3504 Dragon Ridge Road, Panama City, FL 32408

$999,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 3,055 Lot Size (sq. ft.): 17,424 Status: Active
Current Price: $999,000 List Date: 2/09/2026 Last Modified: 2/13/2026

Description

This stunning Panama City Beach residence on the prestigious Legend Hill side of Bay Point offers an unparalleled lifestyle overlooking the Nicklaus course 10th green and 11th tee box. The exterior was painted in Oct. of 2023. The meticulously updated interior features fresh paint, refinished hardwood floors, and plush bedroom carpeting, all framed by soaring 10-14′ ceilings, elegant crown molding, and the windows have motorized blinds for ease of comfort. Plenty of room for a 4th bedroom by converting office. Designed for both comfort and entertainment, the home boasts a gourmet kitchen with granite countertops and new stainless-steel appliances, a cozy gas fireplace with a convenient built-in bar, and a rare 3-car garage. The master bedroom is very large and offers plenty of room for a sitting area. The master bath was recently renovated with large shower and soaking tub, combined in a wet room, new vanity, flooring, and a separate toilet room. The home has 2 HVAC systems; one replaced in 2022. The water heater was replaced in 2024. Home also features a water filtration system, surround sound, and security system setup. Step outside to your private oasis, where you will find a freshly coated pool deck, heated pool, covered patio, and fenced-in yard provide a serene vantage point for breathtaking pond and fairway views on one of the community’s premier homesites. All measurements are approx. and should be verified by buyer.

More Information MLS# 784947

Listing Info, Tax and Legal

HOA Fee: Yes HOA Amount: 1650 HOA Frequency: Annually HOA Annual Amount: 1650 New Buyer Fee: No Last Taxes: 8036 Last Tax Year: 2025 Brokerage Interest: No Interest

Contract Info

List Price/SqFt: 327 Status: Active List Date: 2026-02-09 List Price: $999,000 Current Price: $999,000

Location

Sub Area: 0319 – Beach – East Community/Resort: Bay Point Homes/Lots Waterfront: No Elementary School: Patronis Middle School: Surfside High School: Arnold Directions: From Thomas Dr, turn south onto Magnolia Beach Rd. Follow it as it curves right into Delwood Beach Rd. Turn right onto Jan Cooley Dr, then left into the Bay Point entrance onto Dragon’s Ridge Rd. Continue straight; 3504 will be on your left. Area: 03 – Bay County – Beach Street #: 3504 Street Name: Dragon Ridge Street Suffix: Road State: FL Zip Code: 32408 County: Bay Subdivision: Queensberry Ltd At Bay Point Parcel ID: 31402-963-000 Legal Description: QUEENSBERRY LTD AT BAY POINT LOT 13 MAP 81B ORB 4519 P 1295

General Property Info

Acreage: 0.4 Design: Contemporary Lot Size (SqFt): 17424 Apx SqFt(Htd/Cooled): 3055 Construction Status: Construction Complete SqFt Source: Prop App Site Lot Dimensions: 185*100 New Construction: No Garage Y/N: Yes Garage Spaces: 3 Pool: Yes Pool Type: Private Sub-Type: Detached Single Family Bedrooms: 3 Full Baths: 3 Total Baths: 3 Year Built: 1998

Remarks & Misc

Remarks: This stunning Panama City Beach residence on the prestigious Legend Hill side of Bay Point offers an unparalleled lifestyle overlooking the Nicklaus course 10th green and 11th tee box. The exterior was painted in Oct. of 2023. The meticulously updated interior features fresh paint, refinished hardwood floors, and plush bedroom carpeting, all framed by soaring 10-14′ ceilings, elegant crown molding, and the windows have motorized blinds for ease of comfort. Plenty of room for a 4th bedroom by converting office. Designed for both comfort and entertainment, the home boasts a gourmet kitchen with granite countertops and new stainless-steel appliances, a cozy gas fireplace with a convenient built-in bar, and a rare 3-car garage. The master bedroom is very large and offers plenty of room for a sitting area. The master bath was recently renovated with large shower and soaking tub, combined in a wet room, new vanity, flooring, and a separate toilet room. The home has 2 HVAC systems; one replaced in 2022. The water heater was replaced in 2024. Home also features a water filtration system, surround sound, and security system setup. Step outside to your private oasis, where you will find a freshly coated pool deck, heated pool, covered patio, and fenced-in yard provide a serene vantage point for breathtaking pond and fairway views on one of the community’s premier homesites. All measurements are approx. and should be verified by buyer.

Den

First: 1

Pool Features

Heated – Gas: 1 Inground: 1

Appliances

Cooktop – Gas: 1 Dishwasher: 1 Disposal: 1 Microwave: 1 Oven – Convection: 1 Refrigerator: 1

Interior Features

Bookcases: 1 Breakfast Bar: 1 Ceiling – Raised: 1 Fireplace: 1 Floor – Hardwood: 1 Floor – Tile: 1 Floor – Vinyl Plank: 1 Lighting – Recessed: 1 Pantry: 1 Security System: 1 Wet Bar: 1 Window – Treatment All: 1

Construction/Siding

Roof – Dimensional Shg: 1 Siding – Stucco: 1

Exterior

Deck Open: 1 Fenced Privacy: 1 Hurricane Fabric: 1 Hurricane Shutters: 1 Porch Covered: 1 Sprinkler System: 1

Association Fees Include

Gated Community: 1 Management: 1 Security: 1

Financing

Cash: 1 Conventional: 1 FHA: 1 VA: 1

Furnished

Unfurnished: 1

Interior

Ceiling – Tray: 1 Floor – Carpet: 1

Kitchen

First: 1

Lot Access

Gated Access: 1 Paved Road: 1

Parking Features

Driveway: 1 Circular Driveway: 1 Garage Attached: 1 Garage Door Opener: 1

Mstr Bath / Mstr Bdrm

MBath Garden Tub: 1 MBath Separate Shwr: 1 MBed First Floor: 1

Association Amenities

Dock: 1 Gated Community: 1 Golf: 1 Retail Shops: 1 Security-24 hour: 1 Tennis: 1 Waterfront: 1 Boat Slip: 1 Recreation Facilities: 1

Rooms

Den: 1 Kitchen: 1 Master Bedroom: 1

Utilities

TV Cable: 1 Electricity – Connected: 1 Garbage: 1 Internet – Broadband Available: 1 Phone – Available: 1 Public Sewer – Connected: 1 Public Water – Connected: 1

Waterview

Lake: 1

Sale Type

As Is: 1

Master Bedroom

First: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1

Heating

Central: 1 Electric: 1 Fireplace(s): 1

Security Features

24 Hour Security: 1 Gated Community: 1 Gated with Guard: 1 Security System Owned: 1 Smoke Detector(s): 1

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal; Microwave; Oven – Convection; Refrigerator Master Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace(s) Exterior: Deck Open; Fenced Privacy; Hurricane Fabric; Hurricane Shutters; Porch Covered; Sprinkler System Association Fees Include: Gated Community; Management; Security Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Ceiling – Tray; Floor – Carpet Kitchen: First Lot Access: Gated Access; Paved Road Den: First Pool Features: Heated – Gas; Inground Security Features: 24 Hour Security; Gated Community; Gated with Guard; Security System Owned; Smoke Detector(s) Parking Features: Driveway; Circular Driveway; Garage Attached; Garage Door Opener Association Amenities: Boat Slip; Dock; Gated Community; Golf; Recreation Facilities; Retail Shops; Security-24 hour; Tennis; Waterfront Rooms: Den; Kitchen; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Phone – Available; Public Sewer – Connected; Public Water – Connected Waterview: Lake

Room Information

Master Bedroom Level: First Dimensions: 20 x 15 Length: 20.00 Width: 15.00 Dimensions: 20 x 15 Den Level: First Dimensions: 24 x 20 Length: 24.00 Width: 20.00 Dimensions: 24 x 20 Kitchen Level: First Dimensions: 15 x 15 Length: 15.00 Width: 15.00 Dimensions: 15 x 15
Listing Office: Coastal Heritage Real Estate LLC
Last Updated: February – 13 – 2026
Information deemed reliable but not guaranteed.