3504 Dragon Ridge Road, Panama City, FL 32408 (MLS# 784947)

3504 Dragon Ridge Road, Panama City, FL 32408

$989,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 3,055 Lot Size (sq. ft.): 17,424 Status: Active

Current Price: $989,000 List Date: 2/09/2026 Last Modified: 3/10/2026

Overview

Description

This stunning Panama City Beach residence on the prestigious Legend Hill side of Bay Point offers an unparalleled lifestyle overlooking the Nicklaus course 10th green and 11th tee box. The exterior was painted in Oct. of 2023. The meticulously updated interior features fresh paint, refinished hardwood floors, and plush bedroom carpeting, all framed by soaring 10-14' ceilings, elegant crown molding, and the windows have motorized blinds for ease of comfort. Plenty of room for a 4th bedroom by converting office. Designed for both comfort and entertainment, the home boasts a gourmet kitchen with granite countertops and new stainless-steel appliances, a cozy gas fireplace with a convenient built-in bar, and a rare 3-car garage. The master bedroom is very large and offers plenty of room for a sitting area. The master bath was recently renovated with large shower and soaking tub, combined in a wet room, new vanity, flooring, and a separate toilet room. The home has 2 HVAC systems; one replac … (Read more)

Listing Details MLS# 784947

Contract Info

List Price/SqFt: 323.73

Location

Area: 03 – Bay County – Beach
Street #: 3504
Street Name: Dragon Ridge
Street Suffix: Road
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Queensberry Ltd At Bay Point
Community/Resort: Bay Point Homes/Lots
Waterfront: No
Parcel ID: 31402-963-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Dr, turn south onto Magnolia Beach Rd. Follow it as it curves right into Delwood Beach Rd. Turn right onto Jan Cooley Dr, then left into the Bay Point entrance onto Dragon's Ridge Rd. Continue straight; 3504 will be on your left.
Legal Description: QUEENSBERRY LTD AT BAY POINT LOT 13 MAP 81B ORB 4519 P 1295

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 3055
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
Year Built: 1998
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Lot Dimensions: 185*100
Acreage: 0.4
Lot Size (SqFt): 17424
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1650
HOA Frequency: Annually
HOA Annual Amount: 1650
New Buyer Fee: No
Last Taxes: 8036
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: This stunning Panama City Beach residence on the prestigious Legend Hill side of Bay Point offers an unparalleled lifestyle overlooking the Nicklaus course 10th green and 11th tee box. The exterior was painted in Oct. of 2023. The meticulously updated interior features fresh paint, refinished hardwood floors, and plush bedroom carpeting, all framed by soaring 10-14' ceilings, elegant crown molding, and the windows have motorized blinds for ease of comfort. Plenty of room for a 4th bedroom by converting office. Designed for both comfort and entertainment, the home boasts a gourmet kitchen with granite countertops and new stainless-steel appliances, a cozy gas fireplace with a convenient built-in bar, and a rare 3-car garage. The master bedroom is very large and offers plenty of room for a sitting area. The master bath was recently renovated with large shower and soaking tub, combined in a wet room, new vanity, flooring, and a separate toilet room. The home has 2 HVAC systems; one replaced in 2022. The water heater was replaced in 2024. Home also features a water filtration system, surround sound, and security system setup. Step outside to your private oasis, where you will find a freshly coated pool deck, heated pool, covered patio, and fenced-in yard provide a serene vantage point for breathtaking pond and fairway views on one of the community's premier homesites. All measurements are approx. and should be verified by buyer.

Den

First: Yes

More Information

Pool Features

Heated – Gas: Yes
Inground: Yes

Appliances

Cooktop – Gas: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Convection: Yes
Refrigerator: Yes

Interior Features

Bookcases: Yes
Breakfast Bar: Yes
Ceiling – Raised: Yes
Fireplace: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes
Pantry: Yes
Security System: Yes
Wet Bar: Yes
Window – Treatment All: Yes

Construction/Siding

Roof – Dimensional Shg: Yes
Siding – Stucco: Yes

Exterior

Deck Open: Yes
Fenced Privacy: Yes
Hurricane Fabric: Yes
Hurricane Shutters: Yes
Porch Covered: Yes
Sprinkler System: Yes

Association Fees Include

Gated Community: Yes
Management: Yes
Security: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Ceiling – Tray: Yes
Floor – Carpet: Yes

Kitchen

First: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
Circular Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes

Mstr Bath / Mstr Bdrm

MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBed First Floor: Yes

Association Amenities

Dock: Yes
Gated Community: Yes
Golf: Yes
Retail Shops: Yes
Security-24 hour: Yes
Tennis: Yes
Waterfront: Yes
Boat Slip: Yes
Recreation Facilities: Yes

Rooms

Den: Yes
Kitchen: Yes
Master Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Master Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Fireplace(s): Yes

Security Features

24 Hour Security: Yes
Gated Community: Yes
Gated with Guard: Yes
Security System Owned: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal; Microwave; Oven – Convection; Refrigerator Master Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace(s) Exterior: Deck Open; Fenced Privacy; Hurricane Fabric; Hurricane Shutters; Porch Covered; Sprinkler System Association Fees Include: Gated Community; Management; Security Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Ceiling – Tray; Floor – Carpet Kitchen: First Lot Access: Gated Access; Paved Road Den: First Pool Features: Heated – Gas; Inground Security Features: 24 Hour Security; Gated Community; Gated with Guard; Security System Owned; Smoke Detector(s) Parking Features: Driveway; Circular Driveway; Garage Attached; Garage Door Opener Association Amenities: Boat Slip; Dock; Gated Community; Golf; Recreation Facilities; Retail Shops; Security-24 hour; Tennis; Waterfront Rooms: Den; Kitchen; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Phone – Available; Public Sewer – Connected; Public Water – Connected Waterview: Lake

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	20 x 15	20.00	15.00
Den	First	24 x 20	24.00	20.00
Kitchen	First	15 x 15	15.00	15.00

Listing Office: Coastal Heritage Real Estate LLC

Last Updated: March – 10 – 2026

Information deemed reliable but not guaranteed.