3333 W 14th Street, Panama City, FL 32401 (MLS# 796329)

3333 W 14th Street, Panama City, FL 32401

New Listing

$3,400,000

Property Type: Residential Land Lot Size (sq. ft.): 82,328 Status: Active

Current Price: $3,400,000 List Date: 10/06/2026 Last Modified: 10/06/2026

Overview

Description

Discover an exceptionally rare opportunity to own nearly 2 acres of premier bayfront property in the heart of Historic St. Andrews – one of Panama City's most desirable and charming waterfront communities. Spanning approximately 1.9 acres, this extraordinary estate-sized homesite offers the perfect setting to build your dream waterfront residence, private retreat, or luxury family compound. Nestled at the end of a quiet street, the property features approximately 165 feet of direct frontage on St. Andrews Bay, providing breathtaking panoramic water views, mature oak trees, and a level of privacy seldom found in such a sought-after location. Enjoy direct access to the bay and Gulf waters for boating, fishing, paddleboarding, and endless outdoor recreation, all from your own backyard. A dock permit has already been issued for reconstruction of the existing dock, including a 332-foot walkway, three 38-foot finger piers, and a 14' x 38' covered boat slip with lift. This exceptional s … (Read more)

Listing Details MLS# 796329

Contract Info

List Price/Acre: 1798941.8

Location

Street #: 3333
Street Direction: W
Street Name: 14th
Street Suffix: Street
Area: 02 – Bay County – Central
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: [No Recorded Subdiv]
Community/Resort: None
Waterfront: Yes
Parcel ID: 29953-000-000
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: Take Magnolia Ave. to 6th St.; turn left onto 6th St.; turn right onto Business 98/Beach Dr.; turn right onto Frankford Ave.; turn left onto 9th St. which becomes Chestnut Ave.; turn left onto 10th St.; turn right onto Beck Ave. and the property will be on the left.
Legal Description: 1 4S 15W NW1/4 LOTS 1, 2 & ADJ PCL TO ST A BAY WITH RIP RTS BLK 13 DESC AS; LOTS 1 & 2 AND THAT PARCEL OF LAND LYING BETWEEN LOTS AND WATER OF ST ANDREWS BAY AND EXTENDED INTO SAID WATER, SUB TO ESMT OF BAYVIEW AVE ORB 4545 P 870

General Property Info

Sub-Type: Residential Lots
Lot Dimensions: 165.0 ft x 500.0 ft
Acreage: 1.89
Lot Size (SqFt): 82328

Waterfront Feature

Waterfront Feet: 165
Shore – Rip Rap: Yes

Listing Info, Tax & Legal

HOA Fee: No
Last Taxes: 13543.1
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Discover an exceptionally rare opportunity to own nearly 2 acres of premier bayfront property in the heart of Historic St. Andrews – one of Panama City's most desirable and charming waterfront communities. Spanning approximately 1.9 acres, this extraordinary estate-sized homesite offers the perfect setting to build your dream waterfront residence, private retreat, or luxury family compound. Nestled at the end of a quiet street, the property features approximately 165 feet of direct frontage on St. Andrews Bay, providing breathtaking panoramic water views, mature oak trees, and a level of privacy seldom found in such a sought-after location. Enjoy direct access to the bay and Gulf waters for boating, fishing, paddleboarding, and endless outdoor recreation, all from your own backyard. A dock permit has already been issued for reconstruction of the existing dock, including a 332-foot walkway, three 38-foot finger piers, and a 14' x 38' covered boat slip with lift. This exceptional setup offers ample space for multiple vessels and creates the ultimate waterfront lifestyle. Imagine departing from your private dock for a family excursion to Shell Island, an afternoon on the water, or an early morning chasing redfish across the nearby flats. Perched at a high elevation, the property offers stunning sunset views over the bay, creating a spectacular backdrop for everyday living. Despite its peaceful, secluded setting, the homesite is just minutes from the shops, restaurants, marina, and vibrant atmosphere of Historic St. Andrews, with convenient access to Downtown Panama City and the white-sand beaches and emerald waters of the Gulf Coast.

More Information

Office/Member Info

Seller Concessions: No

Financing

Cash: Yes
Construction Perm: Yes
Conventional: Yes

Lot Features

Corner Lot: Yes
Deeded Access Water: Yes
Near Public Boat Ramp: Yes
Subdivision – Recorded: Yes
Riparian Rights: Yes
Waterfront: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Present Zoning

Resid Single Family: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Available: Yes
Natural Gas – Connected: Yes
Private Well: Yes
Public Sewer – Connected: Yes
Water Connected: Yes
Underground Utilities: Yes

Waterview

Bay: Yes

Sale Type

As Is: Yes

Waterfront Type

Bay/Harbor: Yes

Property Features

Financing: Cash; Construction Perm; Conventional Lot Access: City Street; Paved Road Lot Features: Corner Lot; Deeded Access Water; Near Public Boat Ramp; Subdivision – Recorded; Riparian Rights; Waterfront Sale Type: As Is Utilities: Electricity – Connected; Garbage; Natural Gas – Available; Natural Gas – Connected; Private Well; Public Sewer – Connected; Water Connected; Underground Utilities Waterfront Type: Bay/Harbor Waterfront Feature: Shore – Rip Rap Waterview: Bay Present Zoning: Resid Single Family

Listing Office: eXp Realty LLC

Last Updated: October – 06 – 2026

Information deemed reliable but not guaranteed.