3533 Cottage Cove Lane, Panama City Beach, FL 32408 (MLS# 779758)

3533 Cottage Cove Lane, Panama City Beach, FL 32408

$469,900

_0000_20-web-or-mls-3528 Cottage Cove Ln

_0001_19-web-or-mls-3528 Cottage Cove Ln

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,846 Status: Pending

Current Price: $469,900 List Date: 9/30/2025 Last Modified: 8/13/2026

Overview

Description

Welcome to 3533 Cottage Cove Lane located in tranquil Sanctuary Beach. This home is a resale. This floor plan features two stories with three bedrooms and two and a half bathrooms. The exterior of this home features a covered front porch on the main level and a covered balcony off the primary bedroom on the second level. The kitchen is open to the dining and living areas and features a peninsula bar with space for seating. There is an appointed dining area that is surrounded with windows allowing for an abundance of natural light to filter through. Traditional 9' ceilings grace the living area which opens to the covered back porch where you can spend your mornings and evenings enjoying your coffee or beverage. The main level serves as the heart of the home with plenty of space and a powder room located just off the entry. EVP flooring is throughout the main level of the home, and the kitchen has been updated with an appliance package which includes, a stove, microwave, dishwasher, … (Read more)

Listing Details MLS# 779758

Contract Info

List Price/SqFt: 254.55

Location

Area: 03 – Bay County – Beach
Street #: 3533
Street Name: Cottage Cove
Street Suffix: Lane
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Sanctuary Beach
Community/Resort: None
Waterfront: No
Parcel ID: 31368-117-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From the intersection of Navy Boulevard and Highway 98. Travel on Navy Boulevard to Magnolia Beach Road and turn left. Continue on Magnolia Beach Road and proceed to Delwood Beach Road. Stay on Delwood Beach Road to Delwood Drive. This home is in gated community. Home is located Cottage Cove Lane
Legal Description: SANCTUARY BEACH LOT 1 BLK B ORB 4930 P 40

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 1846
SqFt Source: Builders Plans
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Year Built: 2025
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: Irregular
Pool: Yes
Pool Type: Community
Acreage: 0
Lot Size (SqFt): 0

Status Change Info

Under Contract Date: 2026-08-12

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 454
HOA Frequency: Quarterly
HOA Annual Amount: 1816
New Buyer Fee: Yes
New Buyer Fee Amt: 454
Brokerage Interest: Ownership Interest – Listing Broker/Salesperson has ownership interest in the property.

Remarks & Misc

Remarks: Welcome to 3533 Cottage Cove Lane located in tranquil Sanctuary Beach. This home is a resale. This floor plan features two stories with three bedrooms and two and a half bathrooms. The exterior of this home features a covered front porch on the main level and a covered balcony off the primary bedroom on the second level. The kitchen is open to the dining and living areas and features a peninsula bar with space for seating. There is an appointed dining area that is surrounded with windows allowing for an abundance of natural light to filter through. Traditional 9' ceilings grace the living area which opens to the covered back porch where you can spend your mornings and evenings enjoying your coffee or beverage. The main level serves as the heart of the home with plenty of space and a powder room located just off the entry. EVP flooring is throughout the main level of the home, and the kitchen has been updated with an appliance package which includes, a stove, microwave, dishwasher, washer and dryer and refrigerator. Elegant 3 cm quartz countertops are complemented by the white upper and lower cabinetry. The stairs leading to the second level are accessible from the living area and lead to all three bedrooms. As you reach the second level you are met with a landing with laundry area and shared bathroom. Two bedrooms are located at the back of the home and have spacious closets. The Primary bedroom is located overlooking the front lawn and has a private ensuite bathroom. Two large closets are located in the primary bedroom and offer plenty of space for your wardrobe needs. The primary bathroom has the feel of a private oasis with a soak tub and a separate shower. The dual sink vanity offers lower cabinetry for storage. From the primary bedroom you have access to a private balcony where you can enjoy your mornings. Outside you will find a covered back patio and a privacy fence.

More Information

Dining Room

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Plumbed For Ice Maker: Yes
Range – Electric: Yes
Refrigerator: Yes

Interior Features

Ceiling – Crwn Molding: Yes
Floor – Vinyl Plank: Yes
Pantry: Yes
Stairs: Yes

Construction/Siding

Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes

Exterior

Fenced Back Yard: Yes
Patio Covered: Yes

Association Fees Include

Gated Community: Yes
Ground Keeping: Yes
Master Association: Yes
Pool: Yes

Furnished

Unfurnished: Yes

Interior

Smart Thermostat: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Corner Lot: Yes
Landscaped: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Paver Block: Yes

Association Amenities

Gated Community: Yes
Pool: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Gated Community: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Plumbed For Ice Maker; Range – Electric; Refrigerator Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Back Yard; Patio Covered Association Fees Include: Gated Community; Ground Keeping; Master Association; Pool Furnished: Unfurnished Interior: Smart Thermostat Kitchen: First Living Room: First Lot Features: Corner Lot; Landscaped; Within 1/2 Mile to Water Lot Access: Paved Road Dining Room: First Security Features: Gated Community Parking Features: Driveway; Paver Block Association Amenities: Gated Community; Pool Rooms: Bedroom; Dining Room; Kitchen; Living Room Utilities: Cable – Available; Electricity – Connected; Phone – Available; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	Second	15.7 x 14.2	15.70	14.20
Bedroom	Second	12.6 x 11.6	12.60	11.60
Bedroom	Second	12.6 x 12.4	12.60	12.40
Living Room	First	15.5 x 15.2	15.50	15.20
Dining Room	First	9.8 x 9	9.80	9.00
Kitchen	First	11.1 x 12.2	11.10	12.20

Listing Office: DR Horton Realty of Emerald Coast, LLC

Last Updated: August – 13 – 2026

Information deemed reliable but not guaranteed.