324 Madison Circle, Panama City Beach, FL 32407 (MLS# 793917)

324 Madison Circle, Panama City Beach, FL 32407

New Listing

$430,000

Charming coastal retreat bathed in a stunning sunset glow - this inviting 4BR/2.5BA home is just a short stroll or golf cart ride from the pristine white sand beaches of the Gulf.

AI facilitated rendering. Cozy up by the stone gas fireplace in the open-concept living area, featuring elegant travertine tile flooring and custom craftsman details throughout.

Stroll to the sugar-white sands in minutes via the neighborhood's convenient beach access - no need to battle traffic or search for parking.

AI facilitated rendering. Host unforgettable vacation meals in the light-filled dining room, thoughtfully designed with coastal-chic furnishings and direct access to the kitchen.

Just 3 minutes to major retailers like Walmart and Lowe's for easy errand-running and vacation provisions.

Gourmet kitchen boasts pristine off white coastal cabinetry, granite countertops, stainless steel appliances and a generous island - ideal for prepping beach picnics or savoring your morning coffee.

AI facilitated rendering. Fully fenced backyard with paver patio and fire pit - the ultimate spot for stargazing and making s'mores-filled memories.

AI facilitated rendering. Versatile office space with built-in desk and storage - the ideal work-from-the-beach setup or could function as a convenient drop zone for sandy flip flops and beach gear.

Drop station or laundry folding station for convenience

AI facilitated rendering. Sprawling primary suite located on the first floor for easy access, complete with plush new carpeting, a tranquil coastal color palette and tons of natural light.

Spa-inspired primary bathroom with dual vanities, garden tub, separate shower and all new on-trend plumbing fixtures - your own beachside oasis.

One of 3 spacious guest bedrooms, perfectly appointed for hosting family and friends. Serene coastal decor invites you to relax into vacation mode.

Flexible guest suite can be configured with multiple beds to comfortably accommodate larger groups and multi-generational travel. Large Room currently shown with a queen bed, a full bed, and a twin bed in addition to a chair and dresser.

AI facilitated rendering. Bonus media room, playroom or teen hangout on the second floor with abundant natural light and endless possibilities.

Located in the heart of Panama City Beach, close to top attractions like M.B. Miller County Pier, Shipwreck Island Waterpark, and Pier Park.

Proximity to everything and privacy delivered affordably!

Perfect to store lawnmower and beach toys!

Picture yourself relaxing on this expansive front porch, breathing in the salty sea breeze. The perfect spot to unwind after a sun-kissed day at the beach.

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,972 Lot Size (sq. ft.): 3,920 Status: Active

Current Price: $430,000 List Date: 8/12/2026 Last Modified: 8/12/2026

Overview

Description

Coastal Chic in Panama City Beach – Walk to the Gulf Without Crossing Hwy 98! Discover value and quality craftsmanship in this expansive 4-bedroom, 2.5-bathroom retreat located in the quiet, residential community of Harrison's Walk. Property Highlights: First-Floor Primary Suite: Easy, main-level living with convenient access to all living spaces. Premium Upgrades: Outfitted with solid core doors, custom craftsman trim, travertine tile, granite countertops, and stainless appliances. Room for Everyone: Generously sized bedrooms and bonus flex spaces comfortably sleep up to 16–perfect for multi-family coastal getaways. Outdoor Oasis: Relax by the cozy gas fireplace on cooler evenings or entertain in your private, fenced backyard featuring a beautiful paver patio. Neighborhood Amenities: Take a dip in the community pool just steps from your front door. Unbeatable PCB Location: Local insiders know the massive value of being near Hutchison Blvd–giving you quick back-road routes to easily … (Read more)

Listing Details MLS# 793917

Contract Info

List Price/SqFt: 218.05

Location

Area: 03 – Bay County – Beach
Street #: 324
Street Name: Madison
Street Suffix: Circle
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Harrison's Walk
Community/Resort: None
Waterfront: No
Parcel ID: 34034-005-113
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Traveling easy on US-98, turn right onto Alf Coleman Rd, take a right onto Cabana Blvd, turn right onto Madison Circle and home will be on the right.
Legal Description: HARRISON'S WALK LOT 13 ORB 4806 P 1823

General Property Info

Sub-Type: Detached Single Family
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1972
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 2
Accessory Dwelling Unit: No
Year Built: 2007
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 45×90
Acreage: 0.09
Lot Size (SqFt): 3920
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 396
HOA Frequency: Quarterly
HOA Annual Amount: 1584
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 3979.53
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Coastal Chic in Panama City Beach – Walk to the Gulf Without Crossing Hwy 98! Discover value and quality craftsmanship in this expansive 4-bedroom, 2.5-bathroom retreat located in the quiet, residential community of Harrison's Walk. Property Highlights: First-Floor Primary Suite: Easy, main-level living with convenient access to all living spaces. Premium Upgrades: Outfitted with solid core doors, custom craftsman trim, travertine tile, granite countertops, and stainless appliances. Room for Everyone: Generously sized bedrooms and bonus flex spaces comfortably sleep up to 16–perfect for multi-family coastal getaways. Outdoor Oasis: Relax by the cozy gas fireplace on cooler evenings or entertain in your private, fenced backyard featuring a beautiful paver patio. Neighborhood Amenities: Take a dip in the community pool just steps from your front door. Unbeatable PCB Location: Local insiders know the massive value of being near Hutchison Blvd–giving you quick back-road routes to easily bypass high-season traffic! Walk, bike, or ride your golf cart straight to the sugar-white sands, M.B. Miller County Pier, Shipwreck Island Waterpark, dining, and everyday essentials without ever crossing Highway 98. Exceptional value and uncompromised quality make this an unbeatable opportunity to own your dream beach retreat and share unforgettable memories with family and friends. Don't let this coastal gem slip away!

Dining Room

First: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Ceiling – Raised: Yes
Fireplace: Yes
Floor – Tile: Yes
Lighting – Recessed: Yes

Construction/Siding

Roof – Composite Shngl: Yes
Siding – Hardie Board: Yes

Exterior

Porch Covered: Yes

Other Structures

Shed(s): Yes

Association Fees Include

Management: Yes
Pool: Yes
Recreational Faclty: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes
Other: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Sidewalk: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Pool: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Range – Electric; Refrigerator; Water Heater – Electric Primary Bedroom: First Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Porch Covered Association Fees Include: Management; Pool; Recreational Faclty Financing: Cash; Conventional; FHA; VA; Other Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Sidewalk Lot Access: Paved Road Dining Room: First Parking Features: Driveway Other Structures: Shed(s) Association Amenities: Pool Rooms: Bedroom; Dining Room; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	14 x 13	14.00	13.00
Kitchen	First	15 x 10	15.00	10.00
Dining Room	First	12 x 10	12.00	10.00
Primary Bedroom	First	16 x 15	16.00	15.00
Bedroom	Second	14 x 10	14.00	10.00
Bedroom	Second	12 x 11	12.00	11.00
Bedroom	Second	16 x 13	16.00	13.00

Listing Office: EXP Realty LLC

Last Updated: August – 12 – 2026

Information deemed reliable but not guaranteed.