323 Prudence Lane, Panama City Beach, FL 32408 (MLS# 789259)

323 Prudence Lane, Panama City Beach, FL 32408

$399,999

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Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,332 Lot Size (sq. ft.): 16,335 Status: Active

Current Price: $399,999 List Date: 5/01/2026 Last Modified: 6/07/2026

Overview

Description

Your fully renovated Beach retreat awaits! *** This stunning cul-de-sac home has been completely transformed with no expense spared. This 3 bedroom + a heated/cooled bonus detached 4th bedroom/office or playroom offers a blend of coastal charm with brand-new flooring throughout, Quarts countertops, stylish backsplash, and all-new fixtures giving a fresh, upscale feel. Attention to detail is evident in every room, featuring a gorgeous new fireplace, updated doors, trim, and crown moulding that elevate the entire space. *** Whether a primary residence, relaxing second home, or a smart investment opportunity, this one checks every box. Move-in-ready and high-end finishes, it’s perfectly suited for use as an income-producing rental as well. *** Schedule a tour today! This one won’t last long!

Listing Details MLS# 789259

Contract Info

List Price/SqFt: 300.3

Location

Area: 03 – Bay County – Beach
Street #: 323
Street Name: Prudence
Street Suffix: Lane
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: North Lagoon Heights Phase II
Community/Resort: None
Waterfront: No
Parcel ID: 30166-416-190
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Hathaway Bridge heading Southeast to Thomas Drive, take R onto North Lagoon, R on Razz Way, R on Scooter Ln then L on Prudence Ln. Home is at end of the street on the left side of cul-de-sac.
Legal Description: 5 4S 15W -1.290- BEG 742' N & 1549' W OF SE COR OF SEC TH CONT W 120' NWLY 148' E 92' SELY 157' S 114' TO POB AKA LOT 38 NORTH LAGOON HEIGHTS PHASE II UNREC ORB 4542 P 2013

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 1332
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 1986
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Lot Dimensions: 200×103
Acreage: 0.38
Lot Size (SqFt): 16335
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 225
HOA Frequency: Annually
HOA Annual Amount: 225
New Buyer Fee: No
Last Taxes: 2554
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Your fully renovated Beach retreat awaits! *** This stunning cul-de-sac home has been completely transformed with no expense spared. This 3 bedroom + a heated/cooled bonus detached 4th bedroom/office or playroom offers a blend of coastal charm with brand-new flooring throughout, Quarts countertops, stylish backsplash, and all-new fixtures giving a fresh, upscale feel. Attention to detail is evident in every room, featuring a gorgeous new fireplace, updated doors, trim, and crown moulding that elevate the entire space. *** Whether a primary residence, relaxing second home, or a smart investment opportunity, this one checks every box. Move-in-ready and high-end finishes, it's perfectly suited for use as an income-producing rental as well. *** Schedule a tour today! This one won't last long!

Covered Porch

First: Yes

More Information

Dining Room

First: Yes

Laundry

First: Yes

Other

First: Yes

Appliances

Dishwasher: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Ceiling – Vaulted: Yes
Fireplace: Yes
Floor – Tile: Yes
Floor – Vinyl: Yes
Kitchen Island: Yes
Pantry: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Gutters: Yes
Siding – Hardie Board: Yes
Siding – Metal: Yes
Siding – Stucco: Yes
Trim – Aluminum: Yes
Trim – Hardie Board: Yes

Exterior

Columns: Yes
Double Pane Windows: Yes
Fenced Lot-Part: Yes
Fireplace: Yes
Patio Covered: Yes
Porch Covered: Yes
Sprinkler System: Yes
Storm Doors: Yes
Storm Windows: Yes

Other Structures

Outbuilding: Yes
Shed(s): Yes

Association Fees Include

Accounting: Yes
Ground Keeping: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Insulated Doors: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Cul-De-Sac: Yes
Dead End: Yes
Near Beach Access: Yes
Near Public Boat Ramp: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Paved: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Covered Porch: Yes
Dining Room: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes
Other: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

Probate Listing: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Dishwasher; Ice Maker; Microwave; Oven – Electric; Range – Electric; Refrigerator; Water Heater – Electric Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Columns; Double Pane Windows; Fenced Lot-Part; Fireplace; Patio Covered; Porch Covered; Sprinkler System; Storm Doors; Storm Windows Association Fees Include: Accounting; Ground Keeping Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Interior: Insulated Doors Kitchen: First Living Room: First Lot Features: Cul-De-Sac; Dead End; Near Beach Access; Near Public Boat Ramp; Within 1/2 Mile to Water Lot Access: Paved Road Covered Porch: First Dining Room: First Laundry: First Other: First Parking Features: Driveway; Garage Attached; Garage Door Opener; Paved Other Structures: Outbuilding; Shed(s) Rooms: Bedroom; Covered Porch; Dining Room; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom; Other Sale Type: Probate Listing Showing: ShowingTime Utilities: Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	First	14.5 x 14.5	14.50	14.50
Living Room	First	16 x 18	16.00	18.00
Kitchen	First	10 x 12	10.00	12.00
Dining Room	First	10 x 11	10.00	11.00
Master Bathroom	First	5 x 8.5	5.00	8.50
Bedroom	First	10.5 x 10.5	10.50	10.50
Bedroom	First	10.5 x 10.5	10.50	10.50
Laundry	First	6.5 x 5.5	6.50	5.50
Covered Porch	First	10.5 x 21	10.50	21.00	Back Patio
Other	First	12 x 9	12.00	9.00	Detached Building

Listing Office: Keller Williams Success Realty

Last Updated: June – 07 – 2026

Information deemed reliable but not guaranteed.