3311 Terra Cotta Drive, Panama City, FL 32408

$1,200,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 4,779 Lot Size (sq. ft.): 13,678 Status: Sold
Current Price: $1,200,000 List Date: 2/09/2019 Last Modified: 1/16/2026

Description

Located in the premier, gated community of Finisterre. This home features an open floor plan so all rooms take advantage of gorgeous lagoon views. Incredible waterfront pool area. New construction all around should help increase home value. Convenient to Marinas, Beach, State Park, Dining, Shopping.

More Information MLS# 680137

Listing Info, Tax and Legal

HOA Fee: Yes HOA Amount: 1445 HOA Frequency: Annually HOA Annual Amount: 1445 New Buyer Fee: No Last Taxes: 7132 Last Tax Year: 2017 Brokerage Interest: No Interest As Is: Yes

Contract Info

List Price/SqFt: 251.1 Status: Sold List Date: 2018-12-01 List Price: $1,200,000 Current Price: $1,200,000

Location

Sub Area: 0319 – Beach – East Community/Resort: None Waterfront: No Elementary School: Patronis Middle School: Surfside High School: Arnold Directions: Hwy 98 to Thomas Drive, turn left on North Lagoon (light by Capt Andersons), follow road to dead end and you will need a code to enter the Finisterre Gate, turn left on Terra Cotta and house is on the right. Area: 03 – Bay County – Beach Street #: 3311 Street Name: Terra Cotta Street Suffix: Drive State: FL Zip Code: 32408 County: Bay Subdivision: Finisterre Parcel ID: 31424-559-000 Legal Description: FINISTERRE SUB PH II 69D3 LOT 9 BLK A ORB 1860 P 1361 ORB 2320 P 1580

General Property Info

Acreage: 0.31 Design: Mediterranean Lot Size (SqFt): 13678 Apx SqFt(Htd/Cooled): 4779 Construction Status: Construction Complete SqFt Source: Builders Plans Half Baths: 1 Lot Dimensions: 185x81x181x27x41 Sub-Type: Detached Single Family Bedrooms: 4 Full Baths: 3 Total Baths: 4 Year Built: 2009

Remarks & Misc

Remarks: Located in the premier, gated community of Finisterre. This home features an open floor plan so all rooms take advantage of gorgeous lagoon views. Incredible waterfront pool area. New construction all around should help increase home value. Convenient to Marinas, Beach, State Park, Dining, Shopping.

Status Change Info

Sold Price/SqFt: 251.1 Sold Price/Acre: 3870967.74 Under Contract Date: 2019-01-04 Sold Date: 2019-01-11 Sold Price: $1,200,000

Bonus Room

Second: 1

Covered Porch

Second: 1

Dining Room

First: 1

Family Room

Second: 1

Foyer

First: 1

Great Room

First: 1

Pool Features

Gunite Concrete: 1 Inground: 1 Pool House: 1 Spa/ Hot Tub: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Ice Maker: 1 Microwave: 1 Range – Gas: 1 Range Hood: 1 Self Cleaning Oven: 1 Washer: 1 Water Heater – Gas: 1 Wine Refrigerator: 1 Other: 1

Interior Features

Washer/Dryer Hookup: 1 Breakfast Bar: 1 Fireplace: 1 Floor – Hardwood: 1 Pantry: 1 Security System: 1 Split Bedroom: 1 Stairs: 1 Window – Treatment Some: 1

Construction/Siding

Roof – Clay/Concrete: 1 Siding – Stucco: 1

Energy

Water Heater – Two+: 1

Exterior

Balcony: 1 Double Pane Windows: 1 Summer Kitchen: 1 Patio Open: 1 Porch Covered: 1 Sprinkler System: 1

Waterfront Feature

Bulkhead/Seawall: 1

Association Fees Include

Dock: 1 Gated Community: 1 Master Association: 1 Playground: 1 Tennis: 1

Furnished

Unfurnished: 1

Lot Features

Covenants: 1 Flood Insurance Req: 1 Subdivision – Recorded: 1 Restrictions: 1 Waterfront: 1 Within 1/2 Mile to Water: 1

Lot Access

Gated Access: 1 Paved Road: 1

Parking Features

Garage: 1 Garage Door Opener: 1 Oversized: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Tile: 1 MBath Walk-In Closet: 1 MBed Fireplace: 1 MBed First Floor: 1 MBed Sitting Area: 1 MBed Walk-in Closet: 1 MBed Waterfront: 1 See Remarks: 1

Present Zoning

Resid Single Family: 1

Association Amenities

Fishing: 1 Gated Community: 1 Picnic Area: 1 Playground: 1 Tennis: 1 Waterfront: 1 Other – See Remarks: 1

Rooms

Bedroom: 1 Bonus Room: 1 Covered Porch: 1 Dining Room: 1 Family Room: 1 Foyer: 1 Great Room: 1 Master Bedroom: 1

Utilities

Electricity – Connected: 1 Natural Gas – Connected: 1 Phone – Connected: 1 Public Sewer – Connected: 1 Water Connected: 1

Waterview

Bay: 1 Lagoon: 1

Master Bedroom

First: 1 Second: 1

Bedroom

Second: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1 ENERGY STAR Qualified Equipment: 1 Multi Units: 1

Heating

Central: 1 Electric: 1

Floors in Unit/Home

Two: 1

Security Features

Security System: 1 Smoke Detector(s): 1

Property Features

Appliances: Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Range – Gas; Range Hood; Self Cleaning Oven; Washer; Water Heater – Gas; Wine Refrigerator; Other Master Bedroom: First; Second Bedroom: Second Energy: Water Heater – Two+ Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment; Multi Units Heating: Central; Electric Exterior: Balcony; Double Pane Windows; Summer Kitchen; Patio Open; Porch Covered; Sprinkler System Association Fees Include: Dock; Gated Community; Master Association; Playground; Tennis Furnished: Unfurnished Lot Features: Covenants; Flood Insurance Req; Restrictions; Subdivision – Recorded; Waterfront; Within 1/2 Mile to Water Lot Access: Gated Access; Paved Road Bonus Room: Second Covered Porch: Second Dining Room: First Family Room: Second Foyer: First Great Room: First Pool Features: Gunite Concrete; Inground; Pool House; Spa/ Hot Tub Security Features: Security System; Smoke Detector(s) Parking Features: Garage; Garage Door Opener; Oversized Association Amenities: Fishing; Gated Community; Picnic Area; Playground; Tennis; Waterfront; Other – See Remarks Rooms: Bedroom; Bonus Room; Covered Porch; Dining Room; Family Room; Foyer; Great Room; Master Bedroom Utilities: Electricity – Connected; Natural Gas – Connected; Phone – Connected; Public Sewer – Connected; Water Connected Waterfront Feature: Bulkhead/Seawall; Bulkhead/Seawall Waterview: Bay; Lagoon Present Zoning: Resid Single Family

Room Information

Master Bedroom Level: First Dimensions: 19 x 12 Length: 19.00 Width: 12.00 Dimensions: 19 x 12 Master Bedroom Level: Second Dimensions: 23 x 18.5 Length: 23.00 Width: 18.50 Dimensions: 23 x 18.5 Bedroom Level: Second Dimensions: 13 x 12.5 Length: 13.00 Width: 12.50 Dimensions: 13 x 12.5 Bedroom Level: Second Dimensions: 12.5 x 12 Length: 12.50 Width: 12.00 Dimensions: 12.5 x 12 Dining Room Level: First Dimensions: 32 x 21 Length: 32.00 Width: 21.00 Dimensions: 32 x 21 Remarks: Dining/Kitchen Combo Covered Porch Level: Second Dimensions: 34 x 6 Length: 34.00 Width: 6.00 Dimensions: 34 x 6 Bonus Room Level: Second Dimensions: 26 x 21 Length: 26.00 Width: 21.00 Dimensions: 26 x 21 Great Room Level: First Dimensions: 20 x 20 Length: 20.00 Width: 20.00 Dimensions: 20 x 20 Foyer Level: First Dimensions: 12 x 7 Length: 12.00 Width: 7.00 Dimensions: 12 x 7 Family Room Level: Second Dimensions: 20 x 15 Length: 20.00 Width: 15.00 Dimensions: 20 x 15
Listing Office: RC Real Estate Group
Last Updated: January – 16 – 2026
Information deemed reliable but not guaranteed.