3502 Dragon's Ridge Road, Panama City, FL 32408 (MLS# 786956)

3502 Dragon's Ridge Road, Panama City, FL 32408

$1,175,000

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,922 Lot Size (sq. ft.): 15,682 Status: Active

Current Price: $1,175,000 List Date: 3/18/2026 Last Modified: 4/11/2026

Overview

Description

Enjoy privacy, golf course views, and resort-style outdoor living in this beautifully updated 5BR/4BA Panama City Beach home on the Nicklaus Golf Course in the gated Bay Point community. Overlooking two ponds on holes #10 and #11, the home combines sweeping golf and water views with exceptional privacy and seclusion from surrounding properties. Designed for everyday comfort and effortless entertaining, the home features spacious living areas that flow seamlessly to the outdoor space. Step outside to your private pool and expanded patio with a covered lanai, surrounded by lush landscaping and a new Zoysia lawn – perfect for family time, hosting friends, or relaxing after a round of golf. Inside, hardwood and wood-look tile flooring runs throughout, complemented by chair rails and crown molding. The kitchen is both stylish and functional, featuring quartz countertops, stainless steel appliances, a gas cooktop, and double ovens. This five-bedroom floor plan provides versatile spaces … (Read more) Enjoy privacy, golf course views, and resort-style outdoor living in this beautifully updated 5BR/4BA Panama City Beach home on the Nicklaus Golf Course in the gated Bay Point community. Overlooking two ponds on holes #10 and #11, the home combines sweeping golf and water views with exceptional privacy and seclusion from surrounding properties. Designed for everyday comfort and effortless entertaining, the home features spacious living areas that flow seamlessly to the outdoor space. Step outside to your private pool and expanded patio with a covered lanai, surrounded by lush landscaping and a new Zoysia lawn – perfect for family time, hosting friends, or relaxing after a round of golf. Inside, hardwood and wood-look tile flooring runs throughout, complemented by chair rails and crown molding. The kitchen is both stylish and functional, featuring quartz countertops, stainless steel appliances, a gas cooktop, and double ovens. This five-bedroom floor plan provides versatile spaces to meet your needs: two rooms are currently used as a study and a wine room, both easily convertible into guest bedrooms, a home office or entertaining areas. An upstairs guest suite offers a private retreat for guests or extended family. Convenience and functionality are thoughtfully handled throughout the home, including a renovated laundry room, a three-car garage with built-in cabinetry and additional storage, and updated systems including three HVAC units (changed within the past year), a new hot water heater (Dec 2025), refrigerator (Oct 2025), and dishwasher (under two years). Solar panels on the roof provide energy savings and help reduce monthly utility costs. Additional improvements include renovated bathrooms, refreshed interior paint (2025), air duct cleaning (Oct 2025), a new front entry door and tile, and a 2024 irrigation system – providing a move-in ready experience with peace of mind. Bay Point is an exclusive 24/7 security-patrolled gated community which boasts a Nicklaus Golf Course, the Point South Marina with gulf access, dining at Neon’s 72, and scenic walking areas. Grocery stores, restaurants, shopping, and everyday conveniences are just minutes away, while the white-sand beaches and natural beauty of St. Andrews State Park are a short drive from home. The community’s safe, family-friendly environment and ample outdoor spaces make it ideal for recreation and everyday living. Experience the ultimate Panama City Beach lifestyle in this spacious, private Bay Point home – schedule your private showing today.

Listing Details MLS# 786956

Contract Info

List Price/SqFt: 299.59

Location

Area: 03 – Bay County – Beach
Street #: 3502
Street Name: Dragon's Ridge
Street Suffix: Road
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Queensberry Ltd At Bay Point
Community/Resort: Bay Point Homes/Lots
Waterfront: Yes
Gulf Access: No
Parcel ID: 31402-964-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Thomas Drive to Magnolia Beach Road and Magnolia Beach will curve to the right. Stay to the right and turn right on Jan Cooley and then left into the Bay Point entrance. Stay straight and home will be on the left
Legal Description: QUEENSBERRY LTD AT BAY POINT MAP 81B LOT 14 ORB 4651 P 66

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 3922
SqFt Source: Owner Measured
Full Baths: 4
Total Baths: 4
Year Built: 1997
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Driveway Spaces: 10
Lot Dimensions: 125X165X77X146
Acreage: 0.36
Lot Size (SqFt): 15682
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1650
HOA Frequency: Annually
HOA Annual Amount: 1650
New Buyer Fee: Yes
New Buyer Fee Amt: 250
Last Taxes: 9136
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Enjoy privacy, golf course views, and resort-style outdoor living in this beautifully updated 5BR/4BA Panama City Beach home on the Nicklaus Golf Course in the gated Bay Point community. Overlooking two ponds on holes #10 and #11, the home combines sweeping golf and water views with exceptional privacy and seclusion from surrounding properties. Designed for everyday comfort and effortless entertaining, the home features spacious living areas that flow seamlessly to the outdoor space. Step outside to your private pool and expanded patio with a covered lanai, surrounded by lush landscaping and a new Zoysia lawn – perfect for family time, hosting friends, or relaxing after a round of golf. Inside, hardwood and wood-look tile flooring runs throughout, complemented by chair rails and crown molding. The kitchen is both stylish and functional, featuring quartz countertops, stainless steel appliances, a gas cooktop, and double ovens. This five-bedroom floor plan provides versatile spaces to meet your needs: two rooms are currently used as a study and a wine room, both easily convertible into guest bedrooms, a home office or entertaining areas. An upstairs guest suite offers a private retreat for guests or extended family. Convenience and functionality are thoughtfully handled throughout the home, including a renovated laundry room, a three-car garage with built-in cabinetry and additional storage, and updated systems including three HVAC units (changed within the past year), a new hot water heater (Dec 2025), refrigerator (Oct 2025), and dishwasher (under two years). Solar panels on the roof provide energy savings and help reduce monthly utility costs. Additional improvements include renovated bathrooms, refreshed interior paint (2025), air duct cleaning (Oct 2025), a new front entry door and tile, and a 2024 irrigation system – providing a move-in ready experience with peace of mind. Bay Point is an exclusive 24/7 security-patrolled gated community which boasts a Nicklaus Golf Course, the Point South Marina with gulf access, dining at Neon's 72, and scenic walking areas. Grocery stores, restaurants, shopping, and everyday conveniences are just minutes away, while the white-sand beaches and natural beauty of St. Andrews State Park are a short drive from home. The community's safe, family-friendly environment and ample outdoor spaces make it ideal for recreation and everyday living. Experience the ultimate Panama City Beach lifestyle in this spacious, private Bay Point home – schedule your private showing today.

Pool Features

Gunite Concrete: Yes
Inground: Yes

More Information

Appliances

Cooktop – Gas: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Double: Yes
Water Heater – Gas: Yes

Interior Features

Floor – Hardwood: Yes
Floor – Tile: Yes
Split Bedroom: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Siding – Stucco: Yes

Exterior

Deck Covered: Yes
Fenced Back Yard: Yes
Fenced Privacy: Yes
Patio Open: Yes

Association Fees Include

Gated Community: Yes
Master Association: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes

Lot Features

Covenants & Rescrictions: Yes
On Golf Course: Yes

Lot Access

Gated Access: Yes

Parking Features

Garage Attached: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Walk-in Closet: Yes

Association Amenities

Basketball Court: Yes
Boat Launch: Yes
Dock: Yes
Gated Community: Yes
Golf: Yes
Marina: Yes
Playground: Yes
Security-24 hour: Yes
Tennis: Yes

Rooms

Bedroom: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Solar: Yes

Waterfront Type

Other: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Solar: Yes

Security Features

24 Hour Security: Yes
Gated Community: Yes
Gated with Guard: Yes
Security Gate: Yes
Security Guard: Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal; Microwave; Oven – Double; Water Heater – Gas Master Bedroom: First Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Solar Exterior: Deck Covered; Fenced Back Yard; Fenced Privacy; Patio Open Association Fees Include: Gated Community; Master Association Furnished: Unfurnished Interior: Bonus Room Lot Features: Covenants & Rescrictions; On Golf Course Lot Access: Gated Access Pool Features: Gunite Concrete; Inground Security Features: 24 Hour Security; Gated Community; Gated with Guard; Security Gate; Security Guard Parking Features: Garage Attached Association Amenities: Basketball Court; Boat Launch; Dock; Gated Community; Golf; Marina; Playground; Security-24 hour; Tennis Rooms: Bedroom; Master Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected; Solar Waterfront Type: Other

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	25.2 x 17.2	25.20	17.20
Bedroom	First	11.2 x 16.1	11.20	16.10
Bedroom	First	14.4 x 10.9	14.40	10.90
Bedroom	Second	29.1 x 23.6	29.10	23.60
Bedroom	First	11.9 x 11	11.90	11.00

Listing Office: Berkshire Hathaway HomeServices Beach Properties of Florida

Last Updated: April – 11 – 2026

Information deemed reliable but not guaranteed.

3502 Dragon’s Ridge Road, Panama City, FL 32408 (MLS# 786956)