344 Breakwater Boulevard Lot 28, Panama City Beach, FL 32413 (MLS# 789642)

344 Breakwater Boulevard Lot 28, Panama City Beach, FL 32413

$787,000

Grayton Cottage. Picture is stock photo and not of actual home.

Picture is stock photo and not of actual home.

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,844 Lot Size (sq. ft.): 8,480 Status: Active

Current Price: $787,000 List Date: 5/08/2026 Last Modified: 7/02/2026

Overview

Description

Stunning single-story 3 car garage Toll Brothers home. Construction completion estimated January 2027. Limited time to make your personal selections at design studio. Offering 2,844 square feet of living space. Boasting 4 spacious bedrooms, office/flex room and 3.5 beautifully appointed bathrooms, this residence exudes elegance and comfort at every turn. The soaring 12-foot ceilings in the grand foyer set the tone for the home's grandeur, with 10-foot ceilings throughout the rest of the living areas, adding to the airy and open feel. The expansive open floor plan includes a office room, perfect for working from home, and a three-car garage with a stylish paver driveway. Step into the heart of the home, the gourmet open kitchen. Here, you'll find exquisite quartz countertops, large island, and stainless steel appliances, making it ideal for both cooking and entertaining. Bathrooms feature elegant tile finishes. The primary suite is a true retreat, with two walk-in closets offering ampl … (Read more)

Listing Details MLS# 789642

Contract Info

List Price/SqFt: 276.72

Location

Area: 03 – Bay County – Beach
Street #: 344
Street Name: Breakwater
Street Suffix: Boulevard
Unit #: Lot 28
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: Breakwater at Ward Creek
Community/Resort: None
Waterfront: No
Parcel ID: 32717-250-056
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left. Sales Office is located at 232 Breakwater Blvd 4th building on the right next to parking lot.
Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 28

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 2844
SqFt Source: Builders Plans
Full Baths: 3
Half Baths: Yes
Total Baths: 4
# of Stories in Building: Yes
Year Built: 2026
Immediate Occupancy: No
Construction Status: Under Construction
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 3
Lot Dimensions: 60'x120'
Acreage: 0.19
Lot Size (SqFt): 8480
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 210
HOA Frequency: Monthly
HOA Annual Amount: 2520
New Buyer Fee: Yes
New Buyer Fee Amt: 630
New Buyer Fee Paid: $
Last Taxes: 1355
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No

Remarks & Misc

Remarks: Stunning single-story 3 car garage Toll Brothers home. Construction completion estimated January 2027. Limited time to make your personal selections at design studio. Offering 2,844 square feet of living space. Boasting 4 spacious bedrooms, office/flex room and 3.5 beautifully appointed bathrooms, this residence exudes elegance and comfort at every turn. The soaring 12-foot ceilings in the grand foyer set the tone for the home's grandeur, with 10-foot ceilings throughout the rest of the living areas, adding to the airy and open feel. The expansive open floor plan includes a office room, perfect for working from home, and a three-car garage with a stylish paver driveway. Step into the heart of the home, the gourmet open kitchen. Here, you'll find exquisite quartz countertops, large island, and stainless steel appliances, making it ideal for both cooking and entertaining. Bathrooms feature elegant tile finishes. The primary suite is a true retreat, with two walk-in closets offering ample storage space and bathroom designed to pamper with a spa-like atmosphere large soaking tub and walk-in tile shower. Enjoy outdoor living on the covered paver lanai, which overlooks a serene private wooded preserve, providing the ultimate in peace and privacy. The beautiful gated community enhances your lifestyle, offering easy access to a variety of completed amenities including a resort-style pool, clubhouse, fitness center, tennis and pickleball courts, playground, multi-purpose field, and much more. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix, and recreation outdoor activities at Frank Brown Park. This home is more than just a place to live, it's a lifestyle waiting to be embraced. Call today to schedule your private tour! Pictures are stock photos and not of actual home.

Garage

First: Yes

More Information

Great Room

First: Yes

Office

First: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Gas: Yes
Water Heater – Tankless: Yes

Interior Features

Ceiling – Raised: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes
Media Room: Yes
Pantry: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Siding – Hardie Board: Yes

Exterior

Patio Covered: Yes
Sprinkler System: Yes

Association Fees Include

Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Tennis: Yes
Trash Disposal: Yes

Financing

Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes
Ceiling – Tray: Yes
Smart Home: Yes

Lot Features

Landscaped: Yes
Subdivision – Recorded: Yes
Sidewalk: Yes
Site Plan: Yes
Survey Available: Yes
Wooded: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Community Room: Yes
Exercise Room: Yes
Gated Community: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Tennis: Yes
Pickle Ball: Yes
Sidewalks: Yes

Rooms

Garage: Yes
Great Room: Yes
Primary Bedroom: Yes
Office: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Natural Gas – Connected: Yes
Internet – Broadband Available: Yes
Internet – Fiber Optic: Yes
Phone – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Primary Bedroom

First: Yes

Cooling

Electric: Yes
Zoned: Yes

Heating

Heat Pump: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Security Features

Gated Community: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Range – Gas; Water Heater – Tankless Primary Bedroom: First Cooling: Electric; Zoned Heating: Heat Pump Exterior: Patio Covered; Sprinkler System Association Fees Include: Community Room; Exercise Room; Gated Community; Picnic Area; Playground; Pool; Tennis; Trash Disposal Financing: Conventional; FHA; VA Furnished: Unfurnished Interior: Bonus Room; Ceiling – Tray; Smart Home Lot Features: Landscaped; Sidewalk; Site Plan; Subdivision – Recorded; Survey Available; Wooded Lot Access: Paved Road Great Room: First Garage: First Office: First Security Features: Gated Community; Smoke Detector(s) Parking Features: Driveway; Garage Attached Association Amenities: Community Room; Exercise Room; Gated Community; Pickle Ball; Picnic Area; Playground; Pool; Sidewalks; Tennis Rooms: Garage; Great Room; Primary Bedroom; Office Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Internet – Fiber Optic; Natural Gas – Connected; Phone – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	17 x 14.5	17.00	14.50
Garage	First	29.83 x 22	29.83	22.00
Office	First	12 x 10.58	12.00	10.58
Great Room	First	19.17 x 19	19.17	19.00

Listing Office: Jacksonville TBI Realty LLC

Last Updated: July – 02 – 2026

Information deemed reliable but not guaranteed.