3311 Terra Cotta Drive, Panama City, FL 32408 (MLS# 680137)

3311 Terra Cotta Drive, Panama City, FL 32408

$1,200,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 4,779 Lot Size (sq. ft.): 13,678 Status: Sold

Current Price: $1,200,000 List Date: 2/09/2019 Last Modified: 1/16/2026

Overview

Description

Located in the premier, gated community of Finisterre. This home features an open floor plan so all rooms take advantage of gorgeous lagoon views. Incredible waterfront pool area. New construction all around should help increase home value. Convenient to Marinas, Beach, State Park, Dining, Shopping.

Listing Details MLS# 680137

Contract Info

List Price/SqFt: 251.1

Location

Area: 03 – Bay County – Beach
Street #: 3311
Street Name: Terra Cotta
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Finisterre
Community/Resort: None
Waterfront: No
Parcel ID: 31424-559-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Hwy 98 to Thomas Drive, turn left on North Lagoon (light by Capt Andersons), follow road to dead end and you will need a code to enter the Finisterre Gate, turn left on Terra Cotta and house is on the right.
Legal Description: FINISTERRE SUB PH II 69D3 LOT 9 BLK A ORB 1860 P 1361 ORB 2320 P 1580

General Property Info

Sub-Type: Detached Single Family
Design: Mediterranean
Apx SqFt(Htd/Cooled): 4779
SqFt Source: Builders Plans
Full Baths: 3
Half Baths: Yes
Total Baths: 4
Year Built: 2009
Construction Status: Construction Complete
Lot Dimensions: 185x81x181x27x41
Acreage: 0.31
Lot Size (SqFt): 13678

Status Change Info

Under Contract Date: 2019-01-04
Sold Date: 2019-01-11
Sold Price/SqFt: 251.1
Sold Price/Acre: 3870967.74

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1445
HOA Frequency: Annually
HOA Annual Amount: 1445
New Buyer Fee: No
Last Taxes: 7132
Last Tax Year: 2017
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Located in the premier, gated community of Finisterre. This home features an open floor plan so all rooms take advantage of gorgeous lagoon views. Incredible waterfront pool area. New construction all around should help increase home value. Convenient to Marinas, Beach, State Park, Dining, Shopping.

More Information

Bonus Room

Second: Yes

Covered Porch

Second: Yes

Dining Room

First: Yes

Family Room

Second: Yes

Foyer

First: Yes

Great Room

First: Yes

Pool Features

Gunite Concrete: Yes
Inground: Yes
Pool House: Yes
Spa/ Hot Tub: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Ice Maker: Yes
Microwave: Yes
Range – Gas: Yes
Range Hood: Yes
Self Cleaning Oven: Yes
Washer: Yes
Water Heater – Gas: Yes
Wine Refrigerator: Yes
Other: Yes

Interior Features

Washer/Dryer Hookup: Yes
Breakfast Bar: Yes
Fireplace: Yes
Floor – Hardwood: Yes
Pantry: Yes
Security System: Yes
Split Bedroom: Yes
Stairs: Yes
Window – Treatment Some: Yes

Construction/Siding

Roof – Clay/Concrete: Yes
Siding – Stucco: Yes

Energy

Water Heater – Two+: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes
Summer Kitchen: Yes
Patio Open: Yes
Porch Covered: Yes
Sprinkler System: Yes

Waterfront Feature

Bulkhead/Seawall: Yes

Association Fees Include

Dock: Yes
Gated Community: Yes
Master Association: Yes
Playground: Yes
Tennis: Yes

Furnished

Unfurnished: Yes

Lot Features

Covenants: Yes
Flood Insurance Req: Yes
Subdivision – Recorded: Yes
Restrictions: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes

Parking Features

Garage: Yes
Garage Door Opener: Yes
Oversized: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Tile: Yes
MBath Walk-In Closet: Yes
MBed Fireplace: Yes
MBed First Floor: Yes
MBed Sitting Area: Yes
MBed Walk-in Closet: Yes
MBed Waterfront: Yes
See Remarks: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Fishing: Yes
Gated Community: Yes
Picnic Area: Yes
Playground: Yes
Tennis: Yes
Waterfront: Yes
Other – See Remarks: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Covered Porch: Yes
Dining Room: Yes
Family Room: Yes
Foyer: Yes
Great Room: Yes
Master Bedroom: Yes

Utilities

Electricity – Connected: Yes
Natural Gas – Connected: Yes
Phone – Connected: Yes
Public Sewer – Connected: Yes
Water Connected: Yes

Waterview

Bay: Yes
Lagoon: Yes

Master Bedroom

First: Yes
Second: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
ENERGY STAR Qualified Equipment: Yes
Multi Units: Yes

Heating

Central: Yes
Electric: Yes

Floors in Unit/Home

Two: Yes

Security Features

Security System: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Range – Gas; Range Hood; Self Cleaning Oven; Washer; Water Heater – Gas; Wine Refrigerator; Other Master Bedroom: First; Second Bedroom: Second Energy: Water Heater – Two+ Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment; Multi Units Heating: Central; Electric Exterior: Balcony; Double Pane Windows; Summer Kitchen; Patio Open; Porch Covered; Sprinkler System Association Fees Include: Dock; Gated Community; Master Association; Playground; Tennis Furnished: Unfurnished Lot Features: Covenants; Flood Insurance Req; Restrictions; Subdivision – Recorded; Waterfront; Within 1/2 Mile to Water Lot Access: Gated Access; Paved Road Bonus Room: Second Covered Porch: Second Dining Room: First Family Room: Second Foyer: First Great Room: First Pool Features: Gunite Concrete; Inground; Pool House; Spa/ Hot Tub Security Features: Security System; Smoke Detector(s) Parking Features: Garage; Garage Door Opener; Oversized Association Amenities: Fishing; Gated Community; Picnic Area; Playground; Tennis; Waterfront; Other – See Remarks Rooms: Bedroom; Bonus Room; Covered Porch; Dining Room; Family Room; Foyer; Great Room; Master Bedroom Utilities: Electricity – Connected; Natural Gas – Connected; Phone – Connected; Public Sewer – Connected; Water Connected Waterfront Feature: Bulkhead/Seawall; Bulkhead/Seawall Waterview: Bay; Lagoon Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	First	19 x 12	19.00	12.00
Master Bedroom	Second	23 x 18.5	23.00	18.50
Bedroom	Second	13 x 12.5	13.00	12.50
Bedroom	Second	12.5 x 12	12.50	12.00
Dining Room	First	32 x 21	32.00	21.00	Dining/Kitchen Combo
Covered Porch	Second	34 x 6	34.00	6.00
Bonus Room	Second	26 x 21	26.00	21.00
Great Room	First	20 x 20	20.00	20.00
Foyer	First	12 x 7	12.00	7.00
Family Room	Second	20 x 15	20.00	15.00

Listing Office: RC Real Estate Group

Last Updated: January – 16 – 2026

Information deemed reliable but not guaranteed.