3511 Cottage Cove Lane, Panama City, FL 32408 (MLS# 788277)

3511 Cottage Cove Lane, Panama City, FL 32408

$599,000

Entry this property is beautiful and amazing.

As you look at this house you will notice the cobblestone driveway. This is a WOW factor.

With an aerial view you can see how close this property to the water.

The house has beautiful flooring, and the kitchen has all stainless-steel appliances.

This kitchen looks into the living area, as you notice the island has the sink and dishwasher with a gas stove.

The living area with this flooring looks like it is super long with a great view.

This photo shows you the room without furniture...

This picture shows you the bedroom with furniture.

The master bathroom has a stand-alone soaking tub and a walk in shower

Another view of the soaking tub with the claw feet.

Walk-in closet with shelves and a small dresser

What a great picture of the entrance to Sanctuary Beach.

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,375 Lot Size (sq. ft.): 3,485 Status: Active

Current Price: $599,000 List Date: 4/13/2026 Last Modified: 6/17/2026

Overview

Description

LOWEST PRICED PER SQUARE FOOT CUSTOM HOME IN SANCTUARY BEACH! Beautifully crafted and impeccably maintained, this 4-bedroom Craftsman home in the highly sought-after Sanctuary Beach subdivision offers the perfect blend of timeless design, modern upgrades, and coastal convenience. Move-in ready and thoughtfully enhanced throughout, this residence delivers both comfort and sophistication in a serene, wooded setting. Ideally positioned within the community, the home is just moments from the neighborhood pool and approximately ¼ mile to the nearest beach access, making it easy to enjoy the best of the Emerald Coast lifestyle. Inside, the open-concept floor plan is filled with natural light and elevated by white oak flooring, soaring ceilings, and expansive windows. The chef's kitchen is a true centerpiece, featuring white cabinetry, marble countertops, a shiplap and cedar backsplash, breakfast bar, upgraded stainless steel appliances, and a ZLINE commercial-grade range with six g … (Read more) LOWEST PRICED PER SQUARE FOOT CUSTOM HOME IN SANCTUARY BEACH! Beautifully crafted and impeccably maintained, this 4-bedroom Craftsman home in the highly sought-after Sanctuary Beach subdivision offers the perfect blend of timeless design, modern upgrades, and coastal convenience. Move-in ready and thoughtfully enhanced throughout, this residence delivers both comfort and sophistication in a serene, wooded setting. Ideally positioned within the community, the home is just moments from the neighborhood pool and approximately ¼ mile to the nearest beach access, making it easy to enjoy the best of the Emerald Coast lifestyle. Inside, the open-concept floor plan is filled with natural light and elevated by white oak flooring, soaring ceilings, and expansive windows. The chef’s kitchen is a true centerpiece, featuring white cabinetry, marble countertops, a shiplap and cedar backsplash, breakfast bar, upgraded stainless steel appliances, and a ZLINE commercial-grade range with six gas burners, electric oven, and vent hood. A spacious butler’s pantry adds both function and style. The main living and dining areas are designed for effortless entertaining, highlighted by a vaulted ceiling and 8-foot folding French doors that open to an oversized patio and backyard perfect for seamless indoor-outdoor living. The main-level primary suite offers a private retreat, complete with reclaimed 9-foot barn doors, a spa-inspired bathroom with marble flooring, a large glass-enclosed shower, double vanities, a freestanding soaking tub, and an expansive custom walk-in closet. Upstairs, you’ll find three generously sized bedrooms, a full bath with tiled tub/shower and double vanity, and a spacious laundry room with additional storage and natural light. A convenient powder room is located on the main floor for guests. Additional features include full insulation of all interior and exterior walls, blown-in ceiling insulation for enhanced energy efficiency, a paver driveway, and an attached two-car garage. Located near a Jack Nicklaus-designed golf course, multiple marinas, St. Andrews State Park, and an array of dining and entertainment options, this home offers both tranquility and accessibility. This exceptional property captures the essence of Sanctuary Beach living, schedule your private showing today.

Listing Details MLS# 788277

Contract Info

List Price/SqFt: 252.21

Location

Area: 03 – Bay County – Beach
Street #: 3511
Street Name: Cottage Cove
Street Suffix: Lane
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Sanctuary Beach
Community/Resort: None
Waterfront: No
Parcel ID: 31368-122-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: South on Thomas Drive, turn left onto Magnolia Beach Road, then turn right onto Delwood Beach Road, until you reach the Front gate of Sanctuary Beach Subdivision. After entering the neighborhood, take the first right and the house is on the left.
Legal Description: SANCTUARY BEACH LOT 6 BLK B ORB 4527 P 2317

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2375
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Year Built: 2021
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 45×80
Acreage: 0.08
Lot Size (SqFt): 3485
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 586
HOA Frequency: Quarterly
HOA Annual Amount: 2344
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 6546
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: LOWEST PRICED PER SQUARE FOOT CUSTOM HOME IN SANCTUARY BEACH! Beautifully crafted and impeccably maintained, this 4-bedroom Craftsman home in the highly sought-after Sanctuary Beach subdivision offers the perfect blend of timeless design, modern upgrades, and coastal convenience. Move-in ready and thoughtfully enhanced throughout, this residence delivers both comfort and sophistication in a serene, wooded setting. Ideally positioned within the community, the home is just moments from the neighborhood pool and approximately ¼ mile to the nearest beach access, making it easy to enjoy the best of the Emerald Coast lifestyle. Inside, the open-concept floor plan is filled with natural light and elevated by white oak flooring, soaring ceilings, and expansive windows. The chef's kitchen is a true centerpiece, featuring white cabinetry, marble countertops, a shiplap and cedar backsplash, breakfast bar, upgraded stainless steel appliances, and a ZLINE commercial-grade range with six gas burners, electric oven, and vent hood. A spacious butler's pantry adds both function and style. The main living and dining areas are designed for effortless entertaining, highlighted by a vaulted ceiling and 8-foot folding French doors that open to an oversized patio and backyard perfect for seamless indoor-outdoor living. The main-level primary suite offers a private retreat, complete with reclaimed 9-foot barn doors, a spa-inspired bathroom with marble flooring, a large glass-enclosed shower, double vanities, a freestanding soaking tub, and an expansive custom walk-in closet. Upstairs, you'll find three generously sized bedrooms, a full bath with tiled tub/shower and double vanity, and a spacious laundry room with additional storage and natural light. A convenient powder room is located on the main floor for guests. Additional features include full insulation of all interior and exterior walls, blown-in ceiling insulation for enhanced energy efficiency, a paver driveway, and an attached two-car garage. Located near a Jack Nicklaus-designed golf course, multiple marinas, St. Andrews State Park, and an array of dining and entertainment options, this home offers both tranquility and accessibility. This exceptional property captures the essence of Sanctuary Beach living, schedule your private showing today.

Covered Porch

First: Yes

More Information

Dining Room

First: Yes

Garage

First: Yes

Laundry

Second: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
ENERGY STAR Qualified Appliances: Yes
Microwave: Yes
Range – Gas: Yes
Refrigerator: Yes
Water Heater – Gas: Yes
Water Heater – Tankless: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Vaulted: Yes
Floor – Hardwood: Yes
Floor – Marble: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Stairs: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Composite Shngl: Yes
Roof – Gutters: Yes
Siding – Hardie Board: Yes
Trim – Aluminum: Yes
Trim – Vinyl: Yes
Trim – Wood: Yes

Exterior

Columns: Yes
Double Pane Windows: Yes
Patio Covered: Yes
Porch Open: Yes
Sprinkler System: Yes

Association Fees Include

Gated Community: Yes
Pool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Smart Home: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Interior Lot: Yes
Subdivision – Recorded: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Comm/Own/Maint: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Paver Block: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Gated Community: Yes
Pool: Yes

Rooms

Bedroom: Yes
Covered Porch: Yes
Dining Room: Yes
Full Bathroom: Yes
Garage: Yes
Half Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Full Bathroom

Second: Yes

Half Bathroom

First: Yes

Primary Bedroom

First: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Primary Bathroom

First: Yes

Security Features

Carbon Monoxide Detector: Yes
Gated Community: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; ENERGY STAR Qualified Appliances; Microwave; Range – Gas; Refrigerator; Water Heater – Gas; Water Heater – Tankless Full Bathroom: Second Half Bathroom: First Primary Bedroom: First Bedroom: Second Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Columns; Double Pane Windows; Patio Covered; Porch Open; Sprinkler System Association Fees Include: Gated Community; Pool Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Smart Home Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Interior Lot; Subdivision – Recorded; Within 1/2 Mile to Water Lot Access: Comm/Own/Maint; Paved Road Primary Bathroom: First Covered Porch: First Dining Room: First Garage: First Laundry: Second Security Features: Carbon Monoxide Detector; Gated Community; Smoke Detector(s) Parking Features: Driveway; Garage Attached; Paver Block Association Amenities: Gated Community; Pool Rooms: Bedroom; Covered Porch; Dining Room; Full Bathroom; Garage; Half Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	21 x 16	21.00	16.00	All measurements are approximate , Buyer to verify. Home and community information, including pricing, features, terms and availability are subject to change without notice.
Dining Room	First	14 x 16	14.00	16.00
Kitchen	First	13 x 16	13.00	16.00
Master Bedroom	First	15 x 12	15.00	12.00
Master Bathroom	First	20.5 x 6	20.50	6.00
Bedroom	Second	14 x 12	14.00	12.00
Bedroom	Second	13 x 11	13.00	11.00
Bedroom	Second	13 x 12	13.00	12.00
Full Bathroom	Second	12 x 5	12.00	5.00
Laundry	Second	10.5 x 6.5	10.50	6.50
Half Bathroom	First	10 x 8	10.00	8.00
Garage	First	20 x 19	20.00	19.00
Covered Porch	First	28 x 8	28.00	8.00

Listing Office: Keller Williams Realty Emerald

Last Updated: June – 17 – 2026

Information deemed reliable but not guaranteed.