3518 Treasure Circle, Panama City Beach, FL 32408 (MLS# 790042)

3518 Treasure Circle, Panama City Beach, FL 32408

$600,000

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Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,588 Lot Size (sq. ft.): 6,534 Status: Active

Current Price: $600,000 List Date: 5/18/2026 Last Modified: 6/08/2026

Overview

Description

This is a cash flowing machine! Perfectly positioned in Panama City Beach’s desirable South Lagoon area, this 3BR/2BA home blends coastal comfort with strong investment potential. Just minutes from Beach Access 7, the home features an open-concept layout, stainless steel appliances, wood-look tile flooring in the main living areas, and a spacious primary suite with Trey ceilings. Step outside to a large covered patio overlooking a brand new heated pool installed in 2025, perfect for relaxing or entertaining. Major updates include a new roof in 2022. Currently operating as a successful short-term rental with over $65,000 in gross revenue already in 2025 and on track to exceed that. Whether you’re looking for a primary residence, second home, or income-producing beach property, this one checks the boxes.

Listing Details MLS# 790042

Contract Info

List Price/SqFt: 377.83

Location

Area: 03 – Bay County – Beach
Street #: 3518
Street Name: Treasure
Street Suffix: Circle
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Treasure Island
Community/Resort: None
Waterfront: No
Parcel ID: 31471-010-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From the Hathaway Bridge, Take FL-30 W/Front Beach Rd to Laurie Ave, Turn left onto Laurie Ave, Continue on N Lagoon Dr to Lower Grand Lagoon, Drive to Treasure Cir
Legal Description: TREASURE ISLAND LOT 6 BLK 1 ORB 3792 P 1013

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 1588
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2013
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 68×144
Acreage: 0.15
Lot Size (SqFt): 6534
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 5028
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: This is a cash flowing machine! Perfectly positioned in Panama City Beach's desirable South Lagoon area, this 3BR/2BA home blends coastal comfort with strong investment potential. Just minutes from Beach Access 7, the home features an open-concept layout, stainless steel appliances, wood-look tile flooring in the main living areas, and a spacious primary suite with Trey ceilings. Step outside to a large covered patio overlooking a brand new heated pool installed in 2025, perfect for relaxing or entertaining. Major updates include a new roof in 2022. Currently operating as a successful short-term rental with over $65,000 in gross revenue already in 2025 and on track to exceed that. Whether you're looking for a primary residence, second home, or income-producing beach property, this one checks the boxes.

Dining Room

First: Yes

More Information

Pool Features

Inground: Yes
Saltwater: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Coffered: Yes
Ceiling – Vaulted: Yes
Floor – Tile: Yes
Pantry: Yes
Window – Treatment Some: Yes

Construction/Siding

Roof – Composite Shngl: Yes
Siding – Stucco: Yes

Exterior

Fenced Back Yard: Yes
Fenced Lot-All: Yes
Fenced Privacy: Yes
Patio Covered: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes

Living Room

First: Yes

Lot Features

Flood Insurance Req: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Living Room: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Water – Connected: Yes
Septic Tank: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Refrigerator; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Back Yard; Fenced Lot-All; Fenced Privacy; Patio Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet Living Room: First Lot Features: Flood Insurance Req; Within 1/2 Mile to Water Lot Access: Paved Road Dining Room: First Pool Features: Inground; Saltwater Security Features: Smoke Detector(s) Parking Features: Driveway; Garage Attached Rooms: Bedroom; Dining Room; Living Room; Master Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Public Water – Connected; Septic Tank Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	11 x 12	11.00	12.00
Bedroom	First	11 x 12	11.00	12.00
Master Bedroom	First	13.2 x 17.9	13.20	17.90
Dining Room	First	8 x 10.7	8.00	10.70
Living Room	First	15.6 x 18.2	15.60	18.20

Listing Office: Legacy Premier Agency

Last Updated: June – 08 – 2026

Information deemed reliable but not guaranteed.