323 Prudence Lane, Panama City Beach, FL 32408 (MLS# 794972)

323 Prudence Lane, Panama City Beach, FL 32408

New Listing

$399,900

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,332 Lot Size (sq. ft.): 16,117 Status: Active

Current Price: $399,900 List Date: 9/03/2026 Last Modified: 9/03/2026

Overview

Description

Move-in ready and fully renovated, this 3-bedroom, 2-bathroom home in Panama City Beach offers modern updates, a large backyard, and a convenient location near the beach, marina, Navy base, shopping, dining, and everyday conveniences. Inside, you'll find new flooring, fresh interior paint, updated lighting, shaker-style trim throughout, and vaulted ceilings in the main living area that create an open and inviting feel. The updated kitchen features new quartz countertops and newer stainless steel appliances, making it perfect for both everyday living and entertaining. The primary suite includes a beautifully updated bathroom with a tile shower and new vanity. Updated windows throughout the home add to the refreshed, move-in-ready feel. One of the standout features of this property is the oversized backyard one of the largest yards in the neighborhood. There is plenty of outdoor space for entertaining, pets, play areas, gardening, boat or recreational storage, or the possibility … (Read more)

Listing Details MLS# 794972

Contract Info

List Price/SqFt: 300.23

Location

Area: 03 – Bay County – Beach
Street #: 323
Street Name: Prudence
Street Suffix: Lane
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: North Lagoon Heights Phase II
Community/Resort: None
Waterfront: No
Parcel ID: 30166-416-190
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Hathaway Bridge, Left onto Thomas dr Right on north lagoon, Right on Razz Way Right on Scooter Lane, Left onto Prudence, has is at the end of the culdasec on the left.
Legal Description: 5 4S 15W -1.290- BEG 742' N & 1549' W OF SE COR OF SEC TH CONT W 120' NWLY 148' E 92' SELY 157' S 114' TO POB AKA LOT 38 NORTH LAGOON HEIGHTS PHASE II UNREC ORB 4542 P 2013

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 1332
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: Yes
ud_i_08: 250
ud_c100_08: heated and cooled building. No water to it currently
Year Built: 1986
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 0 x 0
Acreage: 0.37
Lot Size (SqFt): 16117
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 255
HOA Frequency: Annually
HOA Annual Amount: 255
New Buyer Fee: No
Last Taxes: 2554.32
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Move-in ready and fully renovated, this 3-bedroom, 2-bathroom home in Panama City Beach offers modern updates, a large backyard, and a convenient location near the beach, marina, Navy base, shopping, dining, and everyday conveniences. Inside, you'll find new flooring, fresh interior paint, updated lighting, shaker-style trim throughout, and vaulted ceilings in the main living area that create an open and inviting feel. The updated kitchen features new quartz countertops and newer stainless steel appliances, making it perfect for both everyday living and entertaining. The primary suite includes a beautifully updated bathroom with a tile shower and new vanity. Updated windows throughout the home add to the refreshed, move-in-ready feel. One of the standout features of this property is the oversized backyard one of the largest yards in the neighborhood. There is plenty of outdoor space for entertaining, pets, play areas, gardening, boat or recreational storage, or the possibility of adding a future pool. Located just a few short miles from Captain Anderson's Marina, this home puts boating, fishing, and the Panama City Beach lifestyle within easy reach. You're also only minutes from the white sand beaches, local restaurants, shopping, entertainment, and attractions throughout Panama City Beach. For buyers looking for a home near Naval Support Activity Panama City, Gulf Coast State College, or Panama City, this location offers added convenience. The Navy base is nearby, and the Hathaway Bridge provides quick access to Gulf Coast State College, Panama City, and surrounding Bay County destinations. If you've been searching for a renovated 3 bedroom home in Panama City Beach with a large backyard, updated kitchen and bathrooms, and easy access to the beach and marina, this property checks all the boxes.

Appliances

Dishwasher: Yes
Oven – Electric: Yes
Refrigerator: Yes

More Information

Interior Features

Ceiling – Vaulted: Yes

Construction/Siding

Roof – Metal: Yes

Exterior

Fenced Lot-Part: Yes
Fire Pit: Yes
Porch Covered: Yes

Other Structures

Other: Yes

Association Fees Include

Ground Keeping: Yes
Management: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Cul-De-Sac: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Public Water – Connected: Yes
Septic Tank: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Accessory Dwelling Unit

Cooled: Yes
Heated: Yes

Primary Bdrm/Primary Bath

MBath Shower Only: Yes

Property Features

Appliances: Dishwasher; Oven – Electric; Refrigerator Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Lot-Part; Fire Pit; Porch Covered Association Fees Include: Ground Keeping; Management Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Lot Features: Cul-De-Sac Lot Access: Paved Road Accessory Dwelling Unit: Cooled; Heated Parking Features: Driveway; Garage Attached; Garage Door Opener Other Structures: Other Rooms: Bedroom; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Garbage; Public Water – Connected; Septic Tank

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	14.5 x 14.5	14.50	14.50
Bedroom	First	11 x 11	11.00	11.00
Bedroom	First	11 x 11	11.00	11.00

Listing Office: EXP Realty LLC

Last Updated: September – 03 – 2026

Information deemed reliable but not guaranteed.