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes
MBed Sitting Area: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Master Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Natural Gas – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bay: Yes
Lagoon: Yes

Sale Type

As Is: Yes

Master Bedroom

Second: Yes

Bedroom

Second: Yes

Cooling

Central Air: Yes

Property Features

Appliances: Dishwasher; Disposal; Range – Gas; Range Hood; Refrigerator; Water Heater – Gas Master Bedroom: Second Bedroom: Second Cooling: Central Air Exterior: Balcony; Patio Covered; Porch Covered; Sprinkler System Association Fees Include: Gated Community; Management; Security Financing: Cash; Conventional; FHA; VA Furnished: Negotiable Lot Features: Cul-De-Sac Lot Access: Paved Road Pool Features: Heated – Gas; Inground; Pool/Spa Combo; Saltwater; Spa/ Hot Tub Parking Features: Driveway; Garage Attached Rooms: Bedroom; Master Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Internet – Broadband Available; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Feature: Shore – Natural Waterview: Bay; Lagoon Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	Second	26 x 26	26.00	26.00
Bedroom	Second	13 x 10	13.00	10.00
Bedroom	Second	15 x 13	15.00	13.00
Bedroom	Second	11 x 11	11.00	11.00

Listing Office: EXIT Realty Anchor South

Last Updated: April – 03 – 2026

Information deemed reliable but not guaranteed.