3521 Treasure Circle, Panama City, FL 32408 (MLS# 783738)

3521 Treasure Circle, Panama City, FL 32408

$874,999

Close to Marinas, boat, and jetski rentals.

Sit back and enjoy a movie on those rainy PCB days

Dining table for 6 and more space at the kitchen bar

Here's another look from the dining area

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,920 Lot Size (sq. ft.): 7,405 Status: Active

Current Price: $874,999 List Date: 1/15/2026 Last Modified: 4/16/2026

Overview

Description

THIS HOUSE CHECKS ALL THE BOXES! –Single-family home –Built for living or short-term renting –Master bedroom down with en suite bath –Private heated pool –Fully furnished with beachy vibe –Strong rental history and rental projections –Garage converted to game room –Close to beach, lagoon, and marinas –Near great local restaurants, jet ski rentals, and boat rentals Ask your agent for the Airbnb link, cost to own, and rental history and projections. Come tour TODAY! Get under contract in time for the full rental season AND take advantage of the 100% bonus depreciation tax benefit with a cost segregation study. Your CPA knows how! See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

Listing Details MLS# 783738

Contract Info

List Price/SqFt: 455.73

Location

Area: 03 – Bay County – Beach
Street #: 3521
Street Name: Treasure
Street Suffix: Circle
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Treasure Island
Community/Resort: None
Waterfront: No
Parcel ID: 31477-000-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Drive heading south, cross the bridge over the lagoon, turn right onto Trelawney Avenue, turn right onto Treasure Circle. Home is on the left.
Legal Description: TREASURE ISLAND LOT 4 BLK 2 ORB 4579 P 1372

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 1920
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 2
Year Built: 2018
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Lot Dimensions: 75 x 100
Acreage: 0.17
Lot Size (SqFt): 7405
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 8638
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: THIS HOUSE CHECKS ALL THE BOXES! –Single-family home –Built for living or short-term renting –Master bedroom down with en suite bath –Private heated pool –Fully furnished with beachy vibe –Strong rental history and rental projections –Garage converted to game room –Close to beach, lagoon, and marinas –Near great local restaurants, jet ski rentals, and boat rentals Ask your agent for the Airbnb link, cost to own, and rental history and projections. Come tour TODAY! Get under contract in time for the full rental season AND take advantage of the 100% bonus depreciation tax benefit with a cost segregation study. Your CPA knows how! See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

Master Bathroom

First: Yes

More Information

Pool Features

Fenced: Yes
Heated – Electric: Yes
Inground: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Range – Electric: Yes
Washer: Yes

Interior Features

Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Pantry: Yes
Stairs: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Siding – Hardie Board: Yes

Exterior

Fenced Back Yard: Yes
Fenced Privacy: Yes
Patio Covered: Yes
Patio Open: Yes

Other Structures

Outbuilding: Yes
Pergola: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Furnished: Yes

Lot Features

Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Mstr Bath / Mstr Bdrm

MBed First Floor: Yes
MBed Walk-in Closet: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Master Bedroom

First: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Dishwasher; Dryer; Range – Electric; Washer Master Bedroom: First Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Back Yard; Fenced Privacy; Patio Covered; Patio Open Financing: Cash; Conventional; FHA; VA Furnished: Furnished Lot Features: Within 1/2 Mile to Water Lot Access: City Street Master Bathroom: First Pool Features: Fenced; Heated – Electric; Inground Parking Features: Driveway; Garage Attached Other Structures: Outbuilding; Pergola Rooms: Bedroom; Master Bathroom; Master Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	First	15 x 15	15.00	15.00	Large walk-in closet
Master Bathroom	First	11.5 x 6	11.50	6.00	Lovely master suite
Bedroom	Second	12 x 10	12.00	10.00	Queen Bed
Bedroom	Second	11 x 11	11.00	11.00	Queen Bed
Bedroom	Second	11 x 11	11.00	11.00	Queen Bed

Listing Office: EXP Realty LLC

Last Updated: April – 16 – 2026

Information deemed reliable but not guaranteed.