323 N Palo Alto Avenue, Panama City, FL 32401 (MLS# 792561)

323 N Palo Alto Avenue, Panama City, FL 32401

New Listing

$190,000

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,080 Lot Size (sq. ft.): 1,080 Status: Active

Current Price: $190,000 List Date: 7/13/2026 Last Modified: 7/13/2026

Overview

Description

Nestled in the heart of highly desirable Bunkers Cove, this charming and character-filled home offers the perfect blend of timeless appeal and modern updates. With two spacious bedrooms, each featuring a private en-suite bathroom, plus an additional half bath for guests. Inside, you'll find inviting living spaces, including a cozy family room, a separate living room, and a dedicated dining room that adds to the home's classic layout. Hardwood floors flow throughout the main living areas, while brand-new carpet in both bedrooms adds warmth and comfort. The kitchen features stainless steel appliances and flows seamlessly into the home's welcoming design. Recent updates, including a durable metal roof and newer HVAC system, provide peace of mind, while the spacious laundry room and attached workshop offer exceptional functionality for hobbies, storage, or weekend projects. Step outside to enjoy the screened back porch overlooking a generously sized backyard with endless possibil … (Read more)

Listing Details MLS# 792561

Contract Info

List Price/SqFt: 175.93

Location

Area: 02 – Bay County – Central
Street #: 323
Street Direction: N
Street Name: Palo Alto
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Sudduths 4th Add
Community/Resort: Bunkers Cove
Waterfront: No
Parcel ID: 21152-000-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: South on Cove Boulevard, left on 4th Street, right on Palo Alto
Legal Description: SUDDUTHS 4TH ADD MAP 105C1 LOT 35 & N 1/2 LOT 34 BLK 50 ORB 4562 P 1123

General Property Info

Sub-Type: Detached Single Family
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1080
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: Yes
Year Built: 1940
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Covered Spaces: Yes
Driveway Spaces: 2
Lot Dimensions: 75.0 ft x 140.0 ft
Acreage: 0.24
Lot Size (SqFt): 1080
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 2684
Last Tax Year: 2025
Lot: 34
Block: 50 ORB 4562
Brokerage Interest: No Interest
As Is: No
Section: 9
Township: 4S
Range: 14W

Remarks & Misc

Remarks: Nestled in the heart of highly desirable Bunkers Cove, this charming and character-filled home offers the perfect blend of timeless appeal and modern updates. With two spacious bedrooms, each featuring a private en-suite bathroom, plus an additional half bath for guests. Inside, you'll find inviting living spaces, including a cozy family room, a separate living room, and a dedicated dining room that adds to the home's classic layout. Hardwood floors flow throughout the main living areas, while brand-new carpet in both bedrooms adds warmth and comfort. The kitchen features stainless steel appliances and flows seamlessly into the home's welcoming design. Recent updates, including a durable metal roof and newer HVAC system, provide peace of mind, while the spacious laundry room and attached workshop offer exceptional functionality for hobbies, storage, or weekend projects. Step outside to enjoy the screened back porch overlooking a generously sized backyard with endless possibilities. Whether you dream of gardening, creating your own outdoor oasis, or simply enjoying a quiet morning with a cup of coffee, this backyard offers the space to make it your own. A storage shed provides even more room for tools, lawn equipment, and extra storage. Located in one of Panama City's most beloved historic neighborhoods, this unique Bunkers Cove gem is also conveniently located just minutes from Tyndall Air Force Base, downtown Panama City, waterfront parks, dining, shopping, and local marinas. Full of charm, character, and thoughtful updates, this home is ready to welcome its next owner. **Buyer to verify all data, information, and/or dimensions provided herein and deemed important to Buyer before submitting an offer.**

Dining Room

First: Yes

More Information

Family Room

First: Yes

Utility Room

First: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Freezer: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Water Heater – Gas: Yes

Interior Features

Floor – Hardwood: Yes
Floor – Tile: Yes
Window – Treatment Some: Yes

Construction/Siding

Roof – Metal: Yes
Siding – Vinyl: Yes

Exterior

Fenced Lot-All: Yes
Porch Screened: Yes
Sprinkler System: Yes

Other Structures

Shed(s): Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Landscaped: Yes
Subdivision – Recorded: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes
Utility Room: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Shower Only: Yes
MBed First Floor: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Freezer; Ice Maker; Microwave; Oven – Electric; Refrigerator; Water Heater – Gas Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central Exterior: Fenced Lot-All; Porch Screened; Sprinkler System Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet Kitchen: First Living Room: First Lot Features: Landscaped; Subdivision – Recorded Lot Access: City Street; Paved Road Dining Room: First Family Room: First Utility Room: First Parking Features: Garage Attached Other Structures: Shed(s) Rooms: Bedroom; Dining Room; Family Room; Kitchen; Living Room; Primary Bedroom; Utility Room Utilities: TV Cable; Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	11 x 9	11.00	9.00
Primary Bedroom	First	12 x 11	12.00	11.00
Family Room	First	17 x 16	17.00	16.00
Dining Room	First	10 x 8	10.00	8.00
Kitchen	First	9 x 8	9.00	8.00
Living Room	First	17 x 12	17.00	12.00
Utility Room	First	16 x 16	16.00	16.00

Listing Office: Real Broker LLC

Last Updated: July – 13 – 2026

Information deemed reliable but not guaranteed.