3421 Quail Ridge Drive, Chipley, FL 32428 (MLS# 791965)

3421 Quail Ridge Drive, Chipley, FL 32428

New Listing

$449,900

This custom built home is packed with amenities and would be a wonderful waterfront homestead or a weekend lake retreat. It is the only house in the subdivision that has a full basement.

The home is on the west side of the lake. The back patio would be a great place to watch the sun rise over the water.

The deck and platform are marine deck boards so they will last.

This is a view from the front porch looking toward the road.

There is parking near the front covered porch.

There is more parking at the bottom of the driveway near the back door and small garage door.

This would be a nice area to entertain or enjoy around a fire pit in cold weather.

The well is covered for weather protection and matches the colors of the house.

The inside of the well house is packed with insulation, a shutoff valve, and has a light inside.

The door of the well house faces the home.

The contractor put out many loads of centipede sod and left some trees for a nice look.

The kitchen features granite on the counter and island. The builder installed a lot of cabinets.

The back side of the island has multiple pullout drawers and cabinet doors beneath for extra storage.

The cooktop is vented. With the push of a button the exhaust fan rises from under the granite.

There is ice and water through the door of the big refrigerator.

The inside of the dishwasher is also stainless steel.

There is a large stainless steel sink deep for pots and pans, and a big window that overlooks the lake.

The eat-in kitchen is the best spot in front of a large glass pane to view the lake.

This is a view looking out of the dining area glass pane.

This is a view of the living room looking toward the front door and double windows.

This is a partial view of the sitting area at the front of the house.

This is a view from the front sitting area looking over the stairs toward the kitchen and dining area.

This is a full bathroom located just off the dining area. There are 2 bathrooms upstairs and one downstairs.

This is a view of the guest bedroom near the kitchen.

This is the closet for the guest bedroom.

Just off the dining area is the guest full bathroom as well as the guest bedroom.

This view was taken from behind the kitchen island looking toward the front of the home.

The utility room is large enough for a washer, dryer and storage cabinet.

The pulldown staircase opens to a huge storage area covered with wood flooring.

The main bedroom faces the front of the house and gets plenty of light through the double windows.

The main bedroom is on the right front corner of the house.

The main bathroom is top of the line with granite, sliding glass showers doors, and has a seat and storage insert for shampoo and soap.

This is a view of the bathroom looking toward the main bedroom.

The main bedroom has a big walk-in closet with wire shelves.

This is the stairway for up and down access.

This is the bedroom downstairs that was set up for the grandkids.

This is the closet for the downstairs bedroom.

The bathroom has a stand up shower with a seat.

The downstairs bathroom is located between the bedroom and recreation room.

There is another closet downstairs for storage.

The recreation room sports a pool table and the door leads to the back patio.

The double windows let in lots of sunlight.

This is a view looking out the recreation area windows.

The small garage is designed for ATVs, golf carts, utility trailers or just more storage.

The garage door is another way to enter the house besides the downstairs back door via the patio.

This shows how big and deep the small garage is for storage.

The owner uses part of the basement for tool storage and a work bench.

There is additional storage in a room that is home to the hot water heater and air handler.

There is more storage as a closet was added beneath the stairwell.

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,890 Lot Size (sq. ft.): 43,560 Status: Active

Current Price: $449,900 List Date: 6/28/2026 Last Modified: 6/28/2026

Overview

Description

This has to be one of the nicest waterfront houses in Leisure Lakes, and the only one with a full basement. This was a custom build and only about 2 years old. It has plenty of room with 3 bedrooms and 3 full bathrooms for family and guests. No corners were cut in the construction phase including downstairs that has a recreation room, full bathroom, bedroom, and a garage door to pull in your four wheelers, ATVs, golf cart and whatever needs covered storage. The concrete driveway winds down to the front porch, or more parking is available adjacent to the massive concrete patio. The front porch is covered that offers a nice view of sunsets over a landscaped lawn that includes many pallets of centipede sod. Upon entry there is a sitting area with double windows that looks so relaxing for reading or quiet time. The modern kitchen is huge and features granite counter tops and island, soft touch closing cabinet doors, large stainless steel sink, wall oven, big microwave, and a cook top that … (Read more) This has to be one of the nicest waterfront houses in Leisure Lakes, and the only one with a full basement. This was a custom build and only about 2 years old. It has plenty of room with 3 bedrooms and 3 full bathrooms for family and guests. No corners were cut in the construction phase including downstairs that has a recreation room, full bathroom, bedroom, and a garage door to pull in your four wheelers, ATVs, golf cart and whatever needs covered storage. The concrete driveway winds down to the front porch, or more parking is available adjacent to the massive concrete patio. The front porch is covered that offers a nice view of sunsets over a landscaped lawn that includes many pallets of centipede sod. Upon entry there is a sitting area with double windows that looks so relaxing for reading or quiet time. The modern kitchen is huge and features granite counter tops and island, soft touch closing cabinet doors, large stainless steel sink, wall oven, big microwave, and a cook top that has a popup downdraft to remove any heat and smoke from cooking. Eat at the island or at the table beside a large window pane with views of the spring-fed lake. At lakeside is a dock with a platform with engineered boards created to last. The main master suite is on the first floor just off the sitting area. It has 2 windows to let in extra lighting and faces to the west, a walk-in closet with wire shelving and the only room with carpeting. All other flooring is durable LVP. The suite bathroom has granite over the counter, and the tile shower has sliding glass doors, along with a corner seat and a recessed space for soap and shampoo. The utility room is large enough for a washer, dryer and storage cabinet. There is a set of pull-down steps that go into the attic, with much of the space has wood flooring so it can be walked on and used for storage of seasonal items. There is an additional bedroom and full bathroom just off the dining area for family or guests. Downstairs has a game room that the owners used to set up a pool table. The door in the game room leads out to the concrete patio and a great place to grill, hang out and entertain. There is also a bedroom and full bathroom that has a shower with a seat. Upon opening the garage door there is plenty of room for a work bench, tools, lawn equipment and other items that would normally go into an outside shed. There is another closet under the stairway. Another room is where the air handler and hot water heater is set up. There is also shelving and more storage area. All of this is in the security gated subdivision about 30 minutes north of Panama City, just off Hwy 77. Gate guards are on duty weekdays, and residents have a unique code for entry when guards are not present.

Listing Details MLS# 791965

Contract Info

List Price/SqFt: 238.04

Location

Area: 10 – Washington County
Street #: 3421
Street Name: Quail Ridge
Street Suffix: Drive
State: FL
Zip Code: 32428
County: Washington
Sub Area: 1003 – Washington SW
Subdivision: Leisure Lakes 1st Add
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 00000000-00-4151-0255
Elementary School: Vernon Elementary
Middle School: Vernon
High School: Vernon
Directions: From Panama City, go north on Hwy 77, cross Hwy 20 and continue about 3 miles to left on Chain Lake Road, follow about 3 miles to security gated subdivision.
Legal Description: LOT B-255 LEISURE LAKES 1ST ADDITION REC PLAT, ORB 1263 P 821

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 1890
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
# of Stories in Building: 2
Year Built: 2024
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 112x341x335x87
Acreage: 1.01
Lot Size (SqFt): 43560
Pool: No

Waterfront Feature

Waterfront Feet: 87
Shore – Natural: Yes

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 250
HOA Frequency: Annually
HOA Annual Amount: 250
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 200
New Buyer Fee Paid: $
Last Taxes: 3151.12
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: This has to be one of the nicest waterfront houses in Leisure Lakes, and the only one with a full basement. This was a custom build and only about 2 years old. It has plenty of room with 3 bedrooms and 3 full bathrooms for family and guests. No corners were cut in the construction phase including downstairs that has a recreation room, full bathroom, bedroom, and a garage door to pull in your four wheelers, ATVs, golf cart and whatever needs covered storage. The concrete driveway winds down to the front porch, or more parking is available adjacent to the massive concrete patio. The front porch is covered that offers a nice view of sunsets over a landscaped lawn that includes many pallets of centipede sod. Upon entry there is a sitting area with double windows that looks so relaxing for reading or quiet time. The modern kitchen is huge and features granite counter tops and island, soft touch closing cabinet doors, large stainless steel sink, wall oven, big microwave, and a cook top that has a popup downdraft to remove any heat and smoke from cooking. Eat at the island or at the table beside a large window pane with views of the spring-fed lake. At lakeside is a dock with a platform with engineered boards created to last. The main master suite is on the first floor just off the sitting area. It has 2 windows to let in extra lighting and faces to the west, a walk-in closet with wire shelving and the only room with carpeting. All other flooring is durable LVP. The suite bathroom has granite over the counter, and the tile shower has sliding glass doors, along with a corner seat and a recessed space for soap and shampoo. The utility room is large enough for a washer, dryer and storage cabinet. There is a set of pull-down steps that go into the attic, with much of the space has wood flooring so it can be walked on and used for storage of seasonal items. There is an additional bedroom and full bathroom just off the dining area for family or guests. Downstairs has a game room that the owners used to set up a pool table. The door in the game room leads out to the concrete patio and a great place to grill, hang out and entertain. There is also a bedroom and full bathroom that has a shower with a seat. Upon opening the garage door there is plenty of room for a work bench, tools, lawn equipment and other items that would normally go into an outside shed. There is another closet under the stairway. Another room is where the air handler and hot water heater is set up. There is also shelving and more storage area. All of this is in the security gated subdivision about 30 minutes north of Panama City, just off Hwy 77. Gate guards are on duty weekdays, and residents have a unique code for entry when guards are not present.

More Information

Covered Porch

First: Yes

Deck/Patio

Second: Yes

Play Room

Second: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Down Draft: Yes
Oven – Electric: Yes
Refrigerator: Yes

Construction/Siding

Wood/Frame: Yes
Roof – Dimensional Shg: Yes
Siding – Wood: Yes
Trim – Wood: Yes

Exterior

Deck Open: Yes
Double Pane Windows: Yes
Porch Covered: Yes

Other Structures

Other: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Beach: Yes
Boat Launch: Yes
Fishing: Yes
Gated Community: Yes
Master Association: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Tennis: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes

Furnished

Unfurnished: Yes

Lot Features

Subdivision – Recorded: Yes
Sloping: Yes
Waterfront: Yes

Lot Access

Comm/Own/Maint: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
Paved: Yes

Present Zoning

Horses Allowed: Yes
Resid Single Family: Yes

Association Amenities

Basketball Court: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Boat Launch: Yes
Fishing: Yes
Gated Community: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Tennis: Yes
Shuffleboard Court: Yes

Rooms

Covered Porch: Yes
Deck/Patio: Yes
Play Room: Yes

Utilities

Electricity – Connected: Yes
Private Well: Yes
Septic Tank: Yes
Underground Utilities: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Waterfront Type

Lakefront: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Heat Pump: Yes

Heating

Central: Yes
Electric: Yes
Heat Pump: Yes

Primary Bdrm/Primary Bath

MBath Shower Only: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Security Features

Gated Community: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Down Draft; Oven – Electric; Refrigerator Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump Heating: Central; Electric; Heat Pump Exterior: Deck Open; Double Pane Windows; Porch Covered Association Fees Include: BBQ Pit/Grill; Beach; Boat Launch; Fishing; Gated Community; Master Association; Pavilion/Gazebo; Picnic Area; Playground; Pool; Tennis Financing: Cash; Conventional; FHA Furnished: Unfurnished Lot Features: Sloping; Subdivision – Recorded; Waterfront Lot Access: Comm/Own/Maint; Paved Road Covered Porch: First Play Room: Second Security Features: Gated Community Parking Features: Driveway; Paved Other Structures: Other Association Amenities: Basketball Court; BBQ Pit/Grill; Beach; Boat Launch; Fishing; Gated Community; Pavilion/Gazebo; Picnic Area; Playground; Pool; Shuffleboard Court; Tennis Rooms: Covered Porch; Deck/Patio; Play Room Sale Type: As Is Utilities: Electricity – Connected; Private Well; Septic Tank; Underground Utilities Waterfront Type: Lakefront Waterfront Feature: Shore – Natural Waterview: Lake Present Zoning: Horses Allowed; Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Deck/Patio	Second	45 x 14	45.00	14.00
Covered Porch	First	17 x 8	17.00	8.00
Play Room	Second	15 x 14	15.00	14.00

Listing Office: Counts Real Estate Group

Last Updated: June – 28 – 2026

Information deemed reliable but not guaranteed.