3509 High Cliff Road, Panama City, FL 32409
$460,000
Property Type:
Residential
Bedrooms:
4
Baths:
4
Square Footage:
2,244
Lot Size (sq. ft.):
21,780
Status:
Active
Current Price:
$460,000
List Date:
4/15/2026
Last Modified:
6/29/2026
Listing Details MLS# 787503
Contract Info
- List Price/SqFt
- 204.99
Location
- Area
- 04 – Bay County – North
- Street #
- 3509
- Street Name
- High Cliff
- Street Suffix
- Road
- State
- FL
- Zip Code
- 32409
- County
- Bay
- Sub Area
- 0410 – Bay North – West Deerpoint/Southport
- Subdivision
- Cedar Creek Chase Ph 1
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 07585-428-000
- Elementary School
- Deane Bozeman
- Middle School
- Deane Bozeman
- High School
- Deane Bozeman
- Directions
- From Hwy 77, Right at Red Light Hwy 2321, Left turn onto Resota Beach Road, Right turn onto High Cliff Road (Cedar Creek Subdivision), home on the Right Legal Description: CEDAR CREEK CHASE PH 1 LOT 128 ORB 3823 P 834
- Legal Description
- CEDAR CREEK CHASE PH 1 LOT 128 ORB 4572 P 1459
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Craftsman Style
- Apx SqFt(Htd/Cooled)
- 2244
- SqFt Source
- Prop App Site
- Full Baths
- 3
- Half Baths
- Yes
- Total Baths
- 4
- # of Stories in Building
- 14
- Year Built
- 2022
- Immediate Occupancy
- Yes
- Pre-Const Flip
- No
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- 2
- Driveway Spaces
- 4
- Lot Dimensions
- 101 X 258
- Acreage
- 0.5
- Lot Size (SqFt)
- 21780
- Pool
- No
- Association Fee/Month
- 0
Listing Info, Tax and Legal
- Homestead
- Yes
- HOA Fee
- No
- Senior Community
- No
- Is Subject Leased
- No
- New Buyer Fee
- No
- Last Taxes
- 4786
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- As Is
- Yes
- Condo Doc
- No
Remarks & Misc
- Remarks
- Don't Miss Out on Owning a Like-New Home! Imagine starting your mornings with a cup of coffee on the patio, listening to birdsong, and ending your evenings under the stars–all while being just minutes from Deer Point Lake for fishing, boating, and outdoor adventures. Seller welcomes all reasonable offers! Why wait months to build when you can move right into this beautifully maintained 2022-built home offering modern construction, energy efficiency, and room to grow? Situated on a spacious half-acre lot in a desirable location, this home gives you the perfect blend of privacy, comfort, and convenience–all with NO HOA. Whether you're looking for room to entertain, space for your outdoor toys, or simply a peaceful place to call home, this property checks all the boxes. Plus, you're just minutes from Deer Point Lake, making it easy to enjoy fishing, boating, and the outdoor lifestyle you've been dreaming about. NO HOA | BUILT IN 2022 | HALF-ACRE LOT | FLOOD ZONE X This is a rare opportunity to own a newer home without the wait or rising construction costs. Don't miss your chance–schedule your private showing today before it's gone! Seller motivated and welcomes all reasonable offers! Experience the perfect combination of modern comfort, quality construction, and outdoor space in this beautifully maintained 2022 home situated on a spacious half-acre lot near Deer Point Lake. Offering the freedom of no HOA, this property provides the flexibility, privacy, and room to enjoy the Florida lifestyle. Step inside to discover a bright open-concept floor plan designed for both everyday living and entertaining. The spacious primary suite offers a private retreat, while the thoughtfully designed layout provides comfortable living spaces throughout. Enjoy your morning coffee or unwind in the evenings from the screened porch overlooking the backyard. Built with energy efficiency and durability in mind, this home features Low-E windows, fully insulated walls, and modern construction that offers comfort, peace of mind, and lower maintenance compared to older homes. Conveniently located just 23 minutes from Northwest Florida Beaches International Airport, this property is also close to Deer Point Lake, boating, fishing, local springs, shopping, dining, and the beautiful white-sand beaches of Panama City. Schedule your private showing today and bring your offer!
Covered Porch
- First
- Yes
More Information
Dining Room
- First
- Yes
Garage
- First
- Yes
Laundry
- First
- Yes
Appliances
- Cooktop – Electric
- Yes
- Dishwasher
- Yes
- Disposal
- Yes
- Dryer
- Yes
- ENERGY STAR Qualified Appliances
- Yes
- Freezer
- Yes
- Ice Maker
- Yes
- Microwave
- Yes
- Oven – Electric
- Yes
- Refrigerator
- Yes
- Washer
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Breakfast Bar
- Yes
- Ceiling – Coffered
- Yes
- Ceiling – Crwn Molding
- Yes
- Floor – Tile
- Yes
- Floor – Vinyl
- Yes
- Kitchen Island
- Yes
- Lighting – Recessed
- Yes
- Security System
- Yes
- Window – Treatment All
- Yes
Construction/Siding
- Brick
- Yes
- Foundation – Slab on Grade
- Yes
- Roof – Dimensional Shg
- Yes
- Trim – Hardie Board
- Yes
- Trim – Vinyl
- Yes
Exterior
- Columns
- Yes
- Double Pane Windows
- Yes
- Fenced Back Yard
- Yes
- Fenced Privacy
- Yes
- Porch Covered
- Yes
- Porch Screened
- Yes
- Sprinkler System
- Yes
Other Structures
- Shed(s)
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Furnished
- Unfurnished
- Yes
Interior
- Ceiling – Tray
- Yes
- Insulated Doors
- Yes
Kitchen
- First
- Yes
Living Room
- First
- Yes
Lot Features
- Landscaped
- Yes
- Subdivision – Recorded
- Yes
Lot Access
- County Road
- Yes
- Paved Road
- Yes
Parking Features
- Driveway
- Yes
- Garage Attached
- Yes
- Garage Door Opener
- Yes
Present Zoning
- Resid Single Family
- Yes
Rooms
- Bedroom
- Yes
- Covered Porch
- Yes
- Dining Room
- Yes
- Full Bathroom
- Yes
- Garage
- Yes
- Half Bathroom
- Yes
- Kitchen
- Yes
- Laundry
- Yes
- Living Room
- Yes
- Primary Bathroom
- Yes
- Primary Bedroom
- Yes
Showing
- ShowingTime
- Yes
- Security System
- Yes
Utilities
- TV Cable
- Yes
- Electricity – Connected
- Yes
- Garbage
- Yes
- Internet – Broadband Available
- Yes
- Phone – Connected
- Yes
- Public Water – Connected
- Yes
- Septic Tank
- Yes
- Underground Utilities
- Yes
Sale Type
- As Is
- Yes
- REO
- Yes
Full Bathroom
- First
- Yes
Half Bathroom
- First
- Yes
Primary Bedroom
- First
- Yes
Bedroom
- First
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
- ENERGY STAR Qualified Equipment
- Yes
Heating
- Central
- Yes
- ENERGY STAR Qualified Equipment
- Yes
Primary Bdrm/Primary Bath
- MBath Double Vanity
- Yes
- MBath Separate Shwr
- Yes
- MBath Tub – Soaking
- Yes
- MBath Walk-In Closet
- Yes
- MBed First Floor
- Yes
- See Remarks
- Yes
Primary Bathroom
- First
- Yes
Security Features
- Security System
- Yes
- Smoke Detector(s)
- Yes
Property Features
Appliances:
Cooktop – Electric; Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Freezer; Ice Maker; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric
Full Bathroom:
First
Half Bathroom:
First
Primary Bedroom:
First
Bedroom:
First
Cooling:
Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment
Heating:
Central; ENERGY STAR Qualified Equipment
Exterior:
Columns; Double Pane Windows; Fenced Back Yard; Fenced Privacy; Porch Covered; Porch Screened; Sprinkler System
Financing:
Cash; Conventional; FHA; VA
Furnished:
Unfurnished
Interior:
Ceiling – Tray; Insulated Doors
Kitchen:
First
Living Room:
First
Lot Features:
Landscaped; Subdivision – Recorded
Lot Access:
County Road; Paved Road
Primary Bathroom:
First
Covered Porch:
First
Dining Room:
First
Garage:
First
Laundry:
First
Security Features:
Security System; Smoke Detector(s)
Parking Features:
Driveway; Garage Attached; Garage Door Opener
Other Structures:
Shed(s)
Rooms:
Bedroom; Covered Porch; Dining Room; Full Bathroom; Garage; Half Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom
Sale Type:
As Is; REO
Showing:
Security System; ShowingTime
Utilities:
TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Phone – Connected; Public Water – Connected; Septic Tank; Underground Utilities
Present Zoning:
Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|---|
| Bedroom | First | 12 x 13 | 12.00 | 13.00 | |
| Bedroom | First | 11.5 x 13.5 | 11.50 | 13.50 | |
| Bedroom | First | 13.5 x 16 | 13.50 | 16.00 | |
| Primary Bedroom | First | 14 x 16 | 14.00 | 16.00 | |
| Primary Bathroom | First | 13 x 12 | 13.00 | 12.00 | |
| Half Bathroom | First | 3.5 x 7 | 3.50 | 7.00 | |
| Full Bathroom | First | 5.5 x 10 | 5.50 | 10.00 | |
| Full Bathroom | First | 9 x 7 | 9.00 | 7.00 | |
| Laundry | First | 7 x 10 | 7.00 | 10.00 | |
| Covered Porch | First | 8 x 19.5 | 8.00 | 19.50 | BACK PORCH SCREENED IN |
| Covered Porch | First | 9 x 14 | 9.00 | 14.00 | |
| Garage | First | 21 x 22 | 21.00 | 22.00 | |
| Kitchen | First | 15 x 18 | 15.00 | 18.00 | |
| Living Room | First | 19 x 19.5 | 19.00 | 19.50 | |
| Dining Room | First | 11 x 13 | 11.00 | 13.00 |
Listing Office:
Coastal Palms Real Estate
Last Updated: June – 29 – 2026
Information deemed reliable but not guaranteed.