3428 High Cliff Road, Panama City, FL 32409 (MLS# 784285)

3428 High Cliff Road, Panama City, FL 32409

New Listing

$420,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,205 Lot Size (sq. ft.): 23,958 Status: Active

Current Price: $420,000 List Date: 7/09/2026 Last Modified: 7/09/2026

Overview

Description

This home is located in a beautiful area of Bay County at the end of Resota Beach Road close to Deerpoint Lake where you can access in a very short drive////// This home has 4 Spacious Bedrooms & 2.5 Baths, 1/2 Acre Lot. This home has many Energy Efficient Features All LED Lights, Fully Insulated Interior Walls, Low E windows & much more. No HOA Fee's. The Interior Features bullnose rounded wall corners, crown molding, tray ceilings in the Living room, Dining & Master Bedroom, recessed & upgraded light fixtures throughout, luxury high end vinyl plank flooring, Ceramic Tile & The Kitchen is a show stopper with breakfast bar, Quartz counter tops, custom hardwood cabinetry with pull out slider drawers, double built in trashcans, deep drawers for pots & pan storage, all stainless steel TWO PANTRIES////The Master suite is very spacious 14×19 & has a large master bath featuring his and her double quartz topped sink, Jacuzzi tub, separate 5ft shower w/ glass door! Back yard is fenced and rea … (Read more)

Listing Details MLS# 784285

Contract Info

List Price/SqFt: 190.48

Location

Area: 04 – Bay County – North
Street #: 3428
Street Name: High Cliff
Street Suffix: Road
State: FL
Zip Code: 32409
County: Bay
Sub Area: 0410 – Bay North – West Deerpoint/Southport
Subdivision: Cedar Creek Chase Ph 1
Community/Resort: None
Waterfront: No
Parcel ID: 07585-326-000
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: From Hwy 77, Right at Red Light Hwy 2321, Left turn onto Resota Beach Road, Right turn onto High Cliff Road (Cedar Creek Subdivision), home on the right 3426 High Cliff Rd
Legal Description: CEDAR CREEK CHASE PH 1 LOT 26 ORB 4329 P 1820

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 2205
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Year Built: 2020
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: irregular
Acreage: 0.55
Lot Size (SqFt): 23958
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 4087
Last Tax Year: 2025
Brokerage Interest: Familial Interest – Listing Broker/Licensee related to owner.

Remarks & Misc

Remarks: This home is located in a beautiful area of Bay County at the end of Resota Beach Road close to Deerpoint Lake where you can access in a very short drive////// This home has 4 Spacious Bedrooms & 2.5 Baths, 1/2 Acre Lot. This home has many Energy Efficient Features All LED Lights, Fully Insulated Interior Walls, Low E windows & much more. No HOA Fee's. The Interior Features bullnose rounded wall corners, crown molding, tray ceilings in the Living room, Dining & Master Bedroom, recessed & upgraded light fixtures throughout, luxury high end vinyl plank flooring, Ceramic Tile & The Kitchen is a show stopper with breakfast bar, Quartz counter tops, custom hardwood cabinetry with pull out slider drawers, double built in trashcans, deep drawers for pots & pan storage, all stainless steel TWO PANTRIES////The Master suite is very spacious 14×19 & has a large master bath featuring his and her double quartz topped sink, Jacuzzi tub, separate 5ft shower w/ glass door! Back yard is fenced and ready to go to keep your children and fur babies safe! This is a beautiful rural area to raise a family.

Dining Room

First: Yes

More Information

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Plumbed For Ice Maker: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Tile: Yes
Pantry: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Trim – Vinyl: Yes

Exterior

Fenced Back Yard: Yes
Patio Covered: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Ceiling – Tray: Yes
Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Subdivision – Recorded: Yes

Lot Access

County Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Public Water – Available: Yes
Public Water – Connected: Yes
Septic Tank: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Tub – Jetted: Yes
MBath Walk-In Closet: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Microwave; Oven – Electric; Plumbed For Ice Maker; Range – Electric; Refrigerator; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Central Air Heating: Central Exterior: Fenced Back Yard; Patio Covered Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Interior: Ceiling – Tray; Floor – Carpet Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Subdivision – Recorded Lot Access: County Road Dining Room: First Parking Features: Driveway; Garage Attached; Garage Door Opener Rooms: Bedroom; Dining Room; Kitchen; Living Room; Primary Bedroom Utilities: Public Water – Available; Public Water – Connected; Septic Tank

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	20 x 18	20.00	18.00
Dining Room	First	18 x 15	18.00	15.00
Kitchen	First	17 x 13.5	17.00	13.50
Primary Bedroom	First	19 x 14	19.00	14.00
Bedroom	First	14 x 12	14.00	12.00
Bedroom	First	13 x 12.5	13.00	12.50
Bedroom	First	15 x 12.5	15.00	12.50

Listing Office: CENTURY 21 Commander Realty

Last Updated: July – 09 – 2026

Information deemed reliable but not guaranteed.