3513 Cottage Cove Lane, Panama City, FL 32408
New Listing
$599,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
2,314
Lot Size (sq. ft.):
3,049
Status:
Active
Current Price:
$599,000
List Date:
6/09/2026
Last Modified:
6/09/2026
Listing Details MLS# 791052
Contract Info
- List Price/SqFt
- 258.86
Location
- Area
- 03 – Bay County – Beach
- Street #
- 3513
- Street Name
- Cottage Cove
- Street Suffix
- Lane
- State
- FL
- Zip Code
- 32408
- County
- Bay
- Sub Area
- 0319 – Beach – East
- Subdivision
- Sanctuary Beach
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 31368-121-000
- Elementary School
- Patronis
- Middle School
- Surfside
- High School
- Arnold
- Directions
- From Thomas Drive turn onto Magnolia Beach Road, stay right on Delwood Beach road, turn right at the dead end onto Delwood Dr, follow to the gated entrance into Sanctuary Beach, follow Cottage Cove Ln, home will be on the left side.
- Legal Description
- SANCTUARY BEACH LOT 5 BLK B ORB 4636 P 426
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Craftsman Style
- Apx SqFt(Htd/Cooled)
- 2314
- SqFt Source
- Prop App Site
- Full Baths
- 2
- Half Baths
- Yes
- Total Baths
- 3
- # of Stories in Building
- 2
- Year Built
- 2024
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- 2
- Lot Dimensions
- 40×80
- Acreage
- 0.07
- Lot Size (SqFt)
- 3049
- Pool
- Yes
- Pool Type
- Community
Listing Info, Tax and Legal
- HOA Fee
- Yes
- HOA Amount
- 454
- HOA Frequency
- Quarterly
- HOA Annual Amount
- 1816
- New Buyer Fee
- No
- Last Taxes
- 6468
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- As Is
- Yes
Remarks & Misc
- Remarks
- Welcome to this beautifully appointed 4-bedroom, 2.5-bathroom home located in the highly sought-after gated community of Sanctuary Beach. Designed with both comfort and style in mind, this home features luxury vinyl plank flooring throughout, recessed lighting, and an open-concept layout perfect for everyday living and entertaining.The heart of the home is the spacious kitchen, showcasing an oversized island overlooking the living area, complete with an electric fireplace. Enjoy premium finishes including stainless steel appliances, a gas range, quartz countertops, and shaker-style soft-close cabinetry. Just off the kitchen, you'll find a convenient butler's pantry featuring a wine cooler, providing additional storage and entertaining space. A well-positioned half bath is also located on the main floor for guests.Upstairs, the spacious primary suite offers a relaxing retreat with a double vanity, a stunning floor-to-ceiling tiled walk-in shower, and a generous walk-in closet that conveniently connects directly to the laundry room. Three additional bedrooms and a full bathroom complete the second level.Step outside to enjoy the covered back patio overlooking the backyard, perfect for relaxing or hosting gatherings. Ideally situated just a short walk from the community pool and only minutes from the white sandy beaches of Panama City Beach, this home offers the perfect combination of luxury, convenience, and coastal living.
Pool Features
- Inground
- Yes
More Information
Appliances
- Dishwasher
- Yes
- Disposal
- Yes
- Microwave
- Yes
- Range – Gas
- Yes
- Range Hood
- Yes
- Refrigerator
- Yes
- Wine Refrigerator
- Yes
Interior Features
- Fireplace
- Yes
- Floor – Vinyl Plank
- Yes
- Kitchen Island
- Yes
- Lighting – Recessed
- Yes
- Pantry
- Yes
- Stairs
- Yes
Construction/Siding
- Foundation – Slab on Grade
- Yes
- Wood/Frame
- Yes
- Roof – Dimensional Shg
- Yes
- Siding – Hardie Board
- Yes
Exterior
- Fenced Back Yard
- Yes
- Patio Covered
- Yes
- Sprinkler System
- Yes
Association Fees Include
- Gated Community
- Yes
- Ground Keeping
- Yes
- Management
- Yes
- Pool
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Furnished
- Furnished
- Yes
Interior
- Bonus Room
- Yes
Lot Features
- Within 1/2 Mile to Water
- Yes
Lot Access
- Gated Access
- Yes
- Private Road
- Yes
Parking Features
- Driveway
- Yes
- Garage Attached
- Yes
Present Zoning
- Resid Single Family
- Yes
Association Amenities
- Gated Community
- Yes
- Pool
- Yes
Rooms
- Bedroom
- Yes
- Living Room
- Yes
- Primary Bedroom
- Yes
Showing
- ShowingTime
- Yes
Utilities
- Electricity – Connected
- Yes
- Natural Gas – Connected
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
- Underground Utilities
- Yes
Sale Type
- As Is
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
Heating
- Electric
- Yes
Security Features
- Gated Community
- Yes
- Smoke Detector(s)
- Yes
Property Features
Appliances:
Dishwasher; Disposal; Microwave; Range – Gas; Range Hood; Refrigerator; Wine Refrigerator
Cooling:
Ceiling Fan(s); Central Air; Electric
Heating:
Electric
Exterior:
Fenced Back Yard; Patio Covered; Sprinkler System
Association Fees Include:
Gated Community; Ground Keeping; Management; Pool
Financing:
Cash; Conventional; FHA; VA
Furnished:
Furnished
Interior:
Bonus Room
Lot Features:
Within 1/2 Mile to Water
Lot Access:
Gated Access; Private Road
Pool Features:
Inground
Security Features:
Gated Community; Smoke Detector(s)
Parking Features:
Driveway; Garage Attached
Association Amenities:
Gated Community; Pool
Rooms:
Bedroom; Living Room; Primary Bedroom
Sale Type:
As Is
Showing:
ShowingTime
Utilities:
Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities
Present Zoning:
Resid Single Family
Room Information
| Room Name | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|
| Master Bedroom | 15 x 15 | 15.00 | 15.00 | TBC |
| Bedroom | 13 x 11 | 13.00 | 11.00 | TBC |
| Bedroom | 13 x 11 | 13.00 | 11.00 | TBC |
| Living Room | 20 x 15 | 20.00 | 15.00 | TBC |
Listing Office:
Seltzer Real Estate, LLC
Last Updated: June – 09 – 2026
Information deemed reliable but not guaranteed.