3530 Treasure Circle, Panama City, FL 32408
$1,300,000
Property Type:
Residential
Bedrooms:
3
Baths:
3
Square Footage:
1,986
Lot Size (sq. ft.):
9,583
Status:
Active
Current Price:
$1,300,000
List Date:
9/20/2025
Last Modified:
2/20/2026
Description
RARE WATERFRONT. LAGOON-MOUTH PROXIMITY. PRIVATE DOCK + LIFT. Set on a quiet loop in Panama City Beach, this property sits in one of the closest residential pockets to the mouth of the lagoon, a scarce location-first opportunity that means quicker runs to open water, marinas, and beaches while keeping a calm, remote feel at home. Out back, a private dock with powered boat lift makes ”go now” boating simple; when dinner calls, it’s an easy hop by boat across the lagoon to local favorites like Capt. Anderson’s or The Grand Marlin, or stay dockside and hook saltwater trout and redfish right from your backyard. Daily scenery includes passing boats and jet skis, ospreys and eagles overhead, and dolphins that make regular rounds. On the 4th of July, watch large-scale fireworks lift just beyond the bridge—visible from the dock and both screened porches. Built with 2×6 construction, hurricane-rated doors and windows, and spray-foam insulation throughout (including interior walls) on pilings driven approximately 47 feet, the home blends efficiency and resilience. Inside, well-appointed living spaces are oriented to the water and flow to a screened-in back porch; upstairs, the primary suite has its own screened porch—another great vantage point to enjoy the amusements of wildlife and watercraft all day long. The result is the rare blend of remote feel and minutes-to-everything convenience, exactly where you want to be when waterfront access matters most. All information is believed accurate but not guaranteed; buyer to verify if important.
More Information MLS# 779329
Listing Info, Tax and Legal
Homestead: No
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 5690
Last Tax Year: 2024
Brokerage Interest: No Interest
Section: 16
Township: 4S
Range: 15W
Condo Doc: No
Contract Info
List Price/SqFt: 654.58
Status: Active
List Date: 2025-09-20
List Price: $1,300,000
Current Price: $1,300,000
Location
Sub Area: 0323 – Beach – South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: South bound on Thomas Drive from the Navy Base, cross the Treasure Island bridge, turn right into Trelawney ave, then right into Treasure Circle, house will be on your right.
Area: 03 – Bay County – Beach
Street #: 3530
Street Name: Treasure
Street Suffix: Circle
State: FL
Zip Code: 32408
County: Bay
Subdivision: Hampton Harbor
Parcel ID: 31430-010-000
Legal Description: HAMPTON HARBOUR 70B1 LOT 1 & WLY 21.8′ LOT 2 ORB 3789 P 1246
General Property Info
Acreage: 0.22
Design: Craftsman Style
Lot Size (SqFt): 9583
Apx SqFt(Htd/Cooled): 1986
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 2
Lot Dimensions: Irregular
New Construction: No
Garage Y/N: No
Driveway Spaces: 4
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 3
Total Baths: 3
Year Built: 2017
Remarks & Misc
Remarks: RARE WATERFRONT. LAGOON-MOUTH PROXIMITY. PRIVATE DOCK + LIFT. Set on a quiet loop in Panama City Beach, this property sits in one of the closest residential pockets to the mouth of the lagoon, a scarce location-first opportunity that means quicker runs to open water, marinas, and beaches while keeping a calm, remote feel at home. Out back, a private dock with powered boat lift makes ”go now” boating simple; when dinner calls, it’s an easy hop by boat across the lagoon to local favorites like Capt. Anderson’s or The Grand Marlin, or stay dockside and hook saltwater trout and redfish right from your backyard. Daily scenery includes passing boats and jet skis, ospreys and eagles overhead, and dolphins that make regular rounds. On the 4th of July, watch large-scale fireworks lift just beyond the bridge—visible from the dock and both screened porches. Built with 2×6 construction, hurricane-rated doors and windows, and spray-foam insulation throughout (including interior walls) on pilings driven approximately 47 feet, the home blends efficiency and resilience. Inside, well-appointed living spaces are oriented to the water and flow to a screened-in back porch; upstairs, the primary suite has its own screened porch—another great vantage point to enjoy the amusements of wildlife and watercraft all day long. The result is the rare blend of remote feel and minutes-to-everything convenience, exactly where you want to be when waterfront access matters most. All information is believed accurate but not guaranteed; buyer to verify if important.
Balcony
Second: 1
Covered Porch
First: 1
Laundry
First: 1
Loft
Second: 1
Master Bathroom
Second: 1
Screened Porch
First: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven – Electric: 1
Range – Electric: 1
Refrigerator: 1
Washer: 1
Water Heater – Electric: 1
Interior Features
Floor – Tile: 1
Kitchen Island: 1
Pantry: 1
Split Bedroom: 1
Window – Treatment All: 1
Construction/Siding
Foundation – On Piling: 1
Wood/Frame: 1
Roof – Metal: 1
Siding – Hardie Board: 1
Trim – Hardie Board: 1
Exterior
Balcony: 1
Double Pane Windows: 1
Fenced Lot-Part: 1
Porch Screened: 1
Sprinkler System: 1
Storm Doors: 1
Storm Windows: 1
Waterfront Feature
Boat Launch: 1
Boatlift: 1
Dock: 1
Waterfront Feet: 20
Other Structures
Shed(s): 1
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Floor – Carpet: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Deeded Access Water: 1
Flood Insurance Req: 1
Survey Available: 1
Waterfront: 1
Lot Access
County Road: 1
Parking Features
Driveway: 1
Mstr Bath / Mstr Bdrm
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBed Balcony: 1
MBed Waterfront: 1
Rooms
Balcony: 1
Bedroom: 1
Covered Porch: 1
Full Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Loft: 1
Master Bathroom: 1
Master Bedroom: 1
Screened Porch: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity – Connected: 1
Private Well: 1
Public Sewer – Connected: 1
Waterview
Lagoon: 1
Full Bathroom
First: 1
Waterfront Type
Lagoon/Estuary: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Property Features
Appliances: Dishwasher; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric
Full Bathroom: First
Master Bedroom: Second
Bedroom: First
Cooling: Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Double Pane Windows; Fenced Lot-Part; Porch Screened; Sprinkler System; Storm Doors; Storm Windows
Financing: Cash; Conventional; VA
Furnished: Unfurnished
Interior: Floor – Carpet
Kitchen: First
Living Room: First
Lot Features: Deeded Access Water; Flood Insurance Req; Survey Available; Waterfront
Lot Access: County Road
Balcony: Second
Master Bathroom: Second
Covered Porch: First
Laundry: First
Loft: Second
Screened Porch: First
Parking Features: Driveway
Other Structures: Shed(s)
Rooms: Balcony; Bedroom; Covered Porch; Full Bathroom; Kitchen; Laundry; Living Room; Loft; Master Bathroom; Master Bedroom; Screened Porch
Showing: ShowingTime
Utilities: TV Cable; Electricity – Connected; Private Well; Public Sewer – Connected
Waterfront Type: Lagoon/Estuary
Waterfront Feature: Boat Launch; Boatlift; Dock
Waterview: Lagoon
Room Information
Screened Porch
Level: First
Dimensions: 26 x 7.5
Length: 26.00
Width: 7.50
Dimensions: 26 x 7.5
Kitchen
Level: First
Dimensions: 10.4 x 13.11
Length: 10.40
Width: 13.11
Dimensions: 10.4 x 13.11
Living Room
Level: First
Dimensions: 11.2 x 17.4
Length: 11.20
Width: 17.40
Dimensions: 11.2 x 17.4
Laundry
Level: First
Dimensions: 6.7 x 7.2
Length: 6.70
Width: 7.20
Dimensions: 6.7 x 7.2
Remarks: & pantry
Bedroom
Level: First
Dimensions: 10.4 x 13.3
Length: 10.40
Width: 13.30
Dimensions: 10.4 x 13.3
Remarks: suite
Full Bathroom
Level: First
Dimensions: 4.9 x 8.4
Length: 4.90
Width: 8.40
Dimensions: 4.9 x 8.4
Bedroom
Level: First
Dimensions: 10.1 x 12.11
Length: 10.10
Width: 12.11
Dimensions: 10.1 x 12.11
Full Bathroom
Level: First
Dimensions: 10.1 x 7.1
Length: 10.10
Width: 7.10
Dimensions: 10.1 x 7.1
Covered Porch
Level: First
Dimensions: 17.6 x 10.6
Length: 17.60
Width: 10.60
Dimensions: 17.6 x 10.6
Remarks: front
Loft
Level: Second
Dimensions: 10.3 x 13.1
Length: 10.30
Width: 13.10
Dimensions: 10.3 x 13.1
Master Bathroom
Level: Second
Dimensions: 16.3 x 11.2
Length: 16.30
Width: 11.20
Dimensions: 16.3 x 11.2
Master Bedroom
Level: Second
Dimensions: 16.3 x 16.6
Length: 16.30
Width: 16.60
Dimensions: 16.3 x 16.6
Balcony
Level: Second
Dimensions: 8 x 7.8
Length: 8.00
Width: 7.80
Dimensions: 8 x 7.8
Listing Office:
Coldwell Banker Realty
Last Updated: February – 20 – 2026
Information deemed reliable but not guaranteed.