3532 Treasure Circle, Panama City, FL 32408
$1,499,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
2,880
Lot Size (sq. ft.):
5,663
Status:
Active
Current Price:
$1,499,000
List Date:
9/11/2026
Last Modified:
9/11/2026
Listing Details MLS# 795278
Contract Info
- List Price/SqFt
- 520.49
Location
- Area
- 03 – Bay County – Beach
- Street #
- 3532
- Street Name
- Treasure
- Street Suffix
- Circle
- State
- FL
- Zip Code
- 32408
- County
- Bay
- Sub Area
- 0323 – Beach – South of Grand Lagoon
- Subdivision
- [No Recorded Subdiv]
- Community/Resort
- None
- Waterfront
- Yes
- Gulf Access
- Yes
- Parcel ID
- 31430-020-000
- Elementary School
- Patronis
- Middle School
- Surfside
- High School
- Arnold
- Directions
- From Thomas Drive, turn west onto Trelawney Avenue. Turn right onto Treasure Circle. Property will be on the right at 3532 Treasure Circle.
- Legal Description
- HAMPTON HARBOUR 70B1 LOT 2 LESS WLY 21.8' ORB 3302 P 1101
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Beach House
- Apx SqFt(Htd/Cooled)
- 2880
- SqFt Source
- Builders Plans
- Balcony SqFt
- 528
- Full Baths
- 3
- Total Baths
- 3
- # of Stories in Building
- 2
- Accessory Dwelling Unit
- No
- Year Built
- 2027
- Immediate Occupancy
- No
- Pre-Const Flip
- No
- Construction Status
- To Be Built
- New Construction
- No
- Garage Y/N
- No
- Lot Dimensions
- 48.0 ft x 110.0 ft
- Acreage
- 0.12
- Lot Size (SqFt)
- 5663
- Pool
- No
Waterfront Feature
- Waterfront Feet
- 48 ft
- Dock
- Yes
Listing Info, Tax and Legal
- Homestead
- No
- HOA Fee
- No
- Is Subject Leased
- No
- New Buyer Fee
- No
- Last Taxes
- 3533.55
- Last Tax Year
- 2025
- Brokerage Interest
- Equitable Interest – Listing Broker/Salesperson has equitable interest in the property.
- As Is
- Yes
Remarks & Misc
- Remarks
- DIRECT GRAND LAGOON WATERFRONT + GULF ACCESS. TO BE BUILT: $1,499,000 land + proposed home package. Elevated waterfront residence offers approximately 2,880 SF heated/cooled, 3 bedrooms plus office/flex 4th bedroom, 3 baths and approximately 528 SF of covered outdoor living. Pricing, specifications, finishes, plans and construction costs subject to final builder contract, engineering, permitting and buyer selections. Build the waterfront lifestyle instead of trying to find it already built. Architectural plans and renderings are included. This cleared 0.13-acre homesite offers approximately 48 feet of Grand Lagoon frontage, an existing seawall, approximately 180' dock, public sewer availability and NO HOA. STR allowed and golf cart to the beach or to many popular local restaurants, the marina, and attractions within minutes. The open living, dining and kitchen areas are positioned around the water, with generous covered porches designed to extend the living space toward Grand Lagoon. An elevated coastal design also creates valuable covered space below while maximizing views from the primary living level. Significant waterfront infrastructure is already in place. The property is cleared and includes an existing seawall and approximately 180' dock, giving a future owner direct access to the lagoon while planning and building. From here, enjoy protected boating waters with access to St. Andrews Bay, Shell Island and the Gulf, along with waterfront restaurants, marinas and the best of the Panama City Beach boating lifestyle just minutes away. Whether envisioned as a full-time waterfront residence, second home or potential vacation-rental property subject to applicable regulations, this site offers the increasingly rare opportunity to build new around the lifestyle you actually want instead of renovating somebody else's version of it. Architectural plans and renderings are provided for informational and visualization purposes. Buyer to independently verify current plan suitability, zoning, setbacks, permitting, flood/elevation requirements, utilities, construction costs, dock and seawall condition/permitting and all intended uses. Seller is a licensed Florida real estate agent.
More Information
Furnished
- Unfurnished
- Yes
Kitchen
- First
- Yes
Living Room
- First
- Yes
Lot Features
- Coastal Construction Control Line
- Yes
Present Zoning
- Resid Single Family
- Yes
Association Amenities
- Dock
- Yes
Rooms
- Kitchen
- Yes
- Living Room
- Yes
- Primary Bathroom
- Yes
- Primary Bedroom
- Yes
Utilities
- Cable – Available
- Yes
- Electricity – Availabile
- Yes
- Natural Gas – Available
- Yes
- Sewer Available
- Yes
- Public Water – Available
- Yes
Waterview
- Lagoon
- Yes
Sale Type
- As Is
- Yes
Waterfront Type
- Lagoon/Estuary
- Yes
Primary Bedroom
- First
- Yes
Primary Bathroom
- First
- Yes
Property Features
Primary Bedroom:
First
Furnished:
Unfurnished
Kitchen:
First
Living Room:
First
Lot Features:
Coastal Construction Control Line
Primary Bathroom:
First
Association Amenities:
Dock
Rooms:
Kitchen; Living Room; Primary Bathroom; Primary Bedroom
Sale Type:
As Is
Utilities:
Cable – Available; Electricity – Availabile; Natural Gas – Available; Sewer Available; Public Water – Available
Waterfront Type:
Lagoon/Estuary
Waterfront Feature:
Dock
Waterview:
Lagoon
Present Zoning:
Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Living Room | First | 20 x 15 | 20.00 | 15.00 |
| Kitchen | First | 16 x 16 | 16.00 | 16.00 |
| Primary Bedroom | First | 15 x 15 | 15.00 | 15.00 |
| Primary Bathroom | First | 12 x 10 | 12.00 | 10.00 |
Listing Office:
Anchor Realty Florida
Last Updated: September – 11 – 2026
Information deemed reliable but not guaranteed.