3504 Dragon's Ridge Road, Panama City Beach, FL 32408 (MLS# 789959)

3504 Dragon's Ridge Road, Panama City Beach, FL 32408

$920,000

all_floors_3504_dragons_ridge_road_panam

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,055 Lot Size (sq. ft.): 15,773 Status: Active

Current Price: $920,000 List Date: 7/18/2026 Last Modified: 8/24/2026

Overview

Description

Wake up to pristine fairway views, spend your morning on the only Nicklaus Design Course in Northwest Florida, and your evening toasting the sunset on the sugar white sands of the Gulf. This isn't a vacation, its your everyday life. Situated directly between the 10th green and 11th tee box of the Legends golf course, this pristine 3,055-square-foot estate in Bay Point's prestigious Queensberry neighborhood redefines daily living minutes from Gulf beaches and St. Andrews State Park. The outdoor sanctuary centers around a heated in-ground pool with a tranquil waterfall (resurfaced in 2024), framed by professional landscaping and 2023 exterior lighting. Spend your afternoons relaxing poolside, taking in fairway views, or watching deer graze on the green at dawn. Inside, an expansive circular driveway leads into light-filled living spaces marked by soaring 14-foot ceilings, high-end crown molding, built-in bookcases, and a gas fireplace. Work comfortably from a private home office overlo … (Read more) Wake up to pristine fairway views, spend your morning on the only Nicklaus Design Course in Northwest Florida, and your evening toasting the sunset on the sugar white sands of the Gulf. This isn’t a vacation, its your everyday life. Situated directly between the 10th green and 11th tee box of the Legends golf course, this pristine 3,055-square-foot estate in Bay Point’s prestigious Queensberry neighborhood redefines daily living minutes from Gulf beaches and St. Andrews State Park. The outdoor sanctuary centers around a heated in-ground pool with a tranquil waterfall (resurfaced in 2024), framed by professional landscaping and 2023 exterior lighting. Spend your afternoons relaxing poolside, taking in fairway views, or watching deer graze on the green at dawn. Inside, an expansive circular driveway leads into light-filled living spaces marked by soaring 14-foot ceilings, high-end crown molding, built-in bookcases, and a gas fireplace. Work comfortably from a private home office overlooking the course, or make use of a versatile laundry suite that transitions into a home gym or craft room. Recent interior updates include fresh paint and a newly renovated primary bathroom (2025). The kitchen serves as the heart of the residence, featuring a farmhouse sink, gas stove, custom cabinetry with pull-out organizers, and premium appliances upgraded between 2022 and 2024. Modern conveniences like power window shades, a central vacuum system, floor-integrated outlets, and a specialized front-porch timer for seasonal lighting make day-to-day operation seamless. Every mechanical and structural detail has been well maintained, including dual HVAC units (one replaced in 2022), a three-car garage with generous storage, and full exterior protection via hurricane fabric and shutters. Tucked away from the city’s hustle, this home offers the ultimate retreat–combining the rare privacy, security, and distinction of an established gated community with world-class leisure right outside your front door.

Listing Details MLS# 789959

Contract Info

List Price/SqFt: 301.15

Location

Area: 03 – Bay County – Beach
Street #: 3504
Street Name: Dragon's Ridge
Street Suffix: Road
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Queensberry Ltd At Bay Point
Community/Resort: Bay Point Homes/Lots
Waterfront: No
Parcel ID: 31402-963-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From the Hathaway Bridge head West toward Panama City Beach. In 2.1 miles turn left onto Navy Blvd then continue straight another two miles. Turn left onto Magnolia Beach Rd then continue straight about 1.9 miles. Turn right onto Jan Cooley Drive. In .4 miles turn left onto Dragon's Ridge Rd, go through the gate then in .4 miles, the property will be on your left.
Legal Description: QUEENSBERRY LTD AT BAY POINT LOT 13 MAP 81B ORB 4519 P 1295

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 3055
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
# of Stories in Building: Yes
Accessory Dwelling Unit: No
Year Built: 1998
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Lot Dimensions: 94 x 161 x 100 x 165
Acreage: 0.36
Lot Size (SqFt): 15773
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1725
HOA Frequency: Annually
HOA Annual Amount: 1725
New Buyer Fee: No
Last Taxes: 8036
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Wake up to pristine fairway views, spend your morning on the only Nicklaus Design Course in Northwest Florida, and your evening toasting the sunset on the sugar white sands of the Gulf. This isn't a vacation, its your everyday life. Situated directly between the 10th green and 11th tee box of the Legends golf course, this pristine 3,055-square-foot estate in Bay Point's prestigious Queensberry neighborhood redefines daily living minutes from Gulf beaches and St. Andrews State Park. The outdoor sanctuary centers around a heated in-ground pool with a tranquil waterfall (resurfaced in 2024), framed by professional landscaping and 2023 exterior lighting. Spend your afternoons relaxing poolside, taking in fairway views, or watching deer graze on the green at dawn. Inside, an expansive circular driveway leads into light-filled living spaces marked by soaring 14-foot ceilings, high-end crown molding, built-in bookcases, and a gas fireplace. Work comfortably from a private home office overlooking the course, or make use of a versatile laundry suite that transitions into a home gym or craft room. Recent interior updates include fresh paint and a newly renovated primary bathroom (2025). The kitchen serves as the heart of the residence, featuring a farmhouse sink, gas stove, custom cabinetry with pull-out organizers, and premium appliances upgraded between 2022 and 2024. Modern conveniences like power window shades, a central vacuum system, floor-integrated outlets, and a specialized front-porch timer for seasonal lighting make day-to-day operation seamless. Every mechanical and structural detail has been well maintained, including dual HVAC units (one replaced in 2022), a three-car garage with generous storage, and full exterior protection via hurricane fabric and shutters. Tucked away from the city's hustle, this home offers the ultimate retreat–combining the rare privacy, security, and distinction of an established gated community with world-class leisure right outside your front door.

Pool Features

Gunite Concrete: Yes
Heated – Gas: Yes
Inground: Yes
Waterfall: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Gas: Yes
Refrigerator: Yes
Washer: Yes

Interior Features

Bookcases: Yes
Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Ceiling – Raised: Yes
Central Vacuum: Yes
Fireplace: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Pull Down Stairs: Yes
Security System: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Siding – Stucco: Yes

Exterior

Fenced Back Yard: Yes
Fenced Lot-All: Yes
Hurricane Fabric: Yes
Patio Covered: Yes
Patio Open: Yes
Porch Covered: Yes
Sprinkler System: Yes

Association Fees Include

Gated Community: Yes
Management: Yes
Master Association: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes
Smart Thermostat: Yes

Lot Features

Covenants & Rescrictions: Yes
Curb & Gutter: Yes
On Golf Course: Yes
Sidewalk: Yes
Survey Available: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes
Private Road: Yes

Parking Features

Driveway: Yes
Circular Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Golf Cart Garage: Yes
Oversized: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Gated Community: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Foyer: Yes
Full Bathroom: Yes
Garage: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes
Other: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Cooling

Attic Fan: Yes
Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Fireplace – Gas: Yes
Fireplace(s): Yes
Natural Gas: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Security Features

Gated Community: Yes
Gated with Guard: Yes
Security System: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Gas; Refrigerator; Washer Cooling: Attic Fan; Ceiling Fan(s); Central Air; Electric Heating: Central; Fireplace – Gas; Fireplace(s); Natural Gas Exterior: Fenced Back Yard; Fenced Lot-All; Hurricane Fabric; Patio Covered; Patio Open; Porch Covered; Sprinkler System Association Fees Include: Gated Community; Management; Master Association Financing: Cash; Conventional; VA Furnished: Unfurnished Interior: Floor – Carpet; Smart Thermostat Lot Features: Covenants & Rescrictions; Curb & Gutter; On Golf Course; Sidewalk; Survey Available; Within 1/2 Mile to Water Lot Access: Paved Road; Private Road Pool Features: Gunite Concrete; Heated – Gas; Inground; Waterfall Security Features: Gated Community; Gated with Guard; Security System; Smoke Detector(s) Parking Features: Driveway; Circular Driveway; Garage Attached; Garage Door Opener; Golf Cart Garage; Oversized Association Amenities: Gated Community; Sidewalks Rooms: Bedroom; Dining Room; Family Room; Foyer; Full Bathroom; Garage; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom; Other Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Dimensions	Length	Width	Remarks
Living Room	22.6 x 24.1	22.60	24.10
Kitchen	14.9 x 16.7	14.90	16.70
Family Room	16.11 x 17.4	16.11	17.40
Primary Bedroom	20.4 x 14.11	20.40	14.11
Primary Bathroom	11.7 x 36.6	11.70	36.60
Other	5.11 x 7.11	5.11	7.11	Office Nook
Foyer	9.5 x 8.5	9.50	8.50
Dining Room	13.1 x 17.9	13.10	17.90
Bedroom	15.11 x 14.11	15.11	14.11
Full Bathroom	9.1 x 11.5	9.10	11.50
Bedroom	16.1 x 11	16.10	11.00
Full Bathroom	9.3 x 5.6	9.30	5.60
Bedroom	14.9 x 12.3	14.90	12.30
Laundry	18.8 x 17.2	18.80	17.20
Garage	33.11 x 22.11	33.11	22.11
Other	4.2 x 11.7	4.20	11.70	Primary Closet 1
Other	9.1 x 6.3	9.10	6.30	Primary Closet 2

Listing Office: Keller Williams Success Realty

Last Updated: August – 24 – 2026

Information deemed reliable but not guaranteed.

3504 Dragon’s Ridge Road, Panama City Beach, FL 32408 (MLS# 789959)