3504 Dragon's Ridge Road, Panama City Beach, FL 32408

New Listing
$940,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,055 Lot Size (sq. ft.): 15,773 Status: Active
Current Price: $940,000 List Date: 5/15/2026 Last Modified: 5/16/2026

Overview

Description

Nestled within the prestigious Queensberry neighborhood of Bay Point, this pristine 3,055-square-foot estate offers a masterclass in upscale coastal living. From the moment you pull into the expansive circular driveway, the home's grandeur is evident, highlighted by soaring 14-foot ceilings and high-end crown molding that flow through multiple light-filled living spaces. Recent premium upgrades ensure modern comfort and peace of mind, including a newly renovated primary bathroom (2025), fresh interior paint, and a suite of high-end appliances replaced between 2022 and 2024. Practical luxury is woven into every detail, from the built-in bookcases and gas fireplace to the expansive laundry suite that effortlessly transitions into a home gym or craft room. The heart of the home is a chef's dream, featuring a farmhouse sink, gas stove, and custom cabinetry equipped with pull-out organizers. Designed for both functionality and charm, the residence boasts smart conveniences like power win

Listing Details MLS# 789959

Contract Info

List Price/SqFt
307.69

Location

Area
03 – Bay County – Beach
Street #
3504
Street Name
Dragon's Ridge
Street Suffix
Road
State
FL
Zip Code
32408
County
Bay
Sub Area
0319 – Beach – East
Subdivision
Queensberry Ltd At Bay Point
Community/Resort
Bay Point Homes/Lots
Waterfront
No
Parcel ID
31402-963-000
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Directions
From the Hathaway Bridge head West toward Panama City Beach. In 2.1 miles turn left onto Navy Blvd then continue straight another two miles. Turn left onto Magnolia Beach Rd then continue straight about 1.9 miles. Turn right onto Jan Cooley Drive. In .4 miles turn left onto Dragon's Ridge Rd, go through the gate then in .4 miles, the property will be on your left.
Legal Description
QUEENSBERRY LTD AT BAY POINT LOT 13 MAP 81B ORB 4519 P 1295

General Property Info

Sub-Type
Detached Single Family
Design
Traditional
Apx SqFt(Htd/Cooled)
3055
SqFt Source
Prop App Site
Full Baths
3
Total Baths
3
# of Stories in Building
Yes
Year Built
1998
Immediate Occupancy
Yes
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
3
Lot Dimensions
94 x 161 x 100 x 165
Acreage
0.36
Lot Size (SqFt)
15773
Pool
Yes
Pool Type
Private

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
1650
HOA Frequency
Annually
HOA Annual Amount
1650
New Buyer Fee
No
Last Taxes
8036
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
Nestled within the prestigious Queensberry neighborhood of Bay Point, this pristine 3,055-square-foot estate offers a masterclass in upscale coastal living. From the moment you pull into the expansive circular driveway, the home's grandeur is evident, highlighted by soaring 14-foot ceilings and high-end crown molding that flow through multiple light-filled living spaces. Recent premium upgrades ensure modern comfort and peace of mind, including a newly renovated primary bathroom (2025), fresh interior paint, and a suite of high-end appliances replaced between 2022 and 2024. Practical luxury is woven into every detail, from the built-in bookcases and gas fireplace to the expansive laundry suite that effortlessly transitions into a home gym or craft room. The heart of the home is a chef's dream, featuring a farmhouse sink, gas stove, and custom cabinetry equipped with pull-out organizers. Designed for both functionality and charm, the residence boasts smart conveniences like power window shades, a central vacuum system, and floor-integrated outlets for seamless furniture placement. Seasonal decorating is made effortless by a specialized front-porch timer for holiday lighting, while the exterior is fully fortified with hurricane fabric and shutters. With a three-car garage providing ample storage and one of the two HVAC units replaced in 2022, every mechanical and aesthetic detail has been meticulously maintained. The outdoor experience is truly your own slice of paradise, situated perfectly between the 10th hole and 11th tee box of the Legends golf course. The backyard sanctuary features a heated in-ground pool with a tranquil waterfall–newly resurfaced in 2024–surrounded by professional landscaping and breathtaking views. Whether you're watching a family of deer graze on the green at dawn or enjoying the glow of the 2023 exterior lighting at dusk, the atmosphere is one of total serenity. Tucked away from the city's hustle yet just minutes from the white sandy beaches and local amenities, this home offers the rare balance of an established, quiet community with world-class leisure right at your doorstep.

Pool Features

Gunite Concrete
Yes
Heated – Gas
Yes
Inground
Yes
Waterfall
Yes

More Information

Appliances

Dishwasher
Yes
Disposal
Yes
Microwave
Yes
Oven – Electric
Yes
Range – Gas
Yes

Interior Features

Bookcases
Yes
Breakfast Bar
Yes
Ceiling – Crwn Molding
Yes
Ceiling – Raised
Yes
Central Vacuum
Yes
Fireplace
Yes
Floor – Hardwood
Yes
Floor – Tile
Yes
Kitchen Island
Yes
Lighting – Recessed
Yes
Pantry
Yes
Pull Down Stairs
Yes
Security System
Yes
Split Bedroom
Yes
Window – Treatment All
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Roof – Dimensional Shg
Yes
Siding – Stucco
Yes

Exterior

Fenced Back Yard
Yes
Fenced Lot-All
Yes
Hurricane Fabric
Yes
Patio Covered
Yes
Patio Open
Yes
Porch Covered
Yes
Sprinkler System
Yes

Association Fees Include

Gated Community
Yes
Management
Yes
Master Association
Yes

Financing

Cash
Yes
Conventional
Yes
VA
Yes

Furnished

Unfurnished
Yes

Interior

Floor – Carpet
Yes
Smart Thermostat
Yes

Lot Features

Covenants & Rescrictions
Yes
Curb & Gutter
Yes
On Golf Course
Yes
Sidewalk
Yes
Survey Available
Yes
Within 1/2 Mile to Water
Yes

Lot Access

Paved Road
Yes
Private Road
Yes

Parking Features

Driveway
Yes
Circular Driveway
Yes
Garage Attached
Yes
Garage Door Opener
Yes
Golf Cart Garage
Yes
Oversized
Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity
Yes
MBath Garden Tub
Yes
MBath Separate Shwr
Yes
MBed First Floor
Yes
MBed Walk-in Closet
Yes

Present Zoning

Resid Single Family
Yes

Association Amenities

Gated Community
Yes
Sidewalks
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Family Room
Yes
Foyer
Yes
Full Bathroom
Yes
Garage
Yes
Kitchen
Yes
Laundry
Yes
Living Room
Yes
Master Bathroom
Yes
Master Bedroom
Yes
Other
Yes

Showing

ShowingTime
Yes

Utilities

Electricity – Connected
Yes
Garbage
Yes
Natural Gas – Connected
Yes
Internet – Broadband Available
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Sale Type

As Is
Yes

Cooling

Attic Fan
Yes
Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Fireplace – Gas
Yes
Fireplace(s)
Yes
Natural Gas
Yes

Security Features

Gated Community
Yes
Gated with Guard
Yes
Security System
Yes
Smoke Detector(s)
Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Range – Gas Cooling: Attic Fan; Ceiling Fan(s); Central Air; Electric Heating: Central; Fireplace – Gas; Fireplace(s); Natural Gas Exterior: Fenced Back Yard; Fenced Lot-All; Hurricane Fabric; Patio Covered; Patio Open; Porch Covered; Sprinkler System Association Fees Include: Gated Community; Management; Master Association Financing: Cash; Conventional; VA Furnished: Unfurnished Interior: Floor – Carpet; Smart Thermostat Lot Features: Covenants & Rescrictions; Curb & Gutter; On Golf Course; Sidewalk; Survey Available; Within 1/2 Mile to Water Lot Access: Paved Road; Private Road Pool Features: Gunite Concrete; Heated – Gas; Inground; Waterfall Security Features: Gated Community; Gated with Guard; Security System; Smoke Detector(s) Parking Features: Driveway; Circular Driveway; Garage Attached; Garage Door Opener; Golf Cart Garage; Oversized Association Amenities: Gated Community; Sidewalks Rooms: Bedroom; Dining Room; Family Room; Foyer; Full Bathroom; Garage; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Other Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name Dimensions Length Width Remarks
Living Room 22.6 x 24.1 22.60 24.10
Kitchen 14.9 x 16.7 14.90 16.70
Family Room 16.11 x 17.4 16.11 17.40
Master Bedroom 20.4 x 14.11 20.40 14.11
Master Bathroom 11.7 x 36.6 11.70 36.60
Other 5.11 x 7.11 5.11 7.11 Office Nook
Foyer 9.5 x 8.5 9.50 8.50
Dining Room 13.1 x 17.9 13.10 17.90
Bedroom 15.11 x 14.11 15.11 14.11
Full Bathroom 9.1 x 11.5 9.10 11.50
Bedroom 16.1 x 11 16.10 11.00
Full Bathroom 9.3 x 5.6 9.30 5.60
Bedroom 14.9 x 12.3 14.90 12.30
Laundry 18.8 x 17.2 18.80 17.20
Garage 33.11 x 22.11 33.11 22.11
Other 4.2 x 11.7 4.20 11.70 Primary Closet 1
Other 9.1 x 6.3 9.10 6.30 Primary Closet 2
Listing Office: Keller Williams Success Realty
Last Updated: May – 16 – 2026
Information deemed reliable but not guaranteed.