3515 Cottage Cove Lane, Panama City, FL 32408
New Listing
$568,999
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
2,400
Lot Size (sq. ft.):
3,049
Status:
Active
Current Price:
$568,999
List Date:
9/03/2026
Last Modified:
9/03/2026
Listing Details MLS# 795000
Contract Info
- List Price/SqFt
- 237.08
Location
- Area
- 03 – Bay County – Beach
- Street #
- 3515
- Street Name
- Cottage Cove
- Street Suffix
- Lane
- State
- FL
- Zip Code
- 32408
- County
- Bay
- Sub Area
- 0319 – Beach – East
- Subdivision
- Sanctuary Beach
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 31368-120-000
- Elementary School
- Patronis
- Middle School
- Surfside
- High School
- Arnold
- Directions
- turn onto Magnolia Beach Road and continue approximately 2.7 miles. Turn right onto Delwood Beach Road and continue to the gated entrance of Sanctuary Beach. After entering the community, take the first right onto Cottage Cove Lane.
- Legal Description
- SANCTUARY BEACH LOT 4 BLK B ORB 4749 P 1833
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Beach House
- Apx SqFt(Htd/Cooled)
- 2400
- SqFt Source
- Prop App Site
- Full Baths
- 3
- Total Baths
- 3
- Accessory Dwelling Unit
- No
- Year Built
- 2024
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- 2
- Lot Dimensions
- 40×80
- Acreage
- 0.07
- Lot Size (SqFt)
- 3049
- Pool
- Yes
- Pool Type
- Community
Listing Info, Tax and Legal
- HOA Fee
- Yes
- HOA Amount
- 508
- HOA Frequency
- Quarterly
- HOA Annual Amount
- 2032
- New Buyer Fee
- No
- Last Taxes
- 6943.72
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
Remarks & Misc
- Remarks
- Welcome to 3515 Cottage Cove Lane, a beautifully designed home tucked inside the gated community of Sanctuary Beach. This Custom Built Home offering 4 bedrooms, 3.5 baths and 2,340 square feet, this home combines modern finishes, thoughtful design and a peaceful coastal setting just moments from St. Andrews Bay. The open-concept main living area features soaring 10-foot ceilings, luxury vinyl plank flooring and an inviting layout ideal for both everyday living and entertaining. The kitchen is a standout with quartz countertops, soft-close cabinetry, stainless steel appliances, a large island, pot filler and spacious butler's pantry. Upstairs, the primary suite offers a private retreat with double vanities, an oversized floor-to-ceiling tiled shower and a generous walk-in closet with convenient access to the laundry room. Additional bedrooms and flexible living space provide plenty of room for family, guests or a home office. Outside, enjoy a covered back patio overlooking a peaceful natural backdrop with no neighbors directly behind the home. A two-car garage, brick paver driveway, mudroom and irrigation system add to the home's functionality and curb appeal. Sanctuary Beach offers a quiet, gated atmosphere with a community pool and access toward the shores of St. Andrews Bay, all while keeping you convenient to marinas, boating, dining, shopping and everything the Panama City Beach area has to offer. 3515 Cottage Cove Lane delivers the perfect combination of privacy, coastal lifestyle and modern comfort.
Pool Features
- Inground
- Yes
- Pool House
- Yes
More Information
Appliances
- Dishwasher
- Yes
- Microwave
- Yes
- Range – Electric
- Yes
Interior Features
- Ceiling – Raised
- Yes
- Floor – Vinyl Plank
- Yes
- Kitchen Island
- Yes
- Lighting – Recessed
- Yes
- Pantry
- Yes
- Stairs
- Yes
Construction/Siding
- Foundation – Slab on Grade
- Yes
- Roof – Dimensional Shg
- Yes
- Siding – Hardie Board
- Yes
Exterior
- Porch Covered
- Yes
Association Fees Include
- Accounting
- Yes
- Gated Community
- Yes
- Pool
- Yes
Furnished
- Unfurnished
- Yes
Living Room
- First
- Yes
Lot Features
- Covenants & Rescrictions
- Yes
- Within 1/2 Mile to Water
- Yes
Lot Access
- Private Road
- Yes
Association Amenities
- Pool
- Yes
Rooms
- Bedroom
- Yes
- Living Room
- Yes
- Primary Bedroom
- Yes
Showing
- ShowingTime
- Yes
Utilities
- Electricity – Connected
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Primary Bedroom
- Second
- Yes
Bedroom
- Second
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
Heating
- Electric
- Yes
Primary Bdrm/Primary Bath
- MBath Double Vanity
- Yes
- MBath Separate Shwr
- Yes
- MBath Walk-In Closet
- Yes
Primary Bath/Primary Bdrm
- MBath Shower/Tub Combo
- Yes
Security Features
- Security Gate
- Yes
Property Features
Appliances:
Dishwasher; Microwave; Range – Electric
Primary Bedroom:
Second
Bedroom:
Second
Cooling:
Ceiling Fan(s); Central Air; Electric
Heating:
Electric
Exterior:
Porch Covered
Association Fees Include:
Accounting; Gated Community; Pool
Furnished:
Unfurnished
Living Room:
First
Lot Features:
Covenants & Rescrictions; Within 1/2 Mile to Water
Lot Access:
Private Road
Pool Features:
Inground; Pool House
Security Features:
Security Gate
Association Amenities:
Pool
Rooms:
Bedroom; Living Room; Primary Bedroom
Showing:
ShowingTime
Utilities:
Electricity – Connected; Public Sewer – Connected; Public Water – Connected
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Bedroom | Second | 13 x 11 | 13.00 | 11.00 |
| Bedroom | Second | 13 x 11 | 13.00 | 11.00 |
| Primary Bedroom | Second | 15 x 15 | 15.00 | 15.00 |
| Living Room | First | 20 x 14 | 20.00 | 14.00 |
Listing Office:
Think Real Estate
Last Updated: September – 03 – 2026
Information deemed reliable but not guaranteed.