3516 Cottage Cove Lane, Panama City, FL 32408 (MLS# 785461)

3516 Cottage Cove Lane, Panama City, FL 32408

$107,500

Property Type: Residential Land Lot Size (sq. ft.): 4,064 Status: Active

Current Price: $107,500 List Date: 2/18/2026 Last Modified: 8/07/2026

Overview

Description

This premier lot in Sanctuary Beach measures approximately 40′ x 101′. This gated neighborhood is ideally located for privacy, yet close to every imaginable amenity! Low association dues and a community pool are a few of the perks for your enjoyment. Adjacent to Bay Point’s incredible offerings of golf, tennis, spa, restaurants, hotel and the new Point South Marina Bay Point. This lot offers extra privacy because it backs up to property owned by the Bay Point Property Association. See why this neighborhood is so popular.

Listing Details MLS# 785461

Contract Info

List Price/Acre: 1194444.44

Location

Street #: 3516
Street Name: Cottage Cove
Street Suffix: Lane
Area: 03 – Bay County – Beach
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Sanctuary Beach
Community/Resort: None
Waterfront: No
Parcel ID: 31368-109-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Drive turn onto Magnolia Beach Road, stay right on Delwood Beach Road, turn right onto Delwood Drive, follow to gated entrance into Sanctuary Beach, Through gate and to the right. 3516 Cottage Cove Ln is on the right.
Legal Description: SANCTUARY BEACH LOT 9 BLK A ORB 4027 P 222

General Property Info

Sub-Type: Residential Lots
Lot Dimensions: 40' x 101'
Acreage: 0.09
Lot Size (SqFt): 4064

Listing Info, Tax & Legal

HOA Fee: Yes
HOA Amount: 454
HOA Frequency: Quarterly
HOA Annual Amount: 1816
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 1200
Last Taxes: 934
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Block: A
Section: 14
Range: 15W

Remarks & Misc

Remarks: This premier lot in Sanctuary Beach measures approximately 40' x 101'. This gated neighborhood is ideally located for privacy, yet close to every imaginable amenity! Low association dues and a community pool are a few of the perks for your enjoyment. Adjacent to Bay Point's incredible offerings of golf, tennis, spa, restaurants, hotel and the new Point South Marina Bay Point. This lot offers extra privacy because it backs up to property owned by the Bay Point Property Association. See why this neighborhood is so popular.

Association Fees Include

Gated Community: Yes
Legal: Yes
Management: Yes
Pool: Yes

More Information

Financing

Cash: Yes
Construction Perm: Yes
Conventional: Yes

Lot Features

Covenants: Yes
Curb & Gutter: Yes
Interior Lot: Yes
Subdivision – Recorded: Yes
Restrictions: Yes
Storm Sewer: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Comm/Own/Maint: Yes
Gated Access: Yes
Paved Road: Yes
Private Road: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Picnic Area: Yes
Pool: Yes

Project Facilities

No Short Term Rental: Yes
Pets Allowed: Yes
Security-Gate: Yes

Utilities

All Utilities: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Water Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Property Features

Financing: Cash; Construction Perm; Conventional Lot Access: Comm/Own/Maint; Gated Access; Paved Road; Private Road Lot Features: Covenants; Curb & Gutter; Interior Lot; Subdivision – Recorded; Restrictions; Storm Sewer; Within 1/2 Mile to Water Project Facilities: No Short Term Rental; Pets Allowed; Security-Gate Sale Type: As Is Utilities: All Utilities; Electricity – Connected; Public Sewer – Connected; Water Connected; Underground Utilities Present Zoning: Resid Single Family

Listing Office: The Premier Property Group

Last Updated: August – 07 – 2026

Information deemed reliable but not guaranteed.